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EML Payments stock price, quote, forecast and news

EML.AX
AU000000EML7
A1J8P1

Price

0.66
Today +/-
-0.00
Today %
-0.38 %
P

EML Payments stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the EML Payments stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the EML Payments stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the EML Payments stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze EML Payments's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

EML Payments Stock Price History

DateEML Payments Price
9/27/20240.66 undefined
9/26/20240.66 undefined
9/25/20240.63 undefined
9/24/20240.62 undefined
9/23/20240.64 undefined
9/20/20240.64 undefined
9/19/20240.67 undefined
9/18/20240.71 undefined
9/17/20240.74 undefined
9/16/20240.74 undefined
9/13/20240.73 undefined
9/12/20240.73 undefined
9/11/20240.71 undefined
9/10/20240.71 undefined
9/9/20240.72 undefined
9/6/20240.73 undefined
9/5/20240.76 undefined
9/4/20240.74 undefined
9/3/20240.74 undefined
9/2/20240.71 undefined

EML Payments Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into EML Payments, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by EML Payments from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects EML Payments’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of EML Payments. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into EML Payments’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing EML Payments’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on EML Payments’s growth potential.

EML Payments Revenue, EBIT and net profit per share

DateEML Payments RevenueEML Payments EBITEML Payments Net Income
2030e258.11 M undefined0 undefined0 undefined
2029e247.06 M undefined47.2 M undefined34.66 M undefined
2028e256.65 M undefined43.19 M undefined30.82 M undefined
2027e232.84 M undefined41.18 M undefined28.68 M undefined
2026e224.45 M undefined41.79 M undefined26.57 M undefined
2025e236.52 M undefined40.7 M undefined22.79 M undefined
2024217.34 M undefined23.42 M undefined-26.49 M undefined
2023183.91 M undefined-1.03 M undefined-284.82 M undefined
2022232.38 M undefined-1.35 M undefined-4.8 M undefined
2021192.22 M undefined4.45 M undefined-28.7 M undefined
2020120.96 M undefined5.27 M undefined-7.14 M undefined
201997.2 M undefined13.62 M undefined8.45 M undefined
201871.02 M undefined5.88 M undefined2.21 M undefined
201757.96 M undefined-2.35 M undefined9,000 undefined
201623.31 M undefined-1.27 M undefined87,520 undefined
201514.44 M undefined-5.46 M undefined2.86 M undefined
20145.18 M undefined-5.85 M undefined-5.41 M undefined
20135.03 M undefined-5.83 M undefined-5.36 M undefined
20123.77 M undefined-10.28 M undefined-10.03 M undefined
2011210,000 undefined-3.49 M undefined-5.16 M undefined
201040,000 undefined-530,000 undefined-390,000 undefined
200960,000 undefined-3.11 M undefined-3.11 M undefined
2008300,000 undefined-890,000 undefined-890,000 undefined
2007150,000 undefined-1.63 M undefined-1.63 M undefined
200680,000 undefined-160,000 undefined-150,000 undefined
200520,000 undefined0 undefined0 undefined

EML Payments Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)SHARES (M)DOCUMENTS
20032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025e2026e2027e2028e2029e2030e
0000000003551423577197120192232183217236224232256247258
----------66.67-180.0064.29147.8324.5636.6223.7160.0020.83-21.1218.588.76-5.083.5710.34-3.524.45
---------100.0080.0080.0078.5778.2677.1974.6575.2673.3366.6767.6776.5077.42------
000000000344111844537388128157140168000000
0000-10-30-3-10-5-5-5-1-251354-1-12340414143470
----------333.33-100.00-100.00-35.71-4.35-3.517.0413.404.172.08-0.43-0.5510.6016.9518.3017.6716.8019.03-
0000-10-30-5-10-5-520028-7-28-4-284-2622262830340
---------100.00-50.00--140.00---300.00-187.50300.00-85.717,000.00-90.85-184.6218.187.697.1413.33-
4.344.346.785.658.5611.3613.8521.5834.1263.5197.47121.17166.56197.64250.02253.06262.88304.15360.49370.74373.89374.64000000
----------------------------
Details

Keystats

ⓘ

Revenue and Growth

The EML Payments Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the EML Payments is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (B)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (k)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (B)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (B)TOTAL CAPITAL (B)
200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                         
000000000.0100000.030.040.040.030.951.551.782.33
0000.10.1000.200.70.20013.2110.2721.0431.3243.1338.2457.2662.93
000000000.5000017.2944.0968.37245.788.276.465.763.17
000000000000000000000
0000000030.50.80.934.231.622.652.943.345.48.048.6915.73
000000000.0100000.060.10.130.311.011.61.862.41
02.52.62.834.12.42.30.90.80.6002.212.843.485.3614.6311.2512.7210.57
00000000000001.425.025.214.31443.92285.56307.27317.82
000000.10000.40.5000.610.747.4512.397.356.667.443.52
0000000001.40.70036.2726.3123.4328.37131.74114.15135.5892.06
00000000010.810.80035.1433.8242.3476.18239.98235.99312.88100.41
000000000000015.221.8926.0636.2634.5331.6751.4716.94
02.52.62.834.22.42.30.913.412.60090.8490.62107.97162.87872.14685.27827.32581.31
0000.010.010.01000.010.020.02000.150.190.240.481.882.292.682.99
                                         
02.72.95.57.87.9910.315.134.838.200138.04137.98137.74138.1455.58456.16494.21494.21
000000000000000000000
0-0.1-0.1-0.3-1.9-2.7-5.8-6.2-11.1-19.8-24.500-16.52-10.24-3.426.057.44-15.05-13.66-297.15
0000000000000-2,314-7,165-4,54880-22,780-26,208-43,429-22,507
000000000000000000000
02.62.85.25.95.23.24.141513.700119.21120.58129.77144.23440.24414.9437.12174.55
00.1000.30.100.10.90.70.60.712.418.7623.7615.5115.0730.0237.2845.6955.62
0000000000.30.4000.460.535.4116.8216.8123.2319.5424.49
000000000.0100000.020.040.070.251.311.732.032.6
0000000000.400000015000.210.68
000000000000000002.343.113.5124.27
000000000.0100000.030.060.090.31.361.792.12.71
0000000000000000042.6642.0287.6973.54
00000000000002.743.485.417.3218.314.2818.1912.94
000000.10.10.10.10.30.3001.10.6813.8826.1721.724.839.3723.63
000000.10.10.10.10.30.3003.844.1519.2933.4882.6581.09145.25110.11
000000000.0100000.030.070.110.331.441.872.252.82
0000.010.010.01000.010.020.02000.150.190.240.481.882.292.682.99
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of EML Payments provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand EML Payments's financial health and stability.

Assets

EML Payments's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that EML Payments must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of EML Payments after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into EML Payments's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0000000000000000000-4-284
00000000000000000001616
0000000000000000000-50
00000000001111122-73-2725
00000000000000000002244
0000000000000000000-4-1
0000000000000000-10-2-90
00000000-1-6-3-301196292248-41-2
0000-1-1-100-10000-2-5-5-10-12-14-11
0000-1-1-10-2-100-13-34-6-6-49-154-25-710
00000000-2000-12-33-3-1-44-143-13-5710
000000000000000000000
000000000000000015-16-146-2
0003201130271458000248000
000220011202713550015219046-2
0000000090000-3000-11000
000000000000000000000
00010-2006-15-5-1-1223042211570-67-28
0-0.14-0.11-0.41-1.4-2.37-1.37-0.34-2.06-7.7-3.26-3.98-1.081.316.391.1123.411.0836.2-55.6-14.39
000000000000000000000

EML Payments stock margins

The EML Payments margin analysis displays the gross margin, EBIT margin, as well as the profit margin of EML Payments. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for EML Payments.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the EML Payments's sales revenue. A higher gross margin percentage indicates that the EML Payments retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the EML Payments's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the EML Payments's total revenue generated. When comparing the revenue margin year over year, investors can gauge the EML Payments's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the EML Payments. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the EML Payments's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

EML Payments Margin History

EML Payments Gross marginEML Payments Profit marginEML Payments EBIT marginEML Payments Profit margin
2030e77.6 %0 %0 %
2029e77.6 %19.11 %14.03 %
2028e77.6 %16.83 %12.01 %
2027e77.6 %17.68 %12.32 %
2026e77.6 %18.62 %11.84 %
2025e77.6 %17.21 %9.64 %
202477.6 %10.78 %-12.19 %
202376.41 %-0.56 %-154.87 %
202267.91 %-0.58 %-2.07 %
202166.81 %2.31 %-14.93 %
202072.81 %4.35 %-5.91 %
201975.12 %14.01 %8.69 %
201875.05 %8.28 %3.11 %
201776.34 %-4.06 %0.02 %
201678.08 %-5.45 %0.38 %
201578.14 %-37.84 %19.79 %
201478.19 %-112.93 %-104.44 %
201386.88 %-115.9 %-106.56 %
201290.19 %-272.68 %-266.05 %
201177.6 %-1,661.91 %-2,457.14 %
201077.6 %-1,325 %-975 %
200977.6 %-5,183.33 %-5,183.33 %
200877.6 %-296.67 %-296.67 %
200777.6 %-1,086.67 %-1,086.67 %
200677.6 %-200 %-187.5 %
200577.6 %0 %0 %

EML Payments Stock Sales Revenue, EBIT, Earnings per Share

The EML Payments earnings per share therefore indicates how much revenue EML Payments has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue EML Payments earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates EML Payments's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of EML Payments’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating EML Payments's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

EML Payments Revenue, EBIT and net profit per share

DateEML Payments Sales per ShareEML Payments EBIT per shareEML Payments Earnings per Share
2030e0.68 undefined0 undefined0 undefined
2029e0.66 undefined0 undefined0.09 undefined
2028e0.68 undefined0 undefined0.08 undefined
2027e0.62 undefined0 undefined0.08 undefined
2026e0.6 undefined0 undefined0.07 undefined
2025e0.63 undefined0 undefined0.06 undefined
20240.58 undefined0.06 undefined-0.07 undefined
20230.49 undefined-0 undefined-0.76 undefined
20220.63 undefined-0 undefined-0.01 undefined
20210.53 undefined0.01 undefined-0.08 undefined
20200.4 undefined0.02 undefined-0.02 undefined
20190.37 undefined0.05 undefined0.03 undefined
20180.28 undefined0.02 undefined0.01 undefined
20170.23 undefined-0.01 undefined0 undefined
20160.12 undefined-0.01 undefined0 undefined
20150.09 undefined-0.03 undefined0.02 undefined
20140.04 undefined-0.05 undefined-0.04 undefined
20130.05 undefined-0.06 undefined-0.05 undefined
20120.06 undefined-0.16 undefined-0.16 undefined
20110.01 undefined-0.1 undefined-0.15 undefined
20100 undefined-0.02 undefined-0.02 undefined
20090 undefined-0.22 undefined-0.22 undefined
20080.03 undefined-0.08 undefined-0.08 undefined
20070.02 undefined-0.19 undefined-0.19 undefined
20060.01 undefined-0.03 undefined-0.03 undefined
20050 undefined0 undefined0 undefined

EML Payments business model

EML Payments Ltd is an Australian company that specializes in providing payment solutions. It was founded in 2001 and is headquartered in Brisbane. It operates in over 30 countries worldwide and is listed on the Australian stock exchange. The company has over 700 employees. EML Payments started as a small card and payment processing company and has since become a leading provider of prepaid cards, virtual accounts, and payment solutions. It has experienced rapid expansion in recent years through acquisitions and entering new markets. The company offers a range of payment and card services tailored to the needs of retailers, financial institutions, businesses, and government agencies. Its divisions include payment solutions, general purpose reloadable cards, gift and loyalty cards, and incentive and rewards cards. EML Payments offers a variety of products, including prepaid cards, mobile payment services, payment gateways, and loyalty and gift cards. With its focus on customer-specific solutions and the growing importance of mobile payment services and Fintech innovations, EML Payments has a promising future. EML Payments is one of the most popular companies on Eulerpool.com.

EML Payments SWOT Analysis

Strengths

EML Payments Ltd possesses several key strengths that contribute to its competitive advantage in the market. These strengths include:

  • Strong financial performance and stability, ensuring the company's ability to invest in growth and innovation.
  • Extensive industry experience and expertise, allowing EML Payments Ltd to deliver tailored solutions to its clients.
  • Diverse and expanding product portfolio, offering a wide range of payment and financial services.
  • Strong relationships with various partners and stakeholders, facilitating collaborations and market reach.
  • Advanced technology infrastructure, enabling secure and efficient payment processing.

EML Payments Ltd also faces certain weaknesses that need to be addressed in order to enhance its market position. These weaknesses include:

  • Relatively small market share compared to larger competitors, limiting its scale and bargaining power.
  • Dependency on a few key clients for a significant portion of its revenue, posing a potential business risk.
  • Limited brand recognition and awareness, which may impede customer acquisition efforts.
  • Geographical concentration in specific regions, reducing the company's global presence and potential market opportunities.
  • Regulatory compliance complexities, requiring ongoing efforts and resources to ensure adherence to changing regulations.

Despite the challenges, there are several opportunities that EML Payments Ltd can leverage to drive growth and success:

  • Expanding market for digital payments, driven by increasing e-commerce and mobile payment adoption.
  • Emerging market segments, such as gig economy workers and small businesses, seeking flexible and innovative payment solutions.
  • Potential partnerships and collaborations with industry leaders to enhance market reach and product offerings.
  • Geographical expansion into new regions, capitalizing on untapped markets and diversifying revenue sources.
  • Advancements in technology, such as blockchain and artificial intelligence, creating possibilities for innovation and efficiency gains.

EML Payments Ltd needs to proactively address potential threats that may impact its business operations and market position:

  • Intense competition from established players and emerging fintech startups, eroding market share and pricing pressures.
  • Rapidly changing regulatory environment and compliance requirements, necessitating continuous adaptation and investments.
  • Cybersecurity risks and data breaches, which can undermine customer trust and lead to financial and reputational damage.
  • Economic downturns and uncertainties, impacting consumer spending habits and demand for payment services.
  • Disruption from technology advancements and changing customer preferences, requiring agility and quick adaptation.

Weaknesses

EML Payments Ltd also faces certain weaknesses that need to be addressed in order to enhance its market position. These weaknesses include:

  • Relatively small market share compared to larger competitors, limiting its scale and bargaining power.
  • Dependency on a few key clients for a significant portion of its revenue, posing a potential business risk.
  • Limited brand recognition and awareness, which may impede customer acquisition efforts.
  • Geographical concentration in specific regions, reducing the company's global presence and potential market opportunities.
  • Regulatory compliance complexities, requiring ongoing efforts and resources to ensure adherence to changing regulations.

Despite the challenges, there are several opportunities that EML Payments Ltd can leverage to drive growth and success:

  • Expanding market for digital payments, driven by increasing e-commerce and mobile payment adoption.
  • Emerging market segments, such as gig economy workers and small businesses, seeking flexible and innovative payment solutions.
  • Potential partnerships and collaborations with industry leaders to enhance market reach and product offerings.
  • Geographical expansion into new regions, capitalizing on untapped markets and diversifying revenue sources.
  • Advancements in technology, such as blockchain and artificial intelligence, creating possibilities for innovation and efficiency gains.

EML Payments Ltd needs to proactively address potential threats that may impact its business operations and market position:

  • Intense competition from established players and emerging fintech startups, eroding market share and pricing pressures.
  • Rapidly changing regulatory environment and compliance requirements, necessitating continuous adaptation and investments.
  • Cybersecurity risks and data breaches, which can undermine customer trust and lead to financial and reputational damage.
  • Economic downturns and uncertainties, impacting consumer spending habits and demand for payment services.
  • Disruption from technology advancements and changing customer preferences, requiring agility and quick adaptation.

Opportunities

Despite the challenges, there are several opportunities that EML Payments Ltd can leverage to drive growth and success:

  • Expanding market for digital payments, driven by increasing e-commerce and mobile payment adoption.
  • Emerging market segments, such as gig economy workers and small businesses, seeking flexible and innovative payment solutions.
  • Potential partnerships and collaborations with industry leaders to enhance market reach and product offerings.
  • Geographical expansion into new regions, capitalizing on untapped markets and diversifying revenue sources.
  • Advancements in technology, such as blockchain and artificial intelligence, creating possibilities for innovation and efficiency gains.

EML Payments Ltd needs to proactively address potential threats that may impact its business operations and market position:

  • Intense competition from established players and emerging fintech startups, eroding market share and pricing pressures.
  • Rapidly changing regulatory environment and compliance requirements, necessitating continuous adaptation and investments.
  • Cybersecurity risks and data breaches, which can undermine customer trust and lead to financial and reputational damage.
  • Economic downturns and uncertainties, impacting consumer spending habits and demand for payment services.
  • Disruption from technology advancements and changing customer preferences, requiring agility and quick adaptation.

Threats

EML Payments Ltd needs to proactively address potential threats that may impact its business operations and market position:

  • Intense competition from established players and emerging fintech startups, eroding market share and pricing pressures.
  • Rapidly changing regulatory environment and compliance requirements, necessitating continuous adaptation and investments.
  • Cybersecurity risks and data breaches, which can undermine customer trust and lead to financial and reputational damage.
  • Economic downturns and uncertainties, impacting consumer spending habits and demand for payment services.
  • Disruption from technology advancements and changing customer preferences, requiring agility and quick adaptation.

EML Payments Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

EML Payments historical P/E ratio, EBIT, and P/S ratio.

EML Payments shares outstanding

The number of shares was EML Payments in 2023 — This indicates how many shares 373.886 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 years

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue EML Payments earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates EML Payments's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of EML Payments’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating EML Payments's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

EML Payments Stock splits

In EML Payments's history, there have been no stock splits.
Unfortunately, there are currently no price targets and forecasts available for EML Payments.

EML Payments latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.02 0.05  (147.52 %)2024 Q4
12/31/20230.02 0.02  (-33.88 %)2024 Q2
6/30/20230 0.01  (266.67 %)2023 Q4
12/31/20220.01 0  (-80.2 %)2023 Q2
6/30/20220.02 0.05  (111.21 %)2022 Q4
12/31/20210.04 0.04  (-17.05 %)2022 Q2
6/30/20210.04 0.02  (-46.7 %)2021 Q4
12/31/20200.04 0.04  (-17.59 %)2021 Q2
6/30/20200.02 0.03  (12.07 %)2020 Q4
12/31/20190.04 0.06  (53.65 %)2020 Q2
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Eulerpool ESG Scorecard© for the EML Payments stock

Eulerpool World ESG Rating (EESG©)

46/ 100

🌱 Environment

51

👫 Social

42

🏛️ Governance

46

Environment

Scope 1 - Direct Emissions
—
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
❌

Social

Percentage of female employees52
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept✅
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting❌
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

EML Payments list of shareholders

%
Name
Stocks
Change
Date
8.06959 % Alta Fox Capital Management, LLC30,434,12704/3/2024
6.41348 % Viburnum Funds Pty Ltd24,188,1813,961,7771/4/2024
5.64466 % First Sentier Investors21,288,611-8,019,8092/20/2024
5.59177 % Superannuation and Investments Holdco Pty. Ltd.21,089,147-3,680,01110/13/2023
4.95772 % Colonial First State Investments Limited18,697,861-1,036,58812/1/2023
4.92924 % Argo Investments Limited18,590,44707/31/2023
4.16924 % Australian Ethical Investment Ltd.15,724,107-2,950,63710/27/2022
2.30202 % The Vanguard Group, Inc.8,681,959316,0453/31/2024
1.99475 % TACDBM Pty. Ltd.7,523,1047,523,1047/31/2022
1.73310 % Martin & Associates Pty Ltd6,536,3206,536,32011/25/2022
1
2
3
4
5
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EML Payments Executives and Management Board

Ms. Rachelle St Ledger
EML Payments Chief Executive Officer - Australia
Compensation 488,321
Mr. Jonathan Gatt42
EML Payments Interim Group Chief Financial Officer
Compensation 375,873
Mr. Kevin Murphy
EML Payments Interim Group Chief Executive Officer
Compensation 114,764
Mr. Manoj Kheerbat
EML Payments Independent Non-Executive Director
Compensation 95,852
Mr. Brent Cubis
EML Payments Independent Non-Executive Director
Compensation 92,765
1
2
3
4

EML Payments Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Blackhawk Network Holdings, Inc. Stock
Blackhawk Network Holdings, Inc.
SupplierCustomer--0,05-0,030,420,38
Games Workshop Group Stock
Games Workshop Group
SupplierCustomer0,850,870,500,730,850,58
A2B Australia Stock
A2B Australia
SupplierCustomer0,740,790,800,510,30-0,01
Visa A Stock
Visa A
SupplierCustomer0,720,450,13-0,140,480,14
Global Payments Stock
Global Payments
SupplierCustomer0,550,50-0,04-0,150,600,74
Nuvei Stock
Nuvei
SupplierCustomer0,540,820,770,570,58-
Hammerson Stock
Hammerson
SupplierCustomer0,510,750,820,660,620,19
Lloyds Banking Group Stock
Lloyds Banking Group
SupplierCustomer0,510,790,540,55-0,04-0,04
Entain Stock
Entain
SupplierCustomer0,470,730,830,840,690,11
Smartgroup Stock
Smartgroup
SupplierCustomer0,460,81-0,11-0,62-0,40-0,29
1
2
3

Most common questions regarding EML Payments

What values and corporate philosophy does EML Payments represent?

EML Payments Ltd is a leading global provider of payment solutions. The company values innovation, integrity, and customer-centricity. With a strong focus on empowering businesses and individuals with secure and reliable payment solutions, EML Payments Ltd is committed to delivering exceptional customer service and tailored payment experiences. Their corporate philosophy centers around collaboration, continuous improvement, and ethical business practices. Through technological advancements and strategic partnerships, EML Payments Ltd strives to simplify payments, accelerate financial inclusion, and enhance the overall payment experience for their clients worldwide.

In which countries and regions is EML Payments primarily present?

EML Payments Ltd is primarily present in multiple countries and regions worldwide. Some of the key markets where the company operates include Australia, Europe, North America, and the Asia-Pacific region. As a leading global provider of payment solutions, EML Payments Ltd offers its services and products to various industries, including retail, gaming, corporate payouts, and gift card programs. With its extensive presence across these countries and regions, EML Payments Ltd continues to expand its reach and cater to the increasing demand for innovative payment solutions.

What significant milestones has the company EML Payments achieved?

EML Payments Ltd has achieved significant milestones in its journey. Some notable achievements include expanding its global presence by acquiring Prepaid Financial Services Limited, a leading UK-based payment technology provider. Furthermore, the company has successfully built strong partnerships with esteemed organizations such as Google and Uber to provide innovative payment solutions. EML Payments Ltd has also demonstrated consistent revenue growth and achieved a strong financial position. With its commitment to delivering cutting-edge payment solutions and expanding its reach across different sectors, EML Payments Ltd continues to pave the way for convenient and secure digital transactions.

What is the history and background of the company EML Payments?

EML Payments Ltd is a renowned global payment solutions provider. Founded in 2001, the company has a rich history and a solid background. EML Payments specializes in innovative prepaid solutions, digital banking, and gift card programs. With a global presence and an extensive network of partnerships, EML Payments has established itself as a leader in the industry. The company's commitment to technological advancements and customer satisfaction has allowed it to achieve remarkable growth and success over the years. EML Payments Ltd continues to thrive as it revolutionizes the payment landscape through its cutting-edge solutions and services.

Who are the main competitors of EML Payments in the market?

The main competitors of EML Payments Ltd in the market include other prominent players in the digital payment industry such as PayPal, Square, and Adyen. These companies also provide innovative payment solutions and services globally. However, EML Payments Ltd has carved a niche for itself by offering a comprehensive suite of payment solutions tailored to specific industries and regions. With its robust technology platform and strategic partnerships, EML Payments Ltd maintains a competitive edge in the market and continues to deliver innovative and secure payment solutions to its clients worldwide.

In which industries is EML Payments primarily active?

EML Payments Ltd is primarily active in the financial technology industry. With its cutting-edge payment solutions and services, EML serves various sectors including gaming, gift cards, incentives, and salary packaging. As a leader in prepaid solutions, EML collaborates with businesses to enhance their customer experience and streamline payment processes. With its innovative technology and robust infrastructure, EML has successfully established itself in the digital payments domain, providing efficient and secure transactions for individuals and businesses alike.

What is the business model of EML Payments?

The business model of EML Payments Ltd revolves around providing innovative payment solutions and prepaid programs to various industries. EML Payments offers a wide range of services including mobile banking, gift cards, salary packaging, and incentive programs for businesses and consumers. The company aims to simplify the payment process and enhance the overall financial experience. With its advanced technology and expertise, EML Payments caters to the evolving needs of its clients, allowing them to manage their financial transactions efficiently. As a leading payment solutions provider, EML Payments Ltd continues to drive growth and deliver exceptional value to its stakeholders.

What is the P/E ratio of EML Payments 2024?

The EML Payments P/E ratio is -9.27.

What is the P/S ratio of EML Payments 2024?

The EML Payments P/S ratio is 1.13.

What is the AlleAktien quality score of EML Payments?

The AlleAktien quality score for EML Payments is 4/10.

What is the revenue of EML Payments 2024?

The EML Payments revenue is 217.34 M AUD.

How high is the profit of EML Payments 2024?

The EML Payments profit is -26.49 M AUD.

What is the business model of EML Payments

EML Payments Ltd is a global fintech company specializing in payment solutions. It offers prepaid cards, virtual accounts, gift cards, and payment processing services. Its prepaid card services allow customers to make payments in advance without a credit line. Virtual accounts help companies efficiently manage payment flows and automate complex payment processes. The company also provides gift card platforms for businesses to create and manage their own gift card programs. Additionally, EML Payments offers various solutions for secure and efficient online and offline payment processing, such as integrating payment methods and providing point-of-sale terminals. Overall, EML Payments aims to provide innovative and flexible payment solutions that meet the needs of its customers across different industries.

What is the EML Payments dividend?

EML Payments pays a dividend of 0 AUD distributed over payouts per year.

How often does EML Payments pay dividends?

The dividend cannot currently be calculated for EML Payments or the company does not pay out a dividend.

What is the EML Payments ISIN?

The ISIN of EML Payments is AU000000EML7.

What is the EML Payments WKN?

The WKN of EML Payments is A1J8P1.

What is the EML Payments ticker?

The ticker of EML Payments is EML.AX.

How much dividend does EML Payments pay?

Over the past 12 months, EML Payments paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, EML Payments is expected to pay a dividend of 0 AUD.

What is the dividend yield of EML Payments?

The current dividend yield of EML Payments is .

When does EML Payments pay dividends?

EML Payments pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of EML Payments?

EML Payments paid dividends every year for the past 0 years.

What is the dividend of EML Payments?

For the upcoming 12 months, dividends amounting to 0 AUD are expected. This corresponds to a dividend yield of 0 %.

In which sector is EML Payments located?

EML Payments is assigned to the 'Information technology' sector.

Wann musste ich die Aktien von EML Payments kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of EML Payments from 9/29/2024 amounting to 0 AUD, you needed to have the stock in your portfolio before the ex-date on 9/29/2024.

When did EML Payments pay the last dividend?

The last dividend was paid out on 9/29/2024.

What was the dividend of EML Payments in the year 2023?

In the year 2023, EML Payments distributed 0 AUD as dividends.

In which currency does EML Payments pay out the dividend?

The dividends of EML Payments are distributed in AUD.

All fundamentals about EML Payments

Our stock analysis for EML Payments Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of EML Payments Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.