Unity Bank

Unity Bank FCF/Debt

The Free Cash Flow to Debt Ratio of Unity Bank (UNITYBNK.NL) as of Oct 18, 2026 is 22.51 %. In the previous year, Free Cash Flow to Debt Ratio was -10.57 % — a change of -313.04% (higher).

FCF/Debt

22.51 %

YoY

-313.04%

Last updated:

Free Cash Flow to Debt Ratio of Unity Bank is 2023 22.51 % . Free Cash Flow to Debt Ratio of Unity Bank was 2022 -10.57 % . It decreases by -313.04% higher compared to the previous year.

The Unity Bank FCF/Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF/Debt
Date
FCF/Debt
Jan 1, 2016
-30.64 NGN
Jan 1, 2017
-8.77 NGN
Jan 1, 2018
-0.98 NGN
Jan 1, 2019
-22.51 NGN
Jan 1, 2020
5.00 NGN
Jan 1, 2021
-21.02 NGN
Jan 1, 2022
-10.57 NGN
Jan 1, 2023
22.51 NGN
The Unity Bank FCF/Debt history
YEARFCF/DebtYoY
22.51 %-313.04%
-10.57 %-49.74%
-21.02 %-520.52%
5.00 %-122.21%
-22.51 %+2,187.41%
-0.98 %-88.77%
-8.77 %-71.39%
-30.64 %-45.08%
-55.79 %-23.29%
-72.72 %—

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Unity Bank Stock analysis

What does Unity Bank do? Unity Bank PLC provides banking and financial services to corporate and individual customers. Headquartered in Victoria Island, Lagos, the bank operates through North and South geographical segments. Services include loans, corporate banking, retail banking, consumer and trade finance, international banking, cash management, electronic banking, and money market activities. Personal banking features current accounts, savings accounts, and digital services like mobile banking and internet banking. Business banking offers corporate accounts and savings solutions. Digital services include an agent network, ATM network, branch network, and foreign exchange services. The bank went public on February 25, 2005. Unity Bank is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Unity Bank stock

Free Cash Flow to Debt Ratio of Unity Bank is 22.51 % in 2023.

Free Cash Flow to Debt Ratio of Unity Bank changed from -10.57 % to 22.51 %, representing a -313.04% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Free Cash Flow to Debt Ratio Unity Bank since 2006 – with annual values, charts, and detailed analysis.

FCF/Debt measures the percentage of total debt that could be repaid from free cash flow. It is a stricter measure than OCF/Debt as it accounts for capital expenditures.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Free Cash Flow to Debt Ratio's Unity Bank with sector peers and the industry average to assess whether it is attractive.

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Leverage — Unity Bank

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