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Overview
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AIB Group stock

A5G.IR
IE00BF0L3536
A2DW7N

Price

4.86
Today +/-
+0.00
Today %
+0.08 %
P

AIB Group stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the AIB Group stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the AIB Group stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the AIB Group stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze AIB Group's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

AIB Group Stock Price History

DateAIB Group Price
10/2/20244.86 undefined
10/1/20244.85 undefined
9/30/20245.15 undefined
9/27/20245.30 undefined
9/26/20245.49 undefined
9/25/20245.36 undefined
9/24/20245.37 undefined
9/23/20245.35 undefined
9/20/20245.57 undefined
9/19/20245.48 undefined
9/18/20245.40 undefined
9/17/20245.45 undefined
9/16/20245.33 undefined
9/13/20245.38 undefined
9/12/20245.36 undefined
9/11/20245.23 undefined
9/10/20245.25 undefined
9/9/20245.28 undefined
9/6/20245.28 undefined
9/5/20245.37 undefined
9/4/20245.34 undefined

AIB Group Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into AIB Group, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by AIB Group from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects AIB Group’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of AIB Group. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into AIB Group’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing AIB Group’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on AIB Group’s growth potential.

AIB Group Revenue, EBIT and net profit per share

DateAIB Group RevenueAIB Group Net Income
2026e4.34 B undefined1.72 B undefined
2025e4.43 B undefined1.65 B undefined
2024e4.78 B undefined1.86 B undefined
20235.74 B undefined2 B undefined
20223.55 B undefined702 M undefined
20212.86 B undefined582 M undefined
20202.86 B undefined-815 M undefined
20193.21 B undefined327 M undefined
20183.2 B undefined1.06 B undefined
20173.39 B undefined1.08 B undefined
20163.66 B undefined1.32 B undefined
20153.71 B undefined934 M undefined
20144.22 B undefined915 M undefined
20133.98 B undefined-1.6 B undefined
20124.55 B undefined-3.56 B undefined
20118.66 B undefined-2.01 B undefined
20105.52 B undefined-10.23 B undefined
20097.29 B undefined-1.92 B undefined
200810.27 B undefined734 M undefined
200711.25 B undefined1.91 B undefined
20069.12 B undefined645 M undefined
20056.63 B undefined7 M undefined
20045.45 B undefined-24 M undefined

AIB Group Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (B)DOCUMENTS
198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
2.732.923.182.642.862.462.692.994.045.075.036.396.286.4855.456.639.1211.2510.277.295.528.664.553.984.223.713.663.393.23.212.862.863.555.744.784.434.34
-7.188.86-17.038.25-13.899.2611.1235.0625.46-0.6326.96-1.713.18-22.818.9521.5637.6823.28-8.67-29.00-24.3457.00-47.45-12.505.95-12.01-1.51-7.33-5.460.31-11.050.0724.1261.70-16.82-7.27-2.12
--------------------------------------
00000000000000000000000000000000000000
000000000000000000000000000000000002.512.252.18
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0.170.120.120.140.170.260.290.330.460.630.760.63-0.86-0.36-0.48-0.020.010.651.910.73-1.92-10.23-2.01-3.56-1.60.920.931.321.081.060.33-0.820.580.721.861.651.72
--28.070.8112.1020.8651.7913.7313.7940.3036.2919.81-16.14-236.28-58.6834.45-95.00-129.179,114.29196.28-61.59-361.44433.19-80.3276.56-55.09-157.292.0841.22-18.35-2.04-69.00-349.24-171.4120.62184.33-6.91-11.093.93
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0000000000000000000000.010.922.082.082.732.763.082.712.712.712.712.712.692.64000
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Details

Keystats

ⓘ

Revenue and Growth

The AIB Group Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the AIB Group is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (B)LONG-T. INVEST. (B)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (B)UNREAL. GAINS/LOSSES (B)EQUITY (B)LIABILITIES (M)PROVISIONS (B)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (B)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
1990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                   
0000000000000000000000000000000000
0000000000000000000000000000000000
0000000000000000000000000000000000
0000000000000000000000000000000000
0000000000000000000000000000000000
0000000000000000000000000000000000
0.480.540.550.570.580.570.570.710.871.041.131.311.180.790.750.710.590.610.60.540.350.360.330.30.290.340.360.320.330.80.730.630.540.56
0.040.050.030.050.020.020.070.040.020.020.010.010.031.361.381.661.791.7121.640.280.050.050.060.070.070.070.080.090.080.10.130.170.31
0000000000000000000000000000000000
000000000468466495000127161636337340191176187176171289392569682847867876820797
00000000000045742054039038904374422000000007070120120128
0000.10.070.060.03000.80.630.790.250.170.235.620.30.490.260.6316.35.114.416.693.773.133.012.932.952.732.752.893.052.61
0.520.590.580.720.670.650.660.750.892.332.232.61.912.752.898.53.233.453.633.5917.125.74.987.234.33.833.823.94.064.534.514.644.694.41
0.520.590.580.720.670.650.660.750.892.332.232.61.912.752.898.53.233.453.633.5917.125.74.987.234.33.833.823.94.064.534.514.644.694.41
                                                                   
0.350.350.340.370.350.350.350.430.480.280.290.290.290.30.290.290.290.290.290.333.975.175.215.251.341.71.71.71.71.71.71.71.671.64
00000001.541.571.831.881.931.921.891.691.691.691.691.694.985.094.932.892.851.751.391.390000000
0.920.880.440.050.060.070.080.490.992.532.832.912.22.963.764.696.128.317.685.87-4.266.043.772.617.587.118.5410.7711.2910.9710.4511.0511.5313.2
000.581.041.141.191.330.861.211.72.142.25000.180.50.50.10.290.220.35-0.24-0.37-0.41-0.030.460.40.150.180.441.060.75-0.940.3
00000000000000000-0.06-0.52-0.23-1.02-0.980.320.661.391.491.1310.690.640.220.170-0.07
1.271.231.361.451.561.611.763.324.256.357.147.384.425.145.937.178.6110.349.4311.174.1214.9311.8210.9612.0312.1513.1513.6113.8613.7413.4213.6612.2615.08
0000000000000000006533000012101019174642323736
00000000.830.851.311.682.160.830.60.911.091.411.811.381.030.991.11.260.940.730.650.480.350.330.340.260.280.380.61
0000000000000017513311218135652112480311868747011011
000000000000000019.4020.9610.40.970.275.7715.4215.2811.586.111.320.570.40.510.471.20.85
000000000000000000000000000000001.380.74
00000000.830.851.311.682.160.830.61.091.2320.921.9922.4411.531.981.387.0316.4116.0212.286.621.750.990.860.810.792.992.23
0.90.870.670.680.550.510.851.181.141.982.252.522.172.132.773.7620.8546.4721.3824.8419.0316.5911.910.039.269.227.525.386.548.567.387.767.499.44
43305000051165216321717527142523206020000000819710710944533023
0.210.242.162.842.873.944.152.112.262.42.853.465.416.67.688.062.792.133.283.7914.592.815.96.934.623.22.611.961.642.182.282.374.113.03
1.151.132.833.523.414.4553.353.574.65.426.698.118.8710.511.8523.6448.6624.6628.6233.6219.4117.816.9713.8812.4210.227.448.2910.859.710.1811.6312.49
1.151.132.833.523.414.4554.174.425.97.18.858.949.4711.5913.0744.5550.6547.140.1535.620.7824.8233.3729.924.716.849.199.2811.7110.5110.9714.6214.72
2.422.364.194.984.976.066.767.498.6712.2514.2416.2313.3614.6117.5120.2453.166156.5351.3239.7235.7136.6444.3341.9436.8529.9822.823.1425.4423.9324.6326.8829.79
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of AIB Group provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand AIB Group's financial health and stability.

Assets

AIB Group's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that AIB Group must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of AIB Group after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into AIB Group's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
198919901991null1992199319941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022
0.30.220.220.220.220.370.430.470.520.651.011.10.930.471.361.0401.752.732.510.64-2.66-12.07-5.14-3.73-1.691.111.911.681.311.250.5-0.930.630.88
44495656507071687594109127171202207174013014014513812718011512012411174109141162246315327341
00000000000000000000000000000000000
-0.160.4-0.32-0.321.66-0.070.990.5-1.14-1.162.462.051.23-0.11-1.060.923.392.46.35-2.842.52-0.3-9.17-8.290.595.68-2.29-2.21.18-2.86-1.212.8116.812.87-5.58
-0.08-0.080.010.01-0.08-0.16-0.391.10.090.09-0.18-0.41-0.24-0.69-1.04-0.8700.28-0.580.70.27-1.466.45-3.041.15-0.23-0.140.120.260.01-0.080.50.220.12-0.09
000000000000000000000002231601601601601913131101139125146
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0.110.6-0.03-0.031.850.211.112.14-0.46-0.333.412.872.08-0.12-0.531.273.394.568.650.523.57-4.29-14.61-16.35-1.883.88-1.2-0.093.23-1.410.114.0516.4113.94-4.45
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0.01-0.010.160.16-1.12-0.270.09-1.750.320.68-2.58-1.62-2.770.971.55-1.98-3.97-0.13-1.68-3.06-4.254.74.626.730.65-3.731.810.390.952.09-0.87-0.25-2.362.35-1.13
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0.290.64-0.12-0.120.41-0.330.740.210.050.30.551.61-0.910.430.08-1.690.624.96.69-3.93-1.913.55-6.361.66-1.45-0.20.65-0.711.49-0.110.195.6813.6417-4.24
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00000000000000000000000000000000000

AIB Group stock margins

The AIB Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of AIB Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for AIB Group.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the AIB Group's sales revenue. A higher gross margin percentage indicates that the AIB Group retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the AIB Group's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the AIB Group's total revenue generated. When comparing the revenue margin year over year, investors can gauge the AIB Group's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the AIB Group. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the AIB Group's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

AIB Group Margin History

DateAIB Group Profit margin
2026e39.61 %
2025e37.31 %
2024e38.91 %
202334.76 %
202219.77 %
202120.34 %
2020-28.51 %
201910.17 %
201832.93 %
201731.78 %
201636.07 %
201525.15 %
201421.68 %
2013-40.1 %
2012-78.12 %
2011-23.25 %
2010-185.43 %
2009-26.31 %
20087.15 %
200716.99 %
20067.07 %
20050.11 %
2004-0.44 %

AIB Group Stock Sales Revenue, EBIT, Earnings per Share

The AIB Group earnings per share therefore indicates how much revenue AIB Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue AIB Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates AIB Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of AIB Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating AIB Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

AIB Group Revenue, EBIT and net profit per share

DateAIB Group Sales per ShareAIB Group Earnings per Share
2026e1.86 undefined0.74 undefined
2025e1.9 undefined0.71 undefined
2024e2.05 undefined0.8 undefined
20232.18 undefined0.76 undefined
20221.32 undefined0.26 undefined
20211.05 undefined0.21 undefined
20201.05 undefined-0.3 undefined
20191.18 undefined0.12 undefined
20181.18 undefined0.39 undefined
20171.25 undefined0.4 undefined
20161.19 undefined0.43 undefined
20151.35 undefined0.34 undefined
20141.55 undefined0.34 undefined
20131.92 undefined-0.77 undefined
20122.19 undefined-1.71 undefined
20119.42 undefined-2.19 undefined
2010755.89 undefined-1,401.64 undefined
20092,025.83 undefined-533.06 undefined
20082,934.86 undefined209.71 undefined
20073,213.43 undefined546 undefined
20062,606.57 undefined184.29 undefined
20051,893.14 undefined2 undefined
20041,603.24 undefined-7.06 undefined

AIB Group business model

The AIB Group plc is an internationally active bank based in Dublin, Ireland. It was founded in 1966 and has since become one of the largest financial companies in the country. The AIB Group plc is listed on the Irish stock exchange and is among the most important institutions in the Irish economy. The business model of AIB Group plc is based on providing financial services to private and business customers. The bank operates in various business areas, including retail banking, corporate banking, treasury & markets, capital markets, and asset management. Through this broad range of services, AIB Group plc is able to meet a variety of customer needs and hedge against market risks. In the retail banking sector, AIB Group plc offers a variety of products and services for individual customers. These include current accounts, savings and investment accounts, loans and mortgages, credit cards, and insurance. The integration of online and branch banking allows customers to have high flexibility and easy access to all offerings. In the corporate banking sector, the bank serves large companies and corporations with a wide range of services such as lending, receivables management, foreign exchange transactions, and risk management. The focus is on creating value for business customers through tailor-made solutions and advice. The treasury & markets business area includes the central bank and capital market activities of the bank. This includes capital procurement as well as risk management through trading in securities and derivatives. AIB Group plc acts not only as an issuer of bonds and other financial instruments but also utilizes its expertise to support customers with capital needs. In the capital markets sector, AIB Group plc provides comprehensive support to its customers ranging from advice on mergers and acquisitions to initial public offerings. The bank actively seeks investment opportunities in both European and North American markets. In the asset management sector, AIB Group plc offers a wide range of mutual funds, investment funds, and asset management strategies. The investments range from technological innovations and investments in infrastructure to secure dividends in stocks of large, seemingly safe companies. In conclusion, the AIB Group plc offers a wide range of financial services to its customers and is one of the leading companies in Ireland in many fields. The bank has demonstrated in the past that it can adapt very well to changing market trends and thus operates successfully in the market. With a strong focus on customer satisfaction and upholding the highest ethical standards, AIB Group plc is one of the leading financial services in Ireland. AIB Group is one of the most popular companies on Eulerpool.com.

AIB Group SWOT Analysis

Strengths

AIB Group plc has a well-established and recognizable brand, and is one of the leading banks in Ireland.

The company offers a wide range of products and services including retail banking, commercial banking, wealth management, and insurance. This diversification helps in reducing risk and maximizing revenue streams.

AIB Group plc has invested heavily in its technology infrastructure, enabling it to offer innovative digital banking solutions and enhance customer experience.

The bank still relies on some outdated systems and processes, which can limit operational efficiency and hinder the speed of decision-making.

AIB Group plc's business is heavily tied to the performance of the Irish economy, making it susceptible to economic downturns and fluctuations in the local market.

As a financial institution, AIB Group plc faces complex regulatory requirements, which can increase costs and pose compliance challenges.

The growing adoption of digital banking presents an opportunity for AIB Group plc to further expand its online and mobile banking platforms, attracting tech-savvy customers and improving convenience.

AIB Group plc can explore new markets outside Ireland to diversify its revenue sources and reduce dependence on the local economy.

Collaborating with fintech startups or acquiring innovative companies can help AIB Group plc gain a competitive edge and tap into new technologies and business models.

AIB Group plc operates in a highly competitive banking industry, facing rivalry from both traditional banks and new entrants, which can put pressure on market share and profitability.

Fluctuations in the global economy, Brexit impacts, and potential financial crises pose threats to AIB Group plc's financial stability and performance.

With the increasing digitalization of banking services, AIB Group plc faces the risk of cyber attacks and data breaches, which can harm its reputation and lead to financial losses.

Weaknesses

The bank still relies on some outdated systems and processes, which can limit operational efficiency and hinder the speed of decision-making.

AIB Group plc's business is heavily tied to the performance of the Irish economy, making it susceptible to economic downturns and fluctuations in the local market.

As a financial institution, AIB Group plc faces complex regulatory requirements, which can increase costs and pose compliance challenges.

The growing adoption of digital banking presents an opportunity for AIB Group plc to further expand its online and mobile banking platforms, attracting tech-savvy customers and improving convenience.

AIB Group plc can explore new markets outside Ireland to diversify its revenue sources and reduce dependence on the local economy.

Collaborating with fintech startups or acquiring innovative companies can help AIB Group plc gain a competitive edge and tap into new technologies and business models.

AIB Group plc operates in a highly competitive banking industry, facing rivalry from both traditional banks and new entrants, which can put pressure on market share and profitability.

Fluctuations in the global economy, Brexit impacts, and potential financial crises pose threats to AIB Group plc's financial stability and performance.

With the increasing digitalization of banking services, AIB Group plc faces the risk of cyber attacks and data breaches, which can harm its reputation and lead to financial losses.

Opportunities

The growing adoption of digital banking presents an opportunity for AIB Group plc to further expand its online and mobile banking platforms, attracting tech-savvy customers and improving convenience.

AIB Group plc can explore new markets outside Ireland to diversify its revenue sources and reduce dependence on the local economy.

Collaborating with fintech startups or acquiring innovative companies can help AIB Group plc gain a competitive edge and tap into new technologies and business models.

AIB Group plc operates in a highly competitive banking industry, facing rivalry from both traditional banks and new entrants, which can put pressure on market share and profitability.

Fluctuations in the global economy, Brexit impacts, and potential financial crises pose threats to AIB Group plc's financial stability and performance.

With the increasing digitalization of banking services, AIB Group plc faces the risk of cyber attacks and data breaches, which can harm its reputation and lead to financial losses.

Threats

AIB Group plc operates in a highly competitive banking industry, facing rivalry from both traditional banks and new entrants, which can put pressure on market share and profitability.

Fluctuations in the global economy, Brexit impacts, and potential financial crises pose threats to AIB Group plc's financial stability and performance.

With the increasing digitalization of banking services, AIB Group plc faces the risk of cyber attacks and data breaches, which can harm its reputation and lead to financial losses.

AIB Group Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

AIB Group historical P/E ratio, EBIT multiple, and P/S ratio

AIB Group shares outstanding

The number of shares was AIB Group in 2023 — This indicates how many shares 2.636 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue AIB Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates AIB Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of AIB Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating AIB Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

AIB Group stock splits

In AIB Group's history, there have been no stock splits.

AIB Group dividend history and estimates

In 2023, AIB Group paid a dividend amounting to 0.06 EUR. Dividend means that AIB Group distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
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Dividend

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Dividend Overview

The dividend per year chart for AIB Group provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify AIB Group’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating AIB Group's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

AIB Group Dividend History

DateAIB Group Dividend
2026e0.06 undefined
2025e0.06 undefined
2024e0.06 undefined
20230.06 undefined
20220.05 undefined
20190.17 undefined
20180.12 undefined
20170.09 undefined
2008204.5 undefined
2007185.75 undefined
2006169 undefined
2005153.75 undefined
2004139.75 undefined

AIB Group dividend payout ratio

In 2023, AIB Group had a payout ratio of 51.5%. The payout ratio indicates the percentage of the company's profits that AIB Group distributes as dividends.

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Payout ratio
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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for AIB Group represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for AIB Group could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate AIB Group's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

AIB Group Payout Ratio History

DateAIB Group Payout ratio
2026e45.95 %
2025e38.77 %
2024e47.59 %
202351.5 %
202217.23 %
202174.04 %
202063.22 %
2019141.67 %
201830.77 %
201723.03 %
201663.22 %
201563.22 %
201463.22 %
201363.22 %
201263.22 %
201163.22 %
201063.22 %
200963.22 %
200897.52 %
200734.02 %
200691.71 %
20057,687.5 %
2004-1,982.27 %
Unfortunately, there are currently no price targets and forecasts available for AIB Group.

AIB Group latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.41 0.42  (1.3 %)2024 Q2
12/31/20230.42 0.45  (7.17 %)2023 Q4
6/30/20230.28 0.31  (8.85 %)2023 Q2
12/31/20220.07 0.1  (29.96 %)2022 Q4
6/30/20220.1 0.17  (68.37 %)2022 Q2
12/31/20210.13 0.13  (-4.8 %)2021 Q4
6/30/20210.05 0.09  (79.8 %)2021 Q2
12/31/20200.01 -0.03  (-688.24 %)2020 Q4
6/30/2020-0.03 -0.27  (-791.09 %)2020 Q2
12/31/20190.12 0.15  (23.76 %)2019 Q4
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Eulerpool ESG Scorecard© for the AIB Group stock

Eulerpool World ESG Rating (EESG©)

64/ 100

🌱 Environment

63

👫 Social

80

🏛️ Governance

49

Environment

Scope 1 - Direct Emissions
3,200
Scope 2 - Indirect emissions from purchased energy
5,963
Scope 3 - Indirect emissions within the value chain
2,583,908
Total CO₂ emissions
9,163
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
✅
Environmentally friendly packaging
❌
Hazardous substances
✅
Fuel consumption and efficiency
✅
Water consumption and efficiency
✅

Social

Percentage of female employees54.833
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
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Gambling❌
Military contracts❌
Human rights concept✅
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting✅
Stakeholder Engagement✅
Call Back Policies❌
Antitrust law❌

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AIB Group shareholders

%
Name
Stocks
Change
Date
7.87368 % MFS Investment Management183,353,63402/29/2024
7.44864 % BlackRock Investment Management (UK) Ltd.173,455,688-8,859,6852/29/2024
43.82815 % Minister for Finance of Ireland1,020,621,802-47,016,3883/21/2024
3.42153 % Orbis Investment Management Ltd.79,676,75702/29/2024
3.35747 % Wellington Management Company, LLP78,185,114-25,761,28812/8/2023
2.01243 % The Vanguard Group, Inc.46,863,1544,725,1613/31/2024
1.15789 % Fidelity Management & Research Company LLC26,963,672456,6002/29/2024
1.15685 % BlackRock Institutional Trust Company, N.A.26,939,508153,3283/31/2024
0.88529 % Nuveen LLC20,615,750-195,7703/31/2024
0.82032 % Norges Bank Investment Management (NBIM)19,102,6062,852,53812/31/2023
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AIB Group Executives and Management Board

Dr. Colin Hunt
AIB Group Chief Executive Officer, Executive Director (since 2016)
Compensation 600,000
Mr. Donal Galvin
AIB Group Chief Financial Officer, Executive Director (since 2016)
Compensation 597,000
Mr. Jim Pettigrew
AIB Group Non-Executive Independent Chairman of the Board
Compensation 365,000
Ms. Helen Normoyle
AIB Group Senior Independent Non-Executive Director
Compensation 165,000
Mr. Brendan Mcdonagh
AIB Group Independent Non-Executive Deputy Chairman of the Board
Compensation 135,000
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Most common questions regarding AIB Group

What values and corporate philosophy does AIB Group represent?

AIB Group plc, a leading financial institution, represents key values and a robust corporate philosophy. The company places emphasis on integrity, customer focus, and innovation. AIB Group plc endeavors to provide trusted and reliable financial services, employing cutting-edge technologies to meet their customers' evolving needs. With a strong commitment to building long-term relationships, AIB Group plc strives to deliver exceptional value and sustainable growth. This renowned banking institution fosters a culture of transparency, accountability, and ethical conduct, prioritizing the best interests of its diverse stakeholders. With extensive expertise and a customer-centric approach, AIB Group plc consistently aims to exceed expectations and maintain its reputation as a trusted market leader.

In which countries and regions is AIB Group primarily present?

AIB Group plc, also known as Allied Irish Banks, primarily operates in Ireland and the UK. With a rich history dating back to 1825, AIB has established itself as a prominent financial institution in these regions. As one of Ireland's largest banks, AIB offers a comprehensive range of banking services and solutions to individuals, businesses, and corporates. In the UK, AIB operates through its subsidiary, AIB (UK) plc, providing a wide array of financial products and services. With a strong presence in both countries, AIB Group plc continues to uphold its commitment to delivering exceptional banking experiences and supporting economic growth in these regions.

What significant milestones has the company AIB Group achieved?

AIB Group plc, a prominent financial institution, has achieved several significant milestones throughout its history. The company has successfully expanded its operations, both domestically and internationally, establishing a strong presence in the banking industry. AIB Group plc has been recognized for its commitment to customer-centric services, constantly striving to meet evolving financial needs. With a focus on innovation, AIB Group plc has introduced various technological advancements, facilitating convenient and secure banking experiences for its customers. Moreover, the company has demonstrated resilience in navigating challenging economic landscapes, ensuring stability and growth. As a result, AIB Group plc has emerged as a trusted and reliable financial partner, contributing to its enduring success.

What is the history and background of the company AIB Group?

AIB Group plc, also known as Allied Irish Banks, is a leading financial institution based in Ireland. With a rich history dating back to 1825, AIB has played a pivotal role in the country's banking sector. Over the years, the company has expanded its services and offerings, evolving into a full-service commercial bank catering to both personal and business customers. AIB has a strong presence in Ireland and operates through an extensive branch network, delivering a wide range of financial products and services, including retail banking, corporate banking, treasury, and wealth management. With its enduring legacy and comprehensive expertise, AIB Group plc remains a trusted and reliable partner for individuals and businesses in Ireland.

Who are the main competitors of AIB Group in the market?

The main competitors of AIB Group plc in the market are Allied Irish Banks, Bank of Ireland, and Permanent TSB. These companies operate in the same industry and provide similar financial services, competing for market share and customers in Ireland. AIB Group plc faces strong competition from these well-established players, but it has maintained its position through its diverse product offerings, strong customer relationships, and innovative solutions. As a leading financial institution, AIB Group plc continues to strive for excellence and maintain its competitive edge in the market.

In which industries is AIB Group primarily active?

AIB Group plc is primarily active in the financial services industry. As a leading banking and financial institution, AIB Group plc provides a wide range of services including retail, corporate, and commercial banking, asset management, insurance, and wealth management. With its extensive presence in Ireland and the United Kingdom, AIB Group plc plays a crucial role in driving the growth and development of these economies. By offering innovative financial solutions and catering to the diverse needs of its customers, AIB Group plc continues to maintain its position as a prominent player in the financial services sector.

What is the business model of AIB Group?

The business model of AIB Group plc is primarily focused on providing a wide range of banking and financial services. AIB Group plc operates through its subsidiary, Allied Irish Banks, and serves corporate, commercial, and personal customers in Ireland and internationally. The company offers various banking products and services, including deposits, loans, mortgages, investment services, insurance, and treasury services. With a strong emphasis on customer satisfaction and long-term relationships, AIB Group plc aims to support the financial needs of individuals, businesses, and communities, while ensuring sustainable growth and delivering value to its shareholders.

What is the P/E ratio of AIB Group 2024?

The AIB Group P/E ratio is 6.89.

What is the P/S ratio of AIB Group 2024?

The AIB Group P/S ratio is 2.68.

What is the AlleAktien quality score of AIB Group?

The AlleAktien quality score for AIB Group is 3/10.

What is the revenue of AIB Group 2024?

The expected AIB Group revenue is 4.78 B EUR.

How high is the profit of AIB Group 2024?

The expected AIB Group profit is 1.86 B EUR.

What is the business model of AIB Group

AIB Group plc is a leading financial institution that focuses on serving customers in Ireland, the United Kingdom, and the United States. The group has a diverse business model based on various segments such as retail banking, corporate banking, capital markets, special services, joint ventures, wealth and institutional management, and social responsibility programs. The group offers a wide range of products and services to cater to the needs of individual customers, businesses, and organizations. AIB Group plc has an extensive network of branches and distribution channels, including digital platforms and ATMs. This diversified business model allows the group to effectively meet the needs of different customers and enhance its market presence.

What is the AIB Group dividend?

AIB Group pays a dividend of 0.05 EUR distributed over payouts per year.

How often does AIB Group pay dividends?

The dividend cannot currently be calculated for AIB Group or the company does not pay out a dividend.

What is the AIB Group ISIN?

The ISIN of AIB Group is IE00BF0L3536.

What is the AIB Group WKN?

The WKN of AIB Group is A2DW7N.

What is the AIB Group ticker?

The ticker of AIB Group is A5G.IR.

How much dividend does AIB Group pay?

Over the past 12 months, AIB Group paid a dividend of 0.06 EUR . This corresponds to a dividend yield of about 1.28 %. For the coming 12 months, AIB Group is expected to pay a dividend of 0.06 EUR.

What is the dividend yield of AIB Group?

The current dividend yield of AIB Group is 1.28 %.

When does AIB Group pay dividends?

AIB Group pays a quarterly dividend. This is distributed in the months of April, April, April, April.

How secure is the dividend of AIB Group?

AIB Group paid dividends every year for the past 5 years.

What is the dividend of AIB Group?

For the upcoming 12 months, dividends amounting to 0.06 EUR are expected. This corresponds to a dividend yield of 1.32 %.

In which sector is AIB Group located?

AIB Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von AIB Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of AIB Group from 5/10/2024 amounting to 0.266 EUR, you needed to have the stock in your portfolio before the ex-date on 3/21/2024.

When did AIB Group pay the last dividend?

The last dividend was paid out on 5/10/2024.

What was the dividend of AIB Group in the year 2023?

In the year 2023, AIB Group distributed 0.045 EUR as dividends.

In which currency does AIB Group pay out the dividend?

The dividends of AIB Group are distributed in EUR.

All fundamentals about AIB Group

Our stock analysis for AIB Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of AIB Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.