OneMain Holdings (OMF) Stock Price

OneMain Holdings Price

NYSE·CLOSED
65.33USD-0.31 (-0.47 %)
Market closed

Over the last 19 years OneMain Holdings grew revenue by 4.1% annually, reaching 6.24 B USD. Earnings per share have grown at 1.0% per year over the last 15 years. For OneMain Holdings, the net margin of 12.5% is down versus 26.4% a few years ago. At today's price the dividend yield works out to roughly 6.38%. The payout ratio is around 63% of earnings. The dividend has grown at 26.9% per year over the past 6 years. The consensus 12-month price target for OneMain Holdings is 76.50 USD, about 17.1% above where the stock trades today. Of 20 analysts, 13 rate the stock a buy — an overall Buy consensus. The stock trades about 33% above its 52-week low.

OneMain Holdings stock price

Volume
Ex-Dividend
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of OneMain Holdings over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how OneMain Holdings stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing OneMain Holdings's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

OneMain Holdings Stock Price History
DateOneMain Holdings Price
8/19/202665.33 USD
8/18/202665.64 USD
8/14/202665.68 USD
8/13/202665.29 USD
8/12/202663.62 USD
8/10/202663.18 USD
8/7/202664.95 USD
8/6/202665.03 USD
8/5/202665.40 USD
8/4/202665.60 USD
8/3/202664.68 USD
7/31/202662.58 USD
7/30/202663.40 USD
7/29/202663.78 USD
7/27/202660.81 USD
7/23/202658.78 USD
7/22/202659.82 USD
7/21/202660.00 USD
7/20/202660.20 USD
7/17/202660.30 USD
7/16/202661.25 USD
7/15/202660.58 USD
7/14/202659.96 USD
7/13/202658.90 USD
7/10/202659.25 USD
7/9/202658.84 USD
7/8/202658.00 USD
7/7/202659.62 USD
7/6/202659.87 USD
7/2/202659.50 USD
7/1/202660.39 USD
6/30/202660.97 USD
6/29/202661.26 USD
6/26/202660.44 USD
6/25/202659.89 USD
6/24/202658.58 USD
6/23/202658.08 USD
6/22/202658.19 USD
6/18/202658.33 USD
6/17/202658.72 USD
6/16/202657.81 USD
6/15/202658.26 USD
6/12/202657.28 USD
6/11/202654.60 USD
6/10/202654.73 USD
6/9/202655.80 USD
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6/5/202655.40 USD
6/4/202655.46 USD
6/3/202653.46 USD
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6/1/202654.85 USD
5/29/202654.89 USD
5/28/202654.27 USD
5/27/202655.10 USD
5/26/202653.71 USD
5/22/202653.38 USD
5/21/202652.81 USD
5/20/202653.92 USD
5/19/202652.90 USD
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5/14/202653.95 USD
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5/12/202653.03 USD
5/11/202653.17 USD
5/8/202656.09 USD
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5/6/202655.90 USD
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5/1/202656.59 USD
4/30/202658.77 USD
4/29/202657.91 USD
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4/27/202658.98 USD
4/24/202659.44 USD
4/23/202659.00 USD
4/22/202659.71 USD
4/21/202658.91 USD
4/20/202659.92 USD
4/17/202659.26 USD
4/16/202657.65 USD
4/15/202657.66 USD
4/14/202657.42 USD
4/13/202656.85 USD
4/10/202655.96 USD
4/9/202656.64 USD
4/8/202656.01 USD
4/7/202653.83 USD
4/6/202654.97 USD
4/5/202654.97 USD
4/2/202654.07 USD
4/1/202654.07 USD
3/31/202654.02 USD
3/30/202653.49 USD
3/29/202652.22 USD
3/27/202651.55 USD
3/26/202651.55 USD
3/25/202653.05 USD
3/24/202653.08 USD
3/23/202653.26 USD
3/22/202652.66 USD
3/20/202651.48 USD
3/19/202651.48 USD
3/18/202651.00 USD
3/17/202649.97 USD
3/16/202650.42 USD
3/15/202649.26 USD
3/13/202652.06 USD
3/12/202652.06 USD
3/11/202652.69 USD
3/10/202653.80 USD
3/9/202653.96 USD
3/8/202653.95 USD
3/6/202653.41 USD
3/5/202655.02 USD
3/4/202654.55 USD
3/3/202654.93 USD
3/2/202655.62 USD
2/27/202655.02 USD
2/26/202657.84 USD
2/25/202656.37 USD
2/24/202655.21 USD
2/23/202654.16 USD
2/20/202657.18 USD
2/19/202657.53 USD
2/18/202656.83 USD
2/17/202656.43 USD
2/13/202657.21 USD
2/12/202657.11 USD
2/11/202660.01 USD
2/10/202661.76 USD
2/9/202662.10 USD
2/6/202661.64 USD
2/5/202662.29 USD
2/4/202663.20 USD
2/3/202664.09 USD
2/2/202665.36 USD
1/30/202665.55 USD
1/29/202666.10 USD
1/28/202665.05 USD
1/27/202665.17 USD
1/26/202665.55 USD
1/23/202664.21 USD
1/22/202665.37 USD
1/21/202664.04 USD
1/20/202663.51 USD
1/16/202665.40 USD
1/15/202665.04 USD
1/14/202666.10 USD
1/13/202666.37 USD
1/12/202666.59 USD
1/9/202670.88 USD
1/8/202671.04 USD
1/7/202670.33 USD
1/6/202671.37 USD
1/5/202670.15 USD
1/2/202669.07 USD
12/31/202567.55 USD
12/30/202567.96 USD
12/29/202568.62 USD
12/26/202569.09 USD
12/24/202568.97 USD
12/23/202568.69 USD
12/22/202569.16 USD
12/19/202568.30 USD
12/18/202568.37 USD
12/17/202567.96 USD
12/16/202567.75 USD
12/15/202567.20 USD
12/12/202569.35 USD
12/11/202569.62 USD
12/10/202567.28 USD
12/9/202564.47 USD
12/8/202564.35 USD
12/5/202564.65 USD
12/4/202564.99 USD
12/3/202564.79 USD
12/2/202563.05 USD
12/1/202562.35 USD
11/28/202562.03 USD
11/26/202561.93 USD
11/25/202561.34 USD
11/24/202559.84 USD
11/21/202559.79 USD
11/20/202557.81 USD
11/19/202558.45 USD
11/18/202557.32 USD
11/17/202557.07 USD
11/14/202559.17 USD
11/13/202559.69 USD
11/12/202560.44 USD
11/11/202559.81 USD
11/10/202559.95 USD
11/7/202560.20 USD
11/6/202559.35 USD
11/5/202560.86 USD
11/4/202560.50 USD
11/3/202561.31 USD
10/31/202559.19 USD
10/30/202555.75 USD
10/29/202556.02 USD
10/28/202557.87 USD
10/27/202558.23 USD
10/24/202557.11 USD
10/23/202556.36 USD
10/22/202555.85 USD
10/21/202556.53 USD
10/20/202555.48 USD
10/17/202554.24 USD
10/16/202553.27 USD
10/15/202555.08 USD
10/14/202555.82 USD
10/13/202553.26 USD
10/10/202552.11 USD
10/9/202554.95 USD
10/8/202554.66 USD
10/7/202554.89 USD
10/6/202555.48 USD
10/3/202556.20 USD
10/2/202556.39 USD
10/1/202555.83 USD
9/30/202556.46 USD
9/29/202556.46 USD
9/28/202557.61 USD
9/25/202558.54 USD
9/24/202558.78 USD
9/23/202560.41 USD
9/22/202560.45 USD
9/19/202560.84 USD
9/18/202561.59 USD
9/17/202560.48 USD
9/16/202560.54 USD
9/15/202561.44 USD
9/12/202560.59 USD
9/11/202561.76 USD
9/10/202560.78 USD
9/9/202560.85 USD
9/8/202561.13 USD
9/5/202561.33 USD
9/4/202562.61 USD
9/3/202562.03 USD
9/2/202561.11 USD
8/29/202561.61 USD
8/28/202561.59 USD
8/27/202561.36 USD
8/26/202561.07 USD
8/25/202560.18 USD
8/22/202560.12 USD
8/21/202557.34 USD
8/20/202558.08 USD
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OneMain Holdings Revenue, EBIT, Net Income

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  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2021
4.97 B USD
1.74 B USD
1.31 B USD
Jan 1, 2022
5.09 B USD
1.16 B USD
872.00 M USD
Jan 1, 2023
5.30 B USD
840.00 M USD
641.00 M USD
Jan 1, 2024
5.72 B USD
667.00 M USD
509.00 M USD
Jan 1, 2025
6.24 B USD
1.00 B USD
783.00 M USD
Jan 1, 2026 (e)
5.26 B USD
1.06 B USD
845.22 M USD
Jan 1, 2027 (e)
5.65 B USD
1.13 B USD
1.02 B USD
Jan 1, 2028 (e)
5.67 B USD
1.15 B USD
1.18 B USD

OneMain Holdings Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 20, 2026, 7:56 PM
 
REVENUEB USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB USD
EBITB USD
EBIT MARGIN%
NET INCOMEB USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
20132014201520162017201820192020202120222023202420252026e2027e2028e
2.342.832.193.733.794.244.684.934.975.095.305.726.245.265.655.67
24.8320.61-22.4070.041.5012.0510.405.360.812.374.097.989.09-15.707.410.27
38.2459.0634.7552.0553.2154.6655.1752.4469.2354.9448.2943.6447.6347.6347.6347.63
0.901.670.761.942.012.322.582.593.442.802.562.502.972.512.692.70
0.080.86-0.230.360.430.621.100.981.741.160.840.671.001.061.131.15
3.3330.47-10.319.5511.3914.7123.4519.8135.0122.6915.8511.6616.0420.1120.0120.24
-0.020.46-0.220.220.180.450.860.731.310.870.640.510.780.851.021.18
-91.24-2,536.84-147.52-197.73-14.88144.2691.28-14.6280.00-33.64-26.49-20.5953.837.9220.9515.85
––––––1.001.442.553.804.004.124.174.205.046.05
–––––––44.0077.0849.025.263.001.210.7220.0020.04
111.72114.80134.47135.56135.92136.20136.50134.70130.00121.90120.10120.12118.30118.30118.30118.30
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales OneMain Holdings generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue OneMain Holdings retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare OneMain Holdings's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares OneMain Holdings has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against OneMain Holdings's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

OneMain Holdings stock margins

The OneMain Holdings margin analysis displays the gross margin, EBIT margin, as well as the profit margin of OneMain Holdings. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for OneMain Holdings.

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Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2021
69.23 %
35.01 %
26.42 %
Jan 1, 2022
54.94 %
22.69 %
17.13 %
Jan 1, 2023
48.29 %
15.85 %
12.10 %
Jan 1, 2024
43.64 %
11.66 %
8.90 %
Jan 1, 2025
47.63 %
16.04 %
12.54 %
Jan 1, 2026 (e)
47.63 %
20.11 %
16.06 %
Jan 1, 2027 (e)
47.63 %
20.02 %
18.09 %
Jan 1, 2028 (e)
47.63 %
20.25 %
20.90 %

OneMain Holdings Stock Revenue, EBIT, Earnings per Share

The OneMain Holdings earnings per share therefore indicates how much revenue OneMain Holdings has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2021
38.25 USD
13.39 USD
10.11 USD
Jan 1, 2022
41.76 USD
9.47 USD
7.15 USD
Jan 1, 2023
44.12 USD
6.99 USD
5.34 USD
Jan 1, 2024
47.64 USD
5.55 USD
4.24 USD
Jan 1, 2025
52.76 USD
8.46 USD
6.62 USD
Jan 1, 2026 (e)
44.12 USD
8.95 USD
7.09 USD
Jan 1, 2027 (e)
47.39 USD
9.56 USD
8.57 USD
Jan 1, 2028 (e)
47.52 USD
9.70 USD
9.93 USD

OneMain Holdings business model & stock analysis

OneMain Holdings Inc. is an American company specializing in consumer loans. It was founded in 1912 under the name Commercial Credit Company and has evolved from a credit intermediary to an independent financial services provider over time. The business model of OneMain Holdings is based on providing loans to individuals. The company primarily focuses on customers with poor credit ratings who often do not qualify for loans from traditional banks. Another focus is on loans for car purchases, weddings, renovations, and medical procedures. OneMain Holdings is divided into various divisions to enable targeted customer engagement. These include the Consumer and Auto Finance, Insurance, and Servicing departments. Each of these departments offers specialized products and services tailored to the respective customer needs. The Consumer and Auto Finance division is the main business of OneMain Holdings. It offers loans for consumer expenses and car purchases. The loans can be obtained either in local branches or online. Customer service and consultation are always a priority. The Insurance department offers various insurance products tailored to customer needs. These include accident and liability insurance, as well as health insurance. With these products, OneMain Holdings not only serves as a lender but also provides comprehensive financial solutions for its customers. The Servicing department is responsible for managing and servicing OneMain Holdings' loans. It handles payment processing, monitors due dates, and sends out reminders. Customers facing difficulties in repaying their loans can also receive counseling and support here. Over the years, OneMain Holdings has expanded its offerings. In addition to traditional installment loans, the company now also offers online loans. These can be quickly and easily obtained through the OneMain Holdings website and are especially suitable for short-term financing. Another product offered by OneMain Holdings is the Debt Protection Plan. This is an insurance that protects borrowers against unforeseen events such as unemployment, illness, or death. This allows customers to protect themselves from financial difficulties and ensure that their loans can be repaid even in challenging times. OneMain Holdings is now a successful company with over 1,500 branches in the United States. Through targeted customer engagement and a wide range of products, the company has established itself in the market and achieved successful growth. OneMain Holdings also plans to offer innovative products and services in the future to provide its customers with even more comprehensive financial solutions.

OneMain Holdings SWOT Analysis

Strengths

OneMain Holdings Inc has established a strong market presence in the financial services industry.

The company benefits from a diverse portfolio of consumer loan products, catering to a wide range of customer needs.

OneMain Holdings enjoys a large customer base, resulting in a significant revenue stream.

Weaknesses

OneMain Holdings Inc may face challenges with increased competition in the financial services sector.

The company's heavy reliance on consumer lending exposes it to potential risks associated with economic downturns or market fluctuations.

OneMain Holdings' profitability may be affected by fluctuating interest rates and regulatory changes.

Opportunities

OneMain Holdings has an opportunity to expand its customer base by targeting underserved markets or demographics.

The company could introduce new innovative loan products to meet evolving customer needs and preferences.

OneMain Holdings can explore strategic partnerships or acquisitions to enhance its market position and diversify its offerings.

Threats

OneMain Holdings Inc faces the risk of increased competition from traditional financial institutions as well as emerging fintech companies.

Changes in regulations and compliance requirements could pose challenges for the company's operations.

Fluctuations in interest rates or adverse economic conditions may impact the demand for consumer loans and affect OneMain Holdings' profitability.

OneMain Holdings Employees

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OneMain Holdings Employees
Details
Date
OneMain Holdings Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

OneMain Holdings Segments

OneMain Holdings Revenue by Segment

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Consumer
Insurance
Acquisitions and Servicing
Details
Date
Consumer
Insurance
Acquisitions and Servicing
Jan 1, 2013
0.00 USD
148.13 M USD
0.00 USD
Jan 1, 2014
166.41 M USD
0.00 USD
0.00 USD

OneMain Holdings Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

OneMain Holdings historical P/E ratio, EBIT multiple, and P/S ratio

OneMain Holdings annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

OneMain Holdings shares outstanding

The number of shares of OneMain Holdings was 118.3 M in 2025. This indicates how many shares OneMain Holdings is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
130.00 M Stocks
Jan 1, 2022
121.90 M Stocks
Jan 1, 2023
120.10 M Stocks
Jan 1, 2024
120.12 M Stocks
Jan 1, 2025
118.30 M Stocks
Jan 1, 2026 (e)
118.30 M Stocks
Jan 1, 2027 (e)
118.30 M Stocks
Jan 1, 2028 (e)
118.30 M Stocks

OneMain Holdings Dividend History

8 years of dividend payments · 6 consecutive increases

YearAnnual DividendYoY ChangePayments
20262.10USDYTD—2×
Feb 17, 20261.05USD 0.0%1/2
May 11, 20261.05USD 0.0%2/2
20254.17USD↑ 1.2%4×
Feb 12, 20251.04USD 0.0%1/4
May 9, 20251.04USD 0.0%2/4
Aug 4, 20251.04USD 0.0%3/4
Nov 10, 20251.05USD↑ 1.0%4/4
20244.12USD↑ 3.0%4×
20234.00USD↑ 5.3%4×
20223.80USD↑ 49.0%4×
20212.55USD↑ 77.1%4×
20201.44USD↑ 44.0%4×
20191.00USD—4×

OneMain Holdings dividend history and estimates

In 2025, OneMain Holdings paid a dividend amounting to 4.17 USD. Dividend means that OneMain Holdings distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2021
2.55 USD
0.00 USD
Jan 1, 2022
3.80 USD
0.00 USD
Jan 1, 2023
4.00 USD
0.00 USD
Jan 1, 2024
4.12 USD
0.00 USD
Jan 1, 2025
4.17 USD
0.00 USD
Jan 1, 2026 (e)
2.10 USD
2.10 USD
Jan 1, 2027 (e)
0.00 USD
5.04 USD
Jan 1, 2028 (e)
0.00 USD
6.05 USD

OneMain Holdings dividend payout ratio

In 2025, OneMain Holdings had a payout ratio of 63.00%. The payout ratio indicates the percentage of the company's profits that OneMain Holdings distributes as dividends.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
25.23 %
Jan 1, 2022
53.12 %
Jan 1, 2023
74.95 %
Jan 1, 2024
97.23 %
Jan 1, 2025
63.00 %
Jan 1, 2026 (e)
59.27 %
Jan 1, 2027 (e)
58.78 %
Jan 1, 2028 (e)
60.91 %

Current OneMain Holdings forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
7.14 %
Buy
65.00 % (13)
Hold
30.00 % (6)
Sell
5.00 % (1)
12M Price Target
76.50
Last Price
65.33
Currency
USD
12M Return Potential
17.09 %
LTM Return
0 %

OneMain Holdings Analyst Rating Actions

DateFirmActionRatingReliability
7/30/2026
Truist Securities
Truist Securities
MaintainedBuy–
7/30/2026
RBC Capital
RBC Capital
MaintainedOutperform48
7/30/2026
Citizens
Citizens
MaintainedMarket Outperform–
7/7/2026
TD Cowen
TD Cowen
MaintainedBuy60
7/7/2026
Barclays
Barclays
MaintainedEqual Weight55
7/6/2026
Evercore ISI Group
Evercore ISI Group
MaintainedIn Line62
7/2/2026
Truist Securities
Truist Securities
MaintainedBuy–
5/4/2026
RBC Capital
RBC Capital
MaintainedOutperform48
5/4/2026
Barclays
Barclays
MaintainedEqual Weight55
4/9/2026
Wells Fargo
Wells Fargo
MaintainedEqual Weight56

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

OneMain Holdings Earnings Calls

2025

OneMain Holdings Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
7/29/20261.36USD-1.23 BUSD-2026 Q2
5/1/20261.91USD-1.20 BUSD-2026 Q1
2/5/20261.55USD-1.18 BUSD-2025 Q4
4/23/20241.79USD-951.02 MUSD-2024 Q1
2/5/20241.40USD-952.86 MUSD-2023 Q4
7/25/20231.61USD-905.63 MUSD-2023 Q2
4/26/20231.86USD-893.20 MUSD-2023 Q1
1/31/20231.57USD-902.84 MUSD-2022 Q4
10/26/20221.37USD-922.30 MUSD-2022 Q3
7/27/20221.99USD-928.29 MUSD-2022 Q2

EESG©

Eulerpool ESG Scorecard© for the OneMain Holdings stock

32/100
12
Environment
54
Social
29
Governance
E

Environment

20
Scope 1 - Direct Emissions—
Scope 2 - Indirect emissions from purchased energy—
Scope 3 - Indirect emissions within the value chain—
Total CO₂ emissions—
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees68
Percentage of women in management—
Percentage of Asian employees5.07
Share of Asian management6.36
Percentage of Hispanic/Latino employees18.27
Hispano/Latino Management share12.72
Percentage of Black employees14.47
Black Management Share9.22
Percentage of white employees58.6
White Management Share69.74
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

OneMain Holdings shareholder structure

% Name
8.39431%
BLACKROCK, INC.
BLACKROCK, INC.
6.45879%
BRAVE WARRIOR ADVISORS, LLC
BRAVE WARRIOR ADVISORS, LLC
4.79803%
CAPITAL INTERNATIONAL INVESTORS
CAPITAL INTERNATIONAL INVESTORS
4.56689%
VANGUARD PORTFOLIO MANAGEMENT LLC
VANGUARD PORTFOLIO MANAGEMENT LLC
4.44861%
VANGUARD CAPITAL MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
4.38110%
FMR LLC
FMR LLC
...

OneMain Holdings Beneficial Ownership Filings (SEC 13D/G)

Free Float
99.2%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
74.95%
2
2
SEC ↗
8.56%
Abigail P. Johnson
Abigail P. Johnson
SEC ↗
8.40%
(1) BlackRock, Inc.
(1) BlackRock, Inc.
SEC ↗
8.30%
95-1411037
95-1411037
SEC ↗
7.34%
Edward C. Johnson 3d
Edward C. Johnson 3d
SEC ↗
6.86%
Wellington Management Group LLP
Wellington Management Group LLP
SEC ↗
6.70%
BlackRock, Inc.
BlackRock, Inc.
SEC ↗
6.62%
Brave Warrior Advisors, LLC
Brave Warrior Advisors, LLC
SEC ↗
5.21%
Vanguard Capital Management
Vanguard Capital Management
SEC ↗
4.80%
Capital International Investors
Capital International Investors
SEC ↗

OneMain Holdings Executives and Management Board

10 members · avg. age 61 · 20 % women

DS

Mr. Douglas Shulman (57)

Chairman of the Board, President, Chief Executive Officer · since 2018

11.32 M USD

Management

JO

Ms. Jeannette Osterhout (43)

Chief Financial Officer, Executive Vice President

3.47 M USD
MC

Mr. Micah Conrad (53)

Chief Operating Officer, Executive Vice President

3.46 M USD
PP

Mr. Peter Poillon

Investor Relations · since 2023

–

Board of Directors

RG

Mr. Roy Guthrie (72)

Lead Independent Director

416,050.00 USD
RS

Mr. Richard Smith (71)

Independent Director

329,271.00 USD
PB

Mr. Philip Bronner (54)

Independent Director

276,254.00 USD
TD

Mr. Toos Daruvala (69)

Independent Director

268,813.00 USD
PC

Ms. Phyllis Caldwell (65)

Independent Director

265,675.00 USD
AM

Mr. Andrew Macdonald (61)

Independent Director

–

OneMain Holdings Supply Chain

OneMain Holdings Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
4 companies
#NameTrend
1
New Residential Invt
Customer·Mortgage Real Estate Investment Trusts (REITs)·US
0.94
0.51
0.20
0.25
-0.18
0.84
2
SailPoint Technologies
Supplier·Software·US
0.02
0.76
0.02
-0.61
-0.35
0.46
#NameTrend
1
Gitlab A
Supplier·Software·US
0.45
0.92
0.84
0.74
—
—
2
Citrix Systems
Supplier·Software·US
0.67
0.78
0.72
-0.19
0.43
-0.54

Frequently asked questions about OneMain Holdings

The main competitors of OneMain Holdings Inc in the market include companies such as Springleaf Financial Services, Discover Financial Services, and LendingClub Corporation.

OneMain Holdings Inc operates as a financial services company, specializing in providing personal loan products and services. Their business model revolves around offering loans to individuals with limited access to traditional banking services, focusing on the subprime and near-prime markets. They aim to serve customers who may have less-than-perfect credit scores or insufficient collateral to secure loans from other financial institutions. OneMain Holdings Inc aims to provide personalized service and customized loan solutions that meet the unique financial needs of their customers. With a strong customer-centric approach, OneMain Holdings Inc aims to promote financial inclusion and provide access to credit for individuals in need.

OneMain Holdings Inc is primarily active in the financial services industry.

OneMain Holdings Inc, a leading personal loan provider in the United States, has a rich history and background. Originally known as Commercial Credit, the company was founded in 1912 and has since evolved and experienced various transformations. In 2000, the firm was acquired by Citigroup and was later known as CitiFinancial. However, in 2011, OneMain Financial Holdings acquired CitiFinancial and changed the name to OneMain Holdings Inc. Today, OneMain Holdings operates more than 1,500 branches across the country, offering personal loans, credit insurance, and other financial services to individuals. As a trusted financial institution, OneMain Holdings Inc is committed to supporting customers' financial needs and helping them achieve their goals.

OneMain Holdings Inc has achieved several significant milestones since its establishment. In 2015, the company successfully completed its initial public offering (IPO), marking a major step in its growth and financial stability. Furthermore, in 2018, OneMain Holdings Inc surpassed $20 billion in total managed receivables, highlighting its strong market presence and success in the lending industry. The company's commitment to customer satisfaction also led to it being recognized as the top personal loan provider in the United States by the MaritzCX Net Promoter Score survey in 2019. With continuous expansion and customer-focused initiatives, OneMain Holdings Inc continues to solidify its position as a leading financial services provider.

OneMain Holdings Inc primarily operates in the United States.

OneMain Holdings Inc represents values of integrity, customer focus, and financial responsibility. The company believes in providing reliable and trustworthy financial solutions to its customers. With a commitment to exceptional customer service, OneMain Holdings Inc aims to build long-lasting relationships based on trust and understanding. The company is dedicated to delivering transparent and accessible lending options, ensuring individuals have the financial support they need. OneMain Holdings Inc strives to be a responsible corporate citizen, actively engaging in community initiatives and promoting financial literacy.

Analysts currently set an average price target of 77.09 USD for the OneMain Holdings stock (median: 76.50 USD), implying +18.0 % versus the latest price. The consensus is based on 20 analyst ratings.

OneMain Holdings Analyst Price Targets 2026

20 analysts currently rate the OneMain Holdings stock: 13 recommend buying, 6 holding and 1 selling. For 2026, analysts expect OneMain Holdings to generate revenue of 5.26 B USD and earnings per share of 7.14 USD.

OneMain Holdings Analyst Price Targets 2026

Converted at the current exchange rate, the OneMain Holdings share trades at 56.08 EUR (65.33 USD).

The OneMain Holdings share (OMF) is listed on 3 stock exchanges, including: NYSE (OMF), Frankfurt (0S1.F), Düsseldorf (0S1.DU).

OneMain Holdings Inc is an American financial company that offers various credit services to its customers. The company was founded in 1912 and is headquartered in Evansville, Indiana. OneMain Holdings Inc's business model is to provide loans to customers who are rejected by traditional banks due to their financial situation. OneMain Holdings Inc offers loans in different sizes and terms, catering to borrowers with different needs. The company operates in two different divisions: the Consumer and Insurance division and the OneMain Financial division. OneMain Holdings Inc's Consumer and Insurance division specializes in selling various insurance products. These include auto, home, and credit insurance. This division targets customers who need insurance to protect themselves against unforeseen events. The OneMain Financial division is the main activity of the company. In this division, OneMain Holdings Inc provides personal loans to consumers. Customers can choose from different loan options tailored to their individual needs. Loan terms range from a few months to several years. The company also offers loans with fixed or variable interest rates. OneMain Holdings Inc has a comprehensive risk management system that ensures loans are properly granted and repaid. The company considers the financial situation of each borrower and assesses their ability to repay the loan. Customers of OneMain Holdings Inc come from various backgrounds, including employees, retirees, and self-employed individuals. Many of these customers have less-than-perfect credit scores and turn to OneMain Holdings Inc because they cannot obtain loans elsewhere. OneMain Holdings Inc operates more than 1,600 branch offices in the United States and employs over 10,000 employees. Thanks to this extensive presence, the company is able to provide its customers with excellent service quality. Overall, OneMain Holdings Inc's business model focuses on providing loans to customers who cannot obtain them elsewhere. The company also offers insurance products to provide customers with comprehensive financial protection. OneMain Holdings Inc. is an established company with extensive experience in lending, focusing on the needs of its customers and providing high service quality.

The expected revenue of OneMain Holdings is 5.26 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of OneMain Holdings is 845.22 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of OneMain Holdings is currently 9.14. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the OneMain Holdings stock.

The price-to-sales ratio (P/S) of OneMain Holdings is currently 1.47. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the OneMain Holdings stock.

The Eulerpool Quality Score for OneMain Holdings is 5/10.

The ISIN of OneMain Holdings is US68268W1036. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of OneMain Holdings is A2ABC0. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of OneMain Holdings is OMF. The ticker symbol is used to trade OneMain Holdings shares on the stock exchange.

Over the past 12 months, OneMain Holdings paid a dividend of 4.17 USD . This corresponds to a dividend yield of about 6.38 %. For the coming 12 months, OneMain Holdings is expected to pay a dividend of 5.04 USD.

The current dividend yield of OneMain Holdings is 6.38 %.

OneMain Holdings pays a dividend, distributed in the months of , , , .

OneMain Holdings paid dividends every year for the past 7 years.

For the upcoming 12 months, dividends amounting to 5.04 USD are expected. This corresponds to a dividend yield of 7.71 %.

OneMain Holdings is assigned to the 'Finance' sector.

In the year 2025, OneMain Holdings distributed 4.12 USD as dividends.

The dividends of OneMain Holdings are distributed in USD.

All fundamentals and in-depth analysis of OneMain Holdings

Our stock analysis for OneMain Holdings stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of OneMain Holdings. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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