LendingClub (LC) Osake Kurssi
LendingClub Kurssi
Liikevaihto on kasvanut 48,8 % vuodessa viimeisten 16 vuoden aikana 1,33 Mrd. USD:een. Osakekohtainen tulos on kasvanut 5,1 % vuodessa viimeisten 12 vuoden aikana. LendingClubn nettomarginaali on nyt 10,2 %, noussut 2,1 %:sta muutama vuosi sitten. Analyytikoiden mediaanitavoitehinta on 23,46 USD, eli yli nykyhintaa 56,1 %. 20 analyytikosta 18 suosittaa ostoa — kokonaiskonsensus on Osta. Osake noteerataan noin 13 % 52 viikon pohjan yläpuolella.
LendingClub osakekurssi
LendingClub liiketoimintamalli ja osakeanalyysi
Usein kysytyt kysymykset LendingClub -osakkeesta
LendingClub Corp operates as a peer-to-peer lending platform that connects borrowers and investors. The business model of LendingClub Corp involves issuing personal loans to consumers and facilitating investment opportunities for individuals and institutions. Through its online marketplace, LendingClub Corp matches borrowers with investors, eliminating the need for traditional banks as intermediaries. This allows borrowers to access affordable loans and investors to earn attractive returns. LendingClub Corp generates revenue through transaction fees charged to borrowers and investors. By leveraging technology and data-driven algorithms, LendingClub Corp offers a streamlined and efficient lending and investment platform for individuals seeking financial solutions.
LendingClub Corp is primarily active in the financial technology (fintech) industry.
The main competitors of LendingClub Corp in the market include leading peer-to-peer lending platforms such as Prosper Marketplace, Funding Circle, and Upstart. These companies also operate in the online lending space, offering similar services and competing for the same customer base. However, LendingClub Corp has established a strong market presence and competitive edge thanks to its extensive network of lenders and borrowers, robust technology platform, and innovative credit underwriting models.
LendingClub Corp is a leading peer-to-peer lending platform founded in 2006. The company's innovative online marketplace connects borrowers and investors, providing access to personal and business loans. LendingClub Corp revolutionized traditional lending by utilizing technology to streamline the lending process, cut costs, and offer competitive interest rates. As one of the largest online lending platforms, LendingClub Corp has facilitated billions of dollars in loans, empowering individuals and businesses to achieve their financial goals. The company's commitment to transparency, customer satisfaction, and responsible lending has earned it a strong reputation in the financial industry. With its proven track record, LendingClub Corp continues to play a significant role in the evolving landscape of online lending.
LendingClub Corp has achieved significant milestones since its inception. One of the key achievements is becoming the largest online credit marketplace, connecting borrowers with investors. They have facilitated billions of dollars in loans, providing individuals and small businesses with access to affordable credit. LendingClub Corp has also established strategic partnerships with leading financial institutions, further expanding their reach and offerings. Additionally, the company successfully went public on the New York Stock Exchange in 2014, symbolizing its growth and prominence in the industry. Throughout its journey, LendingClub Corp continues to revolutionize the lending landscape, empowering both borrowers and investors in the process.
LendingClub Corp is primarily present in the United States.
LendingClub Corp represents values of transparency, innovation, and customer-centricity in its corporate philosophy. With a mission to transform the banking system and make credit more accessible, LendingClub Corp empowers individuals to reach their financial goals. The company focuses on providing a seamless and personalized online lending experience, connecting borrowers with investors in a marketplace platform. LendingClub Corp's commitment to responsible lending and data-driven decision-making ensures that customers receive fair and competitive loan options. By leveraging technology and data analytics, LendingClub Corp succeeds in offering affordable loans with attractive interest rates to help individuals achieve their dreams while fostering a strong sense of trust and integrity within the financial industry.
Analyytikot asettavat tällä hetkellä LendingClub-osakkeelle keskimääräisen tavoitehinnan 24,49 USD (mediaani: 23,46 USD), mikä merkitsee +62,9 % viimeisimpään hintaan verrattuna. Konsensus perustuu 20 analyytikkoarvioon.
20 analyytikkoa arvioi tällä hetkellä LendingClub-osaketta: 18 suosittaa ostoa, 2 pitoa ja 0 myyntiä. Vuodelle 2026 analyytikot odottavat LendingClub-yhtiöltä 1,06 Mrd. USD liikevaihtoa ja 1,72 USD osakekohtaista tulosta.
Nykyisellä valuuttakurssilla LendingClub-osake noteerataan hintaan 13,19 EUR (15,03 USD).
LendingClub-osake (LC) on listattuna 4 pörssissä, muun muassa: NYSE (LC), Frankfurt (8LCA.F), München (8LCA.MU), Düsseldorf (8LCA.DU).
LendingClub Corp was founded in 2006 and is headquartered in San Francisco, USA. The company's business model is based on a peer-to-peer lending network that allows borrowers to obtain loans from other individuals or institutional investors. The platform of LendingClub Corp acts as an intermediary between borrowers and investors, with the company focusing on providing a fast, efficient, and cost-effective way to raise capital and lend money. Borrowers can apply for loans on the platform that are funded by investors willing to lend the money. LendingClub Corp offers various types of loans, including personal loans, consolidation loans, auto loans, and loans for small businesses. Borrowers can apply online and receive a quick loan decision. Investors can choose from various investment options on the platform to invest their money. They can either invest in individual loans or diversify their risk by investing in a portfolio of loans. LendingClub Corp earns money through fees it charges borrowers and investors. Borrowers pay a one-time fee of 1% to 6% of the loan amount, while investors pay an annual servicing fee of 1%. The company also offers an automated investment service called "LendingClub Invest," which allows investors to diversify their portfolio without the hassle of manually selecting loans. The platform uses AI-based technology to optimize the investor's portfolio and minimize risk. Another product of LendingClub Corp is "LCX," a specialized investment platform for institutional investors. LCX provides institutional investors with access to a broader range of credit investments and also supports trading of loans on a secondary marketplace. LendingClub Corp has also formed partnerships with other companies to expand its business. For example, the company has partnered with Google to expand the offering of Google Pay to customers in the USA. Borrowers can apply for loans through Google Pay and receive a quick loan decision. Overall, the business model of LendingClub Corp has proven to be very successful. Since its inception, the company has facilitated over $100 billion in loans and now has over 3 million borrowers and over 200,000 investors on its platform. By leveraging the benefits of the peer-to-peer lending network, the company has created an efficient way to provide capital from investors while offering borrowers a cost-effective means of raising capital.
odotettu liikevaihto LendingClub on 1,06 Mrd. USD. Tämä luku perustuu nykyisiin talousarvoihin ja heijastaa yhtiön liiketoimintasuoritusta.
odotettu voitto LendingClub on 204,60 M USD. Nettovoitto kuvastaa yhtiön kannattavuutta kaikkien kulujen vähentämisen jälkeen.
LendingClub:n hinta-voitto-suhde (P/E) on tällä hetkellä 8,73. P/E-suhde vertaa nykyistä osakekurssia osakekohtaiseen tulokseen ja auttaa sijoittajia arvioimaan LendingClub-osakkeen arvostusta.
LendingClub:n hinta-myynti-suhde (P/S) on tällä hetkellä 1,69. P/S-suhde vertaa markkina-arvoa vuosittaisiin tuloihin ja toimii LendingClub-osakkeen arvostuskennuslukuna.
LendingClub:n Eulpool-laatuscore on 4/10.
LendingClub:n ISIN on US52603A2087. ISIN (International Securities Identification Number) on maailmanlaajuisesti ainutlaatuinen arvopaperin tunnus.
LendingClub:n WKN on A2PNFU. WKN (Wertpapierkennnummer) on kuusinumeroinen saksalainen arvopaperin tunnus.
LendingClub:n ticker on LC. Tämä pörssinoteeraus käytetään LendingClub-osakkeiden kauppaan pörssissä.
LendingClub maksoi osinkoa joka vuosi viimeisten 0 vuoden aikana.
LendingClub kuuluu sektoriin 'Rahoitus'.
LendingClub:n osingot jaetaan valuutassa USD.
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Kaikki tunnusluvut ja syvällinen analyysi LendingClub:sta
Meidän osakeanalyysimme LendingClub-osakkeesta sisältää tärkeitä taloudellisia tunnuslukuja, kuten liikevaihdon, voiton, P/E-luvun, P/S-luvun, EBIT:n sekä tietoja osingosta. Lisäksi tarkastelemme asioita kuten osakkeet, markkina-arvo, velat, oma pääoma ja vastuut LendingClub:n yhteydessä. Jos etsit yksityiskohtaisempaa tietoa näistä aiheista, tarjoamme alisivuillamme kattavia analyysejä: