Exchange Bank (EXSR) Stock Price
Exchange Bank Price
Over the last 19 years Exchange Bank grew revenue by 1.7% annually, reaching 155.61 M USD. Earnings per share have grown at 1.7% per year over the last 19 years. For Exchange Bank, the net margin of 19.3% is down versus 30.6% a few years ago. At today's price the dividend yield works out to roughly 3.30%. The payout ratio is around 30% of earnings. The dividend has grown at 0.2% per year over the past 19 years. The stock trades about 38% above its 52-week low.
Exchange Bank stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Exchange Bank over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Exchange Bank stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Exchange Bank's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Exchange Bank Price |
|---|---|
| 9/24/2026 | 157.50 USD |
| 9/23/2026 | 161.52 USD |
| 9/22/2026 | 162.00 USD |
| 9/21/2026 | 158.05 USD |
| 9/18/2026 | 162.00 USD |
| 9/17/2026 | 162.00 USD |
| 9/16/2026 | 156.50 USD |
| 9/15/2026 | 156.50 USD |
| 9/14/2026 | 156.50 USD |
| 9/11/2026 | 159.94 USD |
| 9/10/2026 | 159.95 USD |
| 9/9/2026 | 159.95 USD |
| 9/8/2026 | 156.16 USD |
| 9/7/2026 | 156.16 USD |
| 9/4/2026 | 158.50 USD |
| 9/3/2026 | 158.50 USD |
| 9/2/2026 | 158.50 USD |
| 9/1/2026 | 157.30 USD |
| 8/31/2026 | 158.00 USD |
| 8/30/2026 | 158.00 USD |
| 8/28/2026 | 158.00 USD |
| 8/27/2026 | 158.00 USD |
| 8/26/2026 | 159.00 USD |
| 8/25/2026 | 158.00 USD |
| 8/24/2026 | 158.50 USD |
| 8/21/2026 | 160.50 USD |
| 8/20/2026 | 160.50 USD |
| 8/19/2026 | 160.50 USD |
| 8/18/2026 | 160.50 USD |
| 8/17/2026 | 160.11 USD |
Exchange Bank Revenue, Net Income
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Exchange Bank Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| DIVIDENDDIV.USD |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 89.00 | 86.00 | 85.00 | 84.00 | 84.00 | 89.00 | 93.00 | 105.00 | 119.00 | 125.00 | 121.00 | 118.00 | 125.00 | 114.00 | 148.00 | 155.00 |
| 3.49 | -3.37 | -1.16 | -1.18 | – | 5.95 | 4.49 | 12.90 | 13.33 | 5.04 | -3.20 | -2.48 | 5.93 | -8.80 | 29.82 | 4.73 |
| 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 97.46 | 98.40 | 100.00 | 74.32 | 75.48 |
| 89.00 | 86.00 | 85.00 | 84.00 | 84.00 | 89.00 | 93.00 | 105.00 | 119.00 | 125.00 | 121.00 | 115.00 | 123.00 | 114.00 | 110.00 | 117.00 |
| 10.00 | 12.00 | 12.00 | 15.00 | 17.00 | 21.00 | 21.00 | 19.00 | 38.00 | 36.00 | 33.00 | 36.00 | 37.00 | 20.00 | 23.00 | 29.00 |
| -433.33 | 20.00 | – | 25.00 | 13.33 | 23.53 | – | -9.52 | 100.00 | -5.26 | -8.33 | 9.09 | 2.78 | -45.95 | 15.00 | 26.09 |
| – | – | 1.00 | 1.10 | 1.55 | 2.75 | 2.80 | 3.40 | 3.85 | 4.40 | 4.80 | 4.80 | 4.90 | 5.20 | 5.20 | 5.20 |
| – | – | – | 10.00 | 40.91 | 77.42 | 1.82 | 21.43 | 13.24 | 14.29 | 9.09 | – | 2.08 | 6.12 | – | – |
| 1.71 | 1.71 | 1.71 | 1.71 | 1.77 | 1.71 | 1.71 | 1.71 | 1.72 | 1.71 | 1.71 | 1.71 | 1.71 | 1.71 | 1.71 | 1.71 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Exchange Bank generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Exchange Bank retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Exchange Bank's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Exchange Bank has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Exchange Bank's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Exchange Bank stock margins
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Exchange Bank Revenue per Share, Earnings per Share
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Exchange Bank business model & stock analysis
Exchange Bank SWOT Analysis
Strengths
Exchange Bank has a well-established brand reputation and a long history of providing reliable banking services. Their strong customer base and wide network of branches give them a competitive advantage in the market. The bank offers competitive interest rates on deposits and has a comprehensive range of financial products and services. Their efficient online banking system and mobile app provide convenience to customers.
Weaknesses
Exchange Bank has relatively smaller market share compared to some of its larger competitors. Their customer service may sometimes lack personalization due to the high volume of customers. The bank's technology infrastructure may require further investment to keep up with rapidly evolving industry trends. Some customers have complained about limited availability of ATMs and branches in certain areas.
Opportunities
With changing customer preferences towards digital banking, Exchange Bank has an opportunity to expand and improve its online and mobile banking services. They can also explore strategic partnerships or acquisitions to enhance their product offerings and geographic reach. The bank can focus on attracting younger customers by introducing innovative products and services tailored to their needs. Furthermore, they can tap into the growing market of sustainable and socially responsible banking.
Threats
Increased competition from both traditional banks and emerging financial technology companies poses a threat to Exchange Bank. The changing regulatory environment and compliance requirements may lead to additional costs and complexities. Economic uncertainties and market fluctuations can impact the bank's profitability. Cybersecurity threats and data breaches are also potential risks that need to be addressed.
Exchange Bank Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Exchange Bank historical P/E ratio, EBIT multiple, and P/S ratio
Exchange Bank annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down Exchange Bank's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in Exchange Bank's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare Exchange Bank's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Exchange Bank shares outstanding
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Exchange Bank Dividend History
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Exchange Bank dividend history and estimates
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Exchange Bank dividend payout ratio
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EESG©
Eulerpool ESG Scorecard© for the Exchange Bank stock
EEnvironment
Environment
SSocial
Social
GGovernance (Corporate Governance)
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
Exchange Bank shareholder structure
| % | Name |
|---|---|
4.43569% | |
4.07717% | |
0.01464% |
Exchange Bank Beneficial Ownership Filings (SEC 13D/G)
Exchange Bank Executives and Management Board
15 members · avg. age 64 · 33 % women
Mr. Troy Sanderson (60)
President, Chief Executive Officer, Director · since 2018
750,839.00 USD
Management
Ms. Shari Demaris
Chief Operating Officer, Executive Vice President
Ms. Holly Hawkins
Chief Human Resources Officer, Senior Vice President
Mr. Jim Curry
Vice President, Branch Manager - Rohnert Park Branch
Mr. Marbin Morales
Vice President, Branch Manager III - Rohnert Park Branch
Ms. Bahar Ozgur
Vice President and Commercial Relationship Manager
Mr. Santiago Ramirez
Vice President, Branch Manager III - Windsor Branch
Board of Directors
Mr. William Schrader (74)
Independent Chairman of the Board · since 2008
Ms. Marlene Soiland
Corporate Secretary, Director
Mr. James Ryan (66)
Independent Vice Chairman of the Board
Mr. Steven Dutton (58)
Director
Mr. Gary Hartwick (70)
Independent Director · since 2014
Mr. Eric Mchenry (66)
Independent Director
Frequently asked questions about Exchange Bank
The business model of Exchange Bank revolves around providing banking services to individuals, businesses, and institutions. As a full-service financial institution, Exchange Bank offers a wide range of products and services, including checking and savings accounts, loans, mortgages, credit cards, and wealth management solutions. With a customer-centric approach, Exchange Bank aims to meet the diverse needs of its clients by providing personalized and reliable financial solutions. By focusing on customer satisfaction, strong relationships, and innovation, Exchange Bank strives to maintain its position as a trusted banking partner in the market.
Exchange Bank is primarily active in banking and financial services industry.
The main competitors of Exchange Bank in the market include major banking institutions such as Bank of America, JPMorgan Chase, Wells Fargo, and Citigroup. These well-established banks are major players in the financial industry and offer similar services and products to customers as Exchange Bank.
Exchange Bank is a renowned financial institution with a rich history and background. Established in [year], the company has been providing exceptional banking services and solutions to its customers for several decades. With a strong commitment to growth and innovation, Exchange Bank has successfully navigated through various economic climates, demonstrating resilience and adaptability. The bank's unwavering focus on customer satisfaction, along with its expertise in banking and finance, has garnered it a stellar reputation in the industry. As a trusted and reliable institution, Exchange Bank continues to play a pivotal role in the financial landscape, ensuring the welfare and prosperity of its clients through its comprehensive range of banking products and services.
Exchange Bank, a leading financial institution, has celebrated numerous significant milestones throughout its history. With a customer-centric approach, Exchange Bank has consistently achieved commendable growth and success. Some notable achievements include expanding its customer base, enhancing its technological infrastructure, and introducing innovative financial products and services. The bank has also established a strong reputation for excellent customer service and a commitment to community development. Exchange Bank's milestones highlight its dedication to financial excellence and its continuous efforts to meet the evolving needs of its valued customers.
Exchange Bank is primarily present in the United States.
Exchange Bank represents values of integrity, trust, and excellence in its corporate philosophy. With a strong commitment to providing exceptional financial services, Exchange Bank prioritizes the needs and satisfaction of its customers. The bank aims to establish long-lasting relationships based on transparency and reliability. Exchange Bank's core values are reflected in its ethical business practices, personalized solutions, and community involvement. By staying true to its corporate philosophy, Exchange Bank consistently strives to deliver superior banking services and promote the financial well-being of its customers, making it a trusted name in the industry.
Converted at the current exchange rate, the Exchange Bank share trades at 138.17 EUR (157.50 USD).
Exchange Bank is a leading financial institution in the US that offers a wide range of banking and finance services. The company has been in business for over 100 years and serves both private and institutional customers with a comprehensive range of financial products. The core business of Exchange Bank focuses on deposit and lending services, used by a variety of private and business customers. The deposit business includes a wide range of accounts, including checking accounts, savings accounts, fixed deposit accounts, and cashier's checks. In addition, the company also offers loans such as mortgages, auto loans, and personal loans. Exchange Bank also has a Wealth Management department that handles asset management and investment advice. The Wealth Management department of Exchange Bank offers a wide range of services to ensure that customers can effectively manage and maximize their wealth. These include portfolio management, investment advice, financial planning, and tax advice. The company also has a Commercial Banking Services department, specifically catering to the needs of business customers. The commercial department of Exchange Bank offers a wide range of services, including loans, lines of credit, payment solutions, and cash management. The company is committed to helping business customers manage their finances and maximize their growth potential. Another important department of Exchange Bank is the Private Banking department. This department offers tailored financial services to affluent customers, including deposit accounts, loans, investment advice, and specialized banking services and solutions such as estate and wealth tax planning. The Private Banking department ensures that the needs of the company's affluent customers are met at the highest level. Exchange Bank is also a leading provider of online banking solutions. Customers can access their accounts and conduct transactions through the bank's online banking portal. The company facilitates both mobile and online banking and offers a wide range of features such as transfers, bill payments, and mobile banking. Finally, Exchange Bank has an extensive presence in the community and actively engages in Corporate Social Responsibility (CSR). The company supports a number of charitable organizations and promotes community development through local partnerships and initiatives. In summary, Exchange Bank offers a wide range of financial services tailored to the specific needs of its customers. The various departments of the company provide a holistic solution for customer needs from private deposits and loans to wealth management and commercial banking services to specialized banking services for affluent customers. The company also specializes in providing innovative digital services to offer customers a premier banking experience.
The revenue cannot currently be calculated for Exchange Bank.
The profit cannot currently be calculated for Exchange Bank.
The P/E ratio cannot be calculated for Exchange Bank at the moment.
The P/S cannot be calculated for Exchange Bank currently.
The Eulerpool Quality Score for Exchange Bank is 4/10.
The ISIN of Exchange Bank is US3012272031. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Exchange Bank is A0YGTU. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Exchange Bank is EXSR. The ticker symbol is used to trade Exchange Bank shares on the stock exchange.
Over the past 12 months, Exchange Bank paid a dividend of 5.20 USD . This corresponds to a dividend yield of about 3.30 %. For the coming 12 months, Exchange Bank is expected to pay a dividend of 5.20 USD.
The current dividend yield of Exchange Bank is 3.30 %.
Exchange Bank pays a dividend, distributed in the months of November, March, June, September.
Exchange Bank paid dividends every year for the past 14 years.
For the upcoming 12 months, dividends amounting to 5.20 USD are expected. This corresponds to a dividend yield of 3.30 %.
Exchange Bank is assigned to the 'Finance' sector.
In the year 2025, Exchange Bank distributed 5.2 USD as dividends.
The dividends of Exchange Bank are distributed in USD.
Exchange Bank stock
Exchange Bank Peer Group
Exchange Bank Ticker
Exchange Bank FIGI
All fundamentals and in-depth analysis of Exchange Bank
Our stock analysis for Exchange Bank stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Exchange Bank. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.