Enova International (ENVA) Stock Price
Enova International Price
Over the last 16 years Enova International grew revenue by 17.0% annually, reaching 3.15 B USD. Earnings per share have grown at 19.6% per year over the last 16 years. For Enova International, the net margin of 9.8% is down versus 21.2% a few years ago. The consensus 12-month price target for Enova International is 270.00 USD, about 51.3% above where the stock trades today. Of 13 analysts, 12 rate the stock a buy — an overall Buy consensus.
Enova International stock price
Enova International business model & stock analysis
Frequently asked questions about Enova International
Enova International Inc is primarily present in the United States, United Kingdom, Brazil, and Australia.
Enova International Inc operates as a leading online financial services company. Their business model focuses on providing accessible and convenient financial solutions to individuals and small businesses. Enova utilizes advanced technology and data analytics to deliver personalized lending and credit solutions. Through their various brands and platforms, they offer installment loans, lines of credit, and financial services tailored to meet diverse customer needs. By leveraging technology and customer-centric approach, Enova aims to bridge the gap in traditional financial services and empower people to achieve their financial goals efficiently.
Enova International Inc is primarily active in the financial services industry. As a leading online lender, Enova provides innovative financial solutions to consumers and small businesses. With its advanced technology platforms and data analytics capabilities, Enova offers various loan products, including installment loans, lines of credit, and payday loans. Serving customers across the United States, the company has established itself as a trusted provider of fast and convenient financial services. Enova's commitment to customer satisfaction and responsible lending practices has earned it recognition as a leader in the industry.
Enova International Inc primarily competes with several major players in the market. Some of its key competitors include LendingClub Corporation, OnDeck Capital Inc, and Elevate Credit Inc. These companies are also engaged in providing online lending and financial services. However, Enova International Inc distinguishes itself with its efficient underwriting practices, strong customer service, and advanced analytics. With its innovative approach and a focus on serving diverse customer needs, Enova International Inc continues to excel amidst competition in the market.
Enova International Inc, founded in 2004, is a leading provider of online financial services. It operates as both a lender and a technology provider, offering innovative and responsible products and services. Enova serves a diverse global customer base and focuses on offering access to credit to underbanked individuals and small businesses. The company utilizes advanced analytics and proprietary technology to make quicker, more informed lending decisions. Enova's commitment to customer satisfaction, transparency, and responsible lending has helped establish its reputation as a trusted financial services provider. With a strong financial track record and a focus on innovation, Enova International Inc continues to make strides in the online lending industry.
Enova International Inc has achieved significant milestones since its inception. The company quickly established itself as a leader in the online lending industry, providing access to credit for underserved consumers and small businesses. Enova has consistently grown its customer base and expanded its global footprint, serving millions of customers across the United States, UK, Australia, and Canada. The company has also successfully navigated the ever-changing regulatory environment, demonstrating its ability to adapt and meet industry compliance standards. Enova's commitment to innovation and customer-centric approach has propelled its success, making it a trusted financial services provider worldwide.
Enova International Inc represents values of integrity, innovation, and customer centricity. With a strong focus on responsible lending practices, Enova aims to provide access to credit for individuals and small businesses. The company's corporate philosophy centers around providing financial solutions that are transparent, secure, and reliable. As an online lending platform, Enova leverages technology to deliver personalized financial products and services that meet the evolving needs of its customers. By delivering innovative solutions, Enova aims to empower individuals and businesses to achieve their financial goals effectively.
Analysts currently set an average price target of 248.60 USD for the Enova International stock (median: 270.00 USD), implying +39.3 % versus the latest price. The consensus is based on 13 analyst ratings.
13 analysts currently rate the Enova International stock: 12 recommend buying, 1 holding and 0 selling. For 2026, analysts expect Enova International to generate revenue of 3.86 B USD and earnings per share of 16.20 USD.
Converted at the current exchange rate, the Enova International share trades at 159.19 EUR (178.42 USD).
The Enova International share (ENVA) is listed on 2 stock exchanges, including: NYSE (ENVA), Frankfurt (27E.F).
Enova International Inc is a US-based company operating in the online financial technology sector. The company was founded in 2004 and is headquartered in Chicago, Illinois. Enova is a leading provider of online loans and credit products for consumers and small businesses. Its business model is based on providing fast and easy financial solutions that allow consumers and businesses to quickly access liquidity. Enova offers various products and services to meet the needs of its customers. Key products include online loans, installment loans, and lines of credit. Customers can also access a wide range of loans tailored to their specific needs, including short-term loans, debt consolidation loans, and loans for unexpected expenses. Another important business area for Enova is providing financial services to small businesses. The company offers loans, lines of credit, and other financing products that enable small businesses to expand and grow. It works with a wide range of industries and companies, including car dealerships, retailers, restaurants, construction firms, and many others. Enova's business model also revolves around providing innovative technologies that improve customer engagement and satisfaction. This includes tools such as an online loan comparison calculator to help customers find the best loan and an online finance calculator to assist customers in financial planning. Enova is also actively involved in researching and developing new technologies to further enhance the customer experience. Enova specializes in complying with all federal and state laws and regulations. The company is licensed and regulated to ensure it meets the highest standards in terms of customer protection and data security. It has its own internal legal department that works closely with local regulatory authorities to ensure customer data is secure and protected. In summary, Enova's business model is focused on providing customers with fast and easy financial solutions tailored to their specific needs. Through the provision of innovative technologies, compliance with the highest standards of customer protection and data security, and collaboration with local regulatory authorities, the company has achieved a leading position in the online financial technology sector.
The expected revenue of Enova International is 3.86 B USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Enova International is 427.07 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Enova International is currently 11.01. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Enova International stock.
The price-to-sales ratio (P/S) of Enova International is currently 1.22. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Enova International stock.
The Eulerpool Quality Score for Enova International is 7/10.
The ISIN of Enova International is US29357K1034. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Enova International is A12D51. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Enova International is ENVA. The ticker symbol is used to trade Enova International shares on the stock exchange.
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All fundamentals and in-depth analysis of Enova International
Our stock analysis for Enova International stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Enova International. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.