Community Financial System (CBU) Aktie Kurs

Community Financial System Kurs

NYSE·LUKKET
58,44
​
Markedet lukket

De seneste 19 år voksede Community Financial Systems omsætning med 8,2 % årligt og nåede 818,29 Mio. USD. Indtjening pr. aktie er vokset med 6,2 % om året de seneste 19 år. For Community Financial System er nettoavance på 25,7 % ned i forhold til 30,6 % for et par år siden. Ved dagens kurs bliver direkteafkastet cirka 3,18 %. Udlodningsandelen er omkring 47 % af indtjeningen. Udbyttet er vokset med 4,7 % om året de seneste 19 år. Konsensus 12-måneders kursmål for Community Financial System er 73,00 USD, cirka over kursen med 24,9 %. Af 10 analytikere anbefaler 4 køb — den samlede vurdering er Hold.

Community Financial System aktiekurs

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Community Financial System aktie og aktieanalyse

Community Bank System Inc er en amerikansk finansvirksomhed med hovedkvarter i DeWitt, New York. Virksomheden blev grundlagt i 1866 og har siden udviklet sig til et førende regionalt bankholding-selskab med aktiver på over 13 milliarder dollars. Historien for Community Bank System Inc går tilbage til det 19. århundrede, hvor det blev etableret som en lille kreditforening i New York. Gennem årene har virksomheden gradvist udviklet sig og udvidet sin forretning og er i dag blevet en af de største finansvirksomheder i regionen. Forretningsmodellen for Community Bank System Inc bygger på at opbygge langsigtede relationer med kunderne baseret på tillid og integritet. Virksomheden tilbyder et bredt udvalg af finansielle produkter og tjenester skræddersyet til kundernes behov og krav. Målet er at sikre kunderne let adgang til finansielle ydelser. Community Bank System Inc opererer inden for forskellige segmenter, herunder detailbanking, erhvervsmæssig banking og kapitalmarkeder. Tilbudte produkter omfatter indskud, lån, boliglån, investeringsprodukter, kreditkort og online-bankingtjenester. Virksomheden tilbyder også specialiserede services såsom forsikring og aktivforvaltning. Et andet vigtigt aspekt af Community Bank System Inc's forretningsmodel er nærheden til kunder og lokalsamfund. Virksomheden har en stærk tilstedeværelse i regionen og fokuserer på at støtte lokale projekter og initiativer for at forbedre livskvaliteten i samfundene. Community Bank System Inc har opnået et ry som en betroet leverandør af finansielle tjenester i regionen. Virksomheden har modtaget talrige priser og anerkendelser, herunder anerkendelse for kvaliteten af kundeservicen. Samlet set er Community Bank System Inc en succesfuld finansvirksomhed bygget på en stærk historie og en bevist forretningsmodel. Virksomheden er godt placeret til fortsat vækst i regionen og til at støtte sine kunder i deres økonomiske styring og målopfyldelse.

Hyppigt stillede spørgsmål om Community Financial System-aktien

Community Bank System Inc, founded in 1866, is a leading regional bank headquartered in DeWitt, New York. With a rich history spanning over 150 years, the company has established a strong presence in the financial sector. Community Bank System Inc operates through its banking subsidiary, Community Bank, N.A., which offers a comprehensive range of banking services to individuals, businesses, and municipalities. The company has grown both organically and through strategic acquisitions, expanding its footprint across New York, Pennsylvania, and Vermont. Community Bank System Inc prides itself on providing personalized, community-focused banking solutions, which has contributed to its success and reputation as a trusted financial institution.

The business model of Community Bank System Inc is focused on providing comprehensive banking and financial services to individuals, businesses, and municipalities in the communities it serves. The company offers a wide range of products and services, including personal and business banking, loans, insurance, and wealth management solutions. With its commitment to building lasting relationships and delivering exceptional customer service, Community Bank System Inc aims to support the financial needs of its customers while contributing to the growth and prosperity of the communities it operates in.

Community Bank System Inc is primarily active in the financial services industry.

The main competitors of Community Bank System Inc in the market include banking institutions such as KeyCorp, M&T Bank Corporation, and Financial Institutions Inc. These competitors also operate in the financial services sector, providing banking services and solutions to a wide range of customers. However, Community Bank System Inc has managed to distinguish itself by offering personalized and community-focused banking services, which helps solidify its market position.

Community Bank System Inc has achieved significant milestones throughout its history. The company has successfully expanded its presence by acquiring several financial institutions, including Merchants Bancshares Inc and Northeastern Financial Company. Besides, Community Bank System has consistently reported strong financial performance, with steady revenue growth and consistent dividend payouts to its shareholders. The company's commitment to delivering exceptional customer service and its focus on community banking have also contributed to its success. Overall, Community Bank System Inc stands as a reputable and well-established financial institution that continues to make significant strides in the banking industry.

Community Bank System Inc is primarily present in the United States. As a leading financial institution, Community Bank System Inc operates a network of branches and ATMs across various states, serving customers in New York, Pennsylvania, Vermont, and Massachusetts. With a strong focus on local communities, the company delivers a wide range of banking services and solutions to individuals, businesses, and organizations in these regions. Community Bank System Inc's commitment to providing exceptional financial services has established it as a trusted and reliable banking partner in the areas it serves.

Community Bank System Inc represents strong values and a corporate philosophy centered around customer satisfaction, community development, and sustainable growth. The company prioritizes putting customers first by offering personalized financial solutions and exceptional service. Community Bank System Inc is dedicated to the well-being and prosperity of the communities it serves, supporting local economies through investments, partnerships, and philanthropic initiatives. With a commitment to integrity, transparency, and innovation, the company strives to build trusted relationships with its stakeholders. By embracing responsible practices and fostering a collaborative environment, Community Bank System Inc aims to deliver long-term value to shareholders, customers, employees, and the communities it operates in.

Analytikere sætter i øjeblikket et gennemsnitligt kursmål på 73,00 USD for Community Financial System-aktien (median: 73,00 USD), svarende til +24,9 % i forhold til seneste kurs. Konsensus bygger på 10 analytikervurderinger.

10 analytikere vurderer i øjeblikket Community Financial System-aktien: 4 anbefaler køb, 6 hold og 0 salg. For 2026 forventer analytikere, at Community Financial System genererer omsætning på 895,36 Mio. USD og indtjening pr. aktie på 4,57 USD.

Omregnet til den aktuelle valutakurs handles Community Financial System-aktien til 52,16 EUR (58,44 USD).

Community Financial System-aktien (CBU) er noteret på 2 børser, herunder: NYSE (CBU), Frankfurt (CBY.F).

The Community Bank System Inc. is a regionally active bank operating in the states of New York and Pennsylvania. The company's business model is based on providing financial services to individuals, small and medium-sized businesses, and communities in local markets. The bank has developed a wide range of financial products and services to meet the specific needs of its customers. These include traditional bank products such as savings and checking accounts, credit and debit cards, mortgages, loans, and online and mobile banking. Additionally, it offers a wide range of investment and asset management services, including stock and bond trading, investment funds, pension plans, trust and fiduciary services, and retirement planning advice. In addition to its banking services, the Community Bank System Inc. has also established subsidiaries in the areas of financial, insurance, and trust services to further serve its customers. An important part of the Community Bank System Inc.'s business model is its targeted expansion through acquisitions of other banks and financial services companies in its local markets. Through this strategy, the bank has steadily expanded its presence and customer base, strengthening its market position in the finance and asset management industries. Another important aspect of its business model is the importance the bank places on the communities and local economies in which it operates. The Community Bank System Inc. sees itself as a partner and supporter of its local markets, stimulating economic growth, creating jobs, financially supporting local institutions, and taking on social responsibility. In conclusion, the Community Bank System Inc. has established itself as an important regional player in the finance and asset management market through a wide portfolio of products and services, a clear growth strategy through targeted expansion, and its involvement in local communities.

forventet-omsætningen for Community Financial System er 895,36 Mio. USD. Dette tal er baseret på aktuelle finansielle data og afspejler virksomhedens forretningsydeevne.

forventet-overskuddet for Community Financial System er 241,98 Mio. USD. Nettooverskuddet afspejler virksomhedens rentabilitet efter fradrag af alle udgifter.

Pris-til-indtjening-forholdet (P/E) for Community Financial System er i øjeblikket 12,79. P/E-forholdet sammenligner den nuværende aktiekurs med indtjeningen pr. aktie og hjælper investorer med at vurdere værdiansættelsen af Community Financial System-aktien.

Pris-til-salgs-forholdet (P/S) for Community Financial System er i øjeblikket 3,46. P/S-forholdet sammenligner markedskapitalisering med årlig omsætning og fungerer som en værdiansættelsesmetrik for Community Financial System-aktien.

AlleAktien-kvalitetsscore for Community Financial System er 7/10.

ISIN for Community Financial System er US2036071064. ISIN (International Securities Identification Number) er en globalt unik identifikator for værdipapirer.

WKN for Community Financial System er 896709. WKN (Wertpapierkennnummer) er et seks-cifret tysk identifikationsnummer for værdipapirer.

Tickeren for Community Financial System er CBU. Tickersymbolet bruges til at handle Community Financial System-aktier på børsen.

Fair værdiTerminal
57,28 USD
Over-/underværdieringTerminal
Fair værdieret
Sektor
Industri
Banker
Antal aktier
Medarbeidere
Omsætning pr. medarbejder
286.818,09 USD
Omsætningsvækst Ø5 år
EBIT-vækst Ø5 år
Resultatvækst Ø5 år
Land
Valuta
USD
Børsintroduktion
26. nov. 1985
ISIN
US2036071064
CUSIP
203607106
SEDOL
2222062
Markedsværdi
52-ugers interval
AAQS
7 / 10
PEG-forhold
1,48
P/E-forhold
P/Ee 2026
12,72
P/Ee 2027
11,27
P/Ee 2028
9,58
P/S
P/Se
3,46
EV/EBIT
10,99
K/B-forhold
1,53
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
9,33 %
Dividende
Dividendeafkast
3,18 %
Estimeret dividendeafkast
3,26 %
Udlodningsforhold
46,81 %
Dividendvækst Ø5Y
1,82 %
Dividender pr. år
4
Dividende udbetalt siden
28 år
Dividende ikke reduceret siden
28 år
Dividende øget siden
28 år
Källskat
30,00 %
Sidst opdateret 10. okt. 2026, 11.00

Community Financial System Peer Group

Community Financial System Ticker

FRANKFURT · CBY.FNEW YORK · CBU

Community Financial System FIGI

CBU:US · BBG000BF4D19CBU:UA · BBG000BF4DT9CBU:UC · BBG000BF4F96CBU:UN · BBG000BF4G49CBU:UP · BBG000BF4GK1CBU:UB · BBG000BF4HG4CBU:UT · BBG000BF4HT0CBU:UM · BBG000BF4J34CBU:UX · BBG000BF4JQ9CBU:UD · BBG000BF4NC5CBU:UF · BBG000BF4R54CBU:VY · BBG000BF4RN4

Alle fundamentale data om Community Financial System i deep dive

Vores aktieanalyse af Community Financial System-aktien indeholder vigtige finansielle nøgletal som omsætning, profit, P/E-ratioen, P/S-ratioen, EBIT samt informationer om udbytte. Desuden ser vi på aspekter som aktier, markedskapitalisering, gæld, egenkapital og forpligtelser hos Community Financial System. Hvis du søger mere detaljerede oplysninger om disse emner, tilbyder vi på vores undersider omfattende analyser: