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Cream Finance Stock

Cream Finance

CREAM

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1.13
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Cream Finance Whitepaper

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Börse Marktpaar Preis +2% Tiefe -2% Tiefe Volumen (24H) Volumen % Typ Liquiditätsbewertung Aktualität
BinanceCREAM/USDT1.94733.34151.371.82 M0cex606.894/16/2025, 4:59 AM
HotcoinCREAM/USDT1.1500824,787.530cex14/15/2025, 12:23 PM
OurbitCREAM/USDT1.1759.0159.41207,007.560.02cex174/15/2025, 10:15 AM
PhemexCREAM/USDT1.20083,638.090cex04/14/2025, 11:57 AM
GateCREAM/USDT1.2232.123175,184.910cex387/9/2025, 6:23 AM
BVOXCREAM/USDT1.1112,644.7513,179.2663,925.550cex3846/18/2025, 8:00 AM
PionexCREAM/USDT1.613,027.7712,469.3262,528.980cex1814/11/2025, 11:30 AM
MEXCCREAM/USDT2.918.1109.0852,975.580cex14/25/2025, 12:27 PM
BingXCREAM/USDT1.14942.955,488.4750,777.260cex2394/15/2025, 9:57 AM
TokocryptoCREAM/USDT2.1873,278.19595,074.4846,331.140cex4264/16/2025, 5:18 AM
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Cream Finance FAQ

C.R.E.A.M. Finance (CREAM) Overview C.R.E.A.M. Finance (CREAM) is a decentralized finance (DeFi) platform that operates within the Ethereum blockchain. It offers a wide range of financial services including lending, borrowing, and token swapping. By utilizing blockchain technology, C.R.E.A.M. Finance aims to provide users with a more accessible and efficient financial ecosystem. The platform's native token, CREAM, facilitates governance and incentivizes participation within its community. As an innovative player in the DeFi space, C.R.E.A.M. Finance is constantly evolving to meet the needs of its users. For detailed insights and up-to-date information on C.R.E.A.M. Finance (CREAM), refer to Eulerpool.

C.R.E.A.M Finance is a decentralized DeFi lending protocol designed to provide individuals, institutions, and protocols with access to financial services. As part of the yearn.finance ecosystem, C.R.E.A.M. Finance operates as a permissionless, open-source, and blockchain-agnostic protocol, servicing users across Ethereum, Binance Smart Chain, Polygon, and Fantom. Holders of Ether or wBTC can passively deposit their assets on C.R.E.A.M. to earn yield, akin to a traditional savings account. For additional information, visit the official C.R.E.A.M. Finance platform. Originating as a fork of Compound Finance, C.R.E.A.M Finance is characterized by its open-source, permissionless, and blockchain-agnostic nature, offering yield farming rewards to broaden its network inclusively. The project, an acronym for Crypto Runs Everything Around Me, was unexpectedly launched on the Ethereum network on August 3, 2020, via the YOLO liquidity pool. In September 2020, it expanded to the Binance Smart Chain (BSC). The CREAM token enables users to lend, borrow, and stake assets while participating in network governance, including voting on which assets to support or delist. For more comprehensive details about CREAM, visit Eulerpool.

Who Founded C.R.E.A.M. Finance?

The driving force behind C.R.E.A.M. Finance is Taiwanese entrepreneur Jeffrey Huang, who described himself as the "semi-benevolent dictator of CREAM" at its inception. Huang is also the founder of Mithril (MITH), a social media platform based on Ethereum. The token allocation is structured as follows: * 10% (900,000 tokens) is designated for the team and advisors, with 75% vesting over four years following a six-month cliff; * 10% is allocated for seed purposes, vesting over four years with a one-year cliff; * 20% (1.8 million CREAM) is reserved to incentivize liquidity providers; * 60% (5.4 million) is allocated for governance.

What Distinguishes C.R.E.A.M. Finance?

C.R.E.A.M. Finance facilitates liquidity provision for significant DeFi assets through automated market making (AMM), enabling users to borrow and lend supported assets while earning liquidity mining rewards in the form of its native CREAM token by using any supported asset as collateral. In exchange, it accumulates fees from swaps, lending, and borrowing activities from users. The platform's goal is to list and support tokens crucial to the DeFi ecosystem, such as major stablecoins (USDT, USDC, BUSD, yCRV, etc.), governance tokens (COMP, BAL, YFI, LEND, CRV, CREAM, etc.), and other leading cryptocurrencies like ETH, renBTC, and LINK. CREAM, as an ERC20 token on the Ethereum network, is capable of running Ethereum Virtual Machines via smart contracts, allowing users to create DAOs for its community. This enhances composability, enabling the integration of various financial services. Staking CREAM tokens is possible for durations of up to four years to earn rewards; however, it is crucial to understand that there is no administrative unlock available. Consequently, rewards are only accessible at the conclusion of the staking period.

What is the Circulating Supply of C.R.E.A.M. Finance (CREAM) Coins?

CREAM has a total supply of 9 million coins, with approximately 150,000 currently in circulation. This number is expected to increase as more vested tokens are released monthly to stakeholders and liquidity miners.

What Methods Are Used to Secure the C.R.E.A.M. Network?

CREAM's smart contracts are currently not officially audited by choice. Instead, Huang consults with expert advisers, including Compound founder Robert Leshner, to enhance security, review code, and manage a multisig wallet to ensure the safety of users' funds. Update on Audit Report: - Trail of Bits (January 28, 2021) https://docs.cream.finance/audit-report

Where can you purchase C.R.E.A.M. Finance (CREAM)?

The leading exchanges for trading Cream Finance currently include Binance, Binance.KR, Hoo, and Uniswap (V2). Additional exchanges are listed on our crypto exchanges page at Eulerpool. Additionally, you can now purchase cryptocurrencies such as Bitcoin and Ethereum directly using a credit card in your preferred fiat currency. Here's how.

Investors interested in Cream Finance are also interested in these Cryptos

This list presents a carefully selected selection of Cryptos that might be of interest to investors. We have our own crypto analyses for all listed Cryptos on Eulerpool.

Beginnings and the Rise of Cryptocurrencies

The history of cryptocurrencies began in 2008 when an individual or group using the pseudonym Satoshi Nakamoto published the whitepaper "Bitcoin: A Peer-to-Peer Electronic Cash System." This document laid the foundation for the first cryptocurrency, Bitcoin. Bitcoin utilized a decentralized technology known as blockchain to enable transactions without the need for a central authority.

In January 2009, the Bitcoin network commenced with the mining of the Genesis Block. Initially, Bitcoin was more of an experimental project for a small group of enthusiasts. The first known commercial purchase using Bitcoins occurred in 2010, when someone spent 10,000 Bitcoins on two pizzas. At that time, the value of one Bitcoin was just fractions of a cent.

The development of other cryptocurrencies

Following the success of Bitcoin, other cryptocurrencies soon emerged. These new digital currencies, often referred to as "Altcoins," sought to use and improve blockchain technology in various ways. Some of the most well-known early Altcoins include Litecoin (LTC), Ripple (XRP), and Ethereum (ETH). Ethereum, founded by Vitalik Buterin, was particularly distinct from Bitcoin, as it enabled the creation of smart contracts and decentralized applications (DApps).

Market Growth and Volatility

The cryptocurrency market grew rapidly, and with it public attention. The value of Bitcoin and other cryptocurrencies experienced extreme fluctuations. Highlights such as the end of 2017, when the Bitcoin price nearly reached 20,000 US dollars, alternated with sharp market crashes. This volatility attracted both investors and speculators.

Regulatory Challenges and Acceptance

As the popularity of cryptocurrencies rose, governments around the world began to grapple with the regulation of this new asset class. Some countries adopted a friendly stance and encouraged the development of crypto technologies, while others introduced strict regulations or outright banned cryptocurrencies. Despite these challenges, the acceptance of cryptocurrencies in the mainstream has steadily increased, with companies and financial institutions starting to adopt them.

Recent Developments and the Future

In recent years, developments such as DeFi (Decentralized Finance) and NFTs (Non-Fungible Tokens) have broadened the range of possibilities offered by blockchain technology. DeFi enables complex financial transactions without traditional financial institutions, while NFTs allow for the tokenization of artwork and other unique items.

The future of cryptocurrencies remains exciting and uncertain. Questions about scalability, regulation, and market penetration remain open. Nevertheless, interest in cryptocurrencies and the underlying blockchain technology is stronger than ever, and their role in the global economy is expected to continue growing.

Advantages of Investing in Cryptocurrencies

1. High Return Potential

Cryptocurrencies are known for their high potential returns. Investors who got in early on projects like Bitcoin or Ethereum have made substantial gains. This high return makes cryptocurrencies an attractive investment opportunity for risk-seeking investors.

2. Independence from Traditional Financial Systems

Cryptocurrencies offer an alternative to the traditional financial system. They are not bound to the policies of a central bank, making them an attractive hedge against inflation and economic instability.

3. Innovation and Technological Development

Investing in cryptocurrencies also means investing in new technologies. Blockchain, the technology behind many cryptocurrencies, has the potential to revolutionize numerous industries, from financial services to supply chain management.

4. Liquidity

Cryptocurrency markets operate around the clock, which means high liquidity. Investors can buy and sell their assets at any time, which is a clear advantage compared to traditional markets that are tied to opening hours.

Disadvantages of Investing in Cryptocurrencies

1. High Volatility

Cryptocurrencies are known for their extreme volatility. The value of cryptocurrencies can rise or fall quickly and unpredictably, posing a high risk to investors.

2. Regulatory Uncertainty

The regulatory landscape for cryptocurrencies is still emerging and varies greatly from country to country. This uncertainty can lead to risks, especially when new laws and regulations are introduced.

3. Security Risks

While blockchain technology is considered very secure, there are risks associated with the storage and exchange of cryptocurrencies. Hacks and fraud are not uncommon in the crypto world, which requires additional precautions.

4. Lack of Understanding and Acceptance

Many people do not fully understand cryptocurrencies and the underlying technology. This lack of understanding can lead to misguided investments. Additionally, the acceptance of cryptocurrencies as a means of payment is still limited.