Banco Santander (SAN.MC) Stock Price

Banco Santander Price

Euronext·CLOSED
12.00
​
Market closed

Revenue has compounded at 8.7% per year over the past 19 years to 119.39 B EUR. Earnings per share have declined at 1.1% per year over the last 19 years. Banco Santander's net margin stands at 11.8%, down from 20.8% several years earlier. Banco Santander currently offers a dividend yield of about 1.88%. The payout ratio is around 24% of earnings. Analysts set a median price target of 11.83 EUR, implying 1.4% below the current price. Of 29 analysts, 23 rate the stock a buy — an overall Buy consensus.

Banco Santander stock price

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Banco Santander business model & stock analysis

Banco Santander SA is a global bank based in Madrid, Spain. It is one of the largest and most profitable banks in Europe and operates worldwide. It was founded in 1857 by businessman Bonifacio de la Concha. The bank started as an agency for international trade and has since evolved to primarily focus on lending and offering various financial products and services. Its business model is based on diversification, operating in areas such as retail banking, corporate banking, asset management, insurance, and investment banking. Banco Santander provides a range of products and services for retail customers, offers tailored solutions for businesses and institutional clients, and provides wealth management and insurance services. The bank is also involved in investment banking activities such as mergers and acquisitions, securities issuance, and derivatives. Banco Santander has a strong global presence and is well-positioned for future success due to its diversification and wide range of activities.

Frequently asked questions about Banco Santander

Banco Santander SA operates under a universal banking business model. As one of the world's largest financial institutions, Banco Santander provides a wide range of banking and financial services to individual and corporate customers. Its business model revolves around offering retail banking products, including deposit accounts, mortgages, loans, and credit cards. Additionally, the bank engages in commercial banking activities such as investment and corporate banking, asset management, and insurance services. With a strong global presence, Banco Santander aims to meet the diverse financial needs of its customers while upholding its commitment to innovation, digital transformation, and sustainable banking practices.

Banco Santander SA is primarily active in the banking and financial services industry. With a strong presence in Europe and Latin America, Banco Santander offers a wide range of services including retail and commercial banking, asset management, insurance, and investment banking. Being one of the largest banks in the world, Banco Santander has a diverse portfolio of products and services, catering to individual and corporate clients. The company's global reach and expertise in the financial industry contribute to its continued growth and success.

Some of the main competitors of Banco Santander SA in the market include BBVA, Bank of America, Citigroup, HSBC, and JPMorgan Chase.

Banco Santander SA, founded in 1857, is a Spanish multinational banking and financial services company headquartered in Madrid. With a rich history spanning over 160 years, Banco Santander SA has grown into one of the largest and most respected banking institutions worldwide. It has successfully expanded its presence across Europe, Latin America, North America, and other global markets. Known for its strong commitment to customer service and innovative financial solutions, Banco Santander SA has consistently delivered value to its clients and shareholders. By focusing on digital transformation and adapting to changing market dynamics, the company continues to position itself as a leader in the global banking industry.

Banco Santander SA has achieved several significant milestones throughout its history. One notable achievement is its continuous global expansion, having established a strong presence in over 40 countries. The company has also demonstrated resilience during various economic recessions, maintaining stable financial performance and profitability. In addition, Banco Santander SA has received numerous industry awards and recognitions for its commitment to corporate responsibility, including environmental sustainability and community development. Furthermore, the bank's digital transformation initiatives have enhanced customer experience and streamlined operations, consolidating its position as a leader in the evolving fintech landscape. These milestones highlight Banco Santander SA's enduring success and strategic focus on growth and innovation.

Banco Santander SA is primarily present in several countries and regions across the globe. It is a prominent Spanish multinational banking and financial services company operating in countries such as Spain, Portugal, Germany, Poland, Brazil, Mexico, Argentina, Chile, and the United Kingdom. With a strong foothold in these key regions, Banco Santander SA has established itself as a leading player in the global banking industry, providing a wide range of financial products and services to its customers.

Banco Santander SA represents values of integrity, innovation, and customer focus. With a strong corporate philosophy, the company strives to provide exceptional financial services to its clients and generate sustainable growth. Banco Santander SA values trust, transparency, and ethical behavior, offering personalized solutions to meet the diverse needs of individuals, businesses, and institutions. Committed to responsible banking, Banco Santander SA continuously invests in technology, promoting digitalization and improving customer experience. As a renowned financial institution, Banco Santander SA prioritizes financial inclusion, corporate social responsibility, and strong governance practices, ensuring a solid foundation for long-term success and stakeholder satisfaction.

Analysts currently set an average price target of 11.54 EUR for the Banco Santander stock (median: 11.83 EUR), implying -3.8 % versus the latest price. The consensus is based on 29 analyst ratings.

29 analysts currently rate the Banco Santander stock: 21 recommend buying, 7 holding and 1 selling. For 2026, analysts expect Banco Santander to generate revenue of 64.02 B EUR and earnings per share of 1.03 EUR.

The Banco Santander share (SAN.MC) is listed on 18 stock exchanges, including: London (BNC.L), SIX (Zürich) (SAN1.SW), XETRA (BSD2.DE), Frankfurt (BSD2.F), München (BSD2.MU), Düsseldorf (BSD2.DU), Hamburg (BSD2.HM), Wien (SAN.VI).

Banco Santander SA is a Spanish bank that operates in the financial industry. The company has a comprehensive and diversified business model consisting of various segments, each targeting different customer groups. The main segments of Banco Santander SA include retail banking, commercial banking, and investment banking. In retail banking, the company offers financial services to individual customers, including bank accounts, credit cards, loans, mortgages, insurance, and investment products. In commercial banking, the bank focuses on corporate customers, providing them with financing solutions, deposits, payment services, foreign exchange trading, and other banking services. In investment banking, the bank serves large companies and institutional clients, offering them advisory services in capital markets, M&A, financing structuring, and transaction and risk hedging. Banco Santander SA also offers a wide range of products and services for wealth management and private banking clients. These include investment funds, portfolios, securities services, and other products for high net worth individuals. Another important business area for Banco Santander SA is insurance. The bank provides a wide range of insurance solutions, such as auto insurance, home insurance, liability insurance, and health insurance. The bank has also developed an extensive range of digital services for its customers. Through its online platform and mobile applications, customers can access their bank accounts, make transfers, track account movements, and perform other banking transactions. Additionally, the company offers a wide range of online products, such as online loans, direct banking accounts, and digital investment platforms. Banco Santander SA is also internationally active and has a presence in many countries. The bank operates in Europe, Latin America, North America, and Asia, offering services to retail, corporate, and institutional clients worldwide. In summary, Banco Santander SA's business model is primarily focused on providing various financial services to different customer segments. The bank offers a wide range of products and services, from traditional banking services to wealth management and insurance, as well as digitization of banking operations. With its international presence and diversified business areas, the bank is well-positioned to continue its success and meet the needs of its customers worldwide.

The expected revenue of Banco Santander is 64.02 B EUR. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Banco Santander is 15.27 B EUR. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Banco Santander is currently 11.69. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Banco Santander stock.

The price-to-sales ratio (P/S) of Banco Santander is currently 2.79. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Banco Santander stock.

The Eulerpool Quality Score for Banco Santander is 4/10.

The ISIN of Banco Santander is ES0113900J37. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Banco Santander is 858872. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Banco Santander is SAN.MC. The ticker symbol is used to trade Banco Santander shares on the stock exchange.

Fair ValueTerminal
12.12 EUR
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
612,394.07 EUR
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Country
Currency
EUR
Initial public offering
Jan 22, 1990
ISIN
ES0113900J37
Cusip
E19790109
Sedol
5705946
Market capitalization
176.11 B EURLarge Cap
52-Week Range
PEG
1.43
P/E ratio
P/Ee 2026
11.53
P/Ee 2027
9.52
P/Ee 2028
8.24
P/Ee 2029
8.21
P/S
P/Se
2.79
EV/EBIT
29.15
P/B Ratio
1.71
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
2.26 %
Dividend
Dividend yield
1.88 %
Est. Dividend Yield
2.08 %
Payout Ratio
23.73 %
Dividend growth Ø5Y
24.24 %
Dividend payments per year
2
Dividend paid since
36 years
Dividend not reduced since
4 years
Dividend increased since
4 years
Dividend withholding tax
19.00 %
Last updated Oct 16, 2026, 11:24 PM

Banco Santander Ticker

BME · SAN.MCBRUSSELS · SANTA.BRDÜSSELDORF · BSD2.DUEURONEXT · SAN.MCFRANKFURT · BSD2.FHAMBURG · BSD2.HMLONDON · BNC.LLONDON STOCK EXCHANGE · BNC.LMADRID · SAN.MCMEX · SAN.MXMILAN · 1SANX.MIMUNICH · BSD2.MU

Banco Santander FIGI

BSD2:GR · BBG000FBG126BSD2:GF · BBG000FBG1W3BSD2:GD · BBG000FBG251BSD2:GY · BBG000FBG2K4BSD2:GS · BBG000FBG3X8BSD2:GM · BBG000FBG4D8BSD2:GB · BBG000FBG4M8BSD2:GI · BBG000FBG5M5BSD2:GH · BBG000FBG6K51SANX:IM · BBG000GY0Q811SANX:IF · BBG000GY0RH9STD:AR · BBG000HK4YC4