OP Bancorp (OPBK) Stock Price

OP Bancorp Price

NASDAQ·CLOSED
15.01
​
Market closed

Revenue has compounded at 28.5% per year over the past 20 years to 166.66 M USD. Earnings per share have grown at 9.1% per year over the last 13 years. OP Bancorp's net margin stands at 15.4%, down from 36.0% several years earlier. OP Bancorp currently offers a dividend yield of about 3.20%. The payout ratio is around 28% of earnings. The dividend has grown at 15.7% per year over the past 6 years. Analysts set a median price target of 18.00 USD, implying 19.9% above the current price. Of 8 analysts, 6 rate the stock a buy — an overall Buy consensus.

OP Bancorp stock price

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OP Bancorp business model & stock analysis

OP Bancorp is a US-American financial services company based in Los Angeles, California. The company was founded in 2005 as Pacific City Financial Corporation and has been operating under the name OP Bancorp Inc since 2017. It serves its customers through its subsidiary OP Bank and offers banking services throughout Los Angeles County. History: Pacific City Financial Corporation was originally founded in 2005 to provide banking services to local communities throughout Los Angeles. In 2008, they received full approval from the Federal Reserve Bank to open a branch in Los Angeles and then expanded their services by offering business and real estate loans. In 2017, the company was renamed OP Bancorp Inc. Business model: OP Bancorp offers a wide range of financial services, covering deposit and credit products for both individual consumers and businesses and self-employed individuals. The company primarily focuses on meeting the needs of customers in the core business area of Los Angeles County. They are focused on maintaining their back-to-basics approach by supporting their customers on a personal level. This also includes digital services that provide customers with the flexibility and convenience to manage their accounts and finances. OP Bancorp has another important business model in the brokerage business. The company intends to effectively meet the needs of entrepreneurial customers related to investment services and capital investment plans. Various divisions: OP Bank currently operates 10 branches. Its headquarters are located in Koreatown, a neighborhood known for its ethnic and economic diversity. OP Bancorp emphasizes its commitment to supporting local businesses and organizations in Los Angeles County. The company makes a significant contribution to society, supporting sports and education projects, and reports on its entire nonprofit engagement in the annual financial report. Products and services: OP Bancorp offers a wide range of banking products and services, including deposits and credit products from the bank, online banking, mobile banking, debit/credit cards, business and commercial loans, mortgage financing, as well as advisory services in brokerage activities. The company has placed significant emphasis on advising its customers on finances and wealth building in general. This allows customers to optimize their planning and reduce risks and market fluctuations. Closing remarks: OP Bancorp has shaped its position as a leading bank in a dynamic region by comprehensively meeting customer needs that not only involve finances but also the appreciation of being part of the local and engaged community. Through extensive sales and consulting services, OP Bancorp Inc. aims to further expand its position with customers.

Frequently asked questions about OP Bancorp

OP Bancorp is a financial institution whose business model primarily focuses on providing various banking and financial services. As a reputable bank, OP Bancorp offers a range of products and services such as checking and savings accounts, loans, mortgages, and financial planning solutions. This company aims to serve both individuals and businesses by delivering personalized banking solutions tailored to their unique needs. OP Bancorp strives to maintain a strong customer base by emphasizing customer satisfaction, competitive interest rates, and reliable financial expertise. With a commitment to excellence, OP Bancorp continuously enhances its services to meet the evolving demands of its valued clients.

OP Bancorp is primarily active in the banking industry.

The main competitors of OP Bancorp in the market include other financial institutions operating in the same region, such as Bank of Hope, Hanmi Financial Corporation, and BBCN Bancorp. These competitors also offer banking services and financial products to individuals and businesses, similar to OP Bancorp. OP Bancorp faces competition in areas like customer acquisition, loan and deposit rates, technology advancements, and overall customer experience. It is important for OP Bancorp to continuously monitor and adapt to its competitive landscape to maintain its position in the market.

OP Bancorp is a financial institution founded in 2010. As a banking holding company, the history and background of OP Bancorp are rooted in providing comprehensive banking services. With its headquarters in Los Angeles, California, the company aims to cater to the financial needs of individuals, businesses, and communities. OP Bancorp specializes in offering a range of services such as loans, deposit accounts, and electronic banking solutions. By leveraging its expertise and industry experience, OP Bancorp strives to establish itself as a reliable and trusted partner for its customers, contributing to their financial success and prosperity.

OP Bancorp, a leading financial institution, has achieved several significant milestones throughout its successful journey. The company has demonstrated impressive growth and performance over the years. Notably, OP Bancorp successfully completed its initial public offering (IPO), becoming a publicly-traded company. Additionally, it has consistently expanded its market presence, delivering robust financial results and enhancing shareholder value. OP Bancorp's commitment to excellence has earned it recognition, including being named as one of the fastest-growing companies. With its unwavering dedication to serving its customers and optimizing shareholder returns, OP Bancorp continues to pave the way for future success.

OP Bancorp is primarily present in the United States, specifically in Southern California.

OP Bancorp represents values of integrity, transparency, and excellence in its corporate philosophy. The company is committed to providing exceptional financial services while maintaining strong ethical standards. OP Bancorp encourages a customer-centered approach, ensuring that clients' needs are always prioritized. With a focus on building long-term relationships, the company strives to deliver tailored solutions that align with the unique requirements of its diverse customer base. OP Bancorp’s commitment to community development is evident through its support of local organizations, fostering economic growth and social well-being. By embodying these values, OP Bancorp aims to be a trusted financial partner and a catalyst for success.

Analysts currently set an average price target of 18.00 USD for the OP Bancorp stock (median: 18.00 USD), implying +19.9 % versus the latest price. The consensus is based on 8 analyst ratings.

8 analysts currently rate the OP Bancorp stock: 6 recommend buying, 2 holding and 0 selling. For 2026, analysts expect OP Bancorp to generate revenue of 103.80 M USD and earnings per share of 2.01 USD.

Converted at the current exchange rate, the OP Bancorp share trades at 13.38 EUR (15.01 USD).

The OP Bancorp share (OPBK) is listed on 2 stock exchanges, including: NASDAQ (OPBK), Frankfurt (OP3.F).

OP Bancorp is a financial services company based in Los Angeles, California. It offers a variety of banking and financial services to its customers. The company is listed on the NASDAQ stock exchange and has a market capitalization of over $160 million. The business model of OP Bancorp includes various divisions such as retail banking, business banking, and investment banking. In retail banking, the company provides a wide range of personal banking services to its customers, including savings accounts, checking accounts, ATMs, credit and debit cards, online banking, mobile banking, and home financing. In the business banking division, OP Bancorp offers customized banking services to small and medium-sized businesses. This includes business checking accounts, business loans, treasury services, online and mobile banking, and cash management services. In investment banking, OP Bancorp provides its clients with capital market and advisory services. The company advises its clients on mergers and acquisitions, initial public offerings, capital increases, bond issuances, and other capital market transactions. OP Bancorp consistently follows a customer-oriented strategy, focusing on delivering a high-quality level of service to meet the needs of its customers. The company relies on a strong risk management and compliance culture and utilizes a robust technology platform to seamlessly serve its customers. OP Bancorp operates a network of five branches in the Los Angeles and Orange County region of California. The company also utilizes technology-based banking services such as online and mobile banking to expand its reach and provide better customer service. The company also has a strong online presence and strives to utilize social media platforms and other digital channels to promote its brand and offerings. OP Bancorp follows a conservative financing strategy and maintains a solid capital base and a stable and consistent deposit interest margin. The company has a robust balance sheet and sufficient liquidity reserves to meet the needs of its customers and finance its growth strategies. Overall, the business model of OP Bancorp is focused on providing high-quality banking services to its customers. The company relies on a customer-oriented strategy supported by a strong risk management and compliance culture and a robust technology platform. With a wide range of personal banking services, business banking services, and investment banking options, OP Bancorp is well-positioned to meet the needs of its sophisticated and increasingly demanding customers.

The expected revenue of OP Bancorp is 103.80 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of OP Bancorp is 29.96 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of OP Bancorp is currently 7.47. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the OP Bancorp stock.

The price-to-sales ratio (P/S) of OP Bancorp is currently 2.16. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the OP Bancorp stock.

The Eulerpool Quality Score for OP Bancorp is 7/10.

The ISIN of OP Bancorp is US67109R1095. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of OP Bancorp is A2AMZV. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of OP Bancorp is OPBK. The ticker symbol is used to trade OP Bancorp shares on the stock exchange.

Fair ValueTerminal
13.06 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Thrifts & Mortgage Finance
Number of shares
Employees
Revenue per Employee
669,317.27 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website
Currency
USD
Initial public offering
Jul 22, 2005
ISIN
US67109R1095
Cusip
67109R109
Sedol
BD06KV9
Market capitalization
223.74 M USDMicro Cap
52-Week Range
PEG
-17.45
P/E ratio
P/Ee 2026
7.47
P/Ee 2027
7.34
P/Ee 2028
7.58
P/S
P/Se
2.16
EV/EBIT
—
P/B Ratio
0.98
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
10.16 %
Dividend
Dividend yield
3.20 %
Est. Dividend Yield
3.55 %
Payout Ratio
27.91 %
Dividend growth Ø5Y
7.14 %
Dividend payments per year
4
Dividend paid since
7 years
Dividend not reduced since
7 years
Dividend increased since
0 years
Dividend withholding tax
30.00 %
Last updated Oct 16, 2026, 11:44 AM

OP Bancorp Ticker

FRANKFURT · OP3.FNASDAQ · OPBK

OP Bancorp FIGI

OPBK:US · BBG000HVWVP1OPBK:UA · BBG000HVWW06OPBK:UC · BBG000HVWWW1OPBK:UN · BBG000HVWYS2OPBK:UP · BBG000HVX0G8OPBK:UQ · BBG000HVX1F7OPBK:UB · BBG000HVX1M9OPBK:UM · BBG000HVX2Z3OPBK:UX · BBG000HVX3C6OPBK:UD · BBG000HVX8M4OPBK:UF · BBG000HVYF38OPBK:VY · BBG000HVYG18

All fundamentals and in-depth analysis of OP Bancorp

Our stock analysis for OP Bancorp stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of OP Bancorp. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.