Unicaja Banco (UNI.MC) Stock Price
Unicaja Banco Price
Over the last 21 years Unicaja Banco grew revenue by 5.1% annually, reaching 2.58 B EUR. Earnings per share have grown at 1.9% per year over the last 15 years. For Unicaja Banco, the net margin of 24.5% is down versus 81.3% a few years ago. At today's price the dividend yield works out to roughly 4.34%. The payout ratio is around 57% of earnings. The dividend has grown at 30.6% per year over the past 7 years. The consensus 12-month price target for Unicaja Banco is 2.65 EUR, about 17.4% below where the stock trades today. Of 25 analysts, 2 rate the stock a buy — an overall Sell consensus.
Unicaja Banco stock price
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Unicaja Banco business model & stock analysis
Frequently asked questions about Unicaja Banco
The business model of Unicaja Banco SA revolves around providing a wide range of financial products and services to individuals, businesses, and institutions. As a leading retail bank in Spain, Unicaja Banco focuses on delivering personalized banking solutions, including deposits, loans, mortgages, credit cards, insurance, and investment services. By leveraging a comprehensive branch network, digital channels, and strategic partnerships, Unicaja Banco aims to offer convenient and accessible banking solutions to meet the diverse needs of its customers. Through prudent risk management, cost control, and a customer-centric approach, Unicaja Banco strives to maintain profitability and long-term growth in the financial industry.
Unicaja Banco SA primarily operates in the financial industry.
The main competitors of Unicaja Banco SA in the market include financial institutions such as Banco Santander, BBVA, Caixabank, and Bankia. These companies compete with Unicaja Banco SA in offering various banking services and products to customers. Unicaja Banco SA, though faced with competition, maintains its position by leveraging its strong brand reputation, customer-centric approach, and innovative financial solutions.
Unicaja Banco SA, a renowned financial institution, boasts a rich history and a strong background. Established in 2011, Unicaja Banco is headquartered in Malaga, Spain. The company emerged as a result of a merger between Unicaja, a well-established savings bank, and Caja de Jaén. With a focus on serving customers' financial needs, Unicaja Banco has flourished into one of the leading banks in the Spanish market. It offers a comprehensive range of banking services, including retail banking, corporate banking, asset management, insurance, and more. Unicaja Banco's commitment to customer satisfaction, coupled with its extensive experience and expertise, has solidified its position as a trusted and reliable financial institution.
Unicaja Banco SA has achieved several significant milestones throughout its history. Firstly, the company successfully completed its initial public offering (IPO) in 2017, becoming a publicly traded entity. Furthermore, it has focused on expanding its market presence and strengthening its position within the financial industry. Unicaja Banco has also actively pursued growth strategies through acquisitions and mergers, allowing it to increase its customer base and market share. Additionally, the company has demonstrated a commitment to corporate social responsibility, supporting various social, cultural, and educational initiatives in the communities it serves. These milestones exemplify Unicaja Banco SA's dedication to innovation, growth, and community engagement.
Unicaja Banco SA is primarily present in Spain.
Unicaja Banco SA represents a strong commitment to values and corporate philosophy. The company prioritizes integrity, professionalism, customer orientation, and social responsibility. Unicaja Banco SA strives to provide secure and reliable financial services to its customers, ensuring their satisfaction and trust. With a focus on transparency and ethical conduct, the company aims to build long-lasting relationships with clients, shareholders, and employees. Unicaja Banco SA's corporate philosophy also emphasizes innovation and continuous improvement in order to adapt to the evolving needs of its customers and the market.
Analysts currently set an average price target of 2.66 EUR for the Unicaja Banco stock (median: 2.65 EUR), implying -17.0 % versus the latest price. The consensus is based on 25 analyst ratings.
25 analysts currently rate the Unicaja Banco stock: 2 recommend buying, 11 holding and 12 selling. For 2026, analysts expect Unicaja Banco to generate revenue of 2.16 B EUR and earnings per share of 0.26 EUR.
The Unicaja Banco share (UNI.MC) is listed on 7 stock exchanges, including: London (0RR7.L), Frankfurt (7UB.F), München (7UB.MU), Düsseldorf (7UB.DU), Madrid (UNI.MC).
Unicaja Banco SA is one of the leading banks in Spain, offering a wide range of financial services to private and business customers. The bank operates in the areas of retail and corporate banking, asset management, investment banking, and insurance. Retail banking includes various products and services such as checking accounts, savings accounts, credit cards, mortgages, consumer and auto loans, online banking, and financial planning. Corporate banking offers services like business accounts, loans, credit lines, business cards, leasing, factoring, and digital solutions for companies. Asset management includes investment and portfolio management, investment funds, stock and bond investments, pension plans, trust services, and security loans. Investment banking services include mergers and acquisitions, capital increases and reductions, initial public offerings, and private placements. The bank also offers insurance products such as car, home, accident, health, life, and retirement insurance and collaborates with insurance companies to provide the best offers and rates. Unicaja Banco SA has a widespread network of branches and ATMs throughout the country and offers online and mobile banking services. In summary, the bank provides a comprehensive range of financial products and services, along with advisory support to help customers achieve their long-term financial goals, and also operates in investment banking and asset and wealth management, partnering with leading insurance companies to offer the best insurance products.
The expected revenue of Unicaja Banco is 2.16 B EUR. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Unicaja Banco is 673.25 M EUR. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Unicaja Banco is currently 12.26. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Unicaja Banco stock.
The price-to-sales ratio (P/S) of Unicaja Banco is currently 3.81. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Unicaja Banco stock.
The Eulerpool Quality Score for Unicaja Banco is 6/10.
The ISIN of Unicaja Banco is ES0180907000. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Unicaja Banco is A1W97N. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Unicaja Banco is UNI.MC. The ticker symbol is used to trade Unicaja Banco shares on the stock exchange.
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All fundamentals and in-depth analysis of Unicaja Banco
Our stock analysis for Unicaja Banco stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Unicaja Banco. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.