Unity Bank

Unity Bank OCF/Debt

The Operating Cash Flow to Debt Ratio of Unity Bank (UNITYBNK.NL) as of Oct 19, 2026 is 24.51 %. In the previous year, Operating Cash Flow to Debt Ratio was -8.76 % — a change of -379.61% (higher).

OCF/Debt

24.51 %

YoY

-379.61%

Last updated:

Operating Cash Flow to Debt Ratio of Unity Bank is 2023 24.51 % . Operating Cash Flow to Debt Ratio of Unity Bank was 2022 -8.76 % . It decreases by -379.61% higher compared to the previous year.

The Unity Bank OCF/Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

OCF/Debt
Date
OCF/Debt
Jan 1, 2016
-27.87 NGN
Jan 1, 2017
-8.37 NGN
Jan 1, 2018
-0.35 NGN
Jan 1, 2019
-21.51 NGN
Jan 1, 2020
5.62 NGN
Jan 1, 2021
-20.14 NGN
Jan 1, 2022
-8.76 NGN
Jan 1, 2023
24.51 NGN
The Unity Bank OCF/Debt history
YEAROCF/DebtYoY
24.51 %-379.61%
-8.76 %-56.48%
-20.14 %-458.61%
5.62 %-126.11%
-21.51 %+6,028.11%
-0.35 %-95.81%
-8.37 %-69.96%
-27.87 %-46.60%
-52.20 %-26.36%
-70.88 %—

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Unity Bank Stock analysis

What does Unity Bank do? Unity Bank PLC provides banking and financial services to corporate and individual customers. Headquartered in Victoria Island, Lagos, the bank operates through North and South geographical segments. Services include loans, corporate banking, retail banking, consumer and trade finance, international banking, cash management, electronic banking, and money market activities. Personal banking features current accounts, savings accounts, and digital services like mobile banking and internet banking. Business banking offers corporate accounts and savings solutions. Digital services include an agent network, ATM network, branch network, and foreign exchange services. The bank went public on February 25, 2005. Unity Bank is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Unity Bank stock

Operating Cash Flow to Debt Ratio of Unity Bank is 24.51 % in 2023.

Operating Cash Flow to Debt Ratio of Unity Bank changed from -8.76 % to 24.51 %, representing a -379.61% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Operating Cash Flow to Debt Ratio Unity Bank since 2006 – with annual values, charts, and detailed analysis.

OCF/Debt measures what percentage of total debt can be covered by annual operating cash flow. Higher ratios indicate stronger debt repayment capacity.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Operating Cash Flow to Debt Ratio's Unity Bank with sector peers and the industry average to assess whether it is attractive.

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Leverage — Unity Bank

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