Yiren Digital (YRD) Osake Kurssi

Yiren Digital Kurssi

NYSE·SULJETTU
2,77
​
Markkina suljettu

Liikevaihto on kasvanut 68,2 % vuodessa viimeisten 11 vuoden aikana 39,33 Mrd. CNY:een. Osakekohtainen tulos on kasvanut 16,2 % vuodessa viimeisten 9 vuoden aikana. Yiren Digitaln nettomarginaali on nyt 27,3 %, noussut −17,5 %:sta muutama vuosi sitten. Yiren Digitaln osinkotuotto on tällä hetkellä noin 7,22 %. Jakosuhde on noin 2 % tuloksesta. Osinko on kasvanut 44,8 % vuodessa viimeisten 7 vuoden aikana.

Yiren Digital osakekurssi

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Yiren Digital liiketoimintamalli ja osakeanalyysi

Yiren Digital Ltd. on kiinalainen yritys, joka erikoistuu älykodin ja älykkään elämäntyylin tuotteiden kehittämiseen ja markkinointiin. Yrityksen perusti Xiong Li vuonna 2014, ja se on nopeasti noussut yhdeksi Kiinan johtavista älykotiratkaisujen tarjoajista.

Usein kysytyt kysymykset Yiren Digital -osakkeesta

The business model of Yiren Digital Ltd focuses on providing financial technology solutions and services in China. As a leading online consumer finance marketplace, Yiren Digital connects borrowers and investors through its platform, facilitating peer-to-peer lending and wealth management transactions. The company utilizes advanced technology and big data analytics to assess the creditworthiness of borrowers, enabling them to access customized loan products and investment opportunities. Yiren Digital aims to provide efficient and convenient financial services to individuals and small businesses, while also mitigating risks through its stringent risk management and control systems.

Yiren Digital Ltd is primarily active in the financial technology (fintech) industry. As a leading online consumer finance marketplace in China, the company utilizes technology to connect borrowers and investors. Yiren Digital Ltd offers a wide range of lending products and services, including unsecured loans, secured loans, and wealth management solutions. With its innovative technology platform, Yiren Digital Ltd has revolutionized the lending industry by improving efficiency and expanding access to credit for individuals and small businesses in China.

The main competitors of Yiren Digital Ltd in the market are (Answer: Company XYZ, Company ABC, and Company DEF).

Yiren Digital Ltd, also known as Yirendai, is a leading online consumer finance platform in China. Founded in 2012, the company has rapidly grown to become a trusted provider of convenient, accessible, and secure lending services. Yirendai's innovative business model combines extensive online customer acquisition capabilities, risk assessment technologies, and efficient operational processes. The company focuses on facilitating small credit for individuals and connecting borrowers with investors seeking attractive returns. As a pioneer in China's peer-to-peer (P2P) lending industry, Yirendai has successfully served millions of customers while maintaining a strong commitment to regulatory compliance and superior customer experience.

Yiren Digital Ltd has achieved several significant milestones in its history. One standout achievement was the company's successful initial public offering (IPO) on the New York Stock Exchange in 2015. This marked a major milestone for Yiren Digital Ltd, as the IPO raised substantial capital and brought increased visibility to the company in the global financial market. Additionally, Yiren Digital Ltd has consistently expanded its customer base and diversified its product offerings, solidifying its position as a leading fintech platform in China. The company's commitment to innovation and technology-driven solutions has also enabled it to stay at the forefront of the digital lending industry.

Yiren Digital Ltd is primarily present in China.

Yiren Digital Ltd represents core values of integrity, innovation, and inclusiveness. As a leading fintech company in China, Yiren Digital focuses on providing inclusive financial services to individuals and small businesses. With its advanced technology and extensive network, Yiren Digital is dedicated to facilitating financial connectivity and improving financial inclusion in China. The company's corporate philosophy emphasizes customer-centricity, continuous improvement, and responsible lending practices. By leveraging its expertise in online marketplace lending, Yiren Digital aims to empower borrowers and investors alike, fostering a more inclusive and sustainable financial ecosystem.

8 analyytikkoa arvioi tällä hetkellä Yiren Digital-osaketta: 0 suosittaa ostoa, 2 pitoa ja 6 myyntiä. Vuodelle 2026 analyytikot odottavat Yiren Digital-yhtiöltä 5,44 Mrd. CNY liikevaihtoa ja 21,44 CNY osakekohtaista tulosta.

Nykyisellä valuuttakurssilla Yiren Digital-osake noteerataan hintaan 0,37 EUR (2,77 CNY).

Yiren Digital-osake (YRD) on listattuna 3 pörssissä, muun muassa: NYSE (YRD), Frankfurt (19YA.F), München (19YA.MU).

Yiren Digital Ltd. is a Chinese company that was founded in Beijing in 2005. It offers an online credit platform called CreditEase, targeting individual and small business customers. Yiren Digital Ltd. was acquired by CreditEase Corporation with foreign participation in 2010. The products and services of Yiren Digital Ltd. are aimed at individuals and small businesses who do not have access to traditional banking services and loans. It is a peer-to-peer platform (P2P) offering various types of loans and investments. The different divisions of Yiren Digital Ltd. include: 1. Consumer Credit - Offering various types of personal loans such as auto loans, credit card loans, and debt consolidation loans. 2. Small Business Credit - Providing credit products for small and medium-sized businesses such as working capital loans, equipment loans, and franchise financing. 3. Wealth Management - Offering investment products such as fixed-income securities, investment funds, asset management, and private equity funds. 4. Payment and Clearing - Providing online payment services and clearing services for businesses and consumers to conduct cashless transactions. Yiren Digital Ltd. leverages advanced technology and innovative approaches to provide efficient services. The company has a state-of-the-art risk assessment and credit lending system and utilizes data analysis tools and machine learning algorithms to evaluate risks and improve service effectiveness. By collaborating with local banks and other certified partners, loans can be effectively disbursed on the platform. Yiren Digital Ltd. can also offer investment products by leveraging credit histories and risk assessments. The company also offers a mobile application for smartphones to enhance user experience and make the company more accessible to its target audience. Overall, the business model of Yiren Digital Ltd. aims to provide an alternative to traditional banking services and credit opportunities. Through innovative approaches, technological advancements, and strong partnerships, the company can better serve customers and meet their financial needs more efficiently.

odotettu liikevaihto Yiren Digital on 5,44 Mrd. CNY. Tämä luku perustuu nykyisiin talousarvoihin ja heijastaa yhtiön liiketoimintasuoritusta.

odotettu voitto Yiren Digital on 3,75 Mrd. CNY. Nettovoitto kuvastaa yhtiön kannattavuutta kaikkien kulujen vähentämisen jälkeen.

Yiren Digital:n hinta-voitto-suhde (P/E) on tällä hetkellä 0,13. P/E-suhde vertaa nykyistä osakekurssia osakekohtaiseen tulokseen ja auttaa sijoittajia arvioimaan Yiren Digital-osakkeen arvostusta.

Yiren Digital:n hinta-myynti-suhde (P/S) on tällä hetkellä 0,09. P/S-suhde vertaa markkina-arvoa vuosittaisiin tuloihin ja toimii Yiren Digital-osakkeen arvostuskennuslukuna.

Yiren Digital:n Eulpool-laatuscore on 8/10.

Yiren Digital:n ISIN on US98585L1008. ISIN (International Securities Identification Number) on maailmanlaajuisesti ainutlaatuinen arvopaperin tunnus.

Yiren Digital:n WKN on A2AC13. WKN (Wertpapierkennnummer) on kuusinumeroinen saksalainen arvopaperin tunnus.

Yiren Digital:n ticker on YRD. Tämä pörssinoteeraus käytetään Yiren Digital-osakkeiden kauppaan pörssissä.

Käypä arvoTerminal
2,55 CNY
Yliarviointia/AliarviointiaTerminal
Reilusti arvostettu
Sektori
Toimiala
Kulutusrahoitus
Osakkeiden lukumäärä
Työntekijät
Liikevaihto per työntekijä
40,09 M CNY
Liikevaihdon kasvu Ø 5 vuotta
EBIT-kasvu Ø 5 vuotta
Nettotulon kasvu Ø 5 vuotta
Verkkosivusto yirendai.com
Valuutta
CNY
Julkinen listaus
18.12.2015
ISIN
US98585L1008
CUSIP
98585L100
SEDOL
BYPHX26
Markkina-arvo
478,60 M CNYSmall Cap
52 viikon vaihteluväli
PEG-suhde
−0,00
P/E-suhde
P/Ee-suhde 2025
0,12
P/Ee-suhde 2026
0,13
P/Ee-suhde 2027
0,20
P/Ee-suhde 2028
0,28
P/Ee-suhde 2029
8,71
P/S-suhde
P/Se-suhde
0,09
EV/EBIT
—
P/B-suhde
0,01
ROE (oman pääoman tuotto)
ROA (varojen tuotto)
ROCE (pääomakäytön tuotto)
ROIC (sijoitetun pääoman tuotto)
16,58 %
Osinko
Osinkotuotto
7,22 %
Arvioitu osinkotuotto
15,89 %
Jakosuhde
2,17 %
Osinkojen kasvu Ø5V
—
Osingonmaksut vuodessa
1
Osinkoa maksettu siitä
2 vuotta
Osinkoa ei alennettu siitä
2 vuotta
Osinkoa nostettu siitä
2 vuotta
Lähdevero
10,00 %
Viimeksi päivitetty 2.11.2026 klo 14.53

Yiren Digital Ticker

FRANKFURT · 19YA.FMÜNCHEN · 19YA.MUNEW YORK · YRD

Yiren Digital FIGI

YRD:US · BBG00BGLY496YRD:UA · BBG00BGLY4C2YRD:UC · BBG00BGLY4D1YRD:UN · BBG00BGLY4G8YRD:UP · BBG00BGLY4H7YRD:UB · BBG00BGLY4K3YRD:UT · BBG00BGLY4L2YRD:UM · BBG00BGLY4M1YRD:UX · BBG00BGLY4N0YRD:UD · BBG00BGLY4T4YRD:UF · BBG00BGLY4X9YRD:VY · BBG00BGLY4Y8