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XRP Stock

XRP

XRP

Price

2.18
Today +/-
+0
Today %
+0 %

XRP Whitepaper

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Börse Marktpaar Preis +2% Tiefe -2% Tiefe Volumen (24H) Volumen % Typ Liquiditätsbewertung Aktualität
SuperExXRP/ETH2.3257,792.71277,045.142.28 B0.57cex637/9/2025, 6:18 AM
COINSPACEXRP/USDT2.39.15 M11.14 M487.02 M7.37cex4227/9/2025, 6:21 AM
BinanceXRP/USDT2.36.5 M9.12 M226.85 M1.9cex8937/9/2025, 6:23 AM
IndoExBTC/XRP108,394.871.3 M1.07 M153.05 M2.82cex8907/9/2025, 6:21 AM
BatonexXRP/USDT2.31856,824.02942,217.74133.72 M7.48cex2487/9/2025, 6:21 AM
Coinbase ExchangeXRP/USD2.38.44 M8.84 M129.58 M8.95cex8107/9/2025, 6:23 AM
CEEX exchangeXRP/USDT2.311,718.82,430.75126.43 M10.25cex77/9/2025, 6:21 AM
BinanceXRP/FDUSD2.3806,500.11969,457.78121.22 M1.01cex7857/9/2025, 6:23 AM
MEXCXRP/USDT2.3996,192.191.17 M113.25 M4.27cex7167/9/2025, 6:18 AM
4EXRP/USDT2.31.64 M1.75 M112.41 M4.94cex2547/9/2025, 6:21 AM
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XRP FAQ

What is XRP / XRP Ledger?

Established in 2012, the XRP Ledger (XRPL) is a decentralized, open-source, and permissionless technology. The advantages of the XRP Ledger include its low transaction cost ($0.0002 per transaction), rapid transaction speed (settling within 3-5 seconds), scalability (handling 1,500 transactions per second), and its environmentally friendly features (being carbon-neutral and energy-efficient). Additionally, the XRP Ledger incorporates the first decentralized exchange (DEX) and custom tokenization capabilities directly into its protocol. Operating consistently since 2012, the XRP Ledger has successfully closed 70 million ledgers.

Who Are the Founders of the XRP Ledger?

In 2012, David Schwartz, Jed McCaleb, and Arthur Britto introduced the XRP Ledger, featuring its native currency XRP, as a more rapid and energy-efficient alternative to the Bitcoin blockchain. In September of the same year, they collaborated with Chris Larsen to establish the company now recognized as Ripple.

What Distinguishes XRPL?

The XRP Ledger offers a diverse range of applications and use cases related to payments, including micropayments, DeFi, and soon, NFTs. Launched in 2012, the XRPL provides enterprises and Python, Java, and JavaScript developers with robust utility and flexibility. On the XRP website, developers can access a variety of tutorials to assist them in getting started with different coding languages, building applications, managing accounts, and more. In addition to its native coin, XRP, the XRP Ledger is employed by developers to create solutions that address inefficiencies, such as remittance and asset tokenization. Currently, the five primary applications of the XRP Ledger include payments, tokenization, DeFi, CBDCs, and stablecoins.

What Is the Current Circulation of XRP Coins?

The architects of the XRP Ledger allocated 80 billion XRP to Ripple, enabling the company to develop use cases, such as its global payments network, RippleNet, utilizing the digital asset.

How is the Security of the XRP Ledger Network Maintained?

In contrast to Bitcoin or Ethereum, the XRP Ledger (XRPL) employs a distinct Federated Consensus mechanism for transaction validation. Within the XRPL, transactions are verified through a consensus protocol wherein designated independent servers, known as validators, reach an agreement on the sequence and outcome of XRP transactions. Each server within the network processes transactions according to identical rules, ensuring instant confirmation for any transaction complying with the protocol. All transactions are both public and transparent, and any individual or entity can operate a validator. Presently, there are over 150 validators on the ledger, managed by universities, exchanges, businesses, and individuals globally. The Federated Consensus mechanism ensures that all verified transactions are processed without a single point of failure since no single participant independently makes decisions.

Where Can You Purchase XRP?

XRP is available on numerous centralized finance exchanges worldwide, such as Binance, Huobi, and Bitstamp. For further information about this project, explore our comprehensive analysis of XRP on Eulerpool.

Ripple and the SEC XRP is one of the most well-known cryptocurrencies, often mentioned in discussions about regulatory challenges in the crypto space. Ripple Labs, the company behind XRP, has been engaged in an ongoing legal battle with the U.S. Securities and Exchange Commission (SEC). The SEC filed a lawsuit against Ripple Labs in December 2020, alleging that the company conducted an unregistered securities offering through the sale of XRP. This case has been closely watched by the industry due to its potential implications for other cryptocurrencies. The outcome of the Ripple-SEC case could set a precedent for how digital assets are regulated in the United States. It remains a topic of significant interest for investors, legal experts, and regulators. For the latest updates and detailed information on XRP, visit Eulerpool.

Since late 2020, Ripple Labs, which incorporates the XRP token in its products, has been engaged in a legal dispute with the United States Securities and Exchange Commission (SEC). The central issue is whether XRP qualifies as a security. On December 22, 2020, the SEC initiated a lawsuit against Ripple Labs and two of its executives, alleging they traded $1.3 billion in XRP as a security without registering it with the commission. This lawsuit has sparked significant debate. Ripple has emphatically refuted the claims, arguing the SEC's evaluation has been biased. To determine if a cryptocurrency is a security, the SEC applies the “Howey test,” derived from the Supreme Court decision in SEC v. W.J. Howey Co. in 1946. An asset is considered a security if it is sold with an expectation of profit derived from the efforts of others. According to the SEC's definition of XRP in its lawsuit, the cryptocurrency would meet the criteria of the Howey test, and per SEC regulations, all securities must be registered. While most companies facing similar SEC actions have opted to settle, Ripple has chosen to contest the case. The outcome of this lawsuit is poised to have broad implications for the cryptocurrency industry. A victory for Ripple could diminish the SEC's authority, encouraging other crypto companies to challenge the commission. Conversely, an SEC victory could significantly alter how cryptocurrency firms operate, potentially imposing new registration requirements akin to those for securities.

Investors interested in XRP are also interested in these Cryptos

This list presents a carefully selected selection of Cryptos that might be of interest to investors. We have our own crypto analyses for all listed Cryptos on Eulerpool.

Beginnings and the Rise of Cryptocurrencies

The history of cryptocurrencies began in 2008 when an individual or group using the pseudonym Satoshi Nakamoto published the whitepaper "Bitcoin: A Peer-to-Peer Electronic Cash System." This document laid the foundation for the first cryptocurrency, Bitcoin. Bitcoin utilized a decentralized technology known as blockchain to enable transactions without the need for a central authority.

In January 2009, the Bitcoin network commenced with the mining of the Genesis Block. Initially, Bitcoin was more of an experimental project for a small group of enthusiasts. The first known commercial purchase using Bitcoins occurred in 2010, when someone spent 10,000 Bitcoins on two pizzas. At that time, the value of one Bitcoin was just fractions of a cent.

The development of other cryptocurrencies

Following the success of Bitcoin, other cryptocurrencies soon emerged. These new digital currencies, often referred to as "Altcoins," sought to use and improve blockchain technology in various ways. Some of the most well-known early Altcoins include Litecoin (LTC), Ripple (XRP), and Ethereum (ETH). Ethereum, founded by Vitalik Buterin, was particularly distinct from Bitcoin, as it enabled the creation of smart contracts and decentralized applications (DApps).

Market Growth and Volatility

The cryptocurrency market grew rapidly, and with it public attention. The value of Bitcoin and other cryptocurrencies experienced extreme fluctuations. Highlights such as the end of 2017, when the Bitcoin price nearly reached 20,000 US dollars, alternated with sharp market crashes. This volatility attracted both investors and speculators.

Regulatory Challenges and Acceptance

As the popularity of cryptocurrencies rose, governments around the world began to grapple with the regulation of this new asset class. Some countries adopted a friendly stance and encouraged the development of crypto technologies, while others introduced strict regulations or outright banned cryptocurrencies. Despite these challenges, the acceptance of cryptocurrencies in the mainstream has steadily increased, with companies and financial institutions starting to adopt them.

Recent Developments and the Future

In recent years, developments such as DeFi (Decentralized Finance) and NFTs (Non-Fungible Tokens) have broadened the range of possibilities offered by blockchain technology. DeFi enables complex financial transactions without traditional financial institutions, while NFTs allow for the tokenization of artwork and other unique items.

The future of cryptocurrencies remains exciting and uncertain. Questions about scalability, regulation, and market penetration remain open. Nevertheless, interest in cryptocurrencies and the underlying blockchain technology is stronger than ever, and their role in the global economy is expected to continue growing.

Advantages of Investing in Cryptocurrencies

1. High Return Potential

Cryptocurrencies are known for their high potential returns. Investors who got in early on projects like Bitcoin or Ethereum have made substantial gains. This high return makes cryptocurrencies an attractive investment opportunity for risk-seeking investors.

2. Independence from Traditional Financial Systems

Cryptocurrencies offer an alternative to the traditional financial system. They are not bound to the policies of a central bank, making them an attractive hedge against inflation and economic instability.

3. Innovation and Technological Development

Investing in cryptocurrencies also means investing in new technologies. Blockchain, the technology behind many cryptocurrencies, has the potential to revolutionize numerous industries, from financial services to supply chain management.

4. Liquidity

Cryptocurrency markets operate around the clock, which means high liquidity. Investors can buy and sell their assets at any time, which is a clear advantage compared to traditional markets that are tied to opening hours.

Disadvantages of Investing in Cryptocurrencies

1. High Volatility

Cryptocurrencies are known for their extreme volatility. The value of cryptocurrencies can rise or fall quickly and unpredictably, posing a high risk to investors.

2. Regulatory Uncertainty

The regulatory landscape for cryptocurrencies is still emerging and varies greatly from country to country. This uncertainty can lead to risks, especially when new laws and regulations are introduced.

3. Security Risks

While blockchain technology is considered very secure, there are risks associated with the storage and exchange of cryptocurrencies. Hacks and fraud are not uncommon in the crypto world, which requires additional precautions.

4. Lack of Understanding and Acceptance

Many people do not fully understand cryptocurrencies and the underlying technology. This lack of understanding can lead to misguided investments. Additionally, the acceptance of cryptocurrencies as a means of payment is still limited.