FirstRand (FSR.JO) Saham Harga

FirstRand Harga

JSE·DITUTUP
87,24
​
Pasar ditutup

Selama 19 tahun terakhir pendapatan FirstRand tumbuh 4,9% per tahun, mencapai 243,97 miliar ZAR. Laba per saham tumbuh 6,0% per tahun selama 19 tahun terakhir. Bagi FirstRand, margin bersih sebesar 15,4% turun dibanding 20,2% beberapa tahun lalu. Pada harga saat ini imbal hasil dividen sekitar 5,80%. Rasio pembayaran sekitar 201% dari laba. Dividen tumbuh 10,0% per tahun selama 19 tahun terakhir. Target harga konsensus 12 bulan untuk FirstRand adalah 97,92 ZAR, sekitar di atas harga saat ini 12,2%. Dari 14 analis, 11 merekomendasikan beli — konsensus keseluruhan Beli.

Harga saham FirstRand

Akses data ini lewat Eulerpool API

Model bisnis dan analisis saham FirstRand

FirstRand Ltd adalah perusahaan holding yang menawarkan berbagai layanan keuangan di Afrika Selatan dan pasar terpilih di seluruh dunia. Perusahaan ini didirikan pada tahun 1970 sebagai Rand Merchant Bank dan kemudian ditetapkan sebagai perusahaan holding pada tahun 1998. FirstRand telah berkembang menjadi salah satu penyedia layanan keuangan terbesar di Afrika Selatan dan benua Afrika. Model bisnisnya didasarkan pada tiga pilar utama: First National Bank (FNB), Rand Merchant Bank (RMB), dan WesBank. FNB menawarkan berbagai produk keuangan, termasuk kartu kredit dan debit, rekening, pinjaman, investasi, serta asuransi. RMB menyediakan layanan perbankan investasi dan korporat seperti saham, obligasi, derivatif, merger dan akuisisi, serta konsultasi untuk klien swasta dan institusional. WesBank merupakan penyedia pembiayaan kendaraan terkemuka di Afrika Selatan, menawarkan layanan terkait pembelian mobil seperti asuransi dan jaminan pembayaran. Selain ketiga pilar tersebut, FirstRand mengoperasikan beberapa perusahaan khusus, termasuk FirstRand Securities yang menawarkan layanan perdagangan saham dan perantara, Ashburton Investments, manajer aset terkemuka dengan berbagai produk dan solusi investasi, serta FirstRand Namibia, anak perusahaan yang menyediakan layanan perbankan dan keuangan di Namibia. FirstRand membedakan dirinya dari penyedia layanan keuangan lainnya melalui fokusnya pada teknologi inovatif dan solusi digital. FNB merupakan pelopor dalam perbankan digital di Afrika Selatan, menawarkan berbagai produk perbankan online dan seluler. Aplikasi FNB, misalnya, memungkinkan nasabah melakukan transaksi perbankan melalui smartphone mereka tanpa perlu mengunjungi kantor cabang. Hal ini memungkinkan nasabah mengelola perbankan kapan saja dan di mana saja, sehingga menghemat waktu dan usaha. Di luar inovasi di sektor perbankan, FirstRand juga berkomitmen terhadap pembangunan komunitas dan negara. Perusahaan ini secara aktif berpartisipasi dalam proyek dan inisiatif amal, berinvestasi dalam pendidikan, kesehatan, dan konservasi lingkungan. Sebagai contoh, FNB telah bermitra dengan organisasi nirlaba Mahala Africa untuk memberikan akses pendidikan dan teknologi informasi bagi anak-anak dan pemuda di Afrika Selatan. Inisiatif lain yang didukung oleh FirstRand meliputi promosi usaha kecil, pengembangan daerah pedesaan, dukungan terhadap proyek konservasi lingkungan, serta pendorongan startup teknologi. Secara keseluruhan, FirstRand adalah perusahaan yang berfokus pada konsumen, menekankan inovasi dan teknologi untuk memberikan produk dan layanan berkualitas tinggi kepada nasabahnya. Dengan beragam layanan, fokus kuat pada digitalisasi, dan landasan etika yang kokoh, FirstRand berada dalam posisi yang baik untuk terus tumbuh dan memperkuat posisinya sebagai penyedia layanan keuangan terkemuka di Afrika Selatan dan wilayah lainnya.

Pertanyaan yang sering diajukan tentang saham FirstRand

The business model of FirstRand Ltd revolves around being a leading financial services group in South Africa. As one of the largest banks in the country, FirstRand operates through a portfolio of different brands and subsidiaries. The company offers a wide range of financial services, including retail and commercial banking, investment banking, asset management, and insurance. With a strong focus on innovation and customer-centric solutions, FirstRand aims to meet the diverse needs of individuals, businesses, and institutions across various sectors. By leveraging its extensive network and expertise, FirstRand strives to deliver sustainable growth and value to its shareholders and stakeholders.

FirstRand Ltd is primarily active in the financial services industry.

Some of the main competitors of FirstRand Ltd in the market include Standard Bank Group Ltd, Absa Group Limited, and Nedbank Group Limited. These companies also operate in the financial services sector and provide similar banking and financial products and services. Competing with strong market players, FirstRand Ltd strives to differentiate itself through innovative offerings, customer-centric approach, and efficient operations. Eminently participating in the competitive landscape, FirstRand Ltd focuses on sustaining its market position and serving its customers with superior financial solutions.

FirstRand Ltd is a leading financial services provider based in South Africa. Established in 1998, the company has a rich history and background. It was formed through the merger of First National Bank (FNB), Momentum, and Rand Merchant Bank (RMB). FirstRand Ltd has since grown to become one of the largest banking institutions in Africa, offering a comprehensive range of financial products and services. With its commitment to innovation and customer-centric approach, FirstRand Ltd has gained a strong reputation in the industry. The company has consistently demonstrated its ability to adapt and thrive in a dynamic and competitive market, making it a trusted choice for individuals and businesses alike.

Over the years, FirstRand Ltd has achieved several significant milestones. These include consolidating its position as one of the largest financial services groups in South Africa. FirstRand Ltd has successfully expanded both locally and internationally, establishing a presence in various African countries, India, and the United Kingdom. The company's commitment to innovation and digital transformation has allowed it to stay ahead in the ever-evolving financial industry. FirstRand Ltd has consistently delivered strong financial performance, with an impressive track record of sustainable growth and profitability. Through its subsidiaries, including First National Bank, WesBank, and Ashburton Investments, FirstRand Ltd continues to lead in providing comprehensive financial solutions to its customers.

FirstRand Ltd, a leading financial services provider, primarily operates in South Africa. As one of the largest banking and insurance groups in the country, FirstRand Ltd serves a wide customer base across different provinces and cities. With a dominant presence in the South African market, FirstRand Ltd has established a strong network of branches and digital platforms to cater to the financial needs of individuals, businesses, and institutional clients. The company's focus on innovation and growth has further allowed it to expand its footprint into neighboring countries within the Southern African Development Community (SADC) region, including Namibia, Botswana, Mozambique, Zambia, and Lesotho.

FirstRand Ltd represents values of integrity, innovation, and accountability. With a corporate philosophy centered around customer-centricity, the company aims to create long-term value for its stakeholders. FirstRand values diversity and inclusivity, fostering an inclusive work environment where different perspectives are encouraged. The company's commitment to responsible business practices is reflected in its focus on sustainability and environmental stewardship. As one of the leading financial services providers in South Africa, FirstRand strives to deliver exceptional service, build lasting customer relationships, and contribute to the socio-economic development of the communities it serves.

Analis saat ini menetapkan target harga rata-rata 101,05 ZAR untuk saham FirstRand (median: 97,92 ZAR), yaitu +15,8 % terhadap harga terbaru. Konsensus didasarkan pada 14 peringkat analis.

14 analis saat ini menilai saham FirstRand: 11 merekomendasikan beli, 3 tahan, dan 0 jual.

Dengan kurs saat ini, saham FirstRand diperdagangkan pada 4,71 EUR (87,24 ZAR).

Saham FirstRand (FSR.JO) tercatat di 4 bursa, termasuk: JSE (Johannesburg) (FSR.JO), Frankfurt (FSRA.F), München (FSRA.MU).

FirstRand Limited is a leading South African group of companies involved in financial services, banking, and insurance. The company is structured through its three main divisions: First National Bank (FNB), Rand Merchant Bank (RMB), and WesBank, which cover the various business segments of the group. First National Bank (FNB) offers a wide range of financial and banking services to private, commercial, and institutional customers. These include current accounts, savings and investment accounts, credit cards, loans, mortgages, insurance, investment and asset management, as well as electronic payment and banking services. FNB also has a strong retail presence and offers various products and services for customers, including mobile services, smart banking, online banking, and a diverse range of products for small businesses. Rand Merchant Bank (RMB) specializes in investment banking and corporate banking. RMB provides a comprehensive range of services to institutional customers and companies, including structuring and financial advisory, capital raising, mergers and acquisitions, trade finance, risk management, foreign exchange trading, and investment advice. WesBank is one of the leading automotive finance companies in South Africa and offers various financing solutions for new and used cars, including leasing, installment agreements, personal loans, purchase and repurchase agreements, insurance, and warranties. WesBank also offers financial products for customers in other African countries. In recent years, FirstRand has also focused on digitization and innovation by expanding its product range and introducing new business models. The company has partnered with the smartphone bank TymeDigital by Commonwealth Bank of Australia and offers digital wallet and payment solutions. Meanwhile, RMB Ventures, together with telecommunications company MTN, has launched a platform to promote startups and entrepreneurship in Africa. FirstRand also has a strong presence in other African countries such as Namibia, Botswana, Ghana, Swaziland, Lesotho, Tanzania, Zambia, Mozambique, Nigeria, and Uganda. The company is committed to establishing a strong presence throughout Africa and operating as one of the leading African financial service providers. Overall, FirstRand has a diversified business model based on different segments and product offerings. The company has a strong presence in South Africa and other African countries and is focused on innovation and digitization to unlock new business opportunities. FirstRand also has a strong financial position and a solid growth strategy aimed at strengthening its market position and expanding its customer base.

Pendapatan dari FirstRand adalah 243,97 miliar ZAR. Angka ini didasarkan pada data keuangan terkini dan mencerminkan kinerja bisnis perusahaan.

Laba dari FirstRand adalah 37,47 miliar ZAR. Laba bersih mencerminkan profitabilitas perusahaan setelah mengurangi semua biaya.

Rasio harga-terhadap-pendapatan (PER) FirstRand saat ini adalah 13,03. PER membandingkan harga saham saat ini dengan laba per saham dan membantu investor menilai valuasi saham FirstRand.

Rasio harga-terhadap-penjualan (PSR) FirstRand saat ini adalah 2,00. PSR membandingkan kapitalisasi pasar dengan pendapatan tahunan dan berfungsi sebagai metrik valuasi untuk saham FirstRand.

Skor Kualitas AlleAktien untuk FirstRand adalah 7/10.

ISIN dari FirstRand adalah ZAE000066304. ISIN (International Securities Identification Number) adalah identifikasi unik global untuk sekuritas.

WKN dari FirstRand adalah A0EACV. WKN (Wertpapierkennnummer) adalah kode identifikasi sekuritas Jerman enam digit.

Ticker dari FirstRand adalah FSR.JO. Simbol ticker digunakan untuk memperdagangkan saham FirstRand di bursa saham.

Nilai WajarTerminal
90,73 ZAR
Penilaian Berlebihan/KurangTerminal
Dinilai secara wajar
Sektor
Industri
Layanan Keuangan yang Diversifikasi
Jumlah Saham
Karyawan
Pendapatan per Karyawan
4,89 Juta. ZAR
Pertumbuhan Pendapatan Ø5 Tahun
Pertumbuhan EBIT Ø5 Tahun
Pertumbuhan Laba Bersih Ø5 Tahun
Situs Web firstrand.co.za
Negara
Afrika Selatan
Mata Uang
ZAR
Penawaran Umum Perdana
1 Jul 1992
ISIN
ZAE000066304
CUSIP
S5202Z131
SEDOL
6606996
Kapitalisasi Pasar
Kisaran 52 Minggu
Rasio PEG
2,19
P/E 2027
9,36
P/E 2028
8,60
P/E 2029
7,86
P/S
P/S
3,11
EV/EBIT
9,11
Rasio P/B
2,26
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
17,34 %
Dividen
Hasil dividen
5,80 %
Hasil Dividen Estimasi
6,42 %
Rasio Pembayaran
201,31 %
Pertumbuhan dividen Ø5T
8,15 %
Pembayaran dividen per tahun
2
Dividen dibayarkan sejak
36 tahun
Dividen tidak dipotong sejak
0 tahun
Dividen meningkat sejak
0 tahun
Pajak penahan dividen
20,00 %
Terakhir diperbarui 10 Okt 2026, 22.28

Kelompok Peer FirstRand

FirstRand Ticker

FRANKFURT · FSRA.FJSE · FSR.JOMÜNCHEN · FSRA.MUOTC · FANDF

FirstRand FIGI

FSRA:GR · BBG000BL4T93FSRA:GF · BBG000BL4TK0FSRA:GS · BBG000BL4W05FSRA:GM · BBG000BL4WS5FSRA:GB · BBG000BL4X49FST:NW · BBG000BMYM39FSR:SJ · BBG000BNTS67FANDF:US · BBG000CY2V46FANDF:PQ · BBG000CY3196FANDF:UV · BBG000CY3267FSR:EO · BBG000DDGH29FSR:E1 · BBG000DDGS07

Semua metrik fundamental dan analisis mendalam FirstRand

Analisis saham kami untuk saham FirstRand mencakup kalkulasi keuangan penting seperti pendapatan, keuntungan, P/E ratio (P/E), P/S ratio (P/S), EBIT, serta informasi tentang dividen. Selain itu, kami juga mengamati aspek-aspek seperti saham, kapitalisasi pasar, utang, ekuitas, dan kewajiban dari FirstRand. Jika Anda mencari informasi lebih rinci tentang topik-topik ini, kami menawarkan analisis terperinci di subhalaman kami.