Unity Bank Change in Working Capital

What does Unity Bank do? Unity Bank PLC generates revenue through corporate and individual banking services, including loans, advances, and trade finance. Its personal banking segment offers products like Unity Max Current Account, Double Edge Savings Account, and Unifi Savings Account, targeting retail customers. Business banking provides Domiciliary Account and UnityBiz Current Account for corporate clients, while digital services such as mobile banking and Internet banking drive customer engagement. The bank operates across two geographical segments, North and South Bank, serving diverse customer needs with tailored financial solutions. The company monetizes its retail banking through savings and current accounts, including Unity Kids Account and Yanga Account, which appeal to younger and individual customers. Corporate clients utilize business banking services like Corporate Current Account and Business Savings Account, supported by international banking and cash management solutions. Electronic banking services, including ATM and agent networks, enhance accessibility, contributing to transaction-based revenue streams. The bank’s focus on digital transformation through mobile and internet platforms strengthens customer retention and cross-selling opportunities. Unity Bank PLC’s revenue streams are diversified across its North and South Bank segments, with personal banking products such as Airtime Purchase and Moneygram generating ancillary income. Corporate clients benefit from trade finance and international banking services, while retail customers access services like TransFast for money transfers. The bank’s comprehensive suite of financial products, including FX purchase and cash management, ensures steady revenue from both individual and business segments without relying on external partnerships or third-party services. Unity Bank is one of the most popular companies on Eulerpool.