EZCORP (EZPW) Stock Price

EZCORP Price

NASDAQ·CLOSED
30.11USD-0.94 (-3.09 %)
Market closed

Over the last 19 years EZCORP grew revenue by 7.6% annually, reaching 1.27 B USD. Earnings per share have grown at 3.6% per year over the last 19 years. For EZCORP, the net margin of 8.6% is up versus 1.2% a few years ago. The consensus 12-month price target for EZCORP is 26.01 USD, about 13.6% below where the stock trades today. Of 13 analysts, 10 rate the stock a buy — an overall Buy consensus. The stock trades about 97% above its 52-week low.

EZCORP stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of EZCORP over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how EZCORP stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing EZCORP's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

EZCORP Stock Price History
DateEZCORP Price
8/5/202630.11 USD
8/4/202631.06 USD
8/3/202630.24 USD
7/31/202629.77 USD
7/30/202629.16 USD
7/29/202629.24 USD
7/27/202629.90 USD
7/23/202630.16 USD
7/22/202632.56 USD
7/21/202632.53 USD
7/20/202631.96 USD
7/17/202632.09 USD
7/16/202632.52 USD
7/15/202632.79 USD
7/14/202631.86 USD
7/13/202633.11 USD
7/10/202634.07 USD
7/9/202634.07 USD
7/8/202635.35 USD
7/7/202635.44 USD
7/6/202636.03 USD
7/2/202635.59 USD
7/1/202635.53 USD
6/30/202634.57 USD
6/29/202632.16 USD
6/26/202632.52 USD
6/25/202633.28 USD
6/24/202632.43 USD
6/23/202632.38 USD
6/22/202631.86 USD
6/18/202631.32 USD
6/17/202631.10 USD
6/16/202631.19 USD
6/15/202631.60 USD
6/12/202631.39 USD
6/11/202629.26 USD
6/10/202631.49 USD
6/9/202632.07 USD
6/8/202631.23 USD
6/5/202632.16 USD
6/4/202631.69 USD
6/3/202631.68 USD
6/2/202630.22 USD
6/1/202631.58 USD
5/29/202631.15 USD
5/28/202632.38 USD
5/27/202634.39 USD
5/26/202634.58 USD
5/22/202633.87 USD
5/21/202633.01 USD
5/20/202633.08 USD
5/19/202631.93 USD
5/18/202633.37 USD
5/15/202633.00 USD
5/14/202632.78 USD
5/13/202632.99 USD
5/12/202633.57 USD
5/11/202634.65 USD
5/8/202633.54 USD
5/7/202632.88 USD
5/6/202633.44 USD
5/5/202633.41 USD
5/4/202632.61 USD
5/1/202632.36 USD
4/30/202632.78 USD
4/29/202632.28 USD
4/28/202632.25 USD
4/27/202632.02 USD
4/24/202631.86 USD
4/23/202631.73 USD
4/22/202630.39 USD
4/21/202630.60 USD
4/20/202630.71 USD
4/17/202630.54 USD
4/16/202629.99 USD
4/15/202629.32 USD
4/14/202629.69 USD
4/13/202629.61 USD
4/10/202628.69 USD
4/9/202628.44 USD
4/8/202628.03 USD
4/7/202627.66 USD
4/6/202626.58 USD
4/2/202627.19 USD
4/1/202626.02 USD
3/31/202625.38 USD
3/30/202625.05 USD
3/27/202625.21 USD
3/26/202625.28 USD
3/25/202625.60 USD
3/24/202626.22 USD
3/23/202625.92 USD
3/20/202625.44 USD
3/19/202625.80 USD
3/18/202625.85 USD
3/17/202626.17 USD
3/16/202625.80 USD
3/13/202625.87 USD
3/12/202625.98 USD
3/11/202626.18 USD
3/10/202626.40 USD
3/9/202626.69 USD
3/6/202625.33 USD
3/5/202625.15 USD
3/4/202626.46 USD
3/3/202626.60 USD
3/2/202627.17 USD
2/27/202626.53 USD
2/26/202626.40 USD
2/25/202625.93 USD
2/24/202625.43 USD
2/23/202625.12 USD
2/20/202625.37 USD
2/19/202625.27 USD
2/18/202625.13 USD
2/17/202624.78 USD
2/13/202624.31 USD
2/12/202624.34 USD
2/11/202624.87 USD
2/10/202624.74 USD
2/9/202625.18 USD
2/6/202625.63 USD
2/5/202622.94 USD
2/4/202621.96 USD
2/3/202622.09 USD
2/2/202621.63 USD
1/30/202621.45 USD
1/29/202621.09 USD
1/28/202620.98 USD
1/27/202621.33 USD
1/26/202621.50 USD
1/23/202621.13 USD
1/22/202621.79 USD
1/21/202621.27 USD
1/20/202621.18 USD
1/16/202621.43 USD
1/15/202621.54 USD
1/14/202621.39 USD
1/13/202621.35 USD
1/12/202621.91 USD
1/9/202621.37 USD
1/8/202621.46 USD
1/7/202621.22 USD
1/6/202621.49 USD
1/5/202620.22 USD
1/2/202620.06 USD
12/31/202519.42 USD
12/30/202519.69 USD
12/29/202519.89 USD
12/26/202519.84 USD
12/24/202520.24 USD
12/23/202520.15 USD
12/22/202519.69 USD
12/19/202519.22 USD
12/18/202519.61 USD
12/17/202519.78 USD
12/16/202520.38 USD
12/15/202520.53 USD
12/12/202520.98 USD
12/11/202521.03 USD
12/10/202521.04 USD
12/9/202520.45 USD
12/8/202520.31 USD
12/5/202520.14 USD
12/4/202520.01 USD
12/3/202520.07 USD
12/2/202520.12 USD
12/1/202519.35 USD
11/28/202519.28 USD
11/26/202519.05 USD
11/25/202518.48 USD
11/24/202518.03 USD
11/21/202517.84 USD
11/20/202517.61 USD
11/19/202517.90 USD
11/18/202517.89 USD
11/17/202517.91 USD
11/14/202517.75 USD
11/13/202517.41 USD
11/12/202518.00 USD
11/11/202517.82 USD
11/10/202517.84 USD
11/7/202517.70 USD
11/6/202517.61 USD
11/5/202518.00 USD
11/4/202517.68 USD
11/3/202518.14 USD
10/31/202518.25 USD
10/30/202518.11 USD
10/29/202517.43 USD
10/28/202517.84 USD
10/27/202518.09 USD
10/24/202518.16 USD
10/23/202518.10 USD
10/22/202517.67 USD
10/21/202517.61 USD
10/20/202518.75 USD
10/17/202518.55 USD
10/16/202518.71 USD
10/15/202519.00 USD
10/14/202519.31 USD
10/13/202518.97 USD
10/10/202518.49 USD
10/9/202518.83 USD
10/8/202518.95 USD
10/7/202518.85 USD
10/6/202518.58 USD
10/3/202518.18 USD
10/2/202518.12 USD
10/1/202518.13 USD
9/30/202519.04 USD
9/29/202519.15 USD
9/26/202518.76 USD
9/25/202518.39 USD
9/24/202518.09 USD
9/23/202517.96 USD
9/22/202518.03 USD
9/19/202517.72 USD
9/18/202517.89 USD
9/17/202517.07 USD
9/16/202517.16 USD
9/15/202517.27 USD
9/12/202517.04 USD
9/11/202516.99 USD
9/10/202516.79 USD
9/9/202517.05 USD
9/8/202517.08 USD
9/5/202516.73 USD
9/4/202516.90 USD
9/3/202516.66 USD
9/2/202516.65 USD
8/29/202516.67 USD
8/28/202516.52 USD
8/27/202516.40 USD
8/26/202516.53 USD
8/25/202516.22 USD
8/22/202516.00 USD
8/21/202515.85 USD
8/20/202515.64 USD
8/19/202515.57 USD
8/18/202515.97 USD
8/15/202516.07 USD
8/14/202515.90 USD
8/13/202515.95 USD
8/12/202515.82 USD
8/11/202515.60 USD
8/8/202515.28 USD
8/7/202515.28 USD
8/6/202515.36 USD
Access this data via the Eulerpool API

EZCORP Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2023
1.05 B USD
92.15 M USD
38.46 M USD
Jan 1, 2024
1.16 B USD
129.19 M USD
83.10 M USD
Jan 1, 2025
1.27 B USD
149.17 M USD
109.61 M USD
Jan 1, 2026 (e)
1.65 B USD
358.83 M USD
165.22 M USD
Jan 1, 2027 (e)
1.79 B USD
388.33 M USD
178.44 M USD
Jan 1, 2028 (e)
1.95 B USD
423.13 M USD
198.73 M USD
Jan 1, 2029 (e)
2.04 B USD
443.11 M USD
221.80 M USD
Jan 1, 2030 (e)
2.17 B USD
472.56 M USD
244.31 M USD

EZCORP Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 6, 2026, 5:39 AM
 
REVENUEB USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB USD
EBITM USD
EBIT MARGIN%
NET INCOMEM USD
NET INCOME GROWTH%
SHARESM
201520162017201820192020202120222023202420252026e2027e2028e2029e2030e
0.720.730.750.810.850.820.730.891.051.161.271.651.791.952.042.17
-3.361.392.338.704.31-2.95-11.3121.5418.4010.689.7329.438.258.964.736.63
55.9758.6358.2359.2458.3254.6261.5959.5958.0658.7458.5658.5658.5658.5658.5658.56
0.400.430.440.480.490.450.450.530.610.680.750.971.051.141.191.27
-15.0016.0053.0067.0047.00-50.0031.0074.0092.00129.00149.00358.00388.00423.00443.00472.00
-2.082.197.108.255.55-6.084.258.358.7711.1111.7021.7121.7421.7521.7521.73
-89.00-80.0031.0037.002.00-68.008.0050.0038.0083.00109.00165.00178.00198.00221.00244.00
32.84-10.11-138.7519.35-94.59-3,500.00-111.76525.00-24.00118.4231.3351.387.8811.2411.6210.41
54.9054.2155.6855.0355.6955.4381.9583.7886.8183.3583.2883.2883.2883.2883.2883.28
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales EZCORP generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue EZCORP retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare EZCORP's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares EZCORP has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against EZCORP's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

EZCORP stock margins

The EZCORP margin analysis displays the gross margin, EBIT margin, as well as the profit margin of EZCORP. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for EZCORP.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2021
61.61 %
4.27 %
1.18 %
Jan 1, 2022
59.60 %
8.45 %
5.66 %
Jan 1, 2023
58.13 %
8.78 %
3.67 %
Jan 1, 2024
58.74 %
11.12 %
7.15 %
Jan 1, 2025
58.55 %
11.71 %
8.60 %
Jan 1, 2026 (e)
58.55 %
21.75 %
10.01 %
Jan 1, 2027 (e)
58.55 %
21.75 %
9.99 %
Jan 1, 2028 (e)
58.55 %
21.75 %
10.22 %

EZCORP Stock Revenue, EBIT, Earnings per Share

The EZCORP earnings per share therefore indicates how much revenue EZCORP has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2021
8.90 USD
0.38 USD
0.11 USD
Jan 1, 2022
10.58 USD
0.89 USD
0.60 USD
Jan 1, 2023
12.08 USD
1.06 USD
0.44 USD
Jan 1, 2024
13.94 USD
1.55 USD
1.00 USD
Jan 1, 2025
15.30 USD
1.79 USD
1.32 USD
Jan 1, 2026 (e)
19.79 USD
4.31 USD
1.98 USD
Jan 1, 2027 (e)
21.41 USD
4.66 USD
2.14 USD
Jan 1, 2028 (e)
23.33 USD
5.08 USD
2.38 USD

EZCORP business model & stock analysis

EZCORP Inc is an American company that specializes in the sale of used goods, jewelry, and other valuables. The company was founded in 1989 and is headquartered in Austin, Texas.

EZCORP SWOT Analysis

Strengths

EZCORP Inc. possesses several key strengths that contribute to its success:

  • Established brand: EZCORP Inc. has built a strong brand reputation over the years, which helps attract customers and gain their trust.
  • Diverse product portfolio: The company offers a variety of financial services, including pawn loans and installment loans, catering to different customer needs.
  • Extensive retail presence: EZCORP Inc. has a wide network of pawnshops and financial service stores, providing convenient access for customers.
  • Efficient operational systems: The company has implemented efficient processes and systems, enabling smooth operations and cost-effective management.

Alongside its strengths, EZCORP Inc. also faces certain weaknesses:

  • Reliance on regulation: The financial industry is subject to various regulations, and changes in regulations can impact EZCORP Inc.'s operations and profitability.
  • Vulnerability to economic conditions: The company's performance is influenced by economic downturns, as customers may face difficulties in repaying loans or purchasing items.
  • Negative public perception: Some people view pawnshops and financial service providers negatively, which can create challenges in attracting certain customer segments.

There are several opportunities that EZCORP Inc. can explore to further grow its business:

  • Expanding online presence: Investing in online platforms can enable EZCORP Inc. to reach a larger customer base and enhance convenience for its target audience.
  • Exploring new markets: The company can consider entering new geographic markets or expanding its product offerings to tap into different customer segments.
  • Collaboration with fintech companies: Partnering with fintech companies can help EZCORP Inc. innovate its services and leverage new technologies in the financial industry.

EZCORP Inc. faces certain threats that could potentially impact its business:

  • Competition in the industry: There are various competitors in the financial services sector, and intense competition may affect the company's market share and profitability.
  • Regulatory changes: Changes in regulations, especially those related to interest rates and lending practices, can significantly impact EZCORP Inc.'s business operations.
  • Shift in consumer behavior: Changes in consumer preferences or technological advancements that allow customers to access alternative financial services could disrupt EZCORP Inc.'s traditional business model.

Weaknesses

Alongside its strengths, EZCORP Inc. also faces certain weaknesses:

  • Reliance on regulation: The financial industry is subject to various regulations, and changes in regulations can impact EZCORP Inc.'s operations and profitability.
  • Vulnerability to economic conditions: The company's performance is influenced by economic downturns, as customers may face difficulties in repaying loans or purchasing items.
  • Negative public perception: Some people view pawnshops and financial service providers negatively, which can create challenges in attracting certain customer segments.

There are several opportunities that EZCORP Inc. can explore to further grow its business:

  • Expanding online presence: Investing in online platforms can enable EZCORP Inc. to reach a larger customer base and enhance convenience for its target audience.
  • Exploring new markets: The company can consider entering new geographic markets or expanding its product offerings to tap into different customer segments.
  • Collaboration with fintech companies: Partnering with fintech companies can help EZCORP Inc. innovate its services and leverage new technologies in the financial industry.

EZCORP Inc. faces certain threats that could potentially impact its business:

  • Competition in the industry: There are various competitors in the financial services sector, and intense competition may affect the company's market share and profitability.
  • Regulatory changes: Changes in regulations, especially those related to interest rates and lending practices, can significantly impact EZCORP Inc.'s business operations.
  • Shift in consumer behavior: Changes in consumer preferences or technological advancements that allow customers to access alternative financial services could disrupt EZCORP Inc.'s traditional business model.

Opportunities

There are several opportunities that EZCORP Inc. can explore to further grow its business:

  • Expanding online presence: Investing in online platforms can enable EZCORP Inc. to reach a larger customer base and enhance convenience for its target audience.
  • Exploring new markets: The company can consider entering new geographic markets or expanding its product offerings to tap into different customer segments.
  • Collaboration with fintech companies: Partnering with fintech companies can help EZCORP Inc. innovate its services and leverage new technologies in the financial industry.

EZCORP Inc. faces certain threats that could potentially impact its business:

  • Competition in the industry: There are various competitors in the financial services sector, and intense competition may affect the company's market share and profitability.
  • Regulatory changes: Changes in regulations, especially those related to interest rates and lending practices, can significantly impact EZCORP Inc.'s business operations.
  • Shift in consumer behavior: Changes in consumer preferences or technological advancements that allow customers to access alternative financial services could disrupt EZCORP Inc.'s traditional business model.

Threats

EZCORP Inc. faces certain threats that could potentially impact its business:

  • Competition in the industry: There are various competitors in the financial services sector, and intense competition may affect the company's market share and profitability.
  • Regulatory changes: Changes in regulations, especially those related to interest rates and lending practices, can significantly impact EZCORP Inc.'s business operations.
  • Shift in consumer behavior: Changes in consumer preferences or technological advancements that allow customers to access alternative financial services could disrupt EZCORP Inc.'s traditional business model.

EZCORP Employees

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

EZCORP Employees
Details
Date
EZCORP Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

EZCORP Segments

EZCORP Revenue by Segment (1/4)

  • 3 Years

  • 5 Years

  • Max

Merchandise sales
Merchandise
Pawn service charges
Jewelry scrapping sales
Jewelry scrapping
Other
Other revenues
Details
Date
Merchandise sales
Merchandise
Pawn service charges
Jewelry scrapping sales
Jewelry scrapping
Other
Other revenues
Jan 1, 2013
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2018
438.37 M USD
0.00 USD
305.94 M USD
60.75 M USD
0.00 USD
0.00 USD
8.46 M USD
Jan 1, 2020
0.00 USD
498.21 M USD
272.64 M USD
0.00 USD
47.95 M USD
4.01 M USD
0.00 USD

EZCORP Revenue by Segment (2/4)

  • 3 Years

  • 5 Years

  • 10 Years

  • Max

U.S. Pawn
Latin America Pawn
Other International
Details
Date
U.S. Pawn
Latin America Pawn
Other International
Jan 1, 2013
0.00 USD
0.00 USD
24.99 M USD
Jan 1, 2018
636.16 M USD
169.24 M USD
8.12 M USD
Jan 1, 2020
0.00 USD
0.00 USD
0.00 USD

EZCORP Revenue by Segment (3/4)

  • 3 Years

  • 5 Years

  • Max

Lana
Details
Date
Lana
Jan 1, 2013
0.00 USD
Jan 1, 2018
0.00 USD
Jan 1, 2020
34,000.00 USD

EZCORP Revenue by Segment (4/4)

  • 3 Years

  • 5 Years

  • 10 Years

  • Max

US & Canada Operations
Latin America
Details
Date
US & Canada Operations
Latin America
Jan 1, 2013
835.30 M USD
150.02 M USD
Jan 1, 2018
0.00 USD
0.00 USD
Jan 1, 2020
0.00 USD
0.00 USD

EZCORP Revenue by Region

  • 3 Years

  • 5 Years

  • 10 Years

  • Max

United States
Mexico
Latin America
Other Latin America
Canada
Canada and other
Other Investments
United Kingdom
U.K.
Details
Date
United States
Mexico
Latin America
Other Latin America
Canada
Canada and other
Other Investments
United Kingdom
U.K.
Jan 1, 2016
626.81 M USD
94.91 M USD
0.00 USD
0.00 USD
8.80 M USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2017
638.74 M USD
101.23 M USD
0.00 USD
0.00 USD
7.99 M USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2018
636.16 M USD
0.00 USD
169.24 M USD
0.00 USD
0.00 USD
8.12 M USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2019
650.41 M USD
138.90 M USD
0.00 USD
52.29 M USD
0.00 USD
5.63 M USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2020
638.84 M USD
131.97 M USD
0.00 USD
48.15 M USD
0.00 USD
3.82 M USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2021
553.58 M USD
128.77 M USD
0.00 USD
46.78 M USD
0.00 USD
420,000.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2023
761.92 M USD
223.77 M USD
0.00 USD
63.30 M USD
0.00 USD
55,000.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2024
836.08 M USD
247.61 M USD
0.00 USD
77.87 M USD
0.00 USD
0.00 USD
35,000.00 USD
0.00 USD
0.00 USD

EZCORP Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

EZCORP historical P/E ratio, EBIT multiple, and P/S ratio

EZCORP annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

EZCORP shares outstanding

The number of shares of EZCORP was 83.28 M in 2025. This indicates how many shares EZCORP is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
81.95 M Stocks
Jan 1, 2022
83.78 M Stocks
Jan 1, 2023
86.81 M Stocks
Jan 1, 2024
83.35 M Stocks
Jan 1, 2025
83.28 M Stocks
Jan 1, 2026 (e)
83.28 M Stocks
Jan 1, 2027 (e)
83.28 M Stocks
Jan 1, 2028 (e)
83.28 M Stocks

EZCORP stock splits

In EZCORP's history, there have been no stock splits.

EZCORP Dividend History

3 years of dividend payments

YearAnnual DividendYoY ChangePayments
20000.01USD 75.0%
19990.05USD 100.0%
19980.03USD

Current EZCORP forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
2.00 %
Buy
76.92 % (10)
Hold
23.08 % (3)
Sell
0.00 % (0)
12M Price Target
26.01
Last Price
30.11
Currency
USD
12M Return Potential
-13.62 %
LTM Return
0 %

EZCORP Analyst Rating Actions

DateFirmActionRatingReliability
7/8/2026
Jefferies
Jefferies
MaintainedBuy47
5/11/2026
Citizens
Citizens
MaintainedMarket Outperform
4/7/2026
Canaccord Genuity
Canaccord Genuity
MaintainedBuy59
2/6/2026
Stephens & Co.
Stephens & Co.
MaintainedEqual Weight
2/6/2026
Canaccord Genuity
Canaccord Genuity
MaintainedBuy59
1/20/2026
Citizens
Citizens
MaintainedMarket Outperform
11/17/2025
Canaccord Genuity
Canaccord Genuity
MaintainedBuy59
10/6/2025
Canaccord Genuity
Canaccord Genuity
MaintainedBuy59
8/1/2025
Canaccord Genuity
Canaccord Genuity
MaintainedBuy59
7/10/2025
Canaccord Genuity
Canaccord Genuity
MaintainedBuy59

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

EZCORP Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
8/5/20260.41USD-437.65 MUSD-2026 Q3
5/6/20260.42USD-398.51 MUSD-2026 Q2
2/4/20260.42USD-366.22 MUSD-2026 Q1
11/13/20250.30USD-330.99 MUSD-2025 Q4
11/13/20240.27USD-294.26 MUSD-2024 Q4
5/1/20240.23USD-291.74 MUSD-2024 Q2
1/30/20240.30USD-302.21 MUSD-2024 Q1
11/14/20230.20USD-257.05 MUSD-2023 Q4
11/21/20220.12USD-212.22 MUSD-2022 Q4

EESG©

Eulerpool ESG Scorecard© for the EZCORP stock

27/100
16
Environment
47
Social
19
Governance
E

Environment

20
Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees51
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees32
White Management Share44
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

EZCORP shareholder structure

% Name
8.44680%
BLACKROCK, INC.
BLACKROCK, INC.
8.08595%
FMR LLC
FMR LLC
4.21274%
CAPITAL RESEARCH GLOBAL INVESTORS
CAPITAL RESEARCH GLOBAL INVESTORS
4.10850%
DIMENSIONAL FUND ADVISORS LP
DIMENSIONAL FUND ADVISORS LP
3.02483%
TWO SIGMA INVESTMENTS, LP
TWO SIGMA INVESTMENTS, LP
2.95024%
VANGUARD CAPITAL MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
...

EZCORP Beneficial Ownership Filings (SEC 13D/G)

Free Float
94.9%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
12.60%
Edward C. Johnson 3d
Edward C. Johnson 3d
SEC ↗
11.60%
FMR LLC
FMR LLC
SEC ↗
9.90%
13G/A
13G/A
SEC ↗
9.60%
(1) BlackRock, Inc.
(1) BlackRock, Inc.
SEC ↗
6.40%
13G
13G
SEC ↗
6.34%
The Vanguard Group - 23-1945930
The Vanguard Group - 23-1945930
SEC ↗
5.37%
20-8441410
20-8441410
SEC ↗
5.30%
Munder Capital Management
Munder Capital Management
SEC ↗
5.20%
Wolverine Trading Partners, Inc.
Wolverine Trading Partners, Inc.
SEC ↗
5.20%
Wolverine Holdings, L.P.
Wolverine Holdings, L.P.
SEC ↗

EZCORP Executives and Management Board

14 members · avg. age 56 · 29 % women

LG

Mr. Lachlan Given (48)

Chief Executive Officer, Director · since 2014

5.21 M USD

Management

JP

Mr. John Powell (56)

Chief Operating Officer

2.86 M USD
TJ

Mr. Timothy Jugmans (48)

Chief Financial Officer

2.04 M USD
LV

Ms. Lisa VanRoekel (55)

Chief Human Resources Officer

1.31 M USD
KR

Mr. Keith Robertson (60)

Chief Information Officer

SS

Mr. Sunil Sajnani (44)

Chief Audit and Loss Prevention Executive

NS

Ms. Nicole Swies (46)

Chief Revenue Officer

Board of Directors

PC

Mr. Phillip Cohen (77)

Executive Chairman of the Board · since 2019

3.80 M USD
MA

Mr. Matthew Appel (68)

Lead Independent Director

280,000.00 USD
GT

Mr. Gary Tillett (65)

Independent Director

267,500.00 USD
PE

Mr. Pablo Lagos Espinosa (69)

Independent Director

255,000.00 USD
JK

Mr. Jason Kulas (54)

Director · since 2019

240,000.00 USD
ZA

Ms. Zena Arnold (46)

Independent Director

240,000.00 USD

EZCORP Supply Chain

EZCORP Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
2 companies
#NameTrend
1
BlackRock
Supplier·Customer·Capital Markets·US
-0.17
-0.24
-0.43
0.49
0.34
0.62
2
Cash Converters International
Supplier·Customer·Consumer Finance·AU
0.16
0.02
-0.04
0.35
0.30
0.44

Frequently asked questions about EZCORP

EZCORP Inc primarily operates in the United States, Mexico, and Canada.

EZCORP Inc is a financial services company that operates primarily in the pawnbroking and consumer lending industries. The business model of EZCORP Inc revolves around providing short-term secured loans against personal items, as well as offering non-recourse loans, payday advances, and installment loans. Additionally, they engage in the retail sale of previously owned merchandise acquired through pawn lending operations. EZCORP Inc aims to serve individuals who require short-term financial solutions and collateral-based loans. The company's diversified services cater to consumers in need of instant cash while also maximizing the value of pawned items.

EZCORP Inc is primarily active in the financial services industry.

The main competitors of EZCORP Inc in the market include Cash America International, Inc., World Acceptance Corporation, and First Cash Financial Services, Inc.

EZCORP Inc is a renowned company that specializes in providing financial services, primarily through pawnshops and payday loan operations. Founded in 1989, EZCORP has since expanded its operations across the United States, Mexico, and Canada. With a commitment to offering convenient and accessible financial solutions, EZCORP has become a trusted name in the industry. Over the years, the company has built a solid reputation for providing straightforward and transparent services, catering to the diverse needs of its customers. As a leader in the financial services sector, EZCORP Inc continues to grow, adapt, and innovate, ensuring its position as a reliable provider of financial solutions.

EZCORP Inc has achieved several significant milestones throughout its history. One notable accomplishment was its expansion into the pawn lending market in the 1980s, which established the company as a leading player in the industry. In addition, EZCORP Inc successfully transitioned from a private company to a publicly traded one in 1994, further solidifying its position in the market. Over the years, the company has also made strategic acquisitions, allowing it to expand its footprint and diversify its product offerings. These milestones have contributed to EZCORP Inc's growth and success in the financial services sector.

EZCORP Inc is a reputable company known for its strong values and corporate philosophy. With a focus on integrity, innovation, and customer satisfaction, EZCORP Inc strives to provide exceptional services to its clientele. By upholding transparency and fostering trust, the company has become a trusted name in the industry. EZCORP Inc also prioritizes responsible lending practices and ensures fair treatment of its customers. With a customer-centric approach, the company continues to deliver reliable financial solutions while maintaining ethical practices. Overall, EZCORP Inc stands for integrity, innovation, and customer-centricity in its operations, making it a reliable and reputable choice for investors.

Analysts currently set an average price target of 25.84 USD for the EZCORP stock (median: 26.01 USD), implying -14.2 % versus the latest price. The consensus is based on 13 analyst ratings.

13 analysts currently rate the EZCORP stock: 10 recommend buying, 3 holding and 0 selling. For 2026, analysts expect EZCORP to generate revenue of 1.65 B USD and earnings per share of 1.98 USD.

Converted at the current exchange rate, the EZCORP share trades at 26.07 EUR (30.11 USD).

The EZCORP share (EZPW) is listed on 3 stock exchanges, including: NASDAQ (EZPW), Frankfurt (EZ2A.F), Düsseldorf (EZ2A.DU).

EZCORP Inc. is a leading provider of financial services in the US and Mexico. The company offers various services such as pawn loans, gold and jewelry sales, short-term loans, online loans, and other financial services. EZCORP Inc. operates in three main business segments: pawn loans, retail, and online lending. Pawn loans are an important part of EZCORP Inc.'s business model. In this segment, the company accepts personal items as collateral for short-term loans. EZCORP Inc. is well known for its pawn shops, where customers can deposit their valuables such as watches, jewelry, mobile phones, and other items as collateral and immediately borrow cash. Once the customer repays the loan, they receive their items back. Pawn loans contribute significantly to EZCORP's revenue and profit and are thus an important part of the company's business model. Another important business segment is the retail industry, which operates under various brand names in the US and Mexico. The brands include EZ Pawn, EZMoney, Value Pawn & Jewelry, EZPAWN Mexico, Gold Mart, and Empeno Facilito. These brands sell various products such as jewelry, watches, electronic items, musical instruments, cameras, sports equipment, and other goods. EZCORP also buys gold and silver from customers and resells it. The third pillar of EZCORP Inc.'s business model is online lending, where the company offers short and medium-term loans online and also provides an app. The offering is aimed at both individual customers and small businesses. The online loans are disbursed within 24 hours and are particularly popular among individuals who do not have an established credit line. EZCORP's business model is also designed for higher interest margins. The company offers loans with high interest rates as it mostly serves customers with poor creditworthiness and thus carries a higher risk. EZCORP is therefore a high-risk model but successful in its market. The EZCORP brand is continuously gaining recognition in the deposit and lending business in US and Mexican regions. The company is continuously expanding and is currently operating in approximately 800 locations in the US and Mexico, including Puerto Rico, Canada, Honduras, and Guatemala. In conclusion, EZCORP Inc. is a leading provider of financial services in the US and Mexico. The company offers various services focusing on pawn loans, retail sales, and online lending. The company specializes in serving customers with no creditworthiness and offers loans with high interest rates. EZCORP is successful in its markets and continues to expand.

The expected revenue of EZCORP is 1.65 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of EZCORP is 165.22 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of EZCORP is currently 15.18. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the EZCORP stock.

The price-to-sales ratio (P/S) of EZCORP is currently 1.52. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the EZCORP stock.

The Eulerpool Quality Score for EZCORP is 6/10.

The ISIN of EZCORP is US3023011063. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of EZCORP is 882641. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of EZCORP is EZPW. The ticker symbol is used to trade EZCORP shares on the stock exchange.

EZCORP pays a dividend, distributed in the months of , , , .

EZCORP paid dividends every year for the past 0 years.

EZCORP is assigned to the 'Finance' sector.

To receive the latest dividend of EZCORP from amounting to 0.01 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

The dividends of EZCORP are distributed in USD.

All fundamentals and in-depth analysis of EZCORP

Our stock analysis for EZCORP stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of EZCORP. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.