XP (XP) Stock Price

XP Price

NASDAQ·CLOSED
148.10
​
Market closed

Over the last 12 years XP grew revenue by 69.7% annually, reaching 18.24 B BRL. Earnings per share have grown at 52.6% per year over the last 12 years. For XP, the net margin of 27.8% is broadly stable versus 28.8% a few years ago. At today's price the dividend yield works out to roughly 0.12%. The payout ratio is around 9% of earnings. The consensus 12-month price target for XP is 120.37 BRL, about 18.7% below where the stock trades today. Of 19 analysts, 17 rate the stock a buy — an overall Buy consensus.

XP stock price

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XP business model & stock analysis

Xp Inc is a Brazilian company that was founded in Sao Paulo in 2001 and operates as a financial services provider. The company is one of Brazil's largest digital investment platforms and offers a variety of products and services to a broad target audience of investors who want to invest their money effectively. The business model of XP Inc is based on the concept of asset management. As an online platform, the company offers a comprehensive selection of investment products such as stocks, bonds, funds, ETFs, commodities, and currencies. In addition to asset management, XP also provides investment advisory, financial education, and online tools to help investors make informed decisions and optimize their portfolios. XP Inc has various business segments including investments, wealth management, fund business, asset management, and insurance. Each of these segments offers investment opportunities tailored to the different needs and goals of investors. XP Investments is the core of the company and provides direct investment and trading services. Additionally, XP also offers wealth management services to affluent clients who want to manage individual portfolios and develop strategies to achieve their investment goals. XP Fund Business is a segment that specializes in offering investment funds in various categories. These include equity funds, bond funds, commodity funds, and alternative investment funds. The funds are managed by an independent investment committee selected based on criteria such as performance, risk, and liquidity. XP Asset Management is a segment that operates as an asset manager for affluent clients and institutions. The team of experienced investment experts uses a disciplined investment strategy to create a balanced portfolio of investment products tailored to the needs of clients. XP Insurance offers a wide range of insurance products tailored to the needs of customers. These include life insurance, accident and health insurance, liability insurance, and more. XP Inc has pursued a strong growth strategy in recent years and has reached over 2 million customers with an investment volume of over 50 billion US dollars. The company has also expanded and opened branches in several countries such as the United States, Portugal, and Switzerland. Xp Inc is an innovative company that is always striving to improve and expand its services and products to meet customer expectations. With a wide range of investment products, an efficient digital platform, and excellent customer support, XP Inc is one of Brazil's top financial services companies.

Frequently asked questions about XP

The main competitors of Xp Inc in the market are Brokerage firms such as Itau Unibanco Holding SA, Banco Bradesco SA, and Banco BTG Pactual SA. These firms also operate in the financial services industry and offer similar products and services to individual and institutional clients. Xp Inc competes with these companies in terms of client acquisition, product offerings, customer service, and market share.

The business model of Xp Inc is primarily focused on providing financial services and investment solutions to individuals in Brazil. Xp Inc operates as a technology-driven financial services platform, offering a wide range of products including brokerage, investment banking, asset management, credit solutions, insurance, and educational resources. By leveraging its digital platform and vast distribution network, Xp Inc aims to democratize access to financial services and empower individuals to make informed investment decisions. With a strong emphasis on customer-centricity and technological innovation, Xp Inc has established itself as a leading player in the Brazilian financial market.

Xp Inc is primarily active in the financial services industry.

XP Inc is a well-established financial technology company founded in 2001 in Brazil. With a strong focus on democratizing investments, XP Inc has rapidly grown to become one of the largest brokerage firms in Latin America. Providing a wide range of financial services, including investment advisory, asset management, and banking solutions, XP Inc has positioned itself as a trusted partner for individuals seeking to grow their wealth. Boasting a robust technology platform and a team of experienced professionals, Xp Inc continues to innovate and expand its offerings to meet the evolving needs of its clients in the ever-changing financial landscape.

Xp Inc, a leading stock company, has achieved significant milestones throughout its journey. The company has successfully expanded its presence in the market, offering a wide range of services and products. Xp Inc has consistently recorded strong financial performance, displaying impressive revenue growth and profitability. With a focus on technological innovation, Xp Inc has provided efficient trading platforms and cutting-edge tools for investors. Additionally, the company has received several prestigious industry awards, acknowledging its excellence in the field. Xp Inc continues to propel forward, leveraging its expertise and commitment to delivering top-notch services to its clients.

Xp Inc is primarily present in Brazil and operates through its subsidiaries in various regions across the country. With its headquarters in São Paulo, Xp Inc has established a strong presence in the Brazilian financial market, offering a wide range of financial services, including investment advisory, asset management, and brokerage services. As a leading financial company in Brazil, Xp Inc has expanded its reach across different cities and regions, serving both individual and institutional clients. With its reputation for innovative products and services, Xp Inc continues to play a significant role in the Brazilian financial industry.

XP Inc represents a strong set of values and corporate philosophy. The company emphasizes a client-centric approach, providing a comprehensive and personalized experience to investors. XP Inc's core values include integrity, excellence, and agility. They prioritize transparency, ensuring ethical and responsible practices in all business operations. With a focus on innovation and technology, XP Inc strives to constantly improve and adapt to the evolving financial landscape. By offering a wide range of investment products and services, XP Inc aims to empower individuals and institutions to achieve their financial goals.

Analysts currently set an average price target of 123.23 BRL for the XP stock (median: 120.37 BRL), implying -16.8 % versus the latest price. The consensus is based on 19 analyst ratings.

19 analysts currently rate the XP stock: 17 recommend buying, 2 holding and 0 selling. For 2026, analysts expect XP to generate revenue of 20.09 B BRL and earnings per share of 11.16 BRL.

Converted at the current exchange rate, the XP share trades at 26.42 EUR (148.10 BRL).

The XP share (XP) is listed on 4 stock exchanges, including: NASDAQ (XP), Frankfurt (XP9.F), München (XP9.MU), Düsseldorf (XP9.DU).

Xp Inc. is a Brazilian company specializing in financial services, particularly investments. They offer a wide range of products and services including investment funds, asset management, and online stock trading. Their key focus is on managing investment portfolios and maximizing returns. Xp Inc. also has a network of independent financial advisors throughout Brazil, providing personalized investment solutions. Additionally, they have expanded into the FinTech sector with the acquisition of CardMax, a digital bank offering exclusive credit cards and mobile banking services. Overall, Xp Inc. is well-positioned to benefit from the growth of the Brazilian financial services market and is expected to maintain its position as a leading player in the industry.

The expected revenue of XP is 20.09 B BRL. This figure is based on current financial data and reflects the company's business performance.

The expected profit of XP is 5.81 B BRL. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of XP is currently 13.27. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the XP stock.

The price-to-sales ratio (P/S) of XP is currently 3.84. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the XP stock.

The Eulerpool Quality Score for XP is 7/10.

The ISIN of XP is KYG982391099. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of XP is A2PWSC. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of XP is XP. The ticker symbol is used to trade XP shares on the stock exchange.

Fair ValueTerminal
154.03 BRL
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Capital Markets
Number of shares
Employees
Revenue per Employee
2.26 M BRL
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website xpinc.com
Country
Brazil
Currency
BRL
Initial public offering
Dec 11, 2019
ISIN
KYG982391099
Cusip
G98239109
Sedol
BK4Y052
Market capitalization
81.21 B BRLLarge Cap
52-Week Range
PEG
1.29
P/E ratio
P/Ee 2026
13.99
P/Ee 2027
12.30
P/Ee 2028
11.07
P/Ee 2029
8.95
P/Ee 2030
—
P/S
P/Se
3.84
EV/EBIT
26.41
P/B Ratio
3.45
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
4.66 %
Dividend
Dividend yield
0.12 %
Est. Dividend Yield
0.14 %
Payout Ratio
9.20 %
Dividend growth Ø5Y
—
Dividend payments per year
1
Dividend paid since
3 years
Dividend not reduced since
0 years
Dividend increased since
0 years
Dividend withholding tax
10.00 %
Last updated Oct 8, 2026, 12:21 AM

XP Ticker

DÜSSELDORF · XP9.DUFRANKFURT · XP9.FMUNICH · XP9.MUNASDAQ · XP

XP FIGI

XP:US · BBG00QVJYGM9XP:UA · BBG00QVJYGN8XP:UC · BBG00QVJYGR4XP:UN · BBG00QVJYGT2XP:UP · BBG00QVJYGV9XP:UB · BBG00QVJYGY6XP:UM · BBG00QVJYH01XP:UX · BBG00QVJYH10XP:UD · BBG00QVJYH74XP:UW · BBG00QVJYHB9XP:UF · BBG00QVJYHC8XP:VY · BBG00QVJYHD7

All fundamentals and in-depth analysis of XP

Our stock analysis for XP stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of XP. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.