The business model of Community Bank System Inc is focused on providing comprehensive banking and financial services to individuals, businesses, and municipalities in the communities it serves. The company offers a wide range of products and services, including personal and business banking, loans, insurance, and wealth management solutions. With its commitment to building lasting relationships and delivering exceptional customer service, Community Bank System Inc aims to support the financial needs of its customers while contributing to the growth and prosperity of the communities it operates in.

Community Bank System Inc is primarily active in the financial services industry.

The main competitors of Community Bank System Inc in the market include banking institutions such as KeyCorp, M&T Bank Corporation, and Financial Institutions Inc. These competitors also operate in the financial services sector, providing banking services and solutions to a wide range of customers. However, Community Bank System Inc has managed to distinguish itself by offering personalized and community-focused banking services, which helps solidify its market position.

Community Bank System Inc has achieved significant milestones throughout its history. The company has successfully expanded its presence by acquiring several financial institutions, including Merchants Bancshares Inc and Northeastern Financial Company. Besides, Community Bank System has consistently reported strong financial performance, with steady revenue growth and consistent dividend payouts to its shareholders. The company's commitment to delivering exceptional customer service and its focus on community banking have also contributed to its success. Overall, Community Bank System Inc stands as a reputable and well-established financial institution that continues to make significant strides in the banking industry.

Community Bank System Inc is primarily present in the United States. As a leading financial institution, Community Bank System Inc operates a network of branches and ATMs across various states, serving customers in New York, Pennsylvania, Vermont, and Massachusetts. With a strong focus on local communities, the company delivers a wide range of banking services and solutions to individuals, businesses, and organizations in these regions. Community Bank System Inc's commitment to providing exceptional financial services has established it as a trusted and reliable banking partner in the areas it serves.

Community Bank System Inc represents strong values and a corporate philosophy centered around customer satisfaction, community development, and sustainable growth. The company prioritizes putting customers first by offering personalized financial solutions and exceptional service. Community Bank System Inc is dedicated to the well-being and prosperity of the communities it serves, supporting local economies through investments, partnerships, and philanthropic initiatives. With a commitment to integrity, transparency, and innovation, the company strives to build trusted relationships with its stakeholders. By embracing responsible practices and fostering a collaborative environment, Community Bank System Inc aims to deliver long-term value to shareholders, customers, employees, and the communities it operates in.

Analysts currently set an average price target of 68,34 USD for the Community Financial System stock (median: 67,83 USD), implying +6,9 % versus the latest price. The consensus is based on 8 analyst ratings.

Community Financial System Ținte de Preț ale Analiștilor 2026

8 analysts currently rate the Community Financial System stock: 4 recommend buying, 4 holding and 0 selling. For 2026, analysts expect Community Financial System to generate revenue of 895,52 milioane USD and earnings per share of 4,56 USD.

Community Financial System Ținte de Preț ale Analiștilor 2026

Converted at the current exchange rate, the Community Financial System share trades at 54,87 EUR (63,93 USD).

The Community Financial System share (CBU) is listed on 2 stock exchanges, including: NYSE (CBU), Frankfurt (CBY.F).

The Community Bank System Inc. is a regionally active bank operating in the states of New York and Pennsylvania. The company's business model is based on providing financial services to individuals, small and medium-sized businesses, and communities in local markets. The bank has developed a wide range of financial products and services to meet the specific needs of its customers. These include traditional bank products such as savings and checking accounts, credit and debit cards, mortgages, loans, and online and mobile banking. Additionally, it offers a wide range of investment and asset management services, including stock and bond trading, investment funds, pension plans, trust and fiduciary services, and retirement planning advice. In addition to its banking services, the Community Bank System Inc. has also established subsidiaries in the areas of financial, insurance, and trust services to further serve its customers. An important part of the Community Bank System Inc.'s business model is its targeted expansion through acquisitions of other banks and financial services companies in its local markets. Through this strategy, the bank has steadily expanded its presence and customer base, strengthening its market position in the finance and asset management industries. Another important aspect of its business model is the importance the bank places on the communities and local economies in which it operates. The Community Bank System Inc. sees itself as a partner and supporter of its local markets, stimulating economic growth, creating jobs, financially supporting local institutions, and taking on social responsibility. In conclusion, the Community Bank System Inc. has established itself as an important regional player in the finance and asset management market through a wide portfolio of products and services, a clear growth strategy through targeted expansion, and its involvement in local communities.

Cifra de afaceri așteptată a Community Financial System este de 895,52 milioane USD. Această valoare se bazează pe datele financiare curente și reflectă evoluția afacerilor companiei.

Profitul așteptată al Community Financial System este de 241,54 milioane USD. Profitul net arată rentabilitatea companiei după deducerea tuturor costurilor.

Raportul preț/profit (P/E) al Community Financial System este în prezent 14,02. Raportul P/E compară prețul curent al acțiunii cu profitul pe acțiune și ajută investitorii să evalueze valoarea acțiunii Community Financial System.

Raportul preț/vânzări (P/S) al Community Financial System este în prezent 3,78. Raportul P/S compară capitalizarea de piață cu veniturile anuale și servește ca indicator de evaluare a acțiunii Community Financial System.

Scorul de calitate AlleAktien pentru Community Financial System este 6/10.

Codul ISIN al Community Financial System este US2036071064. ISIN (International Securities Identification Number) este un identificator unic la nivel mondial pentru valorile mobiliare.

Codul WKN al Community Financial System este 896709. WKN (Wertpapierkennnummer) este un număr de identificare german cu șase cifre pentru valori mobiliare.

Ticker-ul pentru Community Financial System este CBU. Sub acest simbol bursier, acțiunile Community Financial System sunt tranzacționate la bursă.

În ultimele 12 luni, Community Financial System a plătit o dividendă de 1,86 USD . Aceasta corespunde unei randamente a dividendei de aproximativ 2,91 %. Pentru următoarele 12 luni, se estimează că Community Financial System va plăti o dividendă de 1,92 USD.

Randamentul dividendului Community Financial System este în prezent 2,91 %.

Community Financial System plătește o dividendă, distribuită în lunile , , , .

Community Financial System a plătit dividende în fiecare an în ultimii 28 ani.

Pentru următoarele 12 luni, se estimează dividende în valoare de 1,92 USD. Aceasta corespunde unei randamente a dividendei de 3,01 %.

Community Financial System este clasificată în sectorul 'Finanțe'.

Pentru a primi ultima dividendă de Community Financial System din în valoare de 0,47 USD, trebuia să deții acțiunea în portofoliu înainte de data ex-dividend din .

Plata ultimei dividende a fost efectuată pe .

În anul 2025, Community Financial System a distribuit 1,82 USD ca dividende.

Dividendele lui Community Financial System sunt distribuite în USD.