Access the world's leading financial data and tools

Subscribe for $2
Overview
Profile

Lloyds Banking Group stock

LLOY.L
GB0008706128
871784

Price

0.53
Today +/-
-0.01
Today %
-1.09 %

Lloyds Banking Group stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Lloyds Banking Group stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Lloyds Banking Group stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Lloyds Banking Group stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Lloyds Banking Group's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Lloyds Banking Group Stock Price History

DateLloyds Banking Group Price
12/6/20240.53 undefined
12/5/20240.54 undefined
12/4/20240.53 undefined
12/3/20240.53 undefined
12/2/20240.53 undefined
11/29/20240.53 undefined
11/28/20240.53 undefined
11/27/20240.53 undefined
11/26/20240.53 undefined
11/25/20240.55 undefined
11/22/20240.54 undefined
11/21/20240.55 undefined
11/20/20240.55 undefined
11/19/20240.55 undefined
11/18/20240.56 undefined
11/15/20240.56 undefined
11/14/20240.55 undefined
11/13/20240.55 undefined
11/12/20240.54 undefined
11/11/20240.55 undefined

Lloyds Banking Group Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Lloyds Banking Group, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Lloyds Banking Group from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Lloyds Banking Group’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Lloyds Banking Group. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Lloyds Banking Group’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Lloyds Banking Group’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Lloyds Banking Group’s growth potential.

Lloyds Banking Group Revenue, EBIT and net profit per share

DateLloyds Banking Group RevenueLloyds Banking Group Net Income
2028e20.84 B undefined5.66 B undefined
2027e20.37 B undefined5.18 B undefined
2026e19.84 B undefined5.35 B undefined
2025e18.74 B undefined4.28 B undefined
2024e17.89 B undefined4.1 B undefined
202353.77 B undefined4.93 B undefined
202221.89 B undefined3.39 B undefined
202142.6 B undefined5.36 B undefined
202034.19 B undefined865 M undefined
201950.5 B undefined2.46 B undefined
201831.42 B undefined3.98 B undefined
201740.89 B undefined3.14 B undefined
201649.01 B undefined2.09 B undefined
201531.14 B undefined546 M undefined
201440.15 B undefined1.19 B undefined
201353.2 B undefined-838 M undefined
201236.41 B undefined-1.43 B undefined
201142.28 B undefined-627 M undefined
201044.34 B undefined-320 M undefined
200955.18 B undefined2.83 B undefined
200820.41 B undefined772 M undefined
200722.08 B undefined3.29 B undefined
200620.52 B undefined2.8 B undefined
200518.3 B undefined2.49 B undefined
200416.1 B undefined2.39 B undefined

Lloyds Banking Group Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (B)DOCUMENTS
199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e2027e2028e
13.3312.6913.5514.2713.8515.3415.7414.6115.2616.118.320.5222.0820.4155.1844.3442.2836.4153.240.1531.1449.0140.8931.4250.534.1942.621.8953.7717.8918.7419.8420.3720.84
--4.796.725.31-2.8810.702.61-7.194.495.5013.6512.147.60-7.55170.32-19.64-4.66-13.8846.11-24.52-22.4657.39-16.56-23.1660.70-32.2824.57-48.60145.62-66.734.775.842.662.33
----------------------------------
0000000000000000000000000000000000
000000000000000000000000000007.367.418.939.029.21
----------------------------------
1.13-1.432.342.122.512.712.231.793.252.392.492.83.290.772.83-0.32-0.63-1.43-0.841.190.552.093.143.982.460.875.363.394.934.14.285.355.185.66
--226.11-263.86-9.2118.587.64-17.63-19.6981.79-26.494.2212.4317.34-76.53266.19-111.3295.94127.59-41.28-241.65-54.00283.1550.2926.43-38.14-64.82519.08-36.7145.56-16.914.4924.96-3.239.33
----------------------------------
----------------------------------
10.1110.1911.0111.111.1811.1811.2511.2811.2911.3411.3711.4211.4611.6637.9367.1268.4769.8471.0172.4572.3472.0272.3972.2871.2971.2671.7969.6865.7600000
----------------------------------
Details

Keystats

Revenue and Growth

The Lloyds Banking Group Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Lloyds Banking Group is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (B)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (B)GOODWILL (B)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (B)UNREAL. GAINS/LOSSES (B)EQUITY (B)LIABILITIES (B)PROVISIONS (B)OTHER SHORT-TERM LIAB. (B)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (B)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (B)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
19951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                         
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
2.351.961.71.632.043.043.374.13.924.184.294.252.842.979.228.197.677.347.578.058.629.219.038.539.558.417.978.1312.53
1501422525093945540000554794290313101744759659130429635200
00000000000000000000000000000
0000.220.232.62.572.632.514.392.972.862.372.0910.7710.869.839.597.616.936.436.727.678.119.379.769.714.965.51
0000000002.472.372.382.362.262.022.022.022.022.022.022.022.022.312.312.322.322.322.662.8
0000000.360000000.835.017.225.912.0115.1918.0312.649.6910.7910.833.354.467.6510.258.81
2.52.11.721.882.275.656.336.786.4911.049.649.497.568.227.528.7225.4231.2732.4935.1129.7527.729.8729.8724.8925.242825.9929.65
2.52.11.721.882.275.656.336.786.4911.049.649.497.568.227.528.7225.4231.2732.4935.1129.7527.729.8729.8724.8925.242825.9929.65
                                                         
1.291.361.371.381.391.41.411.421.421.421.421.431.431.5110.476.826.887.047.157.157.157.157.27.127.017.087.16.736.36
0.020.040.070.10.40.60.961.091.141.151.171.271.32.114.4716.2916.5416.8717.2817.2817.4117.6217.6317.7217.7517.8618.4818.518.57
3.073.845.036.26.798.037.995.437.078.487.618.469.415.7819.2623.620.4917.316.3117.9116.5115.4816.7917.4315.4716.8121.8718.6319.31
00000000000000-0.15-0.360.270.28-1.136.425.967.376.67.387.237.385.25-0.33
-0.17-0.16-0.22-0.20000000000-0.78-0.291.330.4-0.62-0.07-0.440.760.690.280.140.050.220.11-0.07
4.215.076.257.488.5810.0210.367.949.6211.0510.211.1612.149.3943.2846.0645.5141.938.9948.6946.5948.3848.9149.9347.649.1852.9243.6747.16
00000000000000000000000005.365.545.525.44
3.082.83.263.163.314.173.563.663.2100000000000000000000
2.190.951.441.511.631.80000.460.550.820.4800.050.150.10.140.150.070.280.230.270.380.190.030.010.010.04
00000003.113.638.1810.4213.0717.3920.7270.4558.481.9968.8234.8931.858.8911.694.541.741.451.6132.7649.8839.1
00000000000000000000000000018.710
5.273.754.74.674.945.983.566.776.838.6410.9713.8817.8720.7270.5158.632.0968.9535.0431.929.1711.924.812.121.64738.3174.1144.57
14.7515.1516.2315.8718.7525.4132.5316.0716.3415.6219.2327.8831.1539.13183.45191.17220.05112.5291.3373.6105.3796.1590.37108.82114.82103.3386.1485.8787.48
0.010.310.441.231.461.681.411.311.381.71.151.420.9500.210.250.310.3300.050.030000.040.050.040.210.16
27.325.9127.6231.0930.9156.3253.4355.9459.6371.3976.0381.3972.0668.52182.96176.54257.89272.32228.08242.53216.95238.81222.5188.07220.09219.95224.9205.41224.33
42.0641.3644.2948.1951.1383.4287.3773.3277.3488.7196.4110.68104.16107.65366.62367.96478.26385.17319.41316.19322.35334.96312.87296.9334.95323.32311.07291.48311.97
47.3345.1248.9952.8656.0689.3990.9380.0984.1797.35107.37124.57122.03128.37437.13426.59480.35454.12354.45348.11331.52346.88317.68299.01336.59330.32349.38365.59356.54
51.5450.1955.2560.3364.6499.42101.2988.0393.79108.4117.57135.72134.17137.76480.41472.65525.86496.02393.44396.8378.11395.25366.58348.94384.19379.51402.3409.26403.7
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Lloyds Banking Group provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Lloyds Banking Group's financial health and stability.

Assets

Lloyds Banking Group's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Lloyds Banking Group must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Lloyds Banking Group after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Lloyds Banking Group's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (B)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (B)PAID TAXES (B)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
1.72.462.992.923.753.863.142.633.513.483.824.2540.761.040.28-0.55-0.610.421.761.644.245.285.964.391.236.91.637.5
0.290.250.250.220.280.390.550.70.70.640.640.6200.692.562.432.182.131.941.942.112.382.372.412.662.732.832.42.91
00000000000000000000000000000
0.31-2.66-3.28-6.68-3.721.285.12-1.12-4.638.64-2.992.343.739.37-29.2-6.0127.371.18-27.868.3121.42-14.55-19.76-12.91-7.6720.15-7.3433.32-6.4
-0.05-0.85-1.15-0.08-0.130.59-0.281.71-0.27-0.54-1.11-1.132.78-6.98-8.141.26-9.10.359.97-1.66-8.81108.92-6.5711.93.064.23-20.632.8
000000000000000000001.841.691.281.271.181.11.30.60.62
0.360.620.260.750.810.860.830.950.780.760.710.80.860.81-0.3-0.330.140.080.020.030.180.821.031.031.280.740.80.741.44
2.25-0.8-1.19-3.630.176.128.533.92-0.712.210.366.0810.4833.84-33.74-2.0419.893.05-15.5310.3516.372.07-3.2-11.1111.2827.176.6222.016.81
-336-242-264-293-595-1,006-1,157-1,315-778-1,565-1,843-1,724-1,334-1,436-2,689-3,216-3,095-3,003-2,982-3,442-3,417-3,760-3,655-3,514-3,442-2,901-3,228-3,855-5,455
-1.773.441.971.4-1.98-4.67-7.68-2.561.63-1.26-0.64-4.89-1.08-35.0950.82-2.46.9315.23-15.61-7.72-3.31-0.696.8111.92-2.13-4-2.550.51-9.82
-1.443.682.241.69-1.39-3.66-6.52-1.242.410.31.2-3.170.25-33.6553.510.8210.0318.24-12.63-4.280.113.0710.4615.441.31-1.10.684.37-4.37
00000000000000000000000000000
-0.110.220.27-0.252.540.890.592.060.46-0.071.130.36-0.32.64-2.712.55-1.07-0.66-0.94-2.39-2.86-6.82-1.01-0.53-0.82-3.87-0.56-1.38-0.33
0.030.030.040.040.110.070.190.080.030.010.030.110.040.8821.53000.170.350000.010.23-0.170.140.03-2.63-0.27
-0.55-1.31-0.39-1.071.36-0.05-0.950.4-1.42-2.19-1.14-2.35-3.030.6716.050.57-3.24-3.1-3.07-4.28-6.26-10.97-5.02-4.3-6.56-5.32-3.23-6.61-3.5
0000050901670-219-376-896-808-803-2,771-1,987-2,168-2,610-2,476-1,884-2,327-2,136-1,741-1,762-3,263-1,589-1,825-1,128-1,251
-464-1,566-698-862-1,285-1,522-1,738-1,903-1,908-1,913-1,914-1,919-1,957-2,042000000-1,070-2,014-2,284-2,240-2,3120-877-1,475-1,651
0.171.270.38-3.3-0.451.41-0.11.77-0.498.76-1.44-1.326.450.8732.93-3.3923.5915.17-34.26-1.656.81-9.57-1.41-3.482.5917.660.9116.64-6.99
1,916-1,041-1,453-3,921-4225,1157,3712,606-1,48010,649-1,4864,3559,15032,405-36,424-5,25316,79846-18,5136,91112,955-1,686-6,850-14,6217,83924,2703,39318,1561,355
00000000000000000000000000000

Lloyds Banking Group stock margins

The Lloyds Banking Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Lloyds Banking Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Lloyds Banking Group.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Lloyds Banking Group's sales revenue. A higher gross margin percentage indicates that the Lloyds Banking Group retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Lloyds Banking Group's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Lloyds Banking Group's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Lloyds Banking Group's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Lloyds Banking Group. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Lloyds Banking Group's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Lloyds Banking Group Margin History

DateLloyds Banking Group Profit margin
2028e27.17 %
2027e25.43 %
2026e26.98 %
2025e22.86 %
2024e22.91 %
20239.17 %
202215.48 %
202112.57 %
20202.53 %
20194.87 %
201812.65 %
20177.69 %
20164.27 %
20151.75 %
20142.96 %
2013-1.58 %
2012-3.92 %
2011-1.48 %
2010-0.72 %
20095.12 %
20083.78 %
200714.9 %
200613.66 %
200513.62 %
200414.86 %

Lloyds Banking Group Stock Sales Revenue, EBIT, Earnings per Share

The Lloyds Banking Group earnings per share therefore indicates how much revenue Lloyds Banking Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Lloyds Banking Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Lloyds Banking Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Lloyds Banking Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Lloyds Banking Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Lloyds Banking Group Revenue, EBIT and net profit per share

DateLloyds Banking Group Sales per ShareLloyds Banking Group Earnings per Share
2028e0.34 undefined0.09 undefined
2027e0.34 undefined0.09 undefined
2026e0.33 undefined0.09 undefined
2025e0.31 undefined0.07 undefined
2024e0.3 undefined0.07 undefined
20230.82 undefined0.08 undefined
20220.31 undefined0.05 undefined
20210.59 undefined0.07 undefined
20200.48 undefined0.01 undefined
20190.71 undefined0.03 undefined
20180.43 undefined0.05 undefined
20170.56 undefined0.04 undefined
20160.68 undefined0.03 undefined
20150.43 undefined0.01 undefined
20140.55 undefined0.02 undefined
20130.75 undefined-0.01 undefined
20120.52 undefined-0.02 undefined
20110.62 undefined-0.01 undefined
20100.66 undefined-0 undefined
20091.45 undefined0.07 undefined
20081.75 undefined0.07 undefined
20071.93 undefined0.29 undefined
20061.8 undefined0.25 undefined
20051.61 undefined0.22 undefined
20041.42 undefined0.21 undefined

Lloyds Banking Group business model

The Lloyds Banking Group PLC is an international financial services company based in the UK. The company was founded in 1695 and has since become one of the leading financial service providers globally. It offers a wide range of banking services, including retail banking, asset and wealth management, corporate banking, and insurance. Lloyds Banking Group PLC has faced scandals and regulatory difficulties in the past but has recently focused on its core business areas and has become profitable again. Despite its challenges, the company strives to optimize its business strategy for future success. Lloyds Banking Group is one of the most popular companies on Eulerpool.com.

Lloyds Banking Group SWOT Analysis

Strengths

Weaknesses

Opportunities

Threats

LIMITED TIME OFFER

The World’s Best Investors Are On Eulerpool

Subscribe for $2

Lloyds Banking Group Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Lloyds Banking Group historical P/E ratio, EBIT multiple, and P/S ratio

LIMITED TIME OFFER

The World’s Best Investors Are On Eulerpool

Subscribe for $2

Lloyds Banking Group shares outstanding

The number of shares was Lloyds Banking Group in 2023 — This indicates how many shares 65.76 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Lloyds Banking Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Lloyds Banking Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Lloyds Banking Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Lloyds Banking Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Lloyds Banking Group stock splits

In Lloyds Banking Group's history, there have been no stock splits.

Lloyds Banking Group dividend history and estimates

In 2023, Lloyds Banking Group paid a dividend amounting to 0.03 GBP. Dividend means that Lloyds Banking Group distributes a portion of its profits to its owners.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details

Dividend

Dividend Overview

The dividend per year chart for Lloyds Banking Group provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Lloyds Banking Group’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Lloyds Banking Group's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Lloyds Banking Group Dividend History

DateLloyds Banking Group Dividend
2028e0.03 undefined
2027e0.03 undefined
2026e0.03 undefined
2025e0.03 undefined
2024e0.03 undefined
20230.03 undefined
20220.02 undefined
20210.01 undefined
20190.03 undefined
20180.03 undefined
20170.02 undefined
20160.02 undefined
20150.02 undefined
20080.39 undefined
20070.38 undefined
20060.37 undefined
20050.37 undefined
20040.37 undefined

Lloyds Banking Group dividend payout ratio

In 2023, Lloyds Banking Group had a payout ratio of 39.41%. The payout ratio indicates the percentage of the company's profits that Lloyds Banking Group distributes as dividends.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Payout ratio
Details

Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Lloyds Banking Group represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Lloyds Banking Group could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Lloyds Banking Group's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Lloyds Banking Group Payout Ratio History

DateLloyds Banking Group Payout ratio
2028e37.64 %
2027e36.64 %
2026e37.33 %
2025e38.95 %
2024e33.64 %
202339.41 %
202243.79 %
202117.71 %
202056.72 %
2019108.67 %
201852 %
201737.5 %
201678.33 %
2015166.67 %
201456.72 %
201356.72 %
201256.72 %
201156.72 %
201056.72 %
200956.72 %
2008559.14 %
2007129.69 %
2006148.28 %
2005168.5 %
2004176.52 %
LIMITED TIME OFFER

The World’s Best Investors Are On Eulerpool

Subscribe for $2
Unfortunately, there are currently no price targets and forecasts available for Lloyds Banking Group.

Lloyds Banking Group latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20240.02 0.02  (13.45 %)2024 Q3
6/30/20240.01 0.02  (23.94 %)2024 Q2
3/31/20240.02 0.02  (32.08 %)2024 Q1
12/31/20230.02 0.02  (1.11 %)2023 Q4
9/30/20230.02 0.02  (-19.25 %)2023 Q3
6/30/20230.02 0.03  (33.69 %)2023 Q2
3/31/20230.02 0.02  (5.77 %)2023 Q1
12/31/20220.02 0.03  (72.73 %)2022 Q4
9/30/20220.02 0.03  (45.42 %)2022 Q3
6/30/20220.02 0.02  (40.37 %)2022 Q2
1
2
3
4
...
5

Eulerpool ESG Scorecard© for the Lloyds Banking Group stock

Eulerpool World ESG Rating (EESG©)

84/ 100

🌱 Environment

91

👫 Social

79

🏛️ Governance

82

Environment

Scope 1 - Direct Emissions
27,468
Scope 2 - Indirect emissions from purchased energy
58,775
Scope 3 - Indirect emissions within the value chain
769,579.9
Total CO₂ emissions
86,243
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees57.3
Percentage of women in management
Percentage of Asian employees9.3
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees2.2
Black Management Share
Percentage of white employees86.6
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Lloyds Banking Group shareholders

%
Name
Stocks
Change
Date
5.94473 % BlackRock Institutional Trust Company, N.A.3,599,451,38002/21/2024
5.85681 % Harris Associates L.P.3,546,216,78702/21/2024
3.18380 % Norges Bank Investment Management (NBIM)1,927,747,756333,886,6293/4/2024
3.15201 % The Vanguard Group, Inc.1,908,494,91810,111,3804/24/2024
1.48178 % Mondrian Investment Partners Ltd.897,198,987130,003,9234/24/2024
1.39226 % BlackRock Investment Management (UK) Ltd.842,991,083-13,889,72910/1/2024
1.38294 % BlackRock Advisors (UK) Limited837,353,1077,907,53710/1/2024
1.12473 % First Eagle Investment Management, L.L.C.681,007,9651,239,3394/24/2024
1.08153 % Legal & General Investment Management Ltd.654,848,288-4,770,26010/1/2024
0.95332 % State Street Global Advisors (UK) Ltd.577,223,977-202,57810/1/2024
1
2
3
4
5
...
10

Lloyds Banking Group Executives and Management Board

Mr. Charlie Nunn

(51)
Lloyds Banking Group Group Chief Executive Officer, Executive Director (since 2021)
Compensation 3.77 M

Mr. William Chalmers

(55)
Lloyds Banking Group Chief Financial Officer, Executive Director (since 2019)
Compensation 3.14 M

Mr. Robin Budenberg

(64)
Lloyds Banking Group Non-Executive Independent Chairman of the Board
Compensation 625,000

Mr. Alan Dickinson

(73)
Lloyds Banking Group Non-Executive Independent Deputy Chairman of the Board
Compensation 445,000

Lord James Lupton

(68)
Lloyds Banking Group Non-Executive Independent Director
Compensation 282,000
1
2
3
4
...
5

Lloyds Banking Group Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Access Intelligence Stock
Access Intelligence
SupplierCustomer -0,110,240,050,82
SupplierCustomer -0,37-0,04-0,13-0,28
SupplierCustomer -0,100,320,640,500,38
SupplierCustomer -0,02-0,320,23-0,28-0,66
SupplierCustomer0,850,580,760,810,490,90
SupplierCustomer0,83-0,22-0,260,29-0,22-0,88
SupplierCustomer0,740,510,550,46-0,18-0,49
Next Fifteen Comm Stock
Next Fifteen Comm
SupplierCustomer0,690,630,43-0,240,23
SupplierCustomer0,670,810,360,32-0,030,31
AA Plc Stock
AA Plc
SupplierCustomer0,66-0,55-0,05-0,52
1
2
3

Most common questions regarding Lloyds Banking Group

What values and corporate philosophy does Lloyds Banking Group represent?

Lloyds Banking Group PLC stands for a set of values and corporate philosophy that shape its operations. With a strong emphasis on integrity, trust, and innovation, Lloyds Banking Group is committed to providing superior financial services to its customers. The company believes in fostering collaborative relationships, both internally and externally, to deliver sustainable growth and support the aspirations of its stakeholders. Lloyds Banking Group places great importance on customer satisfaction, focusing on understanding and addressing their needs while maintaining strict ethical standards. By leveraging its extensive experience and expertise, Lloyds Banking Group strives to be a responsible and trusted partner in the financial industry.

In which countries and regions is Lloyds Banking Group primarily present?

Lloyds Banking Group PLC is primarily present in the United Kingdom.

What significant milestones has the company Lloyds Banking Group achieved?

Lloyds Banking Group PLC has achieved several significant milestones. In 1995, Lloyds TSB merged with Scottish Widows, a renowned life insurance company. In 2000, the company acquired the UK's largest life and pension group, namely, Scottish Widows. A major milestone for Lloyds was its acquisition of HBOS in 2009, making it one of the largest banking groups in the UK. Furthermore, in 2017, Lloyds regained its private ownership after the government successfully sold its remaining shares. These achievements reflect Lloyds Banking Group PLC's strategic growth, diversification, and commitment to providing financial services to customers in the UK and beyond.

What is the history and background of the company Lloyds Banking Group?

Lloyds Banking Group PLC, a renowned financial institution, has a rich history and background. Established in 1765, Lloyds has evolved into one of the largest banking corporations in the United Kingdom. The company boasts a heritage of trust and integrity, earning the loyalty of millions of customers over the years. With a focus on retail and commercial banking services, Lloyds aims to provide comprehensive financial solutions tailored to meet the diverse needs of individuals, businesses, and communities. Through strategic acquisitions and mergers, such as the integration with HBOS in 2009, Lloyds has strengthened its market position and expanded its presence both domestically and internationally, cementing its status as a leading player in the global banking sector.

Who are the main competitors of Lloyds Banking Group in the market?

The main competitors of Lloyds Banking Group PLC in the market are Barclays PLC, HSBC Holdings PLC, and Royal Bank of Scotland Group PLC.

In which industries is Lloyds Banking Group primarily active?

Lloyds Banking Group PLC is primarily active in the financial services industry.

What is the business model of Lloyds Banking Group?

The business model of Lloyds Banking Group PLC is focused on providing a wide range of financial products and services to individuals, businesses, and corporate clients. As one of the largest banking and financial services companies in the UK, Lloyds Banking Group operates through various divisions, including retail banking, commercial banking, and insurance. The company aims to cater to the diverse needs of its customers by offering services such as current and savings accounts, mortgages, loans, credit cards, insurance products, and investment solutions. Lloyds Banking Group PLC strives to deliver excellent customer service, promote innovation, and maintain a strong presence in the UK market.

What is the P/E ratio of Lloyds Banking Group 2024?

The Lloyds Banking Group P/E ratio is 8.52.

What is the P/S ratio of Lloyds Banking Group 2024?

The Lloyds Banking Group P/S ratio is 1.95.

What is the Quality Investing of Lloyds Banking Group?

The Quality Investing for Lloyds Banking Group is 3/10.

What is the revenue of Lloyds Banking Group 2024?

The expected Lloyds Banking Group revenue is 17.89 B GBP.

How high is the profit of Lloyds Banking Group 2024?

The expected Lloyds Banking Group profit is 4.1 B GBP.

What is the business model of Lloyds Banking Group

Lloyds Banking Group PLC is a British universal bank headquartered in London. The company is divided into several divisions, including retail banking, commercial banking, insurance, and wealth management. Lloyds Banking Group has a strong presence in the British banking sector and offers a wide range of financial products and services for personal and business customers. Retail banking is an important part of Lloyds Banking Group's business model. This includes banking services for individual customers, including current accounts, savings and investment products, loans, and mortgages. Lloyds also offers various credit card options for its customers. In addition to traditional banking services, Lloyds also offers innovative digital solutions that allow customers to manage their finances online and make mobile payments. The commercial banking division of Lloyds Banking Group provides a wide range of banking services for companies and organizations. This includes services such as cash management and payment processing, trade finance, foreign exchange transactions, and capital market transactions. The bank supports businesses in managing their financial needs and offers solutions tailored to their specific requirements. Lloyds Banking Group also offers an extensive range of insurance products, including buildings and contents insurance, car insurance, travel insurance, and liability insurance. The company also offers a wide range of other insurance products tailored to the specific needs of customers. The wealth management division of Lloyds Banking Group offers top-notch investment strategies and products for private investors, as well as a wide range of wealth management services. This includes investment advice, asset management, and pension advice. Lloyds Banking Group PLC is a company with a strong market position in the British banking sector. The company has a wide range of products that allow customers to efficiently manage their finances. Continuous investment in digital solutions and innovative products has helped establish Lloyds Banking Group as one of the leading banks in the UK. The company is also committed to acting sustainably and responsibly. Lloyds Banking Group has set a goal to use 100% renewable energy by 2023 and actively advocates for social and environmental goals. Overall, the business model of Lloyds Banking Group is based on a broad product portfolio as well as a focus on digital solutions and sustainability. The company strives to provide its customers with first-class service and meet their requirements.

What is the Lloyds Banking Group dividend?

Lloyds Banking Group pays a dividend of 0.02 GBP distributed over 2 payouts per year.

How often does Lloyds Banking Group pay dividends?

Lloyds Banking Group pays out a dividend 2 times a year.

What is the Lloyds Banking Group ISIN?

The ISIN of Lloyds Banking Group is GB0008706128.

What is the Lloyds Banking Group WKN?

The WKN of Lloyds Banking Group is 871784.

What is the Lloyds Banking Group ticker?

The ticker of Lloyds Banking Group is LLOY.L.

How much dividend does Lloyds Banking Group pay?

Over the past 12 months, Lloyds Banking Group paid a dividend of 0.03 GBP . This corresponds to a dividend yield of about 4.75 %. For the coming 12 months, Lloyds Banking Group is expected to pay a dividend of 0.03 GBP.

What is the dividend yield of Lloyds Banking Group?

The current dividend yield of Lloyds Banking Group is 4.75 %.

When does Lloyds Banking Group pay dividends?

Lloyds Banking Group pays a quarterly dividend. This is distributed in the months of May, September, May, September.

How secure is the dividend of Lloyds Banking Group?

Lloyds Banking Group paid dividends every year for the past 8 years.

What is the dividend of Lloyds Banking Group?

For the upcoming 12 months, dividends amounting to 0.03 GBP are expected. This corresponds to a dividend yield of 4.97 %.

In which sector is Lloyds Banking Group located?

Lloyds Banking Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Lloyds Banking Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Lloyds Banking Group from 9/10/2024 amounting to 0.011 GBP, you needed to have the stock in your portfolio before the ex-date on 8/1/2024.

When did Lloyds Banking Group pay the last dividend?

The last dividend was paid out on 9/10/2024.

What was the dividend of Lloyds Banking Group in the year 2023?

In the year 2023, Lloyds Banking Group distributed 0.021 GBP as dividends.

In which currency does Lloyds Banking Group pay out the dividend?

The dividends of Lloyds Banking Group are distributed in GBP.

All fundamentals about Lloyds Banking Group

Our stock analysis for Lloyds Banking Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Lloyds Banking Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.