UniLend Finance was established in 2020 by a team of visionary and experienced blockchain enthusiasts who are transforming the industry landscape: **Chandresh Aharwar – Co-founder & CEO** Chandresh previously served as VP of Strategy and Marketing at Matic Network, leading efforts in branding, marketing, and community growth. He played a pivotal role in expanding Matic's (now Polygon's) community to over 100K members and establishing more than 20 regional communities. Additionally, he drove exchange marketing initiatives, successfully listing MATIC on over 30 exchanges, and managed the Matic Mitra ambassador program. His extensive experience in marketing and strategy, particularly from his involvement in one of the industry's most successful Binance Launchpad projects, has been crucial to UniLend’s continued success. **Suryansh Kumar – Co-founder & CTO** Suryansh is a serial entrepreneur with a successful track record in blockchain and broader technology sectors. He previously co-founded companies such as Flicat, OBTrack, OpenBracket, and the open-source blockchain meta-transaction protocol Meta Transact. His exceptional programming skills, coupled with a keen understanding of business strategy, have significantly contributed to UniLend's achievements. **Tarun Malik – Co-founder & CPO** Tarun holds a Bachelor of Technology in IT from Guru Gobind Singh Indraprastha University, along with dual master's degrees in International Business and Information Systems from the University of Melbourne. With a passion for blockchain, he co-founded and expanded IT services company 4 Way Technologies into a highly successful multi-million-dollar enterprise, realizing over 100% year-on-year growth. His experience as a Blockchain Consultant for Wificoin and as a co-founder of Meta Transact highlights his valuable expertise in business analysis, project management, and consulting—essential elements to UniLend’s success. Together, this team has combined their diverse expertise to position UniLend as a formidable entity in the blockchain space.

UFT is a highly liquid asset that can be traded on major centralized and decentralized exchanges, including Binance, HTX Global, Uniswap, MEXC, Gate.io, and others.

1. UniLend V2: UniLend is spearheading innovation in decentralized finance (DeFi) through the introduction of the world's first permissionless lending and borrowing protocol. This protocol supports all ERC20 tokens, facilitating seamless lending and borrowing experiences. Users have the capability to create dual-asset pools for any asset pair, incorporating price feed oracles and optimizing gas usage. Key features of the platform include Isolated Dual Asset Pools, NFT Tokenization, Concentrated Liquidation, Flash Loans, and more. Building upon the success of UniLend V1, the platform now supports Flash Loans and lending services on Ethereum, Polygon, Binance Smart Chain (BSC), and Moonriver. To date, over $50 million in Flash Loans have been executed, with more than 30 tokens listed, including $WMATIC, $BNB, $WMOVR, and $WETH. The launch of UniLend V1 on Moonriver marked the introduction of the first flash loan service on Kusama. 2. Numa Network: UniLend has unveiled its latest innovation, the Numa Network, which is set to redefine blockchain interactions and address long-standing usability challenges. Numa Network integrates advanced solutions such as gasless transactions, intent-driven automation, and a universal account mechanism, providing a seamless and intuitive experience for both users and developers. This groundbreaking development establishes a new benchmark for blockchain usability, ensuring decentralized applications are faster, smarter, and more accessible. 3. AI Agent Hub: The UniLend AI Agent Hub empowers individuals to develop sophisticated AI agents by using modular legos of AI agents and supporting modules. It leverages blockchain technology to store data and workflows through modular smart contracts. Its modular architecture enables users to augment agents with additional capabilities via action modules, fostering a comprehensive ecosystem where developers can list agents and other modules to construct actionable AI agents.

UniLend is a decentralized finance (DeFi) protocol that distinctively combines spot trading and lending/borrowing functionalities for all ERC20 tokens. Unlike other DeFi platforms that accommodate only a limited number of assets, UniLend enables any ERC20 token to be listed for decentralized trading and lending/borrowing. This widens the scope of DeFi to incorporate a more extensive range of digital assets, in alignment with UniLend's mission to unlock the full potential of decentralized finance. UniLend V2 is scheduled to launch on the Ethereum Mainnet on February 12, 2024, representing a major advancement for the protocol. This iteration is designed to enhance the platform's capabilities, thereby strengthening its standing within the DeFi ecosystem. The protocol’s permissionless design allows users to list and engage with any ERC20 token, effectively bridging a gap left by current DeFi solutions that cater to a narrower selection of assets. The native token of UniLend, UFT, is integral to the platform's governance. Holders of UFT can engage in decision-making processes, influencing various facets of the protocol through proposals that require majority agreement. Furthermore, liquidity providers receive incentives in the form of UFT tokens through liquidity mining and a portion of trading and borrowing fees, ensuring the platform’s continued sustainability. UniLend also includes a community governance token, UFTG, which decentralizes control further and promotes active participation from its user base. This dual-token system strengthens the protocol’s governance and operational efficiency, establishing it as a comprehensive solution for decentralized finance.

UniLend (UFT) is a decentralized finance (DeFi) protocol that distinctively integrates spot trading services with lending and borrowing capabilities on a single platform. Unlike other DeFi protocols that support a limited array of assets, UniLend permits any ERC20 token to be listed for decentralized trading and lending/borrowing. This broadens the DeFi landscape to encompass a wider range of digital assets, unlocking their full potential. A key real-world application of UniLend is permissionless lending and borrowing for all ERC20 tokens. This allows users to lend their digital assets to earn interest or to borrow assets without requiring authorization from a central authority. This approach democratizes access to financial services, thereby facilitating individuals' participation in the DeFi ecosystem. UniLend also enables the creation of dual asset pools for any asset pair. This capability allows users to create liquidity pools with any two ERC20 tokens, thus facilitating decentralized trading and enhancing market liquidity. By allowing more asset pairs, UniLend broadens the spectrum of trading options available to users. Another noteworthy application is providing risk-free yield for lenders. Users lending their assets on UniLend are able to earn interest without the risk of losing their principal, as the protocol ensures loans are over-collateralized. This offers a safer option for those aiming to generate passive income from their digital assets. UniLend's platform also incorporates flexible pricing, governance, and NFT integration. The flexible pricing mechanism permits more precise and dynamic asset pricing, while the governance feature allows UFT token holders to partake in decisions related to the protocol. NFT integration facilitates the tokenization and trading of non-fungible tokens, further expanding the variety of assets that can be utilized within the platform. UniLend has been featured in leading news outlets, underscoring its impact and potential in the DeFi space. The anticipated launch of UniLend V2 on the Ethereum Mainnet on February 12, 2024, is expected to introduce additional features and enhancements, further improving its real-world applications. The platform also supports the tokenization of assets, lending and borrowing, as well as an array of synthetic assets and derivatives. This expands the range of financial instruments available to users, establishing UniLend as a versatile tool for managing digital assets. For current price information and more details, you can find UniLend (UFT) on Eulerpool.