EZCORP (EZPW) Stock Price
EZCORP Price
Over the last 19 years EZCORP grew revenue by 7.6% annually, reaching 1.27 B USD. Earnings per share have grown at 3.6% per year over the last 19 years. For EZCORP, the net margin of 8.6% is up versus 1.2% a few years ago. The consensus 12-month price target for EZCORP is 44.00 USD, about 45.7% above where the stock trades today. Of 13 analysts, 10 rate the stock a buy — an overall Buy consensus.
EZCORP stock price
EZCORP business model & stock analysis
Frequently asked questions about EZCORP
EZCORP Inc primarily operates in the United States, Mexico, and Canada.
EZCORP Inc is a financial services company that operates primarily in the pawnbroking and consumer lending industries. The business model of EZCORP Inc revolves around providing short-term secured loans against personal items, as well as offering non-recourse loans, payday advances, and installment loans. Additionally, they engage in the retail sale of previously owned merchandise acquired through pawn lending operations. EZCORP Inc aims to serve individuals who require short-term financial solutions and collateral-based loans. The company's diversified services cater to consumers in need of instant cash while also maximizing the value of pawned items.
EZCORP Inc is primarily active in the financial services industry.
The main competitors of EZCORP Inc in the market include Cash America International, Inc., World Acceptance Corporation, and First Cash Financial Services, Inc.
EZCORP Inc is a renowned company that specializes in providing financial services, primarily through pawnshops and payday loan operations. Founded in 1989, EZCORP has since expanded its operations across the United States, Mexico, and Canada. With a commitment to offering convenient and accessible financial solutions, EZCORP has become a trusted name in the industry. Over the years, the company has built a solid reputation for providing straightforward and transparent services, catering to the diverse needs of its customers. As a leader in the financial services sector, EZCORP Inc continues to grow, adapt, and innovate, ensuring its position as a reliable provider of financial solutions.
EZCORP Inc has achieved several significant milestones throughout its history. One notable accomplishment was its expansion into the pawn lending market in the 1980s, which established the company as a leading player in the industry. In addition, EZCORP Inc successfully transitioned from a private company to a publicly traded one in 1994, further solidifying its position in the market. Over the years, the company has also made strategic acquisitions, allowing it to expand its footprint and diversify its product offerings. These milestones have contributed to EZCORP Inc's growth and success in the financial services sector.
EZCORP Inc is a reputable company known for its strong values and corporate philosophy. With a focus on integrity, innovation, and customer satisfaction, EZCORP Inc strives to provide exceptional services to its clientele. By upholding transparency and fostering trust, the company has become a trusted name in the industry. EZCORP Inc also prioritizes responsible lending practices and ensures fair treatment of its customers. With a customer-centric approach, the company continues to deliver reliable financial solutions while maintaining ethical practices. Overall, EZCORP Inc stands for integrity, innovation, and customer-centricity in its operations, making it a reliable and reputable choice for investors.
Analysts currently set an average price target of 43.00 USD for the EZCORP stock (median: 44.00 USD), implying +42.4 % versus the latest price. The consensus is based on 13 analyst ratings.
13 analysts currently rate the EZCORP stock: 10 recommend buying, 3 holding and 0 selling. For 2026, analysts expect EZCORP to generate revenue of 1.67 B USD and earnings per share of 2.03 USD.
Converted at the current exchange rate, the EZCORP share trades at 26.84 EUR (30.20 USD).
The EZCORP share (EZPW) is listed on 3 stock exchanges, including: NASDAQ (EZPW), Frankfurt (EZ2A.F), Düsseldorf (EZ2A.DU).
EZCORP Inc. is a leading provider of financial services in the US and Mexico. The company offers various services such as pawn loans, gold and jewelry sales, short-term loans, online loans, and other financial services. EZCORP Inc. operates in three main business segments: pawn loans, retail, and online lending. Pawn loans are an important part of EZCORP Inc.'s business model. In this segment, the company accepts personal items as collateral for short-term loans. EZCORP Inc. is well known for its pawn shops, where customers can deposit their valuables such as watches, jewelry, mobile phones, and other items as collateral and immediately borrow cash. Once the customer repays the loan, they receive their items back. Pawn loans contribute significantly to EZCORP's revenue and profit and are thus an important part of the company's business model. Another important business segment is the retail industry, which operates under various brand names in the US and Mexico. The brands include EZ Pawn, EZMoney, Value Pawn & Jewelry, EZPAWN Mexico, Gold Mart, and Empeno Facilito. These brands sell various products such as jewelry, watches, electronic items, musical instruments, cameras, sports equipment, and other goods. EZCORP also buys gold and silver from customers and resells it. The third pillar of EZCORP Inc.'s business model is online lending, where the company offers short and medium-term loans online and also provides an app. The offering is aimed at both individual customers and small businesses. The online loans are disbursed within 24 hours and are particularly popular among individuals who do not have an established credit line. EZCORP's business model is also designed for higher interest margins. The company offers loans with high interest rates as it mostly serves customers with poor creditworthiness and thus carries a higher risk. EZCORP is therefore a high-risk model but successful in its market. The EZCORP brand is continuously gaining recognition in the deposit and lending business in US and Mexican regions. The company is continuously expanding and is currently operating in approximately 800 locations in the US and Mexico, including Puerto Rico, Canada, Honduras, and Guatemala. In conclusion, EZCORP Inc. is a leading provider of financial services in the US and Mexico. The company offers various services focusing on pawn loans, retail sales, and online lending. The company specializes in serving customers with no creditworthiness and offers loans with high interest rates. EZCORP is successful in its markets and continues to expand.
The expected revenue of EZCORP is 1.67 B USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of EZCORP is 168.71 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of EZCORP is currently 14.91. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the EZCORP stock.
The price-to-sales ratio (P/S) of EZCORP is currently 1.50. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the EZCORP stock.
The Eulerpool Quality Score for EZCORP is 6/10.
The ISIN of EZCORP is US3023011063. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of EZCORP is 882641. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of EZCORP is EZPW. The ticker symbol is used to trade EZCORP shares on the stock exchange.
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All fundamentals and in-depth analysis of EZCORP
Our stock analysis for EZCORP stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of EZCORP. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.