Question 1

What is the business model of First Ban?

Accepted Answer

The business model of First Bancorp revolves around providing various financial services to individuals, businesses, and organizations. As a bank holding company, First Bancorp operates through its subsidiary, First Bank, offering banking products such as checking and savings accounts, loans, mortgages, credit cards, and investment services. The company focuses on building strong customer relationships, maximizing shareholder value, and promoting community development. First Bancorp aims to meet the financial needs of its customers by providing reliable, personalized, and innovative solutions. Through its diversified offerings and customer-centric approach, First Bancorp strives to establish itself as a leading player in the financial sector.

Question 2

In which industries is First Ban primarily active?

Accepted Answer

First Bancorp is primarily active in the financial services industry.

Question 3

Who are the main competitors of First Ban in the market?

Accepted Answer

The main competitors of First Bancorp in the market include reputable banking institutions such as Wells Fargo, JPMorgan Chase, Bank of America, and Citigroup. These financial players, like First Bancorp, offer a wide range of banking services and compete for market share in the banking industry. First Bancorp, however, has distinguishing qualities that set it apart from its competitors, such as its focus on providing personalized customer service and its commitment to supporting the local communities it serves.

Question 4

What is the history and background of the company First Ban?

Accepted Answer

First Bancorp, founded in 1934, is a renowned financial institution based in Southern Pines, North Carolina. With a rich history spanning over 85 years, First Bancorp has emerged as a trusted name in the banking industry. The company's focus lies in providing personalized banking solutions and exceptional customer service to individuals, businesses, and communities they serve. With a diverse range of products and services, First Bancorp offers retail and commercial banking, mortgage lending, wealth management, and more. Their commitment to innovation, prudent financial practices, and community development has solidified First Bancorp's position as a leading financial institution in the region.

Question 5

What significant milestones has the company First Ban achieved?

Accepted Answer

First Bancorp has achieved several significant milestones throughout its history. The company has successfully expanded its presence and built a strong reputation in the banking industry. Notably, First Bancorp has experienced consistent growth in its assets, revenue, and customer base. It has also established itself as a trusted financial institution, providing a wide range of banking services including personal and business banking, loans, and investment solutions. With a focus on customer satisfaction and value creation, First Bancorp continues to strive for excellence and remains committed to delivering superior financial services to its clients.

Question 6

In which countries and regions is First Ban primarily present?

Accepted Answer

First Bancorp is primarily present in the United States. As a leading financial holding company, First Bancorp operates through its subsidiary, First Bank. Headquartered in North Carolina, First Bancorp serves customers across several states, including North Carolina, South Carolina, and Virginia. With a strong presence in these regions, First Bancorp offers a wide range of banking and financial services to individuals, businesses, and communities.

Question 7

What values and corporate philosophy does First Ban represent?

Accepted Answer

First Bancorp is a prominent financial institution that upholds strong values and a comprehensive corporate philosophy. With a commitment to excellence, integrity, and customer satisfaction, First Bancorp strives to provide exceptional banking services to its clients. The company's philosophy revolves around responsible financial management and maintaining trustworthy relationships with customers. By prioritizing innovation, personalized solutions, and community development, First Bancorp aims to create long-term value for its shareholders while remaining a reliable partner in the financial industry. With its unwavering dedication to its core values, First Bancorp continues to set new standards in the banking sector.

Question 8

Mikä on First Ban:n liiketoimintamalli?

Accepted Answer

First Bancorp is a leading company in the banking and financial services sector. The company is active in the US and Puerto Rico and is headquartered in North Carolina. First Bancorp is a public limited company listed on NASDAQ.

The company was founded in 1935 and today has more than 96 branches in the US and Puerto Rico. First Bancorp offers a wide range of financial services including deposits, loans, mortgages, investment advice, asset management, insurance, cash management services, and many more. The products and services of First Bancorp are tailored to the needs of individuals, businesses, and government agencies.

Individuals can benefit from the company's products and services by opening an account to securely store their money and use it for daily use. First Bancorp offers different types of accounts such as checking and savings accounts, as well as debit and credit cards. Customers can also benefit from the various ATMs and online banking services offered by the company. In addition, First Bancorp offers a wide range of credit products such as auto, student, mortgage, and unsecured loans.

Businesses can benefit from First Bancorp's products and services by opening accounts, financing their operations, and managing their assets. First Bancorp offers businesses various types of accounts and credit products such as checking and savings accounts, loans, leasing, bank guarantees, deposits in trust accounts, and various payment methods. Businesses can also benefit from the cash management services offered by First Bancorp to help them manage their payment flows and cash flows.

Government agencies can benefit from First Bancorp's products and services by opening accounts, utilizing financing, and managing their assets. First Bancorp offers government agencies various types of accounts and financing options such as checking and savings accounts, short and long-term financing, advance payments on contracts, and various payment methods. Government agencies can also benefit from the cash management services offered by First Bancorp to help them manage their payment flows and cash flows.

First Bancorp also has a subsidiary called First Insurance Services, which offers insurance products for individual and business customers. These products include liability insurance, auto insurance, fire insurance, life insurance, and health insurance.

In summary, First Bancorp offers a wide range of products and services for individuals, businesses, and government agencies. The company also has a subsidiary that offers insurance products. First Bancorp has a strong presence in the US and Puerto Rico and has earned a reputation as a reliable and trusted partner for its customers.

Question 9

Mikä on First Ban 2026:n liikevaihto?

Accepted Answer

odotettu liikevaihto First Ban on 1,08 Mrd. USD. Tämä luku perustuu nykyisiin talousarvoihin ja heijastaa yhtiön liiketoimintasuoritusta.

Question 10

Mikä on First Ban 2026:n voitto?

Accepted Answer

odotettu voitto First Ban on 349,35 M USD. Nettovoitto kuvastaa yhtiön kannattavuutta kaikkien kulujen vähentämisen jälkeen.

Question 11

Mikä on First Ban 2026:n P/E-suhde?

Accepted Answer

First Ban:n hinta-voitto-suhde (P/E) on tällä hetkellä 12,13. P/E-suhde vertaa nykyistä osakekurssia osakekohtaiseen tulokseen ja auttaa sijoittajia arvioimaan First Ban-osakkeen arvostusta.

Question 12

Mikä on First Ban 2026:n P/S-suhde?

Accepted Answer

First Ban:n hinta-myynti-suhde (P/S) on tällä hetkellä 3,91. P/S-suhde vertaa markkina-arvoa vuosittaisiin tuloihin ja toimii First Ban-osakkeen arvostuskennuslukuna.

Question 13

Mikä on First Ban:n Eulpool-laatuscore?

Accepted Answer

First Ban:n Eulpool-laatuscore on 4/10.

Question 14

Mikä on First Ban:n ISIN?

Accepted Answer

First Ban:n ISIN on PR3186727065. ISIN (International Securities Identification Number) on maailmanlaajuisesti ainutlaatuinen arvopaperin tunnus.

Question 15

Mikä on First Ban:n WKN?

Accepted Answer

First Ban:n WKN on A1C9RC. WKN (Wertpapierkennnummer) on kuusinumeroinen saksalainen arvopaperin tunnus.

Question 16

Mikä on First Ban:n ticker?

Accepted Answer

First Ban:n ticker on FBP. Tämä pörssinoteeraus käytetään First Ban-osakkeiden kauppaan pörssissä.

Question 17

Kuinka paljon osinkoa First Ban maksaa?

Accepted Answer

Viimeisten 12 kuukauden aikana First Ban maksoi osinkoa 0,72 USD . Tämä vastaa osingontuottoa noin 2,73 %. Tulevien 12 kuukauden aikana First Ban odotetaan maksavan osinkoa 0,7 USD.

Question 18

Mikä on First Ban:n osinkotuotto?

Accepted Answer

First Ban:n nykyinen osinkotuotto on 2,73 %.

Question 19

Milloin First Ban maksaa osinkoa?

Accepted Answer

First Ban maksaa osinkoa, joka jaetaan kuukausina , , , .

Question 20

Kuinka turvallinen First Ban:n osinko on?

Accepted Answer

First Ban maksoi osinkoa joka vuosi viimeisten 31 vuoden aikana.

Question 21

Mikä on First Ban:n osinko?

Accepted Answer

Tulevien 12 kuukauden aikana odotetaan osinkoja, joiden määrä on 0,7 USD. Tämä vastaa osingontuottoa 2,84 %.

Question 22

Missä sektorissa First Ban sijaitsee?

Accepted Answer

First Ban kuuluu sektoriin 'Rahoitus'.

Question 23

Milloin minun oli ostettava First Ban:n osakkeita saadakseni edellisen osingon?

Accepted Answer

Saadaksesi viimeisen osingon First Ban:sta päivältä  määrässä 0,2 USD, sinulla piti olla osake portfoliossasi ennen irtoamispäivää .

Question 24

Milloin First Ban maksoi viimeisen osingon?

Accepted Answer

Viimeinen osinko maksettiin .

Question 25

Mikä oli First Ban:n osinko vuonna 2025?

Accepted Answer

Vuonna 2025 First Ban jakoi 0,64 USD osinkona.

Question 26

Missä valuutassa First Ban maksaa osinkoa?

Accepted Answer

First Ban:n osingot jaetaan valuutassa USD.

2020	2021	2022	2023	2024	2025	2026e	2027e
0,8	0,92	0,99	1,15	1,23	1,26	1,08	1,14
4,96	13,81	7,65	16,95	6,34	2,45	−13,63	4,7
110,7	97,27	90,36	77,26	72,65	70,92	82,1	78,41
890	890	890	890	890	890	890	890
0	0	447	0	0	0	545	542
–	–	–	–	–	–	–	–
99	277	305	302	298	344	349	385
−39,63	179,8	10,11	−0,98	−1,32	15,44	1,45	10,32
0,2	0,31	0,46	0,56	0,64	0,72	0,8	0,7
42,86	55	48,39	21,74	14,29	12,5	11,11	−12,5
217,7	211,3	191,97	177,18	165,27	160,74	160,74	160,74
–	–	–	–	–	–	–	–

Päivämäärä	EPS-arvio	Liikevaihdon arvio	Raportointikausi
22.4.2026	0,52USD	256,26 MUSD	2026 Q1
27.1.2026	0,51USD	259,22 MUSD	2025 Q4
21.1.2026	0,51USD	259,19 MUSD	2025 Q4
23.4.2024	0,36USD	208,57 MUSD	2024 Q1
25.1.2024	0,36USD	208,29 MUSD	2023 Q4
22.7.2022	0,35USD	196,31 MUSD	2022 Q2

%	Nimi	Osakkeet	Muutos	Päivämäärä
13,44986%	BlackRock Institutional Trust Company, N.A.	21 619 167	−501 614	30.6.2025
12,98044%	The Vanguard Group, Inc.	20 864 632	−259 900	30.6.2025
5,45352%	Fidelity Management & Research Company LLC	8 765 934	−228 655	30.6.2025
5,27309%	State Street Investment Management (US)	8 475 906	−372 839	30.6.2025
5,11879%	Dimensional Fund Advisors, L.P.	8 227 889	−410 803	30.6.2025
4,69203%	American Century Investment Management, Inc.	7 541 918	+616 170	30.6.2025
2,89467%	AllianceBernstein L.P.	4 652 860	−1 855 787	30.6.2025
2,80959%	Geode Capital Management, L.L.C.	4 516 111	−48 875	30.6.2025
2,52518%	First Trust Advisors L.P.	4 058 943	+180 848	30.6.2025
1,92786%	T. Rowe Price Associates, Inc.	3 098 819	+528 521	30.6.2025

First Ban (FBP) Osake Kurssi

First Ban Kurssi

First Ban osakekurssi

Osakekurssi

Kuinka lukea tätä kaaviota

Kokonaistuotto vs. hinnantuotto

Päivänsisäiset hintatiedot

Mitä etsiä

First Ban osakkeen liikevaihto, EBIT, voitto

First Ban Tuloslaskelma, tase, rahavirtalaskelma

Tuloslaskelman keskeiset luvut

Liikevaihto ja liikevaihdon kasvu

Bruttokate

EBIT ja EBIT-kate

Nettotulos ja osakekohtainen tulos (EPS)

Liikkeeseen lasketut osakkeet

Analyytikkojen arviot

First Ban osakkeen marginaalit

First Ban osakkeen liikevaihto, EBIT, voitto osaketta kohden

First Ban liiketoimintamalli ja osakeanalyysi

First Ban Segments

First Ban tuotot segmenteittäin (1/3)

First Ban tuotot segmenteittäin (2/3)

First Ban tuotot segmenteittäin (3/3)

First Ban tuotot alueittain

First Ban arvostus Fair Valuelta

First Ban historiallinen P/E-suhde, EBIT-kerroin ja P/S-suhde

First Ban osake, vuotuinen tuotto

Tuotto

Tuottokäyrän ymmärtäminen

Kurssituotto

Osinkotuotto

Sijoituspäätökset

First Ban osakkeiden lukumäärä

First Ban osinkohistoria ja ennusteet

First Ban osakkeen osinkosuhde

First Ban Tulosarviot

First Ban Tulosarviot

Eulerpool ESG -arvio First Ban-osakkeelle

Ympäristö

Sosiaaliset asiat

Hallinto (Corporate Governance)

First Ban osakkeen omistajien rakenne

First Ban Johto ja hallitus

Mr. Aurelio Alman

Mr. Orlando Berges Gonzalez

Mrs. Nayda Rivera-Batista

Mr. Juan Pavia

Mr. Donald Kafka

First Ban Supply Chain

Usein kysytyt kysymykset First Ban -osakkeesta