Bankinter (BKT.MC) Stock Price

Currency:

Bankinter Price

🇪🇸BME·CLOSED

14.47EUR

Market closed

Today +/-

+0.07 EUR

Today %

+0.48 %

PRO

Bankinter (BKT.MC) — ISIN ES0113679I37. The Bankinter stock price was 14.47 EUR in 2026. Revenue was 3.26 B EUR. Earnings were 1.14 B EUR. P/E ratio was 11.42. Bankinter operates in the Finance sector.

Bankinter stock price

Ex-Dividend

Details

Stock Price

ⓘ

How to Read This Chart

This chart tracks the historical stock price of Bankinter over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Bankinter stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Bankinter's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Bankinter Stock Price History

Date	Bankinter Price
2/27/2026	14.47 EUR
2/26/2026	14.40 EUR
2/25/2026	14.50 EUR
2/23/2026	14.59 EUR
2/20/2026	14.38 EUR
2/19/2026	13.97 EUR
2/18/2026	13.90 EUR
2/17/2026	13.55 EUR
2/16/2026	13.58 EUR
2/13/2026	13.42 EUR
2/12/2026	13.97 EUR
2/11/2026	14.09 EUR
2/10/2026	14.37 EUR
2/9/2026	14.70 EUR
2/6/2026	14.37 EUR
2/5/2026	14.49 EUR
2/4/2026	14.99 EUR
2/3/2026	14.69 EUR

API Docs Get API Key

Bankinter Revenue, EBIT, Net Income

3 Years
5 Years
10 Years
25 Years
Max

Unlock the full history with 30+ years of data and forecast estimates.

Unlock all data — PRO

Revenue

Net Income

Details

API Docs Get API Key

Bankinter Income Statement, Balance Sheet, Cash Flow Statement

Last updated Mar 5, 2026, 5:09 AM

REVENUE (B EUR)

REVENUE GROWTH (%)

GROSS MARGIN (%)

GROSS INCOME (M EUR)

EBIT (B EUR)

EBIT MARGIN (%)

NET INCOME (B EUR)

NET INCOME GROWTH (%)

DIVIDEND (EUR)DIV. (EUR)

DIVIDEND GROWTH (%)DIV. GROWTH (%)

SHARES (M)

DOCUMENTS

1995	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025e	2026e	2027e	2028e	2029e
0.9	1.03	0.86	0.9	0.88	1.14	1.38	1.24	1.24	1.17	1.47	1.85	2.8	3.09	2.53	2.31	2.77	2.9	2.8	2.71	2.61	2.74	2.73	2.86	2.18	2.16	2.39	2.72	4.68	5.49	3.03	3.26	3.44	3.64	3.76
–	14.14	-16.49	4.79	-1.90	29.89	20.47	-9.95	-0.32	-5.02	25.04	26.09	51.27	10.50	-18.20	-8.73	20.09	4.51	-3.48	-3.07	-3.61	4.74	-0.33	4.84	-23.98	-0.78	10.75	13.81	71.91	17.34	-44.78	7.66	5.36	5.91	3.32
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1.95	2.07	2.18	2.3	2.5
–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
0.09	0.1	0.11	0.12	0.13	0.09	0.1	0.11	0.13	0.17	0.19	0.21	0.36	0.25	0.25	0.15	0.18	0.12	0.19	0.28	0.38	0.49	0.5	0.53	0.55	0.32	1.33	0.56	0.82	0.92	1.06	1.14	1.21	1.26	1.42
–	13.19	4.85	7.41	9.48	-29.92	10.11	12.24	20.91	30.08	8.09	11.23	73.56	-30.19	0.79	-40.94	20.67	-31.49	52.42	45.50	36.36	30.67	1.02	6.26	4.56	-42.36	320.50	-57.99	45.54	13.13	15.18	7.16	6.06	4.23	13.20
-	-	-	-	-	-	-	-	-	-	1.14	1.25	1.10	0.30	0.30	0.23	0.13	0.14	0.09	0.10	0.23	0.21	0.25	0.29	0.29	0.39	0.23	0.28	0.45	0.94	0.57	0.41	0.45	-	-
–	–	–	–	–	–	–	–	–	–	–	9.65	-12.00	-72.73	–	-23.33	-43.48	7.69	-35.71	11.11	130.00	-8.70	19.05	16.00	–	34.48	-41.03	21.74	60.71	108.89	-39.36	-28.07	9.76	–	–
339.7	332.6	318.8	593.2	593.2	594.3	600.7	593.9	598.2	605.5	614.7	644.3	647.7	641.5	675.4	710.8	775.6	786.6	793.2	897.3	898.9	898.9	898.9	898.9	917.8	961	913.1	918.37	898.87	898.87	898.87	898.87	898.87	898.87	898.87
–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–

Details

Income Statement Key Figures

ⓘ

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Bankinter generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Bankinter retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Bankinter's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Bankinter has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Bankinter's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

ASSETS

CASH BALANCE (M EUR)

RECEIVABLES (M EUR)

OTHER RECEIVABLES (M EUR)OTHER REC. (M EUR)

INVENTORIES (M EUR)

OTHER CURRENT ASSETS (M EUR)OTHER CURRENT LIAB. (M EUR)

CURRENT ASSETS (M EUR)

TANGIBLE ASSETS (M EUR)

LONG-TERM INVESTMENTS (M EUR)LONG-T. INVEST. (M EUR)

LONG-TERM RECEIVABLES (M EUR)LONG-T. REC. (M EUR)

INTANGIBLE ASSETS (M EUR)INTANGIBLE ASSETS (M EUR)

GOODWILL (M EUR)

OTHER NON-CURRENT ASSETS (B EUR)OTHER NON-CURRENT ASSETS (B EUR)

NON-CURRENT ASSETS (B EUR)

TOTAL ASSETS (B EUR)

LIABILITIES

COMMON STOCK (M EUR)

ADDITIONAL PAID-IN CAPITAL (B EUR)

RETAINED EARNINGS (B EUR)

OTHER EQUITY (M EUR)OTHER EQUITY (M EUR)

UNREALIZED GAINS/LOSSES (M EUR)UNREAL. GAINS/LOSSES (M EUR)

EQUITY (B EUR)

LIABILITIES (B EUR)

PROVISIONS (M EUR)

OTHER SHORT-TERM LIABILITIES (M EUR)OTHER SHORT-TERM LIAB. (M EUR)

SHORT-TERM DEBTS (B EUR)SHORT-TERM DEBTS (B EUR)

SHORT-TERM PORTION OF LONG-TERM DEBTS (M EUR)LONG-TERM DEBT PORTION (M EUR)

SHORT-TERM RECEIVABLES (B EUR)SHORT-TERM REC. (B EUR)

LONG-TERM LIABILITIES (B EUR)LONG-T. LIAB. (B EUR)

DEFERRED TAXES (M EUR)

OTHER LIABILITIES (B EUR)OTHER LIAB. (B EUR)

LONG-TERM LIABILITIES (B EUR)LONG-T. LIABILITIES (B EUR)

DEBT (B EUR)

TOTAL CAPITAL (B EUR)

1995	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024

0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
149	153	150	143	136	142	138	135	127	315	326	344	362	395	476	457	467	433	422	413	417	429	421	406	534	455	450	447.85	424.18	442.58
10	14	24	26	41	43	80	79	87	54	79	107	155	197	35	30	28	41	36	30	39	113	115	111	141	110	170	178.2	235.5	244.61
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0	0	0	0	3	10	14	215	196	176	156	136	118	103	81	92	130	228	256	267	276.66	299.74	318.17
0	0	0	3	0	11	23	20	11	0	0	0	0	0	162	162	162	162	164	164	164	164	164	164	164	2	2	2.28	2.28	2.28
0	0	0	0	0	0	0	0	0	0.23	0.18	0.18	0.2	0.19	0.14	0.09	0.1	0.53	0.5	0.5	0.47	0.47	0.41	0.49	0.49	1.98	0.38	0.53	0.44	0.47
0.16	0.17	0.17	0.17	0.18	0.2	0.24	0.23	0.23	0.6	0.59	0.64	0.72	0.8	1.03	0.94	0.94	1.32	1.26	1.23	1.19	1.26	1.21	1.3	1.55	2.8	1.27	1.43	1.41	1.48
0.16	0.17	0.17	0.17	0.18	0.2	0.24	0.23	0.23	0.6	0.59	0.64	0.72	0.8	1.03	0.94	0.94	1.32	1.26	1.23	1.19	1.26	1.21	1.3	1.55	2.8	1.27	1.43	1.41	1.48

133	126	124	112	111	112	113	114	114	115	117	118	119	122	142	142	143	169	269	270	270	270	270	270	270	270	270	269.66	269.66	269.66
0.24	0.24	0.23	0.22	0.2	0.21	0.23	0.24	0.25	0.27	0.3	0.32	0.34	0.4	0.74	0.74	0.74	1.12	1.17	1.18	1.18	1.18	1.18	1.18	1.18	1.18	0	0	0	0
0.23	0.23	0.41	0.26	0.33	0.37	0.4	0.42	0.49	0.89	0.99	1.11	1.36	1.49	1.67	1.73	1.83	1.58	1.7	1.92	2.09	2.37	2.61	2.7	2.96	3.06	4.01	4.23	4.81	5.27
0	0	0	0	0	0	0	0	0	74	75	36	-21	2	30	-23	373	208	128	105	118	155	187	333	384	445	572	405.89	240.25	338.93
0	22	22	22	22	22	22	22	22	0	0	0	0	0	0	0	0	152	88	164	139	120	112	1	7	5	0	0	0	0
0.61	0.62	0.78	0.61	0.66	0.71	0.76	0.79	0.87	1.35	1.48	1.59	1.8	2.01	2.58	2.58	3.09	3.23	3.35	3.64	3.8	4.1	4.36	4.49	4.8	4.97	4.85	4.91	5.32	5.88
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.4	0.3	0.6	0.58	0.76	0.76	0.5	0.65	0.65	0.78	1.83	2.38	5.13
161	167	153	166	189	270	269	251	208	68	56	89	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0	0	0	27	67	57	34	65	42	71	74	68	135	173	170	184	221	206	90	139	231.93	399.72	453.41
0.06	0.03	0	0	1.49	0.58	1.27	1.82	1.81	0	0	0	0	0	0	0	0	8.74	7.21	8.58	1.68	0.68	1.23	1.14	0.46	1.3	2.22	2.11	9.4	11.89
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	25.18	0	0
0.23	0.19	0.16	0.17	1.68	0.85	1.54	2.07	2.01	0.07	0.08	0.16	0.06	0.03	0.07	0.04	0.07	9.21	7.58	9.31	2.43	1.61	2.18	1.86	1.31	2.04	3.13	4.2	12.18	17.48
0.05	0.03	0.27	0.72	1.02	1.27	1.51	1.66	3.4	7.24	12.37	14.87	17.15	14.7	19.09	18.01	16.5	10.62	9.2	8.89	9.98	8.38	7.74	13.89	14.91	19.16	20.34	20.61	23.61	23.94
0	0	0	0	0	0	0	0	0	155	102	72	47	69	164	142	119	148	150	177	142	177	168	205	215	130	115	59.2	63.3	84.25
0.32	0.32	0.2	0.23	0.27	0.26	0.3	0.35	0.44	2.51	4.54	3.57	1.2	1.21	2.39	2.82	3.29	3.31	4.06	4.64	5.47	4.55	4.71	0.1	-1.77	-7.01	-6.85	-7.08	-8.32	-8.99
0.37	0.35	0.47	0.95	1.29	1.52	1.81	2.02	3.84	9.91	17.01	18.51	18.4	15.98	21.65	20.98	19.9	14.08	13.41	13.7	15.59	13.1	12.62	14.19	13.36	12.28	13.6	13.6	15.36	15.03
0.59	0.55	0.63	1.11	2.97	2.38	3.35	4.09	5.85	9.98	17.09	18.66	18.46	16.02	21.71	21.02	19.97	23.29	20.99	23.01	18.02	14.71	14.8	16.05	14.66	14.32	16.73	17.8	27.54	32.5
1.2	1.16	1.41	1.72	3.63	3.09	4.11	4.88	6.72	11.32	18.57	20.25	20.26	18.03	24.29	23.6	23.06	26.52	24.34	26.66	21.82	18.81	19.16	20.54	19.46	19.29	21.59	22.7	32.87	38.38

Details

Balance Sheet

ⓘ

What Is the Balance Sheet?

The balance sheet is a financial snapshot of Bankinter at a specific point in time. It follows the fundamental equation: Assets = Liabilities + Shareholders' Equity. Unlike the income statement (which covers a period), the balance sheet tells you what the company owns, what it owes, and what belongs to shareholders at a given date.

Assets

Current assets (cash, receivables, inventory) can be converted to cash within 12 months and indicate short-term liquidity. Non-current assets (property, equipment, intangible assets, goodwill) represent long-term investments. A high proportion of cash and short-term investments gives Bankinter financial flexibility to weather downturns, fund acquisitions, or return capital to shareholders.

Liabilities

Current liabilities (accounts payable, short-term debt) are obligations due within one year. Non-current liabilities (long-term debt, pension obligations) are due further out. Key ratio to watch: the debt-to-equity ratio (Total Debt ÷ Shareholders' Equity). A ratio below 1.0 is generally healthy, meaning the company is funded more by equity than debt. Highly leveraged companies amplify both gains and losses.

Shareholders' Equity

Equity is the residual value belonging to shareholders after all debts are paid. It includes retained earnings (accumulated profits not paid out as dividends) and paid-in capital. Rising equity year over year is a positive sign — it means Bankinter is building book value. Declining equity, especially when driven by losses or heavy share buybacks funded by debt, warrants closer scrutiny.

Key Ratios to Derive

From the balance sheet, you can calculate the current ratio (current assets ÷ current liabilities; above 1.5 is comfortable), book value per share (equity ÷ shares outstanding), and return on equity (net income ÷ equity; above 15 % is strong). Tracking these ratios over time reveals whether Bankinter is strengthening or weakening its financial position.

NET INCOME (B EUR)

DEPRECIATION AND AMORTIZATION M EURDEPRECIATION (M EUR)

DEFERRED TAXES (M EUR)

CHANGES IN WORKING CAPITAL (B EUR)CHANGES IN WORKING CAPITAL (B EUR)

NON-CASH ITEM (M EUR)

PAID INTEREST (M EUR)

PAID TAXES (M EUR)

Net Cash Flow from Operating Activities (B EUR)NET CASH FLOW FROM OPERATING ACTIVITIES (B EUR)

CAPITAL EXPENDITURES (M EUR)

CASH FLOW FROM INVESTING ACTIVITIES (B EUR)CASH FLOW FROM INVESTING ACTIVITIES (B EUR)

CASH FLOW FROM OTHER INVESTING ACTIVITIES (B EUR)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B EUR)

INTEREST INCOME AND EXPENSES (M EUR)

NET DEBT CHANGE (M EUR)NET DEBT CHANGE (M EUR)

Net change in equity (M EUR)NET CHANGE IN EQUITY (M EUR)

CASH FLOW FROM FINANCING ACTIVITIES (M EUR)CASH FLOW FROM FINANCING ACTIVITIES (M EUR)

OTHER ITEMS OF FINANCING CASH FLOWS (EUR)CASH FLOW FROM OTHER FINANCING ACTIVITIES (EUR)

TOTAL DIVIDENDS PAID (M EUR)

NET CHANGE IN CASH FLOW (B EUR)

FREE CASH FLOW (M EUR)

SHARE-BASED COMPENSATION (M EUR)

2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
0.21	0.36	0.25	0.25	0.15	0.18	0.12	0.19	0.28	0.38	0.49	0.5	0.53	0.55	0.32	1.33	0.56	0.84	0.95
24	25	32	53	62	64	65	63	63	61	58	60	61	80	75	77	80	82	87
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
-0.3	0.11	-0.78	0.63	1.04	-0.3	-0.77	0.19	-1.58	-0.56	0.84	1.17	-0.88	-0.91	7.36	5.9	-9.29	-1.11	-0.08
43	-46	185	281	293	239	448	408	433	394	387	498	470	436	784	-260	618	840	976
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	260	0	0
0	128	54	73	-42	-34	-64	-49	-105	155	162	110	95	125	120	362	-52	329	439
-0.03	0.45	-0.31	1.22	1.54	0.19	-0.13	0.85	-0.81	0.27	1.78	2.23	0.18	0.16	8.54	7.05	-8.03	0.66	1.94
-61	-118	-150	-416	-76	-94	-24	-39	-97	-106	-67	-64	-89	-145	-86	-67	-72	-90	-151
-0.04	0.13	-0.07	-1.58	-1.73	0.09	0.52	-0.35	0.52	0.52	0.43	-0.46	-0.01	1.31	-0.12	-0.06	-0.23	-0.04	-0.12
0.02	0.25	0.08	-1.16	-1.66	0.18	0.54	-0.31	0.62	0.63	0.5	-0.4	0.08	1.45	-0.03	0	-0.16	0.05	0.03
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
224	-10	-67	250	-10	0	0	-111	-86	-13	85	495	0	-297	310	550	-500	300	200
44	-53	8	387	6	242	77	0	0	0	0	0	0	0	-2	2	0	0	0
172	-179	-187	488	-121	160	4	-174	-175	-219	-102	270	-258	-562	219	341	-752	-105	-262
-	-5.00	-8.00	-18.00	-7.00	-23.00	-	-	-	-	-	-	-	-	-	-	-	-	-
-97	-110	-119	-130	-110	-58	-72	-63	-90	-206	-189	-224	-258	-264	-87	-210	-252	-405	-462
0.1	0.41	-0.56	0.12	-0.31	0.44	0.39	0.32	-0.46	0.57	2.11	2.04	-0.09	0.9	8.64	7.33	-9.02	0.51	1.56
-87.2	334.6	-457.7	798.7	1,468.3	91.9	-157.4	806.7	-902.3	163.9	1,711.2	2,164.7	86.6	11.2	8,451.6	6,983.5	-8,107.23	568.04	1,790.34
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

Unlock the full history with 30+ years of data and forecast estimates.

Unlock all data — PRO

API Docs Get API Key

Bankinter Stock Quarterly Figures

REVENUE (B EUR)

REVENUE GROWTH (%)

GROSS MARGIN (%)

GROSS INCOME (M EUR)

EBIT (M EUR)

EBIT MARGIN (%)

NET INCOME (M EUR)

NET INCOME GROWTH (%)

DIVIDEND (EUR)DIV. (EUR)

DIVIDEND GROWTH (%)DIV. GROWTH (%)

SHARES (B)

2000 Q1	2000 Q2	2000 Q3	2000 Q4	2001 Q1	2001 Q2	2001 Q3	2001 Q4	2002 Q1	2002 Q2	2002 Q3	2002 Q4	2003 Q1	2003 Q2	2003 Q3	2003 Q4	2004 Q1	2004 Q2	2004 Q3	2004 Q4	2005 Q1	2005 Q2	2005 Q3	2005 Q4	2006 Q1	2006 Q2	2006 Q3	2006 Q4	2007 Q1	2007 Q2	2007 Q3	2007 Q4	2008 Q1	2008 Q2	2008 Q3	2008 Q4	2009 Q1	2009 Q2	2009 Q3	2009 Q4	2010 Q1	2010 Q2	2010 Q3	2010 Q4	2011 Q1	2011 Q2	2011 Q3	2011 Q4	2012 Q1	2012 Q2	2012 Q3	2012 Q4	2013 Q1	2013 Q2	2013 Q3	2013 Q4	2014 Q1	2014 Q2	2014 Q3	2014 Q4	2015 Q1	2015 Q2	2015 Q3	2015 Q4	2016 Q1	2016 Q2	2016 Q3	2016 Q4	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4e	2026 Q1e	2026 Q2e	2026 Q3e
0.23	0.26	0.29	0.32	0.33	0.34	0.33	0.31	0.29	0.29	0.3	0.3	0.28	0.29	0.33	0.27	0.27	0.26	0.26	0.31	0.31	0.34	0.35	0.39	0.4	0.42	0.48	0.5	0.58	0.66	0.65	0.71	0.72	0.75	0.75	0.77	0.61	0.69	0.49	0.73	0.43	0.72	0.44	0.74	0.48	0.8	0.59	0.88	0.59	0.87	0.57	0.83	0.58	0.56	0.62	0.74	0.55	0.76	0.53	0.77	0.53	0.73	0.51	0.74	0.52	0.91	0.52	0.79	0.56	0.81	0.54	0.82	0.58	0.83	0.59	0.88	0.48	0.59	0.62	0.47	0.52	0.56	0.51	0.57	0.56	0.6	0.62	0.61	0.61	1.27	0.63	1.47	0.95	2.11	1.23	2.57	1.32	2.73	1.38	2.76	1.26	2.74	1.21	0.79	0.79	0.81	0.81
–	12.23	11.28	10.49	5.06	1.81	-2.37	-4.85	-7.64	-1.38	3.15	–	-5.76	2.52	16.14	-17.22	-1.46	-5.56	0.78	21.01	-1.29	9.12	5.07	9.66	3.89	4.99	12.83	4.21	16.97	13.99	-1.97	9.89	1.27	3.75	0.54	2.93	-21.47	14.00	-28.61	48.58	-41.83	67.45	-38.60	67.43	-34.56	66.94	-27.15	49.91	-32.38	45.87	-34.68	46.90	-30.24	-2.59	9.57	19.90	-25.51	36.78	-29.67	45.01	-31.04	38.04	-30.15	43.55	-29.93	76.89	-42.59	51.43	-29.92	45.41	-32.71	51.57	-30.01	43.23	-28.97	49.83	-44.99	22.77	5.23	-24.20	9.94	8.46	-9.04	11.50	-2.62	8.26	1.99	-0.33	-0.82	108.55	-50.63	134.82	-35.10	121.59	-41.91	109.53	-48.62	106.28	-49.47	100.51	-54.43	117.24	-55.61	-34.68	-0.76	3.18	-0.62
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	495	496	535	508
–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
30	18	19	21	26	21	22	27	31	24	25	29	33	28	36	34	52	39	39	42	49	40	51	46	66	51	59	31	85	166	63	47	73	58	69	50	69	69	66	49	65	39	43	1	48	51	46	34	49	-26	49	52	50	51	53	34	60	74	70	70	87	110	102	76	104	181	114	90	124	116	135	119	143	118	142	122	145	164	135	106	130	-21	110	97	148	992	110	82	154	271	159	289	184	417	266	426	200	458	257	464	270	526	269	260	281	287	282
–	-40.00	5.56	10.53	23.81	-19.23	4.76	22.73	14.81	-22.58	4.17	16.00	13.79	-15.15	28.57	-5.56	52.94	-25.00	–	7.69	16.67	-18.37	27.50	-9.80	43.48	-22.73	15.69	-47.46	174.19	95.29	-62.05	-25.40	55.32	-20.55	18.97	-27.54	38.00	–	-4.35	-25.76	32.65	-40.00	10.26	-97.67	4,700.00	6.25	-9.80	-26.09	44.12	-153.06	-288.46	6.12	-3.85	2.00	3.92	-35.85	76.47	23.33	-5.41	–	24.29	26.44	-7.27	-25.49	36.84	74.04	-37.02	-21.05	37.78	-6.45	16.38	-11.85	20.17	-17.48	20.34	-14.08	18.85	13.10	-17.68	-21.48	22.64	-116.15	-623.81	-11.82	52.58	570.27	-88.91	-25.45	87.80	75.97	-41.33	81.76	-36.33	126.63	-36.21	60.15	-53.05	129.00	-43.89	80.54	-41.81	94.81	-48.86	-3.35	8.08	2.14	-1.74
0.03	0.03	0.03	0.03	-	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.03	0.04	0.03	0.03	-	0.03	0.03	0.03	0.02	0.02	-	0.02	0.03	0.02	0.02	0.02	0.00	0.02	0.03	0.03	0.08	0.05	0.05	0.05	0.06	0.05	0.05	0.05	0.07	0.06	0.06	0.06	0.09	0.07	0.06	0.06	0.10	0.07	0.06	0.06	0.10	-	-	-	0.05	-	0.13	0.05	0.06	0.07	0.06	0.08	0.09	0.09	0.13	0.14	0.11	0.11	-	0.30	0.12	0.15	-	0.30	-	-	-
–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	33.33	–	–	–	–	–	–	–	–	–	25.00	–	–	–	–	–	–	–	–	–	–	-40.00	33.33	-25.00	–	–	–	–	–	-33.33	–	–	–	50.00	-33.33	–	–	-100.00	–	50.00	–	166.67	-37.50	–	–	20.00	-16.67	–	–	40.00	-14.29	–	–	50.00	-22.22	-14.29	–	66.67	-30.00	-14.29	–	66.67	–	–	–	–	–	–	-61.54	20.00	16.67	-14.29	33.33	12.50	–	44.44	7.69	-21.43	–	–	–	-60.00	25.00	–	–	–	–	–
0.59	0.59	0.59	0.59	0.6	0.6	0.6	0.6	0.59	0.59	0.59	0.6	0.59	0.6	0.6	0.61	0.6	0.61	0.61	0.61	0.61	0.61	0.63	0.61	0.62	0.63	0.62	0.71	0.63	0.65	0.63	0.69	0.65	0.56	0.65	0.62	0.65	0.63	0.71	0.71	0.71	0.72	0.71	0.72	0.71	0.8	0.71	0.91	0.71	0.9	0.84	0.93	0.88	0.71	0.74	0.86	0.9	0.91	0.9	0.91	0.9	0.91	0.9	0.91	0.9	0.91	0.9	0.91	0.89	0.92	0.9	0.91	0.9	0.98	0.84	0.9	0.9	0.91	0.9	0.99	0.93	0.88	1.01	1.05	0.93	0.88	1	0.87	0.9	0.9	0.9	0.94	0.9	0.93	0.9	0.93	0.9	0.9	0.9	0.9	0.9	0.9	0.9	0.9	0.9	0.9	0.9

Details

Income Statement Key Figures

ⓘ

Revenue and Revenue Growth

Gross Margin

EBIT and EBIT Margin

Net Income and Earnings Per Share (EPS)

Shares Outstanding

Analyst Estimates

Unlock the full history with 30+ years of data and forecast estimates.

Unlock all data — PRO

API Docs Get API Key

Bankinter stock margins

The Bankinter margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Bankinter. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Bankinter.

3 Years
5 Years
10 Years
25 Years
Max

Profit margin

Details

API Docs Get API Key

Bankinter Stock Sales Revenue, EBIT, Earnings per Share

The Bankinter earnings per share therefore indicates how much revenue Bankinter has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

3 Years
5 Years
10 Years
25 Years
Max

Sales per Share

Earnings per Share

Details

API Docs Get API Key

Bankinter business model

Bankinter SA is a Spanish bank headquartered in Madrid. The bank was founded in 1965 and has been listed on the Madrid Stock Exchange since 1972. Bankinter's business model is based on diversified business activities. The bank offers a comprehensive range of financial services, including deposits, loans, asset management, insurance, investment, and corporate banking. The bank caters to both private and business customers. In the retail banking business, Bankinter offers traditional banking products such as current accounts, savings products, loans, and mortgages. Additionally, the bank also offers a wide range of insurance products as well as wealth management and asset management services. Bankinter's business customer division focuses on serving medium-sized companies and entrepreneurs. Customized solutions are offered, including financing, equity investments, consulting services, and bank guarantees. Bankinter also has a strong presence in investment banking. The bank offers a broad range of services, including mergers and acquisitions, issuances, structured financing, and customized solutions for capital raising. Another significant area of the bank is trading, which involves the buying and selling of securities, currencies, and other financial instruments. Bankinter's trading division utilizes state-of-the-art IT systems to efficiently and reliably execute trades. Bankinter also has a presence in the international market. The bank has branches in Portugal, Luxembourg, and the United Kingdom, serving customers worldwide. A significant part of the international business is also foreign exchange trading. In recent years, the bank has pursued a strong growth strategy and has expanded both organically and through acquisitions. In 2015, Bankinter signed an agreement to acquire the shares of Barclays Bank in Portugal, strengthening its presence in the Portuguese market. Bankinter has also made significant investments in technology to ensure that it can provide customers with the highest level of service quality. The bank continuously works on improving its online presence to facilitate customer interaction and enhance the customer experience. Overall, Bankinter has established itself as one of the leading banks in Spain and Europe in recent years. The broad range of financial services, strong presence in the international market, and investments in technology have contributed to the bank's good reputation in the industry and among customers.

API Docs Get API Key

Bankinter SWOT Analysis

Strengths

1. Strong Financial Performance: Bankinter SA has consistently shown strong financial results, with steady revenue growth and healthy profit margins.

2. Diversified Business Portfolio: The company offers a wide range of financial products and services, including banking, insurance, asset management, and investment banking.

3. Technological Advancements: Bankinter SA has embraced digital transformation and invested in advanced technology platforms, enabling efficient operations and providing enhanced customer experiences.

Weaknesses

1. Limited Geographic Presence: Although Bankinter SA has a strong presence in Spain, its operations are limited to a single market, which exposes it to potential risks associated with regional economic downturns.

2. Reliance on Wholesale Funding: The company heavily relies on wholesale funding for its operations, which may create vulnerability to changes in market conditions and liquidity risks.

3. Regulatory and Compliance Challenges: As a financial institution, Bankinter SA faces regulatory and compliance burdens that require continuous monitoring and adherence to ensure operations remain within legal requirements.

Opportunities

1. Expansion into New Markets: Bankinter SA has the potential to expand its operations beyond Spain into new international markets, which would diversify its revenue streams and reduce dependence on a single market.

2. Growing Demand for Online Banking: The increasing trend of digital banking presents an opportunity for Bankinter SA to further develop its online banking platforms and attract tech-savvy customers.

3. Acquisition and Partnerships: Strategic acquisitions or partnerships with fintech companies could help Bankinter SA leverage innovative technologies, enhance product offerings, and improve market competitiveness.

Threats

1. Intense Market Competition: Bankinter SA operates in a highly competitive financial industry, where rival banks and fintech startups constantly strive to gain market share and offer innovative products.

2. Economic Volatility: Fluctuations in the global and regional economy can impact the performance of Bankinter SA, leading to decreased demand for financial services, increased credit risks, and potential defaults.

3. Disruptive Technologies: The emergence of new technologies such as blockchain and artificial intelligence could disrupt traditional banking models, and Bankinter SA must adapt to these changes to stay relevant.

API Docs Get API Key

Bankinter Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

API Docs Get API Key

Bankinter historical P/E ratio, EBIT multiple, and P/S ratio

API Docs Get API Key

Bankinter annual returns

Details

Annual Return

ⓘ

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

API Docs Get API Key

Bankinter shares outstanding

The number of shares was Bankinter in 2025 — This indicates how many shares 898.866 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

3 Years
5 Years
10 Years
25 Years
Max

Number of stocks

Details

API Docs Get API Key

Bankinter stock splits

In Bankinter's history, there have been no stock splits.

API Docs Get API Key

Bankinter Dividend History

36 years of dividend payments

YearAnnual DividendYoY ChangePayments

20250.57EUR↓ 39.1%3×

Apr 1, 20250.12EUR↓ 60.2%1/3

Jun 23, 20250.15EUR↑ 21.7%2/3

Nov 28, 20250.3EUR↑ 100.4%3/3

20240.94EUR↑ 109.1%5×

20230.45EUR↑ 60.7%4×

API Docs Get API Key

Bankinter dividend history and estimates

In 2025, Bankinter paid a dividend amounting to 0.57 EUR. Dividend means that Bankinter distributes a portion of its profits to its owners.

3 Years
5 Years
10 Years
25 Years
Max

Dividend

Dividend (Estimate)

Details

API Docs Get API Key

Bankinter dividend payout ratio

In 2025, Bankinter had a payout ratio of 36.01%. The payout ratio indicates the percentage of the company's profits that Bankinter distributes as dividends.

3 Years
5 Years
10 Years
25 Years
Max

Payout ratio

Details

API Docs Get API Key

Current Bankinter forecasts and price targets in March 2026

Δ MOM Price Target	7.10 %
Buy	39.29 % (11)
Hold	39.29 % (11)
Sell	21.43 % (6)
12M Price Target	15.38
Last Price	12.75
Currency	EUR
12M Return Potential	20.65 %
LTM Return	0 %

API Docs Get API Key

Unlock Earnings — PRO

Bankinter Earnings Estimates

Date	EPS estimate	Revenue Estimate	Quarterly report
1/17/2024	0.23EUR	0EUR	2023 Q4
1/18/2023	0.14EUR	0EUR	2022 Q4
10/20/2022	0.18EUR	548.3 MEUR	2022 Q3
7/21/2022	0.12EUR	460.3 MEUR	2022 Q2
4/28/2022	0.14EUR	420.94 MEUR	2022 Q1
1/20/2022	0.06EUR	426.3 MEUR	2021 Q4
10/21/2021	0.12EUR	491.51 MEUR	2021 Q3
7/22/2021	0.77EUR	436.59 MEUR	2021 Q2
4/22/2021	0.14EUR	459.8 MEUR	2021 Q1
1/21/2021	0.08EUR	405.28 MEUR	2020 Q4
10/22/2020	0.13EUR	451.75 MEUR	2020 Q3
7/23/2020	0.04EUR	409.19 MEUR	2020 Q2
4/23/2020	0.09EUR	519.47 MEUR	2020 Q1
1/23/2020	0.12EUR	502.81 MEUR	2019 Q4
10/30/2019	0.16EUR	542.26 MEUR	2019 Q3
7/25/2019	0.14EUR	493.08 MEUR	2019 Q2
4/25/2019	0.16EUR	511.34 MEUR	2019 Q1
1/24/2019	0.12EUR	469.06 MEUR	2018 Q4
10/25/2018	0.15EUR	501.99 MEUR	2018 Q3
7/26/2018	0.14EUR	476.53 MEUR	2018 Q2
4/26/2018	0.16EUR	492.96 MEUR	2018 Q1
1/25/2018	0.11EUR	437.02 MEUR	2017 Q4
10/26/2017	0.14EUR	467.54 MEUR	2017 Q3
7/26/2017	0.13EUR	449.62 MEUR	2017 Q2
4/27/2017	0.13EUR	464.09 MEUR	2017 Q1
1/26/2017	0.11EUR	427.19 MEUR	2016 Q4
10/20/2016	0.12EUR	439.71 MEUR	2016 Q3
7/21/2016	0.12EUR	425.07 MEUR	2016 Q2
4/21/2016	0.12EUR	406.78 MEUR	2016 Q1
1/21/2016	0.09EUR	359.57 MEUR	2015 Q4
10/22/2015	0.12EUR	406.15 MEUR	2015 Q3
7/23/2015	0.1EUR	391.27 MEUR	2015 Q2
1/27/2015	0.1EUR	371.65 MEUR	2014 Q4
11/11/2014	0.09EUR	363.83 MEUR	2014 Q3
7/24/2014	0.09EUR	359.38 MEUR	2014 Q2
4/23/2014	0.08EUR	350.98 MEUR	2014 Q1
1/22/2014	0.07EUR	344.53 MEUR	2013 Q4
10/24/2013	0.06EUR	336.05 MEUR	2013 Q3
7/25/2013	0.05EUR	319.86 MEUR	2013 Q2
4/29/2013	0.05EUR	307.31 MEUR	2013 Q1
1/19/2013	0.04EUR	316.86 MEUR	2012 Q4
10/18/2012	0.04EUR	308.31 MEUR	2012 Q3
7/19/2012	0.04EUR	306.12 MEUR	2012 Q2
4/25/2012	0.04EUR	292.65 MEUR	2012 Q1
10/21/2011	0.06EUR	259.06 MEUR	2011 Q3
7/22/2011	0.04EUR	263.18 MEUR	2011 Q2
4/14/2011	0.06EUR	244.37 MEUR	2011 Q1
1/21/2011	0.06EUR	235.78 MEUR	2010 Q4
10/22/2010	0.06EUR	278.12 MEUR	2010 Q3
4/23/2010	0.09EUR	281.56 MEUR	2010 Q1
1/22/2010	0.08EUR	306.66 MEUR	2009 Q4
10/16/2009	0.11EUR	312.61 MEUR	2009 Q3
7/23/2009	0.08EUR	242.8 MEUR	2009 Q2
4/24/2009	0.09EUR	262.66 MEUR	2009 Q1
1/22/2009	0.1EUR	260.49 MEUR	2008 Q4
10/16/2008	0.1EUR	253.03 MEUR	2008 Q3
7/24/2008	0.11EUR	246.58 MEUR	2008 Q2
4/18/2008	0.12EUR	250.86 MEUR	2008 Q1
1/17/2008	0.08EUR	241.71 MEUR	2007 Q4
10/18/2007	0.1EUR	236.4 MEUR	2007 Q3
7/16/2007	0.24EUR	240.15 MEUR	2007 Q2
4/20/2007	0.11EUR	229.51 MEUR	2007 Q1
1/18/2007	0.08EUR	214.24 MEUR	2006 Q4
10/19/2006	0.09EUR	198.88 MEUR	2006 Q3
7/17/2006	0.08EUR	198.35 MEUR	2006 Q2
4/24/2006	0.09EUR	114.29 MEUR	2006 Q1
1/19/2006	0.15EUR	173.31 MEUR	2005 Q4
10/20/2005	0.07EUR	0EUR	2005 Q3
7/27/2005	0.08EUR	134.83 MEUR	2005 Q2
4/25/2005	0.07EUR	166.02 MEUR	2005 Q1
10/15/2004	0.07EUR	147.38 MEUR	2004 Q3
7/15/2004	0.07EUR	155.4 MEUR	2004 Q2

...

EESG©

Eulerpool ESG Scorecard© for the Bankinter stock

86/100

Environment

Social

Governance

Environment

Scope 1 - Direct Emissions1,232.1

Scope 2 - Indirect emissions from purchased energy3,093.1

Scope 3 - Indirect emissions within the value chain5,133,066.2

Total CO₂ emissions4,325.2

CO₂ reduction strategy

Coal energy

Nuclear power

Animal experiments

Fur & Leather—

Pesticides—

Palm Oil—

Tobacco

Genetically modified organisms

Climate concept—

Sustainable forestry—

Recycling regulations

Environmentally friendly packaging

Hazardous substances

Fuel consumption and efficiency

Water consumption and efficiency

Social

Percentage of female employees50.008

Percentage of women in management—

Percentage of Asian employees—

Share of Asian management—

Percentage of Hispanic/Latino employees—

Hispano/Latino Management share—

Percentage of Black employees—

Black Management Share—

Percentage of white employees—

White Management Share—

Adult content

Alcohol

Weapons—

Firearms

Gambling

Military contracts

Human rights concept

Privacy concept—

Occupational health and safety

Catholic

Governance (Corporate Governance)

Environmental reporting

Stakeholder Engagement

Call Back Policies

Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

API Docs Get API Key

Bankinter shareholders

%	Name	Stocks	Change	Date
5.69228%	BlackRock Institutional Trust Company, N.A.	51,165,994		8/1/2025
3.77829%	Fidelity International	33,961,781		8/1/2025
2.40474%	The Vanguard Group, Inc.	21,615,415	+5,528	7/31/2025
2.40118%	Fidelity Management & Research Company LLC	21,583,358		7/31/2025
1.45623%	Schroder Investment Management North America Inc.	13,089,522	-126,909	6/30/2025
1.38190%	Wellington Management Company, LLP	12,421,399	+82,770	6/30/2025
1.19635%	Norges Bank Investment Management (NBIM)	10,753,574	+1,262,886	12/31/2024
1.10281%	Dimensional Fund Advisors, L.P.	9,912,824	+126,322	7/31/2025
1.05515%	BlackRock Advisors (UK) Limited	9,484,382	+134,443	7/31/2025
0.95568%	DFA Australia Ltd.	8,590,315		6/30/2025
0.65343%	Amundi Asset Management, SAS	5,873,448	-61,181	7/31/2025
0.61001%	DWS Investment GmbH	5,483,184	+28,566	7/31/2025
0.56808%	Geode Capital Management, L.L.C.	5,106,301	+4,362,859	6/30/2025
0.52995%	Invesco Advisers, Inc.	4,763,515	+288	7/31/2025
0.52442%	American Century Investment Management, Inc.	4,713,857	+95,161	7/31/2025
0.52016%	BlackRock Asset Management Deutschland AG	4,675,569	+40,301	7/31/2025
0.51467%	Boston Partners	4,626,165	+143,759	6/30/2025
0.42757%	Santander Asset Management	3,843,320		1/31/2025
0.39936%	Bank of America Corp	3,589,690		8/1/2025
0.36846%	Victory Capital Management Inc.	3,311,929	-101,578	6/30/2025
0.30338%	Swedbank Robur Fonder AB	2,727,000		6/30/2025
0.29619%	Columbia Threadneedle Investments (UK)	2,662,334	+463,059	4/30/2025
0.28579%	Nuveen LLC	2,568,855		6/30/2025
0.28269%	Fidelity Institutional Asset Management	2,540,982	+3,180	6/30/2025
0.27605%	Altrinsic Global Advisors, LLC	2,481,339	-62,547	4/30/2025
0.26583%	S. W. Mitchell Capital LLP	2,389,499	+160,272	6/30/2025
0.26085%	Arga Investment Management, LP	2,344,705	-3,237,123	6/30/2025
0.25398%	Candriam Belgium S.A.	2,282,977	-345,540	5/31/2024
0.24391%	DNCA Investments	2,192,397	-265,264	6/30/2025
0.24029%	Charles Schwab Investment Management, Inc.	2,159,918	+2,411	7/31/2025
0.23777%	Schroder Investment Management Ltd. (SIM)	2,137,275	+20,173	6/30/2025
0.23033%	Royal London Asset Management Ltd.	2,070,337	+1,371	4/30/2025
0.22180%	BPI Gestão de Activos - S.G.F.I.M., S.A.	1,993,676	+219,851	4/30/2025
0.21494%	Baring Asset Management Ltd.	1,932,060	-335,960	6/30/2025
0.21225%	BlackRock Investment Management (UK) Ltd.	1,907,847	+17,964	6/30/2025
0.21072%	FIL Investment Management (Hong Kong) Limited	1,894,102	-295,218	6/30/2025
0.19840%	Dimensional Fund Advisors, Ltd.	1,783,316	+19,714	6/30/2025
0.19102%	Polaris Capital Management, LLC	1,717,034	+1,717,034	6/30/2025
0.17836%	Deka Investment GmbH	1,603,255	+21,305	7/31/2025
0.16920%	UBS Asset Management (UK) Ltd.	1,520,882	+22,321	7/31/2025
0.16853%	BlackRock Investment Management, LLC	1,514,820		6/30/2025
0.15955%	Lazard Asset Management, L.L.C.	1,434,161	-1,398	7/31/2025
0.15954%	MFS Institutional Advisors, Inc	1,434,067	+65,479	6/30/2025
0.15468%	EDM Gestión S.A., S.G.I.I.C.	1,390,377		4/30/2025
0.15259%	Aviva Investors Global Services Limited	1,371,539	+60,483	6/30/2025
0.15186%	State Street Global Advisors (US)	1,365,019	+2,394	7/31/2025
0.15090%	Caixabank Asset Management SGIIC, S.A.U.	1,356,361	-549,299	12/31/2024
0.14136%	BNP Paribas Asset Management Belgium S.A.	1,270,648	-410,034	6/30/2025
0.13692%	Fidelity Investments Canada ULC	1,230,699	+178,275	3/31/2025
0.12783%	State Street Global Advisors (UK) Ltd.	1,149,012	+17,657	7/31/2025
0.12781%	AXA Investment Managers Paris	1,148,852		6/30/2025
0.12765%	California Public Employees' Retirement System	1,147,393	-67,478	6/30/2024
0.12616%	FIL Pensions Management	1,134,002	+41,254	6/30/2025
0.12523%	First Trust Advisors L.P.	1,125,688	+30,816	7/31/2025
0.11889%	Groupama Asset Management	1,068,680		6/30/2025
0.11264%	Franklin Templeton Portfolio Advisors, Inc	1,012,438	+572	7/31/2025
0.11140%	Jupiter Asset Management Ltd.	1,001,365		8/31/2024
0.10716%	Rothschild & Co Asset Management Europe SCS	963,249	+442	7/31/2025
0.10272%	Van Lanschot Kempen Investment Management NV	923,354	+772,953	3/31/2025
0.10079%	California State Teachers Retirement System	905,992	+171,024	6/30/2024
0.09759%	William Blair Investment Management, LLC	877,187	-19,303	6/30/2025
0.09662%	MFS Investment Management	868,467	-13,049	3/31/2025
0.09629%	Mutuactivos S.A., S.G.I.I.C.	865,477	-66,354	12/31/2024
0.09362%	BNP Paribas Asset Management UK Limited	841,519	+841,519	6/30/2025
0.09319%	BBVA Asset Management, S.A., S.G.I.I.C.	837,653		4/30/2025
0.08759%	Grupo Catalana Occidente, S.A.	787,330		12/31/2024
0.08542%	Sycomore Asset Management	767,784	-26,279	3/31/2025
0.08494%	INVESCO Asset Management Limited	763,483	-2,568	6/30/2025
0.07808%	Magallanes Value Investors, S.A., SGIIC	701,835	+77,000	3/31/2025
0.07775%	HSBC Global Asset Management (UK) Limited	698,896	+20,383	6/30/2025
0.07652%	BlackRock Financial Management, Inc.	687,846	+177,945	4/30/2025
0.07643%	Swiss Life Asset Managers France	686,982	-9,452	4/30/2025
0.07277%	Smead Capital Management, Inc.	654,124		6/30/2025
0.07253%	Legal & General Investment Management Ltd.	651,983	+10,430	7/31/2025
0.07216%	Vanguard Global Advisers LLC	648,650	+480,529	6/30/2025
0.06765%	PGGM Vermogensbeheer B.V.	608,049	+160,868	3/31/2025
0.06764%	Goldman Sachs Asset Management International	607,981		6/30/2025
0.06352%	Union Investment Privatfonds GmbH	571,000	-24,578	9/30/2024
0.06332%	Candriam Luxembourg S.A.	569,191	-34,766	6/30/2025
0.06081%	AEGON Investment Management B.V.	546,615	+29,879	1/31/2024
0.06001%	AQR Capital Management, LLC	539,429	+373,249	6/30/2025
0.05982%	Margetts Fund Management Limited	537,697	+10,111	7/31/2024
0.05862%	DWS Investments UK Limited	526,897	+47,912	7/31/2025
0.05769%	Northern Trust Global Investments Limited	518,549	+87,937	6/30/2025
0.05719%	Empire Life Investments Inc.	514,098	+17,792	3/31/2025
0.05639%	Abante Asesores Gestión, S.G.I.I.C., S.A.	506,837	-11,840	12/31/2024
0.05515%	Amundi SGR SpA	495,721	-130,073	6/30/2025
0.05480%	Vanguard Investments Australia Ltd.	492,590	-1,629	6/30/2025
0.05327%	Invesco Capital Management LLC	478,870	+215	7/31/2025
0.05034%	Lazard Asset Management Limited	452,461	-26,801,954	4/30/2025
0.04912%	Bankinter Gestión de Activos, SGIIC S.A.	441,509	-119,619	12/31/2024
0.04843%	Bestinver Gestión S.A., S.G.I.I.C.	435,308	-548,548	12/31/2024
0.04815%	AFH Wealth Management	432,781	-16,161	3/31/2025
0.04808%	Santa Lucía Asset Management S.G.I.I.C., S.A.U.	432,197		6/30/2025
0.04711%	Mercer Global Investments Management Ltd	423,438	-25,052	6/30/2025
0.04691%	UBS Fund Management (Switzerland) AG	421,687	+33,518	7/31/2025
0.04683%	Bellevue Asset Management AG	420,972		6/30/2025
0.04673%	Montpensier Arbevel, S.A.S.	420,000		4/30/2025
0.04648%	Arkéa Asset Management SA	417,793	+417,793	1/31/2025
0.04628%	UBS Asset Management Switzerland AG	415,954	-324,916	6/30/2025

...

API Docs Get API Key

Bankinter Executives and Management Board

Ms. Maria Dolores Dancausa Trevino

Non-Executive Chairwoman of the Board, Other External Director · since 2010

Compensation5.07 MEUR

Compensation5.07 M EUR

Mr. Alfonso Botin-Sanz De Sautuola Y Naveda

(53)

Executive Vice Chairman of the Board · since 1997

2.08 MEUR

Compensation2.08 M EUR

Ms. Gloria Ortiz Portero

Chief Executive Officer, Executive Director · since 2008

962,000EUR

Compensation962,000 EUR

Ms. Maria Luisa Jorda Castro

(83)

Independent External Director

191,000EUR

Compensation191,000 EUR

Ms. Cristina Garcia-Peri Alvarez

Lead Independent Director

189,000EUR

Compensation189,000 EUR

API Docs Get API Key

Bankinter Research

Soon

Deep-dive analyses, investment theses, and proprietary research — curated by Eulerpool.

Research reports are coming soon

We're building institutional-grade equity research for Bankinter and thousands of other companies.

Most common questions regarding Bankinter

The business model of Bankinter SA revolves around providing a comprehensive range of financial services. Bankinter SA operates as a commercial bank, offering various products and services to individuals, businesses, and institutions. The company focuses on retail banking, corporate banking, and asset management activities. Bankinter SA aims to enhance customer satisfaction by delivering personalized solutions, innovative digital banking services, and competitive financial products. With a strong emphasis on customer service and technological innovation, Bankinter SA remains committed to meeting the diverse financial needs of its clients and driving sustainable growth in the banking industry.

Bankinter S.A. is a Spanish bank that was founded in 1965. Today it is one of the largest banks in Spain and offers a comprehensive range of financial services for private customers, companies, and institutions. The business model of Bankinter is based on three main pillars: 1. Retail Banking: Here Bankinter offers a comprehensive range of financial products for private customers. These include current accounts, savings and investment products, loans and mortgages, as well as insurance and retirement products. Bankinter is particularly known for its innovative products and services, such as the mobile payment system "Bankinter Pay" or the digital asset management "Popcoin". 2. Business customers: Bankinter offers a wide range of financial services for companies and institutions. These include loans and credits, investment and financial advice, cash management, foreign exchange trading, and risk management. Bankinter has specialized particularly in the medium-sized enterprise sector and offers tailored solutions here. 3. Corporate Banking: Here Bankinter offers specialized services for large companies and institutional clients. These include project financing, mergers and acquisitions, as well as capital market transactions. Another important pillar of Bankinter is investment banking. Here, the bank offers advice and support for corporate finance, IPOs, mergers and acquisitions, as well as other capital market transactions. Bankinter is also active in the field of private banking. Here, the bank serves wealthy customers with a comprehensive range of customized investment and asset management solutions. The bank also offers specialized services, such as inheritance or tax advice. A large part of Bankinter's business is conducted through digital channels. The bank has a modern online platform through which customers can conveniently conduct their banking transactions from home. The Bankinter app also offers a variety of functions, such as mobile payments, a financial assistant, or digital asset management. Overall, Bankinter's business model is characterized by a broad diversification of activities and a strong focus on innovation and digitization. The bank has specialized particularly in the medium-sized enterprise sector and offers tailored solutions here. With its wide range of financial products and services, Bankinter is able to meet the needs of a broad customer base.

API Docs Get API Key

Fair ValuePRO

12.4 EUR

Over-/UndervaluationPRO

38.0% undervalued

Expected Return

-36.57 %

Sector

Finance

Industry

Diversified Banks

Number of shares

898,866,000

Employees

8,668

Revenue per Employee

633,092.64 EUR

Revenue growth Ø5 years

20.51 %

EBIT growth Ø5 years

—

Net Income growth Ø5 years

23.8 %

Website bankinter.com

Country

Spain 🇪🇸

Currency

EUR

Initial public offering

Dec 14, 1989

ISIN

ES0113679I37

Cusip

E2116H880

Sedol

5474008

Market capitalization

12.19 B EURLarge Cap

52-Week Range

13.42–14.99EUR

Bankinter Directors Dealings

Quality Investing

Details

6 / 10

Sales growth (10Y) > 5%

Revenue growth (3Y) > 5 %

EBIT growth (10Y) > 5%

EBIT growth (3Y) > 5 %

Net debt < 4x EBIT

Profitable since 10Y+

EBIT Drawdown (10Y) < 50%

Return on Equity (ROE) > 15%

ROCE > 15%

Return Expectation > 10%

PEG

2.36

P/E ratio

14.22

P/Ee 2025

12.34

P/Ee 2026

11.52

P/Ee 2027

10.86

P/Ee 2028

10.42

P/Ee 2029

9.21

P/S

2.39

P/Se

4.33

EV/EBIT

—

P/B Ratio

2.07

ROE (Return on Equity)

15.69 %

ROA (Return on Assets)

0.76 %

ROCE (Return on Capital Employed)

—

ROIC (Return on Invested Capital)

—

PROUnlock all valuation metrics

Gross Margin

0 %

EBIT Margin

0 %

Net Margin

16.81 %

EPS (Earnings Per Share)

1.03 EUR

Net Debt / EBIT

—

Debt/Equity

6.1

Dividend

0.94 EUR

Dividend yield

6.47 %

Est. Dividend Yield

2.83 %

Payout Ratio

31.05 %

Dividend growth Ø5Y

19.64 %

Dividend payments per year

Dividend paid since

34 years+

Dividend not reduced since

0 years

Dividend increased since

0 years

Dividend withholding tax

19 %

Last updated Mar 5, 2026, 5:09 AM

Bankinter Peer Group

Bankia SA

CaixaBank SA

Banco Santander SAPRO

Banco Bilbao Vizcaya Argentaria SAPRO

Unicaja Banco SAPRO

Banco de Sabadell SAPRO

Bankinter Ticker

BME · BKT.MCDÜSSELDORF · BAKA.DUEURONEXT · BKT.MCFRANKFURT · BAKA.FLONDON · 0H7O.LMADRID · BKT.MCMUNICH · BAKA.MUSIX · BKT.SWVIENNA · BKT.VI

Bankinter FIGI

BKT:SM · BBG000BCN0T3BKT:SQ · BBG000BCN3R9BAKA:GR · BBG000BJ34W8BAKA:GF · BBG000BJ35D6BAKA:GD · BBG000BJ35K8BAKA:GS · BBG000BJ3626BAKA:GM · BBG000BJ36F2BAKA:GB · BBG000BJ36P1BKIMF:US · BBG000BYCQH3BKIMF:PQ · BBG000BYCY13BKIMF:UV · BBG000BYCZ01BKT:EO · BBG000CV6S63BKT:XH · BBG000CV6TJ7BKT:XC · BBG000CV6TW2BKT:XF · BBG000CV6V75BKT:XE · BBG000CV7X70BKT:XJ · BBG000CV7XL4BKT:XL · BBG000CV7XZ9BKT:XG · BBG000CV7YF9BKT:XO · BBG000CV7Z39BKT:XS · BBG000CV8151BKT:XA · BBG000CV81F0BKT:E1 · BBG000CV81L3BKT:XT · BBG000CV8231BKT:XW · BBG000CV83S2BKT:EU · BBG000CV84P3BKTGBX:EU · BBG000CW58K0BKTGBX:EO · BBG000CW58W7BKTGBX:XH · BBG000CW6CP5BKTGBX:XC · BBG000CW6D28BKTGBX:XF · BBG000CW6DS0BKTGBX:XE · BBG000CW6G21BKTGBX:XJ · BBG000CW6GG6BKTGBX:XL · BBG000CW6GQ5BKTGBX:XG · BBG000CW6HG4BKTGBX:XO · BBG000CW6J61BKTGBX:XS · BBG000CW6L75BKTGBX:XA · BBG000CW6LL9BKTGBX:E1 · BBG000CW6LW7BKTGBX:XT · BBG000CW6MZ2BKTGBX:XW · BBG000CW6NR9BKTGBP:EO · BBG000D0J7X2BKTGBP:E1 · BBG000D0JK45BKTGBP:XT · BBG000D0JKK7BKTGBP:XW · BBG000D0KM58BKTUSD:EO · BBG000D71GH4BKTUSD:E1 · BBG000D73V43BKTUSD:XT · BBG000D73VG0BKTUSD:XW · BBG000D73WD1BKTUSD:EU · BBG000D73XH5BKTE:TQ · BBG000D94616BKTE:IX · BBG000DJ62C90H7O:LO · BBG000DQYLY6BKTE:EB · BBG000DZDPX1BKTE:S1 · BBG001MBX1M5BKT:XV · BBG00591L3Q8BKTGBX:XV · BBG00591LT36BKTUSD:XV · BBG00591QW25BKTE:QX · BBG005HVBL11BKTE:B3 · BBG006T6LQJ0BKTE:L3 · BBG006T9XFR6BKT:SW · BBG006TLN985BKT:BW · BBG006TLN9G6BAKA:QT · BBG0077HD656BKTE:PO · BBG008GZD2F2BKTE:BQ · BBG009L208T3BAKA:TH · BBG00FWZ46D1BAKA:GZ · BBG00FZMFM95BKT:AV · BBG00HVY23R5BKT:XM · BBG00J9VQ289BKT:XX · BBG00JN7HRX3BKTGBX:XX · BBG00JN7JG83BKTGBP:XX · BBG00JN7KSV9BKTUSD:XX · BBG00JN7NJ37BKTN:MM · BBG00MJ3VYQ7BKTN:MF · BBG00MJ3VYR6BKTN:MU · BBG00MJ3VYS5BKTEUR:T2 · BBG00N0C2V38BKTE:QE · BBG00NL2M881BKTE:T1 · BBG00NLK4961BKTE:I2 · BBG00NQB80K5BKTEUR:WT · BBG00NR91QW6BAKA:TE · BBG00P1DNMZ2BKTE:L1 · BBG00Y7BH3G1BKTE:S4 · BBG00YJ80V44BKTCHF:XS · BBG016NHK9G3BKTCHF:X2 · BBG016NHK9H2BKTCHF:XH · BBG016NHK9K8BKTCHF:XF · BBG016NHK9N5BKTCHF:XE · BBG016NHK9Q2BKTCHF:XJ · BBG016NHK9S0BKTCHF:XL · BBG016NHK9T9BKTCHF:XG · BBG016NHK9V6BKTCHF:XO · BBG016NHK9W5BKTCHF:XA · BBG016NHKB05BKTCHF:E1 · BBG016NHKB14BKTCHF:XT · BBG016NHKB23BKTCHF:XW · BBG016NHKB32BKTCHF:XU · BBG016NHKB41BKTCHF:XV · BBG016NHKB69BKTCHF:XM · BBG016NHKB78BKTCHF:XQ · BBG016NHKB87BKTCHF:XX · BBG016NHKB96BKTCHF:XZ · BBG016NHKBB3BKTCHF:X1 · BBG016NHKBD1BKTCHF:EU · BBG016NHKBP8BAKA:LA · BBG018H7HVM6BAKA:LU · BBG018J14Y36

All fundamentals about Bankinter

Our stock analysis for Bankinter Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Bankinter Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

Bankinter Revenue→

Bankinter Net Income→

Bankinter Directors Dealings→

Bankinter Stocks→

Bankinter Market capitalization→

Bankinter Debt→

Bankinter Liabilities→

Bankinter Equity→