First United (FUNC) Saham Harga

First United Harga

NASDAQ·DITUTUP
45,93
​
Pasar ditutup

Selama 19 tahun terakhir pendapatan First United tumbuh 2,4% per tahun, mencapai 86,45 Juta. USD. Laba per saham tumbuh 3,3% per tahun selama 19 tahun terakhir. Bagi First United, margin bersih sebesar 28,4% naik dibanding 27,1% beberapa tahun lalu. Pada harga saat ini imbal hasil dividen sekitar 2,00%. Rasio pembayaran sekitar 24% dari laba. Dividen tumbuh 1,0% per tahun selama 19 tahun terakhir. Target harga konsensus 12 bulan untuk First United adalah 49,50 USD, sekitar di atas harga saat ini 7,8%. Dari 8 analis, 7 merekomendasikan beli — konsensus keseluruhan Beli.

Harga saham First United

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Model bisnis dan analisis saham First United

First United Corp adalah perusahaan jasa keuangan dan holding bank di AS yang berpusat di Oakland, Maryland. Perusahaan telah terdaftar di bursa saham NASDAQ sejak tahun 1983 dan merupakan pemain utama di sektor keuangan regional Maryland, West Virginia, dan Pennsylvania. Sejarah First United Corp dimulai pada tahun 1900 ketika First National Bank of Oakland pertama kali membuka pintunya di kota kecil di Maryland. Selama beberapa dekade berikutnya, bank tersebut berkembang dan membuka cabang tambahan di wilayah tersebut sebelum dikonversi menjadi perusahaan holding pada tahun 1960. Saat ini, First United Corp memiliki total 24 cabang di Maryland, West Virginia, dan Pennsylvania serta mempekerjakan lebih dari 500 karyawan. Model bisnis First United Corp paling tepat digambarkan sebagai orientasi pelanggan dan terdiversifikasi. Perusahaan menawarkan berbagai layanan keuangan, termasuk produk deposito dan kredit, manajemen kekayaan, asuransi, investasi, dan layanan konsultasi. Perlu dicatat bahwa perusahaan memberikan layanan pelanggan yang dipersonalisasi dengan sangat personal. Hal ini tercermin dalam moto perusahaan "Our Family Serving Your Family," yang merujuk pada budaya keluarga perusahaan. First United Corp memiliki beberapa divisi berbeda untuk secara efektif menawarkan berbagai layanan keuangannya. Divisi utama adalah First United Bank, First United Wealth Management, First United Insurance, dan First United Financial Services. First United Bank adalah andalan perusahaan dan menawarkan semua layanan perbankan umum, termasuk berbagai jenis produk deposito dan kredit. First United Wealth Management menawarkan layanan manajemen kekayaan untuk individu dan institusi terkaya dan dikenal karena portofolio kustom dan strategi perencanaan keuangannya. First United Insurance adalah agen asuransi independen dan menawarkan asuransi liabilitas, jiwa, dan properti untuk individu dan bisnis. Terakhir, First United Financial Services memberikan saran strategis dan keuangan bagi perusahaan dan investor. Ragam produk First United beragam seperti divisi-divisinya. Produk yang ditawarkan meliputi rekening giro, rekening tabungan, hipotek, pinjaman mobil, pinjaman bisnis, obligasi, saham, dana pensiun, asuransi jiwa, dan asuransi kesehatan. Salah satu produk terbaru mereka adalah pembayaran "person-to-person," yang memungkinkan pelanggan melakukan transfer ke akun individu. First United Corp juga menawarkan perbankan seluler dan memiliki aplikasi yang tersedia untuk nasabah bank. Secara ringkas, First United Corp adalah perusahaan jasa keuangan dan holding bank dengan sejarah panjang dan penawaran yang luas. Resep kesuksesan perusahaan adalah pendekatan berorientasi pelanggan dan personalisasinya, yang membedakannya dari pesaingnya. Struktur bisnis yang fleksibel dan terdiversifikasi memungkinkan First United Corp merespons kondisi pasar regional dan kebutuhan pelanggan dengan cepat dan efektif. Dengan rangkaian layanan keuangan yang komprehensif dan tingkat kepuasan pelanggan yang tinggi, First United Corp akan terus memainkan peran penting di dunia keuangan.

Pertanyaan yang sering diajukan tentang saham First United

The business model of First United Corp revolves around providing financial services to individuals, businesses, and organizations. As a bank holding company, First United Corp operates through its subsidiary, First United Bank & Trust, which offers a wide range of banking products and services including deposit accounts, loans, mortgages, trust and investment services, wealth management, and insurance. By focusing on personalized financial solutions and prioritizing customer service, First United Corp aims to foster long-term relationships and support the financial goals of its clients. With its comprehensive suite of offerings, First United Corp strives to be a trusted partner for all their banking and financial needs.

First United Corp is primarily active in the banking and financial services industry.

The main competitors of First United Corp in the market include larger regional banks such as BB&T Corporation, M&T Bank Corporation, and PNC Financial Services Group, Inc. These established financial institutions also offer a range of banking and financial services similar to First United Corp. Additionally, local community banks and credit unions operating in the same region where First United Corp has a presence might also be considered competitors. It is essential for investors to consider the competitive landscape while evaluating the performance and growth potential of First United Corp in the market.

First United Corp is a renowned financial holding company with a rich history and background. Founded in 1982 and headquartered in Oakland, Maryland, First United has been serving customers for nearly four decades. Over the years, it has evolved into a trusted provider of banking, insurance, and investment solutions. With a strong commitment to community banking, First United Corp focuses on delivering personalized financial services to individuals, businesses, and organizations. Its dedication to innovative technologies and customer-centric approach sets it apart in the industry. With comprehensive offerings and a history rooted in excellence, First United Corp remains a reliable choice for all financial needs.

First United Corp has achieved several significant milestones throughout its history. In its journey, the company has successfully expanded its presence in the banking sector, delivering exceptional financial services to its customers. It has consistently demonstrated growth and profitability, further solidifying its position as a leading financial institution. First United Corp has also established a strong reputation for its commitment to customer satisfaction, continuously enhancing its product offerings and improving the overall banking experience. With its dedication to excellence, innovation, and community support, First United Corp remains a trusted name in the financial industry.

First United Corp is primarily present in the United States, specifically in the states of Maryland, West Virginia, and Pennsylvania.

First United Corp represents a strong commitment to integrity, community engagement, and customer satisfaction. As a financial institution, they prioritize transparent and ethical practices, ensuring the trust and confidence of their clients. First United Corp also values building relationships with local communities, supporting economic growth, and giving back through philanthropic initiatives. With an emphasis on personalized service, they strive to deliver tailored financial solutions and exceed customer expectations. By upholding these values and corporate philosophy, First United Corp establishes itself as a trusted and reliable partner in the financial industry.

Analis saat ini menetapkan target harga rata-rata 49,50 USD untuk saham First United (median: 49,50 USD), yaitu +7,8 % terhadap harga terbaru. Konsensus didasarkan pada 8 peringkat analis.

8 analis saat ini menilai saham First United: 7 merekomendasikan beli, 1 tahan, dan 0 jual. Untuk 2026, analis memperkirakan First United menghasilkan pendapatan 98,13 Juta. USD dan laba per saham 4,51 USD.

Dengan kurs saat ini, saham First United diperdagangkan pada 41,00 EUR (45,93 USD).

Saham First United (FUNC) tercatat di 2 bursa, termasuk: NASDAQ (FUNC), Frankfurt (FU3.F).

First United Corp is a financial services company based in Oakland, Maryland. The company operates banks, cash management clients, and specializes in construction and investment customers. The company focuses on building profitable businesses through a wide range of products and services. The company is divided into three main business areas: lending, construction, and treasury management. These three areas enable First United Corp to offer its customers a wide range of products and services. The lending business is the largest area of First United Corp. It includes retail loans for individuals, commercial loans for businesses, and real estate loans for real estate investors. The company also offers special loans for farmers, medical professionals, and nonprofit organizations. In addition, the company offers unsecured loans for consumers. The construction area includes all products and services related to building investments for customers. First United Corp offers investment opportunities for private and business customers. These include bonds, stocks, mutual funds, and annuity contracts. The company also has asset management and offers advisory services for affluent customers. The treasury management business offers cash management services for corporate clients. This includes payment management, portfolio management, foreign exchange and derivatives management, and electronic banking setup. First United Corp specializes in providing specialized cash management solutions for nonprofit organizations and companies. The company also offers various insurance products sold by its subsidiary, First United Insurance Group. The offer includes private health insurance, disability insurance, liability insurance, and life insurance. First United Corp also has a subsidiary, First United Bank & Trust, which operates in Maryland, West Virginia, and Pennsylvania. The bank offers deposit accounts, loan accounts, and credit products. The bank also has a mobile banking app and offers online banking services. Overall, First United Corp's business model is aimed at the needs of private and business customers. The company offers a wide range of products and services to provide the best possible outcome for its customers. From lending to specialized investment products and insurance, the company strives to meet the general customer needs.

Pendapatan diperkirakan dari First United adalah 98,13 Juta. USD. Angka ini didasarkan pada data keuangan terkini dan mencerminkan kinerja bisnis perusahaan.

Laba diperkirakan dari First United adalah 29,35 Juta. USD. Laba bersih mencerminkan profitabilitas perusahaan setelah mengurangi semua biaya.

Rasio harga-terhadap-pendapatan (PER) First United saat ini adalah 10,19. PER membandingkan harga saham saat ini dengan laba per saham dan membantu investor menilai valuasi saham First United.

Rasio harga-terhadap-penjualan (PSR) First United saat ini adalah 3,05. PSR membandingkan kapitalisasi pasar dengan pendapatan tahunan dan berfungsi sebagai metrik valuasi untuk saham First United.

Skor Kualitas AlleAktien untuk First United adalah 6/10.

ISIN dari First United adalah US33741H1077. ISIN (International Securities Identification Number) adalah identifikasi unik global untuk sekuritas.

WKN dari First United adalah 923764. WKN (Wertpapierkennnummer) adalah kode identifikasi sekuritas Jerman enam digit.

Ticker dari First United adalah FUNC. Simbol ticker digunakan untuk memperdagangkan saham First United di bursa saham.

Nilai WajarTerminal
46,39 USD
Penilaian Berlebihan/KurangTerminal
Dinilai secara wajar
Sektor
Industri
Bank
Jumlah Saham
Karyawan
Pendapatan per Karyawan
274.431,75 USD
Pertumbuhan Pendapatan Ø5 Tahun
Pertumbuhan EBIT Ø5 Tahun
Pertumbuhan Laba Bersih Ø5 Tahun
Situs Web mybank.com
Mata Uang
USD
Penawaran Umum Perdana
2 Sep 1992
ISIN
US33741H1077
CUSIP
33741H107
SEDOL
2420736
Kapitalisasi Pasar
Kisaran 52 Minggu
Rasio PEG
2,43
P/E 2026
10,24
P/E 2027
9,43
P/E 2028
8,84
P/S
P/S
3,05
EV/EBIT
8,68
Rasio P/B
1,48
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
7,73 %
Dividen
Hasil dividen
2,00 %
Hasil Dividen Estimasi
2,32 %
Rasio Pembayaran
24,43 %
Pertumbuhan dividen Ø5T
9,67 %
Pembayaran dividen per tahun
4
Dividen dibayarkan sejak
8 tahun
Dividen tidak dipotong sejak
8 tahun
Dividen meningkat sejak
8 tahun
Pajak penahan dividen
30,00 %
Terakhir diperbarui 25 Okt 2026, 20.11

First United Ticker

FRANKFURT · FU3.FNASDAQ · FUNC

First United FIGI

FUNC:US · BBG000CWBQC2FUNC:UA · BBG000CWBQR6FUNC:UC · BBG000CWBR21FUNC:UN · BBG000CWBS29FUNC:UP · BBG000CWBSK9FUNC:UB · BBG000CWBT81FUNC:UM · BBG000CWBV95FUNC:UX · BBG000CWBVP7FUNC:UD · BBG000CWCZZ6FUNC:UW · BBG000CWD1J8FUNC:UF · BBG000CWD2K4FUNC:VY · BBG000CWD313

Semua metrik fundamental dan analisis mendalam First United

Analisis saham kami untuk saham First United mencakup kalkulasi keuangan penting seperti pendapatan, keuntungan, P/E ratio (P/E), P/S ratio (P/S), EBIT, serta informasi tentang dividen. Selain itu, kami juga mengamati aspek-aspek seperti saham, kapitalisasi pasar, utang, ekuitas, dan kewajiban dari First United. Jika Anda mencari informasi lebih rinci tentang topik-topik ini, kami menawarkan analisis terperinci di subhalaman kami.