Unity Bank

Unity Bank Net Debt/FCF

The Net Debt to Free Cash Flow Ratio of Unity Bank (UNITYBNK.NL) as of Oct 18, 2026 is 4.44. In the previous year, Net Debt to Free Cash Flow Ratio was -9.47 — a change of -146.94% (higher).

Net Debt/FCF

4.44

YoY

-146.94%

Last updated:

Net Debt to Free Cash Flow Ratio of Unity Bank is 2023 4.44 . Net Debt to Free Cash Flow Ratio of Unity Bank was 2022 -9.47 . It decreases by -146.94% higher compared to the previous year.

The Unity Bank Net Debt/FCF history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Net Debt/FCF
Date
Net Debt/FCF
Jan 1, 2016
-3.26 NGN
Jan 1, 2017
-11.41 NGN
Jan 1, 2018
-101.62 NGN
Jan 1, 2019
-4.44 NGN
Jan 1, 2020
20.00 NGN
Jan 1, 2021
-4.76 NGN
Jan 1, 2022
-9.47 NGN
Jan 1, 2023
4.44 NGN
The Unity Bank Net Debt/FCF history
YEARNet Debt/FCFYoY
4.44-146.94%
-9.47+98.97%
-4.76-123.78%
20.00-550.29%
-4.44-95.63%
-101.62+790.84%
-11.41+249.47%
-3.26+82.09%
-1.79+30.35%
-1.38—

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Unity Bank Stock analysis

What does Unity Bank do? Unity Bank PLC provides banking and financial services to corporate and individual customers. Headquartered in Victoria Island, Lagos, the bank operates through North and South geographical segments. Services include loans, corporate banking, retail banking, consumer and trade finance, international banking, cash management, electronic banking, and money market activities. Personal banking features current accounts, savings accounts, and digital services like mobile banking and internet banking. Business banking offers corporate accounts and savings solutions. Digital services include an agent network, ATM network, branch network, and foreign exchange services. The bank went public on February 25, 2005. Unity Bank is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Unity Bank stock

Net Debt to Free Cash Flow Ratio of Unity Bank is 4.44 in 2023.

Net Debt to Free Cash Flow Ratio of Unity Bank changed from -9.47 to 4.44, representing a -146.94% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Net Debt to Free Cash Flow Ratio Unity Bank since 2006 – with annual values, charts, and detailed analysis.

Net Debt/FCF indicates how many years it would take to repay net debt using free cash flow. Lower ratios suggest faster deleveraging potential.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Debt to Free Cash Flow Ratio's Unity Bank with sector peers and the industry average to assess whether it is attractive.

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Leverage — Unity Bank

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