X Financial is primarily active in the financial technology (fintech) industry. As a leading online consumer finance platform in China, X Financial leverages advanced technology to provide efficient and convenient financial solutions to its users. The company specializes in offering a range of financial services, including loan facilitation, wealth management, and investment solutions. With its strong industry presence and technological expertise, X Financial is focused on revolutionizing the financial landscape and empowering individuals and businesses with innovative financial products and services.

Some of the main competitors of X Financial in the market include Company A, Company B, and Company C. These companies are also active in the financial industry and offer similar products and services as X Financial. However, X Financial sets itself apart with its unique features and offerings, such as its innovative platform and personalized customer experience. With its strong market presence and strategic positioning, X Financial continues to compete with these companies and maintain its reputation as a leading player in the industry.

X Financial is a leading online consumer finance platform in China. Founded in 2014, the company aims to provide convenient and efficient access to credit for under-served population. X Financial leverages its advanced risk management technology and big data analytics to assess creditworthiness and offer customized loan products to small business owners and individual borrowers. The company has successfully built a comprehensive online marketplace connecting investors and borrowers, facilitating financial inclusivity. With its commitment to innovation and customer-centric approach, X Financial has grown rapidly over years, becoming a trusted name in the fintech industry.

X Financial, a leading financial technology company, has achieved several significant milestones. Firstly, it successfully went public on the New York Stock Exchange (NYSE) in 2018, symbolizing its strong market presence and investor confidence. Additionally, X Financial has established strategic partnerships with renowned financial institutions, expanding its reach and enhancing its credibility. Furthermore, the company's robust financial performance is commendable, having recorded consistent revenue growth and maintaining a healthy loan portfolio. X Financial's commitment to technological innovation and customer-centric financial solutions has positioned it as a trailblazer in the industry. These achievements exemplify X Financial's status as a trusted and influential player in the financial technology sector.

X Financial is primarily present in China.

X Financial represents a set of core values and a strong corporate philosophy. The company is committed to providing innovative financial solutions that empower individuals and small businesses. With a customer-centric approach, X Financial aims to bridge the gap between traditional financial institutions and underserved customers, offering a convenient and inclusive platform for borrowers and investors. Through their advanced technology and data-driven insights, X Financial strives for transparency, efficiency, and trust. With a focus on risk management and compliance, the company prioritizes the protection of investors' interests and maintains a high level of integrity in all their operations.

8 analysts currently rate the X Financial stock: 0 recommend buying, 3 holding and 5 selling. For 2026, analysts expect X Financial to generate revenue of 3,75 Mrd. CNY and earnings per share of 4,58 CNY.

X Financial Analyytikkojen kursstavoitteet 2026

Converted at the current exchange rate, the X Financial share trades at 0,60 EUR (4,64 CNY).

The X Financial share (XYF) is listed on 1 stock exchanges, including: NYSE (XYF).

The company X Financial is a versatile financial company based in China. The company offers various financial services that focus on the consumer market and asset management. One of the main divisions of the company is P2P lending. X Financial brings lenders and borrowers together on an online marketplace. Borrowers can apply for loans, and investors can invest their funds in various credit projects to generate returns. The company provides automated risk assessment and monitoring of borrowers, as well as fast loan disbursement. Another important division is asset management. This involves supporting clients in managing their assets. X Financial offers a robo-advisor platform based on artificial intelligence. Investment strategies are created and implemented using algorithms, thereby minimizing the human factor. Clients can choose between a conservative, balanced, or dynamic portfolio management strategy. Another offering from X Financial is microfinancing. Clients with low income or self-employed individuals can take out small loans and expand their business activities. The company also utilizes automated risk assessment and monitoring of borrowers, as well as fast loan disbursement in this area. For the consumer market, X Financial offers a credit card and a mobile wallet. The credit card can be accepted wherever Visa is accepted and provides quick and easy access to credit. With the mobile wallet, customers can pay bills and make deposits and withdrawals. X Financial works closely with banks and other financial institutions to provide its services. The company also aims to collaborate with insurance companies to offer more services to its customers in the future. The company also aims to expand into other markets and has set its sights on the US. It has established a subsidiary in Delaware to offer investment opportunities to American financial investors and investors in China. X Financial has also signed an agreement for a strategic partnership with China Merchants Bank to integrate its services into the bank. Although financial services are a heavily regulated sector, X Financial has built a strong regulatory and compliance platform to meet market requirements. The company has already obtained approvals from the China Banking Regulatory Commission, the China Securities Regulatory Commission, and the China Insurance Regulatory Commission. Overall, X Financial offers a wide range of financial products and services that enable customers to manage their finances more effectively and achieve higher returns. The company is well-positioned to grow in the market and build valuable partnerships.

odotettu liikevaihto X Financial on 3,75 Mrd. CNY. Tämä luku perustuu nykyisiin talousarvoihin ja heijastaa yhtiön liiketoimintasuoritusta.

odotettu voitto X Financial on 1,34 Mrd. CNY. Nettovoitto kuvastaa yhtiön kannattavuutta kaikkien kulujen vähentämisen jälkeen.

X Financial:n hinta-voitto-suhde (P/E) on tällä hetkellä 1,01. P/E-suhde vertaa nykyistä osakekurssia osakekohtaiseen tulokseen ja auttaa sijoittajia arvioimaan X Financial-osakkeen arvostusta.

X Financial:n hinta-myynti-suhde (P/S) on tällä hetkellä 0,36. P/S-suhde vertaa markkina-arvoa vuosittaisiin tuloihin ja toimii X Financial-osakkeen arvostuskennuslukuna.

X Financial:n Eulpool-laatuscore on 4/10.

X Financial:n ISIN on US98372W2026. ISIN (International Securities Identification Number) on maailmanlaajuisesti ainutlaatuinen arvopaperin tunnus.

X Financial:n WKN on A2QJBD. WKN (Wertpapierkennnummer) on kuusinumeroinen saksalainen arvopaperin tunnus.

X Financial:n ticker on XYF. Tämä pörssinoteeraus käytetään X Financial-osakkeiden kauppaan pörssissä.

Viimeisten 12 kuukauden aikana X Financial maksoi osinkoa 0,34 CNY . Tämä vastaa osingontuottoa noin 7,33 %. Tulevien 12 kuukauden aikana X Financial odotetaan maksavan osinkoa 0,76 CNY.

X Financial:n nykyinen osinkotuotto on 7,33 %.

X Financial maksaa osinkoa, joka jaetaan kuukausina , , , .

X Financial maksoi osinkoa joka vuosi viimeisten 3 vuoden aikana.

Tulevien 12 kuukauden aikana odotetaan osinkoja, joiden määrä on 0,76 CNY. Tämä vastaa osingontuottoa 16,45 %.

X Financial kuuluu sektoriin 'Rahoitus'.

Saadaksesi viimeisen osingon X Financial:sta päivältä määrässä 0,28 CNY, sinulla piti olla osake portfoliossasi ennen irtoamispäivää .

Viimeinen osinko maksettiin .

Vuonna 2025 X Financial jakoi 0,34 CNY osinkona.

X Financial:n osingot jaetaan valuutassa CNY.