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Australia Housing Credit
Price
The current value of the Housing Credit in Australia is 0.4 %. The Housing Credit in Australia decreased to 0.4 % on 8/1/2024, after it was 0.5 % on 7/1/2024. From 9/1/1976 to 9/1/2024, the average GDP in Australia was 0.91 %. The all-time high was reached on 4/1/1980 with 3 %, while the lowest value was recorded on 7/1/1984 with -0.4 %.
Housing Credit ·
3 years
5 years
10 years
25 Years
Max
| Mortgage Loan | |
|---|---|
| 9/1/1976 | 1.6 % |
| 10/1/1976 | 1.7 % |
| 11/1/1976 | 1.8 % |
| 12/1/1976 | 1.9 % |
| 1/1/1977 | 1.8 % |
| 2/1/1977 | 1.5 % |
| 3/1/1977 | 1.7 % |
| 4/1/1977 | 1.6 % |
| 5/1/1977 | 1.4 % |
| 6/1/1977 | 1.5 % |
| 7/1/1977 | 1.5 % |
| 8/1/1977 | 1.9 % |
| 9/1/1977 | 1.6 % |
| 10/1/1977 | 1.2 % |
| 11/1/1977 | 1.2 % |
| 12/1/1977 | 1.3 % |
| 1/1/1978 | 1.3 % |
| 2/1/1978 | 1.2 % |
| 3/1/1978 | 1.1 % |
| 4/1/1978 | 1.2 % |
| 5/1/1978 | 1.2 % |
| 6/1/1978 | 1.2 % |
| 7/1/1978 | 1.2 % |
| 8/1/1978 | 1 % |
| 9/1/1978 | 1.2 % |
| 10/1/1978 | 1.5 % |
| 11/1/1978 | 1.4 % |
| 12/1/1978 | 1.4 % |
| 1/1/1979 | 1.4 % |
| 2/1/1979 | 1.4 % |
| 3/1/1979 | 1 % |
| 4/1/1979 | 1.1 % |
| 5/1/1979 | 1.3 % |
| 6/1/1979 | 1.2 % |
| 7/1/1979 | 1.2 % |
| 8/1/1979 | 1.2 % |
| 9/1/1979 | 1.3 % |
| 10/1/1979 | 1.2 % |
| 11/1/1979 | 1.2 % |
| 12/1/1979 | 1.2 % |
| 1/1/1980 | 1.1 % |
| 2/1/1980 | 1 % |
| 3/1/1980 | 0.9 % |
| 4/1/1980 | 3 % |
| 5/1/1980 | 1.3 % |
| 6/1/1980 | 1 % |
| 7/1/1980 | 1.3 % |
| 8/1/1980 | 1.2 % |
| 9/1/1980 | 1.1 % |
| 10/1/1980 | 1.3 % |
| 11/1/1980 | 1.4 % |
| 12/1/1980 | 1.2 % |
| 1/1/1981 | 1.2 % |
| 2/1/1981 | 1.2 % |
| 3/1/1981 | 1.1 % |
| 4/1/1981 | 0.7 % |
| 5/1/1981 | 0.8 % |
| 6/1/1981 | 1.5 % |
| 7/1/1981 | 1.3 % |
| 8/1/1981 | 0.7 % |
| 9/1/1981 | 0.7 % |
| 10/1/1981 | 0.6 % |
| 11/1/1981 | 0.5 % |
| 12/1/1981 | 0.6 % |
| 1/1/1982 | 0.6 % |
| 2/1/1982 | 0.7 % |
| 3/1/1982 | 0.5 % |
| 4/1/1982 | 0.8 % |
| 5/1/1982 | 0.6 % |
| 6/1/1982 | 0.7 % |
| 7/1/1982 | 0.8 % |
| 8/1/1982 | 0.4 % |
| 9/1/1982 | 0.4 % |
| 10/1/1982 | 0.5 % |
| 11/1/1982 | 0.5 % |
| 12/1/1982 | 0.4 % |
| 1/1/1983 | 0.5 % |
| 2/1/1983 | 0.6 % |
| 3/1/1983 | 1 % |
| 4/1/1983 | 0.9 % |
| 5/1/1983 | 0.6 % |
| 6/1/1983 | 0.7 % |
| 7/1/1983 | 0.8 % |
| 8/1/1983 | 0.8 % |
| 9/1/1983 | 1 % |
| 10/1/1983 | 0.8 % |
| 11/1/1983 | 0.8 % |
| 12/1/1983 | 1 % |
| 1/1/1984 | 1 % |
| 2/1/1984 | 1 % |
| 3/1/1984 | 1.1 % |
| 4/1/1984 | 1.1 % |
| 5/1/1984 | 1.5 % |
| 6/1/1984 | 0.8 % |
| 8/1/1984 | 2.2 % |
| 9/1/1984 | 1.5 % |
| 10/1/1984 | 1.4 % |
| 11/1/1984 | 1.4 % |
| 12/1/1984 | 1.5 % |
| 1/1/1985 | 1.5 % |
| 2/1/1985 | 1.4 % |
| 3/1/1985 | 1.3 % |
| 4/1/1985 | 1.3 % |
| 5/1/1985 | 1.6 % |
| 6/1/1985 | 1.2 % |
| 7/1/1985 | 1.5 % |
| 8/1/1985 | 1.5 % |
| 9/1/1985 | 1.1 % |
| 10/1/1985 | 1.3 % |
| 11/1/1985 | 1.4 % |
| 12/1/1985 | 1 % |
| 1/1/1986 | 0.8 % |
| 2/1/1986 | 1 % |
| 3/1/1986 | 0.7 % |
| 4/1/1986 | 0.4 % |
| 5/1/1986 | 0.7 % |
| 6/1/1986 | 0.7 % |
| 7/1/1986 | 0.8 % |
| 8/1/1986 | 0.8 % |
| 9/1/1986 | 0.9 % |
| 10/1/1986 | 0.8 % |
| 11/1/1986 | 0.8 % |
| 12/1/1986 | 0.8 % |
| 1/1/1987 | 1.1 % |
| 2/1/1987 | 0.9 % |
| 3/1/1987 | 0.8 % |
| 4/1/1987 | 0.8 % |
| 5/1/1987 | 1.5 % |
| 6/1/1987 | 1.2 % |
| 7/1/1987 | 1 % |
| 8/1/1987 | 0.8 % |
| 9/1/1987 | 1.2 % |
| 10/1/1987 | 1 % |
| 11/1/1987 | 0.9 % |
| 12/1/1987 | 1.2 % |
| 1/1/1988 | 1.3 % |
| 2/1/1988 | 1.1 % |
| 3/1/1988 | 1.4 % |
| 4/1/1988 | 1.3 % |
| 5/1/1988 | 1.4 % |
| 6/1/1988 | 1.6 % |
| 7/1/1988 | 1.8 % |
| 8/1/1988 | 2 % |
| 9/1/1988 | 2.1 % |
| 10/1/1988 | 1.5 % |
| 11/1/1988 | 1.9 % |
| 12/1/1988 | 1.8 % |
| 1/1/1989 | 1.6 % |
| 2/1/1989 | 1.7 % |
| 3/1/1989 | 1.8 % |
| 4/1/1989 | 1.8 % |
| 5/1/1989 | 1.5 % |
| 6/1/1989 | 1.3 % |
| 7/1/1989 | 1.5 % |
| 8/1/1989 | 1 % |
| 9/1/1989 | 0.8 % |
| 10/1/1989 | 1.1 % |
| 11/1/1989 | 1.1 % |
| 12/1/1989 | 1.1 % |
| 1/1/1990 | 1.2 % |
| 2/1/1990 | 1.2 % |
| 3/1/1990 | 1 % |
| 4/1/1990 | 1.1 % |
| 5/1/1990 | 1 % |
| 6/1/1990 | 1 % |
| 7/1/1990 | 1 % |
| 8/1/1990 | 1.3 % |
| 9/1/1990 | 0.5 % |
| 10/1/1990 | 0.9 % |
| 11/1/1990 | 0.8 % |
| 12/1/1990 | 0.9 % |
| 1/1/1991 | 1 % |
| 2/1/1991 | 1 % |
| 3/1/1991 | 0.7 % |
| 4/1/1991 | 0.7 % |
| 5/1/1991 | 0.8 % |
| 6/1/1991 | 0.9 % |
| 7/1/1991 | 0.9 % |
| 8/1/1991 | 0.7 % |
| 9/1/1991 | 0.8 % |
| 10/1/1991 | 1.2 % |
| 11/1/1991 | 1.1 % |
| 12/1/1991 | 1.1 % |
| 1/1/1992 | 0.8 % |
| 2/1/1992 | 0.9 % |
| 3/1/1992 | 0.9 % |
| 4/1/1992 | 1 % |
| 5/1/1992 | 1 % |
| 6/1/1992 | 1 % |
| 7/1/1992 | 1 % |
| 8/1/1992 | 1 % |
| 9/1/1992 | 1 % |
| 10/1/1992 | 1.5 % |
| 11/1/1992 | 1.3 % |
| 12/1/1992 | 1.2 % |
| 1/1/1993 | 1.2 % |
| 2/1/1993 | 1.2 % |
| 3/1/1993 | 1.3 % |
| 4/1/1993 | 1.4 % |
| 5/1/1993 | 1.4 % |
| 6/1/1993 | 1.5 % |
| 7/1/1993 | 1.4 % |
| 8/1/1993 | 1.3 % |
| 9/1/1993 | 1.5 % |
| 10/1/1993 | 1.4 % |
| 11/1/1993 | 1.4 % |
| 12/1/1993 | 1.6 % |
| 1/1/1994 | 1.6 % |
| 2/1/1994 | 1.7 % |
| 3/1/1994 | 1.9 % |
| 4/1/1994 | 1.7 % |
| 5/1/1994 | 1.8 % |
| 6/1/1994 | 1.8 % |
| 7/1/1994 | 1.6 % |
| 8/1/1994 | 1.7 % |
| 9/1/1994 | 1.4 % |
| 10/1/1994 | 1.1 % |
| 11/1/1994 | 1.4 % |
| 12/1/1994 | 1.3 % |
| 1/1/1995 | 1.2 % |
| 2/1/1995 | 1.1 % |
| 3/1/1995 | 1.1 % |
| 4/1/1995 | 0.7 % |
| 5/1/1995 | 0.8 % |
| 6/1/1995 | 0.7 % |
| 7/1/1995 | 0.8 % |
| 8/1/1995 | 0.8 % |
| 9/1/1995 | 1 % |
| 10/1/1995 | 1.1 % |
| 11/1/1995 | 1.1 % |
| 12/1/1995 | 1.2 % |
| 1/1/1996 | 1 % |
| 2/1/1996 | 0.9 % |
| 3/1/1996 | 0.9 % |
| 4/1/1996 | 0.9 % |
| 5/1/1996 | 0.8 % |
| 6/1/1996 | 0.8 % |
| 7/1/1996 | 1.1 % |
| 8/1/1996 | 0.9 % |
| 9/1/1996 | 0.9 % |
| 10/1/1996 | 0.8 % |
| 11/1/1996 | 0.8 % |
| 12/1/1996 | 0.7 % |
| 1/1/1997 | 0.9 % |
| 2/1/1997 | 1 % |
| 3/1/1997 | 0.8 % |
| 4/1/1997 | 1.1 % |
| 5/1/1997 | 1.1 % |
| 6/1/1997 | 1 % |
| 7/1/1997 | 1.1 % |
| 8/1/1997 | 1.1 % |
| 9/1/1997 | 1 % |
| 10/1/1997 | 1 % |
| 11/1/1997 | 0.9 % |
| 12/1/1997 | 0.5 % |
| 1/1/1998 | 0.8 % |
| 2/1/1998 | 0.9 % |
| 3/1/1998 | 1 % |
| 4/1/1998 | 1 % |
| 5/1/1998 | 1.1 % |
| 6/1/1998 | 1 % |
| 7/1/1998 | 0.9 % |
| 8/1/1998 | 0.8 % |
| 9/1/1998 | 0.8 % |
| 10/1/1998 | 0.8 % |
| 11/1/1998 | 1 % |
| 12/1/1998 | 1.2 % |
| 1/1/1999 | 0.9 % |
| 2/1/1999 | 0.7 % |
| 3/1/1999 | 1.1 % |
| 4/1/1999 | 1.3 % |
| 5/1/1999 | 0.9 % |
| 6/1/1999 | 1 % |
| 7/1/1999 | 1.3 % |
| 8/1/1999 | 1.2 % |
| 9/1/1999 | 1.4 % |
| 10/1/1999 | 1.2 % |
| 11/1/1999 | 1 % |
| 12/1/1999 | 1.5 % |
| 1/1/2000 | 1.6 % |
| 2/1/2000 | 1.4 % |
| 3/1/2000 | 1.5 % |
| 4/1/2000 | 1.2 % |
| 5/1/2000 | 1.2 % |
| 6/1/2000 | 1.2 % |
| 7/1/2000 | 1.1 % |
| 8/1/2000 | 0.9 % |
| 9/1/2000 | 0.8 % |
| 10/1/2000 | 0.8 % |
| 11/1/2000 | 0.9 % |
| 12/1/2000 | 0.7 % |
| 1/1/2001 | 0.9 % |
| 2/1/2001 | 1.1 % |
| 3/1/2001 | 1 % |
| 4/1/2001 | 1 % |
| 5/1/2001 | 1.3 % |
| 6/1/2001 | 1.2 % |
| 7/1/2001 | 1.2 % |
| 8/1/2001 | 1.4 % |
| 9/1/2001 | 1.3 % |
| 10/1/2001 | 1.5 % |
| 11/1/2001 | 1.5 % |
| 12/1/2001 | 1.5 % |
| 1/1/2002 | 1.8 % |
| 2/1/2002 | 1.4 % |
| 3/1/2002 | 1.3 % |
| 4/1/2002 | 1.4 % |
| 5/1/2002 | 1.2 % |
| 6/1/2002 | 1.1 % |
| 7/1/2002 | 1.8 % |
| 8/1/2002 | 1.4 % |
| 9/1/2002 | 1.8 % |
| 10/1/2002 | 1.1 % |
| 11/1/2002 | 1.2 % |
| 12/1/2002 | 1.5 % |
| 1/1/2003 | 1.1 % |
| 2/1/2003 | 1.3 % |
| 3/1/2003 | 1.5 % |
| 4/1/2003 | 1.5 % |
| 5/1/2003 | 1.5 % |
| 6/1/2003 | 1.8 % |
| 7/1/2003 | 1.6 % |
| 8/1/2003 | 1.4 % |
| 9/1/2003 | 2 % |
| 10/1/2003 | 1.8 % |
| 11/1/2003 | 1.7 % |
| 12/1/2003 | 1.7 % |
| 1/1/2004 | 1.6 % |
| 2/1/2004 | 1.6 % |
| 3/1/2004 | 1.7 % |
| 4/1/2004 | 1.3 % |
| 5/1/2004 | 1.3 % |
| 6/1/2004 | 1.2 % |
| 7/1/2004 | 1.3 % |
| 8/1/2004 | 1.1 % |
| 9/1/2004 | 1.5 % |
| 10/1/2004 | 1.2 % |
| 11/1/2004 | 1.3 % |
| 12/1/2004 | 1.4 % |
| 1/1/2005 | 1 % |
| 2/1/2005 | 1 % |
| 3/1/2005 | 1 % |
| 4/1/2005 | 1.1 % |
| 5/1/2005 | 1 % |
| 6/1/2005 | 0.9 % |
| 7/1/2005 | 0.8 % |
| 8/1/2005 | 0.9 % |
| 9/1/2005 | 1 % |
| 10/1/2005 | 1.1 % |
| 11/1/2005 | 1.2 % |
| 12/1/2005 | 1.1 % |
| 1/1/2006 | 1.1 % |
| 2/1/2006 | 1.1 % |
| 3/1/2006 | 0.9 % |
| 4/1/2006 | 1.1 % |
| 5/1/2006 | 1.3 % |
| 6/1/2006 | 1.2 % |
| 7/1/2006 | 1.3 % |
| 8/1/2006 | 1.1 % |
| 9/1/2006 | 1 % |
| 10/1/2006 | 0.9 % |
| 11/1/2006 | 0.8 % |
| 12/1/2006 | 0.9 % |
| 1/1/2007 | 0.9 % |
| 2/1/2007 | 1 % |
| 3/1/2007 | 1 % |
| 4/1/2007 | 0.9 % |
| 5/1/2007 | 1.1 % |
| 6/1/2007 | 1.3 % |
| 7/1/2007 | 0.8 % |
| 8/1/2007 | 0.8 % |
| 9/1/2007 | 0.8 % |
| 10/1/2007 | 0.8 % |
| 11/1/2007 | 0.9 % |
| 12/1/2007 | 0.8 % |
| 1/1/2008 | 0.8 % |
| 2/1/2008 | 0.8 % |
| 3/1/2008 | 0.7 % |
| 4/1/2008 | 0.7 % |
| 5/1/2008 | 0.6 % |
| 6/1/2008 | 0.6 % |
| 7/1/2008 | 0.5 % |
| 8/1/2008 | 0.4 % |
| 9/1/2008 | 0.5 % |
| 10/1/2008 | 0.4 % |
| 11/1/2008 | 0.5 % |
| 12/1/2008 | 0.6 % |
| 1/1/2009 | 0.5 % |
| 2/1/2009 | 0.4 % |
| 3/1/2009 | 0.7 % |
| 4/1/2009 | 0.6 % |
| 5/1/2009 | 0.6 % |
| 6/1/2009 | 0.7 % |
| 7/1/2009 | 0.6 % |
| 8/1/2009 | 0.7 % |
| 9/1/2009 | 0.7 % |
| 10/1/2009 | 0.7 % |
| 11/1/2009 | 0.7 % |
| 12/1/2009 | 0.6 % |
| 1/1/2010 | 0.6 % |
| 2/1/2010 | 0.7 % |
| 3/1/2010 | 0.8 % |
| 4/1/2010 | 0.5 % |
| 5/1/2010 | 0.6 % |
| 6/1/2010 | 0.5 % |
| 7/1/2010 | 0.5 % |
| 8/1/2010 | 0.6 % |
| 9/1/2010 | 0.5 % |
| 10/1/2010 | 0.5 % |
| 11/1/2010 | 0.5 % |
| 12/1/2010 | 0.6 % |
| 1/1/2011 | 0.5 % |
| 2/1/2011 | 0.4 % |
| 3/1/2011 | 0.4 % |
| 4/1/2011 | 0.4 % |
| 5/1/2011 | 0.5 % |
| 6/1/2011 | 0.4 % |
| 7/1/2011 | 0.5 % |
| 8/1/2011 | 0.4 % |
| 9/1/2011 | 0.5 % |
| 10/1/2011 | 0.4 % |
| 11/1/2011 | 0.4 % |
| 12/1/2011 | 0.4 % |
| 1/1/2012 | 0.4 % |
| 2/1/2012 | 0.4 % |
| 3/1/2012 | 0.4 % |
| 4/1/2012 | 0.4 % |
| 5/1/2012 | 0.4 % |
| 6/1/2012 | 0.3 % |
| 7/1/2012 | 0.4 % |
| 8/1/2012 | 0.4 % |
| 9/1/2012 | 0.4 % |
| 10/1/2012 | 0.3 % |
| 11/1/2012 | 0.4 % |
| 12/1/2012 | 0.3 % |
| 1/1/2013 | 0.4 % |
| 2/1/2013 | 0.4 % |
| 3/1/2013 | 0.4 % |
| 4/1/2013 | 0.4 % |
| 5/1/2013 | 0.4 % |
| 6/1/2013 | 0.4 % |
| 7/1/2013 | 0.5 % |
| 8/1/2013 | 0.4 % |
| 9/1/2013 | 0.5 % |
| 10/1/2013 | 0.5 % |
| 11/1/2013 | 0.5 % |
| 12/1/2013 | 0.6 % |
| 1/1/2014 | 0.6 % |
| 2/1/2014 | 0.5 % |
| 3/1/2014 | 0.5 % |
| 4/1/2014 | 0.6 % |
| 5/1/2014 | 0.6 % |
| 6/1/2014 | 0.6 % |
| 7/1/2014 | 0.5 % |
| 8/1/2014 | 0.5 % |
| 9/1/2014 | 0.6 % |
| 10/1/2014 | 0.6 % |
| 11/1/2014 | 0.6 % |
| 12/1/2014 | 0.6 % |
| 1/1/2015 | 0.6 % |
| 2/1/2015 | 0.5 % |
| 3/1/2015 | 0.6 % |
| 4/1/2015 | 0.6 % |
| 5/1/2015 | 0.6 % |
| 6/1/2015 | 0.6 % |
| 7/1/2015 | 0.6 % |
| 8/1/2015 | 0.6 % |
| 9/1/2015 | 0.6 % |
| 10/1/2015 | 0.6 % |
| 11/1/2015 | 0.6 % |
| 12/1/2015 | 0.5 % |
| 1/1/2016 | 0.5 % |
| 2/1/2016 | 0.5 % |
| 3/1/2016 | 0.4 % |
| 4/1/2016 | 0.5 % |
| 5/1/2016 | 0.5 % |
| 6/1/2016 | 0.5 % |
| 7/1/2016 | 0.5 % |
| 8/1/2016 | 0.5 % |
| 9/1/2016 | 0.5 % |
| 10/1/2016 | 0.5 % |
| 11/1/2016 | 0.5 % |
| 12/1/2016 | 0.5 % |
| 1/1/2017 | 0.5 % |
| 2/1/2017 | 0.5 % |
| 3/1/2017 | 0.6 % |
| 4/1/2017 | 0.5 % |
| 5/1/2017 | 0.6 % |
| 6/1/2017 | 0.6 % |
| 7/1/2017 | 0.5 % |
| 8/1/2017 | 0.5 % |
| 9/1/2017 | 0.5 % |
| 10/1/2017 | 0.5 % |
| 11/1/2017 | 0.5 % |
| 12/1/2017 | 0.5 % |
| 1/1/2018 | 0.5 % |
| 2/1/2018 | 0.5 % |
| 3/1/2018 | 0.5 % |
| 4/1/2018 | 0.4 % |
| 5/1/2018 | 0.4 % |
| 6/1/2018 | 0.4 % |
| 7/1/2018 | 0.4 % |
| 8/1/2018 | 0.4 % |
| 9/1/2018 | 0.4 % |
| 10/1/2018 | 0.3 % |
| 11/1/2018 | 0.3 % |
| 12/1/2018 | 0.3 % |
| 1/1/2019 | 0.2 % |
| 2/1/2019 | 0.3 % |
| 3/1/2019 | 0.2 % |
| 4/1/2019 | 0.3 % |
| 5/1/2019 | 0.2 % |
| 6/1/2019 | 0.2 % |
| 7/1/2019 | 0.2 % |
| 8/1/2019 | 0.2 % |
| 9/1/2019 | 0.3 % |
| 10/1/2019 | 0.3 % |
| 11/1/2019 | 0.3 % |
| 12/1/2019 | 0.3 % |
| 1/1/2020 | 0.3 % |
| 2/1/2020 | 0.3 % |
| 3/1/2020 | 0.3 % |
| 4/1/2020 | 0.2 % |
| 5/1/2020 | 0.2 % |
| 6/1/2020 | 0.2 % |
| 7/1/2020 | 0.2 % |
| 8/1/2020 | 0.2 % |
| 9/1/2020 | 0.4 % |
| 10/1/2020 | 0.3 % |
| 11/1/2020 | 0.4 % |
| 12/1/2020 | 0.4 % |
| 1/1/2021 | 0.4 % |
| 2/1/2021 | 0.5 % |
| 3/1/2021 | 0.6 % |
| 4/1/2021 | 0.5 % |
| 5/1/2021 | 0.6 % |
| 6/1/2021 | 0.7 % |
| 7/1/2021 | 0.7 % |
| 8/1/2021 | 0.6 % |
| 9/1/2021 | 0.7 % |
| 10/1/2021 | 0.6 % |
| 11/1/2021 | 0.7 % |
| 12/1/2021 | 0.7 % |
| 1/1/2022 | 0.7 % |
| 2/1/2022 | 0.6 % |
| 3/1/2022 | 0.6 % |
| 4/1/2022 | 0.6 % |
| 5/1/2022 | 0.6 % |
| 6/1/2022 | 0.6 % |
| 7/1/2022 | 0.5 % |
| 8/1/2022 | 0.5 % |
| 9/1/2022 | 0.4 % |
| 10/1/2022 | 0.4 % |
| 11/1/2022 | 0.4 % |
| 12/1/2022 | 0.3 % |
| 1/1/2023 | 0.3 % |
| 2/1/2023 | 0.4 % |
| 3/1/2023 | 0.3 % |
| 4/1/2023 | 0.3 % |
| 5/1/2023 | 0.3 % |
| 6/1/2023 | 0.3 % |
| 7/1/2023 | 0.3 % |
| 8/1/2023 | 0.3 % |
| 9/1/2023 | 0.4 % |
| 10/1/2023 | 0.4 % |
| 11/1/2023 | 0.4 % |
| 12/1/2023 | 0.4 % |
| 1/1/2024 | 0.4 % |
| 2/1/2024 | 0.4 % |
| 3/1/2024 | 0.4 % |
| 4/1/2024 | 0.4 % |
| 5/1/2024 | 0.4 % |
| 6/1/2024 | 0.4 % |
| 7/1/2024 | 0.5 % |
| 8/1/2024 | 0.4 % |
Housing Credit History
| Date | Value |
|---|---|
| 8/1/2024 | 0.4 % |
| 7/1/2024 | 0.5 % |
| 6/1/2024 | 0.4 % |
| 5/1/2024 | 0.4 % |
| 4/1/2024 | 0.4 % |
| 3/1/2024 | 0.4 % |
| 2/1/2024 | 0.4 % |
| 1/1/2024 | 0.4 % |
| 12/1/2023 | 0.4 % |
| 11/1/2023 | 0.4 % |
Similar Macro Indicators to Housing Credit
| Name | Current | Previous | Frequency |
|---|---|---|---|
🇦🇺 Bank loan interest rate | 10.79 % | 10.79 % | Monthly |
🇦🇺 Consumer Confidence | 83.6 points | 82.2 points | Monthly |
🇦🇺 Consumer Confidence MoM | 1.7 % | -0.3 % | Monthly |
🇦🇺 Consumer Loans | 2.258 T AUD | 2.249 T AUD | Monthly |
🇦🇺 Consumer spending | 304.982 B AUD | 303.669 B AUD | Quarter |
🇦🇺 Disposable Personal Income | 395.857 B AUD | 392.152 B AUD | Quarter |
🇦🇺 Gasoline Prices | 1.17 USD/Liter | 1.19 USD/Liter | Monthly |
🇦🇺 Household Debt to GDP | 109.7 % of GDP | 109.7 % of GDP | Quarter |
🇦🇺 Personal Savings | 0.6 % | 0.6 % | Quarter |
🇦🇺 Private Sector Credit | 0.4 % | 0.5 % | Monthly |
🇦🇺 Retail Sales MoM | 0.1 % | 0.7 % | Monthly |
🇦🇺 Retail Sales YoY | 1.3 % | 0.9 % | Monthly |
In Australia, housing credit represents the month-over-month change in credit extended to the private sector for housing expenditures, including securitisations.
Macro pages for other countries in Australia
What is Housing Credit?
Housing Credit: A Pillar of Macroeconomic Stability and Growth In the intricate web of macroeconomic indicators, housing credit stands as a pivotal factor influencing not only the real estate market but also the broader economic landscape. At Eulerpool, we delve deep into the nuances of housing credit, presenting comprehensive data that elucidates its impact on economic stability, consumer behavior, and financial markets. Understanding housing credit is crucial for economists, policymakers, investors, and stakeholders who seek to navigate the complexities of modern economies. Housing credit primarily refers to the loans and mortgages extended to individuals and entities for the purchase or renovation of residential properties. This category encompasses various types of credit facilities, including fixed-rate mortgages, adjustable-rate mortgages, home equity loans, and government-backed loans. The accessibility and terms of housing credit are influenced by a multitude of factors such as interest rates, regulatory policies, economic conditions, and financial institutions' lending criteria. The relationship between housing credit and economic growth is multifaceted. On one hand, robust housing credit availability can stimulate the real estate sector, driving demand for housing and related goods and services. This, in turn, catalyzes job creation in construction, real estate, and retail sectors, thereby boosting overall economic activity. Moreover, the wealth effect generated by rising home values can enhance consumer confidence and spending, further propelling economic growth. Conversely, excessive expansion of housing credit can lead to overheating in the real estate market, resulting in inflated property prices and speculative investments. Such scenarios were starkly evident during the subprime mortgage crisis of 2007-2008, which underscored the perils of unbridled housing credit growth and inadequate regulatory oversight. The crisis not only triggered a global recession but also highlighted the systemic risks posed by the housing credit sector. At Eulerpool, we recognize the importance of monitoring housing credit trends and their macroeconomic implications. Our platform provides real-time data and analytics on various housing credit indicators, including mortgage delinquency rates, loan-to-value ratios, interest rate spreads, and housing affordability indices. These metrics are essential for assessing the health of the housing credit market and forecasting potential economic shifts. Interest rates play a crucial role in shaping housing credit dynamics. Central banks' monetary policies, which determine benchmark interest rates, directly affect mortgage rates and borrowing costs. Lower interest rates generally make housing credit more affordable, encouraging borrowing and investment in real estate. However, prolonged periods of low-interest rates can also lead to excessive borrowing and asset bubbles. Conversely, rising interest rates can dampen housing credit growth by increasing borrowing costs, thereby cooling down the real estate market and potentially leading to reduced consumer spending and slower economic growth. Regulatory policies also significantly influence housing credit conditions. Government interventions, such as the implementation of stringent lending standards, the introduction of macroprudential measures, or the provision of subsidies and incentives, can either stimulate or constrain housing credit. For instance, policies aimed at promoting affordable housing can enhance access to housing credit for low- and middle-income households, fostering greater economic inclusion and social stability. On the other hand, regulatory measures to curb speculative borrowing can help maintain financial stability by preventing excessive risk-taking. The interplay between housing credit and financial markets is also a critical area of interest. Mortgage-backed securities (MBS), which bundle housing credit into tradable financial instruments, play a vital role in the liquidity and functioning of capital markets. The performance of MBS can reflect the health of the housing credit market and influence investor sentiment. Similarly, fluctuations in housing credit metrics can impact bank balance sheets, credit supply, and overall financial system stability. Another important dimension of housing credit is its impact on household wealth and consumption patterns. Homeownership, facilitated by housing credit, is a major component of household wealth in many economies. Fluctuations in housing credit availability and costs can therefore significantly affect households' financial positions, spending behavior, and savings decisions. For example, during periods of housing credit expansion, rising home values can increase homeowners' equity, providing them with the financial capacity to spend or invest. Conversely, tightening housing credit conditions can restrict access to homeownership, limit wealth accumulation, and reduce consumer spending. At Eulerpool, we believe that a nuanced understanding of housing credit is essential for navigating today's complex economic environment. Our platform offers a wealth of data and insights to help users make informed decisions and anticipate market developments. By providing detailed analyses of housing credit trends and their macroeconomic implications, we aim to contribute to greater transparency and informed policy-making in the housing credit sector. In conclusion, housing credit is a critical component of the macroeconomic framework, influencing real estate markets, economic growth, financial stability, and household wealth. At Eulerpool, we are committed to providing comprehensive and accurate data on housing credit, empowering our users with the knowledge needed to understand and respond to the ever-evolving economic landscape. Whether you are an economist, policymaker, investor, or researcher, our platform offers the tools and insights necessary to navigate the complexities of housing credit and its broader economic impact.