World Acceptance (WRLD) Stock Price
World Acceptance Price
Over the last 19 years World Acceptance grew revenue by 3.7% annually, reaching 585.17 M USD. Earnings per share have grown at 5.4% per year over the last 19 years. For World Acceptance, the net margin of 5.9% is down versus 9.2% a few years ago. The consensus 12-month price target for World Acceptance is 153.00 USD, about 13.2% below where the stock trades today. Of 7 analysts, 0 rate the stock a buy — an overall Sell consensus.
World Acceptance stock price
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World Acceptance business model & stock analysis
Frequently asked questions about World Acceptance
The business model of World Acceptance Corp revolves around providing consumer finance products and services. As a leading financial institution, the company focuses on offering installment loans to individuals who may not have access to traditional banking services. With a vast network of branches and online platforms, World Acceptance Corp aims to serve underbanked customers, providing them with the credit they need for various purposes such as purchasing household goods, making home repairs, or covering unexpected expenses. By tailoring their products to meet the unique financial needs of their customers, World Acceptance Corp strives to promote financial inclusion and support economic growth.
World Acceptance Corp is primarily active in the financial services industry, specifically specializing in providing installment loans and related products to individuals.
The main competitors of World Acceptance Corp in the market include companies such as OneMain Holdings Inc., Santander Consumer USA Holdings Inc., and Regional Management Corp. These companies also operate in the consumer finance industry and provide similar services and products as World Acceptance Corp. However, World Acceptance Corp differentiates itself through its strong customer base, wide geographical presence, and innovative loan products, giving it a competitive edge in the market.
World Acceptance Corp, founded in 1962, is a renowned consumer finance company. With headquarters in Greenville, South Carolina, it operates across 15 U.S. states and Mexico. World Acceptance Corp offers installment loans, tax preparation services, and related products to individuals who have limited access to traditional credit sources. The company focuses on building customer relationships and providing responsible lending solutions. Over its long history, World Acceptance Corp has established itself as a leader in the subprime lending industry, catering to the financial needs of underserved communities. Its commitment to serving customers and promoting financial inclusion has contributed to its ongoing success and growth.
World Acceptance Corp has achieved several significant milestones. One of their notable accomplishments was their inclusion in the Forbes America's Best Small Companies list in 2016 and 2017. Additionally, the company celebrated its 50th anniversary in 2012, highlighting its long-standing presence and success in the financial services industry. World Acceptance Corp has also been recognized for its commitment to corporate social responsibility, receiving the Gallup Great Workplace Award in 2018 and 2019. These milestones demonstrate the company's excellence and dedication in providing financial solutions and services.
World Acceptance Corp is primarily present in several countries and regions. With its headquarters in the United States, the company operates across North America, including the United States and Canada. Additionally, World Acceptance Corp extends its services to Mexico, where it has established a significant presence. This diversified geographic presence allows the company to serve a broad customer base and capitalize on different market opportunities.
World Acceptance Corp is committed to upholding strong values and a clear corporate philosophy. As a leading financial services company, World Acceptance Corp prioritizes integrity, trust, and transparency in its operations. The company seeks to offer accessible and responsible credit solutions to underserved communities and customers, enabling them to meet their financial needs and enhance their quality of life. World Acceptance Corp believes in fostering strong customer relationships and providing exceptional customer service. With a focus on helping individuals build a positive credit history, the company strives to create a fair and inclusive financial environment for all.
Analysts currently set an average price target of 153.00 USD for the World Acceptance stock (median: 153.00 USD), implying -13.2 % versus the latest price. The consensus is based on 7 analyst ratings.
6 analysts currently rate the World Acceptance stock: 0 recommend buying, 3 holding and 3 selling.
Converted at the current exchange rate, the World Acceptance share trades at 157.22 EUR (176.33 USD).
The World Acceptance share (WRLD) is listed on 3 stock exchanges, including: NASDAQ (WRLD), SIX (Zürich) (WOA.SW), Frankfurt (WOA.F).
World Acceptance Corporation (WAC) is a US-based company that offers financial services, particularly lending. Since its founding in 1962, WAC has been headquartered in Greenville, South Carolina. The business model of WAC essentially revolves around granting loans to "subprime" customers who are rejected by traditional lenders. This group of customers may be rejected by traditional lenders for various reasons, including lack of creditworthiness or insufficient credit. WAC serves customers in the US, as well as in Mexico, Romania, and the Republic of Georgia. The company is divided into two segments: US operations and international operations. The US operations are conducted by WAC Financial Services and include lending to consumers who typically need loans ranging from $300 to $4,000. Lending is usually done through WAC branches, of which there are currently about 1,200. WAC places great importance on personal interactions with its customers to ensure they receive the best possible service. WAC focuses on three main product lines: consumer lending, small business lending, and provision of tax preparation services and refund processing. In 2013, WAC expanded its business model by launching its online platform "Express Loan," which allows potential customers to apply for loans through the internet and receive quick decisions. The platform minimizes the need for personal interactions and increases efficiency. WAC's international operations are conducted by its subsidiary, World Finance. In each of the countries where the company operates, it offers similar products to those in the US. However, it also offers products tailored to the specific needs of each market. For example, in Mexico, WAC focuses on granting loans to consumers who want to purchase a vehicle or a house. Internationally operating companies often face greater uncertainty and volatility than companies that operate solely domestically. However, WAC has taken measures to hedge against these risks. One of the key measures is diversifying the company across different markets, reducing the risk of being heavily dependent on a single economy. The business model of World Acceptance Corporation is based on providing financial services to customers who are rejected by traditional lenders. The company has placed an emphasis on personal interactions with customers to ensure they receive the best possible service. WAC has expanded its business model by launching an online platform and diversifying into different markets.
The revenue of World Acceptance is 585.17 M USD. This figure is based on current financial data and reflects the company's business performance.
The profit of World Acceptance is 34.59 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of World Acceptance is currently 23.36. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the World Acceptance stock.
The price-to-sales ratio (P/S) of World Acceptance is currently 1.38. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the World Acceptance stock.
The Eulerpool Quality Score for World Acceptance is 3/10.
The ISIN of World Acceptance is US9814191048. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of World Acceptance is 892493. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of World Acceptance is WRLD. The ticker symbol is used to trade World Acceptance shares on the stock exchange.
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Our stock analysis for World Acceptance stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of World Acceptance. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.