Encore Capital Group (ECPG) Stock Price
Encore Capital Group Price
Over the last 19 years Encore Capital Group grew revenue by 10.7% annually, reaching 1.76 B USD. Earnings per share have grown at 13.3% per year over the last 19 years. For Encore Capital Group, the net margin of 14.6% is down versus 21.7% a few years ago. The consensus 12-month price target for Encore Capital Group is 100.00 USD, about 0.9% below where the stock trades today. Of 10 analysts, 8 rate the stock a buy — an overall Buy consensus.
Encore Capital Group stock price
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Encore Capital Group business model & stock analysis
Frequently asked questions about Encore Capital Group
Encore Capital Group Inc is a global specialty finance company that acquires and manages portfolios of consumer debt. Their business model focuses on purchasing charged-off consumer receivables, primarily from major banks and financial institutions. Through a combination of advanced analytics and expertise in debt management and recovery, Encore aims to identify and acquire portfolios with the potential for long-term profitability. The company utilizes technology-driven strategies to maximize recoveries and deliver strong financial results. Encore's dedication to compliance, ethical practices, and customer engagement sets them apart in the debt purchasing industry. With a strong track record and a commitment to sustainable growth, Encore Capital Group Inc has established itself as a leader in the debt management sector.
Encore Capital Group Inc is primarily active in the financial services industry. With its expertise in debt purchasing and recovery, the company operates in the credit management and asset management sectors. Encore Capital Group specializes in acquiring and managing portfolios of defaulted consumer receivables. Through its subsidiaries, the company works with companies in various industries, including banking, telecommunications, utility, retail, and healthcare. Additionally, Encore Capital Group strives to provide customized solutions to its clients while ensuring compliance with legal and regulatory standards.
The main competitors of Encore Capital Group Inc in the market include PRA Group, Portfolio Recovery Associates, Inc., and SquareTwo Financial Services.
Encore Capital Group Inc is a leading global specialty finance company that provides debt recovery solutions for consumers and creditors. Founded in 1999, Encore has grown to become one of the largest players in its industry. The company has a proven track record of acquiring and managing portfolios of defaulted consumer receivables, helping consumers to repay their debts in a fair and manageable way. Encore leverages advanced analytics and technology to tailor its solutions to individual customers, offering them a path to financial recovery. With a deep understanding of the market, Encore has established itself as a trusted partner for consumers and creditors alike.
Encore Capital Group Inc has achieved several significant milestones. The company successfully completed the acquisition of Asset Acceptance Capital Corp, expanding its market reach and customer base. Encore Capital Group Inc also reached a major milestone by surpassing $1 billion in annual cash collections, highlighting its strong debt recovery capabilities. Additionally, the company received recognition as one of Fortune's 100 Fastest-Growing Companies, demonstrating its sustained growth and financial performance. Encore Capital Group Inc continues to strive for excellence in the debt management industry, consistently building value for its shareholders and delivering quality services to its customers.
Encore Capital Group Inc primarily operates in the United States, as well as internationally in regions such as Europe, Latin America, and Asia. The company focuses on providing debt management and recovery solutions and has a significant presence in these markets. Encore Capital Group Inc's global reach enables them to serve a diverse range of consumers and extend their expertise in debt management to various regions worldwide.
Encore Capital Group Inc represents values of integrity, transparency, and commitment to customer success. Their corporate philosophy focuses on responsible debt management and providing tailored solutions to individual financial challenges. Encore Capital Group Inc believes in building trust and long-term relationships with their clients, striving to empower them to achieve financial stability. As an industry leader, they prioritize compliance, ethical practices, and strong governance. With a customer-centric approach, Encore Capital Group Inc aims to create positive financial experiences while helping individuals improve their creditworthiness and achieve their long-term financial goals.
Analysts currently set an average price target of 100.00 USD for the Encore Capital Group stock (median: 100.00 USD), implying -0.9 % versus the latest price. The consensus is based on 10 analyst ratings.
10 analysts currently rate the Encore Capital Group stock: 8 recommend buying, 2 holding and 0 selling. For 2026, analysts expect Encore Capital Group to generate revenue of 1.91 B USD and earnings per share of 13.23 USD.
Converted at the current exchange rate, the Encore Capital Group share trades at 90.21 EUR (100.86 USD).
The Encore Capital Group share (ECPG) is listed on 2 stock exchanges, including: NASDAQ (ECPG), Frankfurt (ECP.F).
Encore Capital Group Inc is a global company that specializes in the acquisition and management of consumer debt. The company operates in three main segments: America, Europe, and Asia-Pacific. Encore Capital Group operates leading collection agencies worldwide, such as Midland Credit Management (MCM) and Cabot Credit Management. Encore Capital Group purchases delinquent debts from banks, credit card companies, retailers, and other lenders. The company then manages the debts on behalf of its investors. Encore Capital Group generates profits by liquidating debt and selling payment plans and installment agreements to debtors. The America segment includes the collection and risk management business in the United States, Canada, and Latin America. Encore Capital Group has successfully purchased millions of unused debt accounts in the past and achieved returns for investors through adjusted payment plans. Currently, Encore Capital Group is also expanding its operations in Latin America. The Europe segment includes specialized debt collectors and collection agencies in the UK and Ireland. Encore Capital Group primarily operates through its subsidiary Cabot Credit Management, which has experienced significant growth since its acquisition in 2013 and has consistently generated high yields in recent years. The Asia-Pacific segment includes the acquisition and management of outstanding debts in Australia and Southeast Asia. In recent years, the company has expanded its presence in the region through the acquisition of JKP, one of the leading collection agencies in Australia. Encore Capital Group also offers products such as payment plans, installment agreements, and debt consolidation to enable debtors to manage and settle their debts. Through its subsidiary Propel Financial Services, Encore Capital Group also provides secured loans. The company utilizes advanced technologies to analyze behavioral and financial data in order to develop customized and intelligent payment plans and collection strategies. Encore Capital also employs artificial intelligence and machine learning to identify potential debtors and automate the collection process. Encore Capital Group operates its business under strict regulatory conditions to ensure that all collection practices are fair and responsible. The company also collaborates with consumer protection organizations to ensure that debtors are well-informed and supported. Overall, Encore Capital Group's business model is focused on the acquisition and management of debt accounts to provide investors with solid returns. The company utilizes advanced technologies to automate and streamline the collection process. Encore Capital Group is committed to acting responsibly and adhering to high ethical and legal standards.
The expected revenue of Encore Capital Group is 1.91 B USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Encore Capital Group is 301.44 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Encore Capital Group is currently 7.62. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Encore Capital Group stock.
The price-to-sales ratio (P/S) of Encore Capital Group is currently 1.20. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Encore Capital Group stock.
The Eulerpool Quality Score for Encore Capital Group is 3/10.
The ISIN of Encore Capital Group is US2925541029. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Encore Capital Group is 924129. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Encore Capital Group is ECPG. The ticker symbol is used to trade Encore Capital Group shares on the stock exchange.
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All fundamentals and in-depth analysis of Encore Capital Group
Our stock analysis for Encore Capital Group stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Encore Capital Group. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.