The business model of FirstRand Ltd revolves around being a leading financial services group in South Africa. As one of the largest banks in the country, FirstRand operates through a portfolio of different brands and subsidiaries. The company offers a wide range of financial services, including retail and commercial banking, investment banking, asset management, and insurance. With a strong focus on innovation and customer-centric solutions, FirstRand aims to meet the diverse needs of individuals, businesses, and institutions across various sectors. By leveraging its extensive network and expertise, FirstRand strives to deliver sustainable growth and value to its shareholders and stakeholders.

FirstRand Ltd is primarily active in the financial services industry.

Some of the main competitors of FirstRand Ltd in the market include Standard Bank Group Ltd, Absa Group Limited, and Nedbank Group Limited. These companies also operate in the financial services sector and provide similar banking and financial products and services. Competing with strong market players, FirstRand Ltd strives to differentiate itself through innovative offerings, customer-centric approach, and efficient operations. Eminently participating in the competitive landscape, FirstRand Ltd focuses on sustaining its market position and serving its customers with superior financial solutions.

FirstRand Ltd is a leading financial services provider based in South Africa. Established in 1998, the company has a rich history and background. It was formed through the merger of First National Bank (FNB), Momentum, and Rand Merchant Bank (RMB). FirstRand Ltd has since grown to become one of the largest banking institutions in Africa, offering a comprehensive range of financial products and services. With its commitment to innovation and customer-centric approach, FirstRand Ltd has gained a strong reputation in the industry. The company has consistently demonstrated its ability to adapt and thrive in a dynamic and competitive market, making it a trusted choice for individuals and businesses alike.

Over the years, FirstRand Ltd has achieved several significant milestones. These include consolidating its position as one of the largest financial services groups in South Africa. FirstRand Ltd has successfully expanded both locally and internationally, establishing a presence in various African countries, India, and the United Kingdom. The company's commitment to innovation and digital transformation has allowed it to stay ahead in the ever-evolving financial industry. FirstRand Ltd has consistently delivered strong financial performance, with an impressive track record of sustainable growth and profitability. Through its subsidiaries, including First National Bank, WesBank, and Ashburton Investments, FirstRand Ltd continues to lead in providing comprehensive financial solutions to its customers.

FirstRand Ltd, a leading financial services provider, primarily operates in South Africa. As one of the largest banking and insurance groups in the country, FirstRand Ltd serves a wide customer base across different provinces and cities. With a dominant presence in the South African market, FirstRand Ltd has established a strong network of branches and digital platforms to cater to the financial needs of individuals, businesses, and institutional clients. The company's focus on innovation and growth has further allowed it to expand its footprint into neighboring countries within the Southern African Development Community (SADC) region, including Namibia, Botswana, Mozambique, Zambia, and Lesotho.

FirstRand Ltd represents values of integrity, innovation, and accountability. With a corporate philosophy centered around customer-centricity, the company aims to create long-term value for its stakeholders. FirstRand values diversity and inclusivity, fostering an inclusive work environment where different perspectives are encouraged. The company's commitment to responsible business practices is reflected in its focus on sustainability and environmental stewardship. As one of the leading financial services providers in South Africa, FirstRand strives to deliver exceptional service, build lasting customer relationships, and contribute to the socio-economic development of the communities it serves.

Analysts currently set an average price target of 101,05 ZAR for the FirstRand stock (median: 97,92 ZAR), implying -98,9 % versus the latest price. The consensus is based on 14 analyst ratings.

FirstRand Target Harga Analis 2026

14 analysts currently rate the FirstRand stock: 11 recommend buying, 3 holding and 0 selling. For 2026, analysts expect FirstRand to generate revenue of 160,41 miliar ZAR and earnings per share of 6,96 ZAR.

FirstRand Target Harga Analis 2026

Converted at the current exchange rate, the FirstRand share trades at 503,90 EUR (9.587,00 ZAR).

The FirstRand share (FSR.JO) is listed on 4 stock exchanges, including: Frankfurt (FSRA.F), München (FSRA.MU).

FirstRand Limited is a leading South African group of companies involved in financial services, banking, and insurance. The company is structured through its three main divisions: First National Bank (FNB), Rand Merchant Bank (RMB), and WesBank, which cover the various business segments of the group. First National Bank (FNB) offers a wide range of financial and banking services to private, commercial, and institutional customers. These include current accounts, savings and investment accounts, credit cards, loans, mortgages, insurance, investment and asset management, as well as electronic payment and banking services. FNB also has a strong retail presence and offers various products and services for customers, including mobile services, smart banking, online banking, and a diverse range of products for small businesses. Rand Merchant Bank (RMB) specializes in investment banking and corporate banking. RMB provides a comprehensive range of services to institutional customers and companies, including structuring and financial advisory, capital raising, mergers and acquisitions, trade finance, risk management, foreign exchange trading, and investment advice. WesBank is one of the leading automotive finance companies in South Africa and offers various financing solutions for new and used cars, including leasing, installment agreements, personal loans, purchase and repurchase agreements, insurance, and warranties. WesBank also offers financial products for customers in other African countries. In recent years, FirstRand has also focused on digitization and innovation by expanding its product range and introducing new business models. The company has partnered with the smartphone bank TymeDigital by Commonwealth Bank of Australia and offers digital wallet and payment solutions. Meanwhile, RMB Ventures, together with telecommunications company MTN, has launched a platform to promote startups and entrepreneurship in Africa. FirstRand also has a strong presence in other African countries such as Namibia, Botswana, Ghana, Swaziland, Lesotho, Tanzania, Zambia, Mozambique, Nigeria, and Uganda. The company is committed to establishing a strong presence throughout Africa and operating as one of the leading African financial service providers. Overall, FirstRand has a diversified business model based on different segments and product offerings. The company has a strong presence in South Africa and other African countries and is focused on innovation and digitization to unlock new business opportunities. FirstRand also has a strong financial position and a solid growth strategy aimed at strengthening its market position and expanding its customer base.

Pendapatan diperkirakan dari FirstRand adalah 160,41 miliar ZAR. Angka ini didasarkan pada data keuangan terkini dan mencerminkan kinerja bisnis perusahaan.

Laba diperkirakan dari FirstRand adalah 38,96 miliar ZAR. Laba bersih mencerminkan profitabilitas perusahaan setelah mengurangi semua biaya.

Rasio harga-terhadap-pendapatan (PER) FirstRand saat ini adalah 1.377,92. PER membandingkan harga saham saat ini dengan laba per saham dan membantu investor menilai valuasi saham FirstRand.

Rasio harga-terhadap-penjualan (PSR) FirstRand saat ini adalah 334,63. PSR membandingkan kapitalisasi pasar dengan pendapatan tahunan dan berfungsi sebagai metrik valuasi untuk saham FirstRand.

Skor Kualitas AlleAktien untuk FirstRand adalah 5/10.

ISIN dari FirstRand adalah ZAE000066304. ISIN (International Securities Identification Number) adalah identifikasi unik global untuk sekuritas.

WKN dari FirstRand adalah A0EACV. WKN (Wertpapierkennnummer) adalah kode identifikasi sekuritas Jerman enam digit.

Ticker dari FirstRand adalah FSR.JO. Simbol ticker digunakan untuk memperdagangkan saham FirstRand di bursa saham.

Dalam 12 bulan terakhir, FirstRand membayar dividen sebesar 4,66 ZAR . Ini setara dengan yield dividen sekitar 0,05 %. Untuk 12 bulan mendatang, FirstRand diperkirakan akan membayar dividen sebesar 313,76 ZAR.

Imbal hasil dividen dari FirstRand saat ini adalah 0,05 %.

FirstRand membayar dividen, yang didistribusikan pada bulan , , , .

FirstRand membayar dividen setiap tahun dalam 36 tahun terakhir.

Untuk 12 bulan ke depan, diperkirakan akan ada dividen sebesar 313,76 ZAR. Ini setara dengan yield dividen sebesar 3,27 %.

FirstRand dikelompokkan dalam sektor 'Keuangan'.

Pada tahun 2025, FirstRand 5,95 ZAR telah dibayarkan sebagai dividen.

Dividen dari FirstRand dibayarkan dalam ZAR.