FinVolution Group (FINV) Saham Harga

FinVolution Group Harga

NYSE·DITUTUP
21,03
​
Pasar ditutup

Selama 10 tahun terakhir pendapatan FinVolution Group tumbuh 52,4% per tahun, mencapai 13,20 miliar CNY. Laba per saham tumbuh 21,0% per tahun selama 9 tahun terakhir. Bagi FinVolution Group, margin bersih sebesar 18,7% turun dibanding 26,5% beberapa tahun lalu. Pada harga saat ini imbal hasil dividen sekitar 1,32%. Rasio pembayaran sekitar 20% dari laba. Dividen tumbuh 6,5% per tahun selama 6 tahun terakhir. Target harga konsensus 12 bulan untuk FinVolution Group adalah 39,79 CNY, sekitar di atas harga saat ini 89,2%. Dari 13 analis, 11 merekomendasikan beli — konsensus keseluruhan Beli.

Harga saham FinVolution Group

Akses data ini lewat Eulerpool API

100.000 permintaan/bulan gratis · tanpa kartu

Model bisnis dan analisis saham FinVolution Group

FinVolution Group, sebelumnya dikenal sebagai PPDAI, adalah perusahaan fintech terkemuka yang berkantor pusat di Tiongkok dengan kehadiran global. Perusahaan ini didirikan pada tahun 2007 dan awalnya beroperasi sebagai platform peer-to-peer (P2P). Sejak saat itu, perusahaan telah berevolusi menjadi perusahaan teknologi komprehensif yang menawarkan solusi keuangan dan teknologi kepada konsumen serta klien institusional. Sebagai platform P2P, FinVolution memungkinkan individu dan usaha kecil untuk mengakses pinjaman dengan cepat dan mudah. Mereka menawarkan pinjaman mulai dari 1.000 hingga 300.000 RMB. Pinjaman P2P berbeda dari pinjaman tradisional karena didanai langsung oleh investor tanpa melibatkan bank. Pemerintah Tiongkok mengatur pasar P2P untuk mengurangi pemberian pinjaman yang tidak terkendali dan sektor perbankan bayangan. Berkat kualitasnya dalam manajemen risiko dan strategi bisnis yang visioner, FinVolution telah memantapkan posisinya dalam industri P2P Tiongkok. Selain itu, FinVolution juga menyediakan layanan B2B kepada klien institusionalnya, termasuk layanan manajemen risiko kredit, pembangunan infrastruktur TI untuk lembaga keuangan, serta layanan investasi untuk koperasi kredit dan dana tertutup. Divisi lain dari perusahaan ini adalah platform asuransi konsumennya, di mana siapa pun yang menyelesaikan aplikasi pinjaman melalui aplikasi PPDAI secara otomatis menerima asuransi bulanan untuk pinjaman mereka. FinVolution juga merupakan pelopor dalam layanan investasi daring untuk konsumen, yang dapat mengakses aset digital inovatif melalui platform perusahaan. Selain bentuk investasi tradisional seperti saham dan obligasi, perusahaan ini juga menyediakan akses ke aset alternatif seperti pinjaman mikro dan investasi real estat. Oleh karena itu, FinVolution menawarkan rangkaian produk dan layanan keuangan yang komprehensif bagi pelanggan. FinVolution telah memantapkan dirinya sebagai perusahaan fintech inovatif dan memenangkan numerous penghargaan atas keunggulan dalam manajemen risiko serta pelayanan pelanggan yang luar biasa selama tahun-tahun awalnya sebagai platform P2P. Melalui metode canggih berbasis risiko, perusahaan ini berhasil berkembang pesat di pasar keuangan Tiongkok, bahkan di tengah lingkungan regulasi yang berfokus pada penguatan sektor keuangan dan peningkatan perlindungan konsumen. Meskipun menghadapi kondisi ekonomi yang fluktuatif, FinVolution Group telah memenuhi misinya untuk memberikan solusi keuangan yang sederhana dan inovatif kepada individu dan bisnis. Dengan posisi terdepannya dalam ekosistem digital dan kekuatan inovasinya, perusahaan tetap menjadi kekuatan utama dalam menciptakan masa depan yang lebih baik bagi pelanggan dan industrinya.

Pertanyaan yang sering diajukan tentang saham FinVolution Group

The business model of FinVolution Group focuses on providing inclusive financial services through its online consumer finance platform. As a leading fintech company in China, FinVolution Group connects borrowers with a wide range of loan products offered by its funding partners. Through advanced technology and big data analysis, the company assesses borrowers' creditworthiness and facilitates fast and convenient loan application processes. Leveraging its extensive experience in risk management and innovation, FinVolution Group aims to address the financial needs of underserved individual borrowers, supporting financial inclusion and facilitating better economic opportunities.

FinVolution Group is primarily active in the financial technology (fintech) industry.

The main competitors of FinVolution Group in the market include other fintech companies such as Ant Financial, WeBank, and JD Finance. These companies are also engaged in providing online consumer finance services, digital lending, and other financial products. FinVolution Group competes with these companies by offering a range of innovative financial solutions, leveraging advanced technology, and maintaining a strong customer base. By constant strategic evaluation and unique value proposition, FinVolution Group aims to differentiate itself from its competitors and sustain growth in the highly competitive fintech industry.

FinVolution Group, founded in 2007, is a leading financial technology platform in China. Initially known as PPDAI Group, it first offered online consumer finance services. In 2018, the company rebranded to FinVolution Group to encompass a broader scope of inclusive financial services. The company leverages advanced technology and data analytics to connect borrowers and investors efficiently on its platform. With a strong emphasis on risk management, FinVolution Group provides tailored financial solutions and a seamless user experience. Through its dedication to innovation and customer satisfaction, FinVolution Group has become a trusted name in the fintech industry in China.

FinVolution Group has achieved several significant milestones. The company successfully completed its initial public offering (IPO) on the New York Stock Exchange in November 2018. In 2019, FinVolution Group surpassed its cumulative registered user base of 100 million. The company expanded its business scope by launching new financial products and services to cater to evolving customer needs. In 2020, FinVolution Group was ranked among the top three fintech companies globally by the Hurun Research Institute. The company continues to drive innovation in the fintech industry, aiming to provide convenient and inclusive financial services to a wide range of customers.

FinVolution Group is primarily present in China.

FinVolution Group represents values of integrity, innovation, and excellence in the industry. The company's corporate philosophy revolves around empowering individuals and businesses through inclusive finance solutions. By leveraging advanced technology and data analytics, FinVolution Group aims to provide personalized financial services, foster financial inclusion, and support the growth and stability of the financial ecosystem. With a customer-centric approach, the company strives to optimize financial operations, enhance risk management, and drive sustainable development. As a leading fintech platform, FinVolution Group focuses on delivering accessible and transparent financial services to its customers, promoting financial literacy, and facilitating economic growth and prosperity.

Analis saat ini menetapkan target harga rata-rata 39,79 CNY untuk saham FinVolution Group (median: 39,79 CNY), yaitu +89,2 % terhadap harga terbaru. Konsensus didasarkan pada 13 peringkat analis.

13 analis saat ini menilai saham FinVolution Group: 11 merekomendasikan beli, 2 tahan, dan 0 jual. Untuk 2026, analis memperkirakan FinVolution Group menghasilkan pendapatan 12,07 miliar CNY dan laba per saham 30,06 CNY.

Dengan kurs saat ini, saham FinVolution Group diperdagangkan pada 2,80 EUR (21,03 CNY).

Saham FinVolution Group (FINV) tercatat di 4 bursa, termasuk: NYSE (FINV), Frankfurt (PP3.F), München (PP3.MU), Düsseldorf (PP3.DU).

FinVolution Group is an innovative FinTech company that was founded in China in 2007 and is now one of the country's largest online financial services companies. The company specializes in microloans and online lending, offering various financial services ranging from consumer loans to insurance and asset management. The core business of FinVolution Group is peer-to-peer (P2P) lending, where loans are made from individuals to other individuals. FinVolution Group is a leader in this field and operates not only its own platforms but also cooperates with other P2P platforms in China. The company has developed strict credit guidelines and algorithms to minimize the risk of loan defaults. This has led to a high success rate and low default rates, attracting investors looking to diversify their portfolios. FinVolution Group has also established an online consumer credit platform called Weidai, which allows customers to quickly and easily apply for loans. The platform uses artificial intelligence and machine learning to process loan applications quickly and assess creditworthiness. This allows the company to make faster decisions and provide loan disbursements within minutes. Weidai also offers installment options and more flexible repayment terms. In recent years, FinVolution Group has also expanded its business to the insurance sector. The company has set up an online platform called Tanlaobai China Insurance, which allows consumers to compare and purchase insurance products. The company specializes in car insurance and travel insurance, offering a wide range of products that meet the specific needs of its customers. Additionally, FinVolution Group has also established an asset management unit called Jiexiao Wealth, which allows customers to store and manage their assets online. The company offers various investment strategies and portfolio options tailored to the individual needs of customers. The asset management unit also uses machine learning and artificial intelligence to optimize portfolios and make investment decisions. FinVolution Group is a rapidly growing and evolving company. It has a strong presence in the Chinese market and has begun expanding into other countries such as Vietnam and Indonesia in recent years. The company has also built a strong partnership with JD.com, one of the largest e-commerce companies in China, to better market its products and services. With its comprehensive range of financial services, innovative technology, and strong market position, FinVolution Group has the potential to become one of the leading FinTech companies worldwide in the future.

Pendapatan diperkirakan dari FinVolution Group adalah 12,07 miliar CNY. Angka ini didasarkan pada data keuangan terkini dan mencerminkan kinerja bisnis perusahaan.

Laba diperkirakan dari FinVolution Group adalah 7,99 miliar CNY. Laba bersih mencerminkan profitabilitas perusahaan setelah mengurangi semua biaya.

Rasio harga-terhadap-pendapatan (PER) FinVolution Group saat ini adalah 0,70. PER membandingkan harga saham saat ini dengan laba per saham dan membantu investor menilai valuasi saham FinVolution Group.

Rasio harga-terhadap-penjualan (PSR) FinVolution Group saat ini adalah 0,46. PSR membandingkan kapitalisasi pasar dengan pendapatan tahunan dan berfungsi sebagai metrik valuasi untuk saham FinVolution Group.

Skor Kualitas AlleAktien untuk FinVolution Group adalah 7/10.

ISIN dari FinVolution Group adalah US31810T1016. ISIN (International Securities Identification Number) adalah identifikasi unik global untuk sekuritas.

WKN dari FinVolution Group adalah A2PWCC. WKN (Wertpapierkennnummer) adalah kode identifikasi sekuritas Jerman enam digit.

Ticker dari FinVolution Group adalah FINV. Simbol ticker digunakan untuk memperdagangkan saham FinVolution Group di bursa saham.

Nilai WajarTerminal
17,66 CNY
Penilaian Berlebihan/KurangTerminal
Dinilai secara wajar
Sektor
Industri
Pembiayaan Konsumen
Jumlah Saham
Karyawan
Pendapatan per Karyawan
3,41 Juta. CNY
Pertumbuhan Pendapatan Ø5 Tahun
Pertumbuhan EBIT Ø5 Tahun
Pertumbuhan Laba Bersih Ø5 Tahun
Situs Web xinye.com
Negara
Mata Uang
CNY
Penawaran Umum Perdana
10 Nov 2017
ISIN
US31810T1016
CUSIP
31810T101
SEDOL
BL1H1H0
Kapitalisasi Pasar
Kisaran 52 Minggu
Rasio PEG
0,20
P/E
P/E 2026
3,34
P/E 2027
3,21
P/E 2028
2,42
P/S
P/S
0,46
EV/EBIT
7,21
Rasio P/B
1,61
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
13,83 %
Dividen
Hasil dividen
1,32 %
Hasil Dividen Estimasi
9,93 %
Rasio Pembayaran
19,93 %
Pertumbuhan dividen Ø5T
59,06 %
Pembayaran dividen per tahun
1
Dividen dibayarkan sejak
7 tahun
Dividen tidak dipotong sejak
5 tahun
Dividen meningkat sejak
5 tahun
Pajak penahan dividen
10,00 %
Terakhir diperbarui 16 Okt 2026, 17.52

FinVolution Group Ticker

DÜSSELDORF · PP3.DUFRANKFURT · PP3.FMÜNCHEN · PP3.MUNEW YORK · FINV

FinVolution Group FIGI

FINV:US · BBG00HZ6P0P5FINV:UA · BBG00HZ6P100FINV:UN · BBG00HZ6P128FINV:UP · BBG00HZ6P137FINV:UB · BBG00HZ6P155FINV:UT · BBG00HZ6P164FINV:UM · BBG00HZ6P173FINV:UX · BBG00HZ6P182FINV:UD · BBG00HZ6P1F4FINV:UF · BBG00HZ6P1J0FINV:VY · BBG00HZ6P1K8FINV:VJ · BBG00HZ6P1L7