UMB Financial (UMBF) Stock Price

UMB Financial Price

NASDAQ·CLOSED
129.73
​
Market closed

Over the last 19 years UMB Financial grew revenue by 10.9% annually, reaching 4.44 B USD. Earnings per share have grown at 10.3% per year over the last 19 years. For UMB Financial, the net margin of 15.8% is down versus 28.4% a few years ago. At today's price the dividend yield works out to roughly 1.26%. The payout ratio is around 18% of earnings. The dividend has grown at 6.3% per year over the past 19 years. The consensus 12-month price target for UMB Financial is 168.50 USD, about 29.9% above where the stock trades today. Of 21 analysts, 18 rate the stock a buy — an overall Buy consensus.

UMB Financial stock price

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UMB Financial business model & stock analysis

UMB Financial Corp is a financial holding company based in Kansas City, offering a comprehensive range of financial services since its establishment in 1913. The company serves customers in multiple states and has developed a wide range of banking and financial services over the years, including loans, banking and trust services, investment and insurance products, and more. Founded as United Missouri Bank, the company is now a diversified financial institution with four main business segments: banking, investment management, asset management, and retail customers. In the banking business, UMB Financial Corp offers a wide range of financial solutions, including savings accounts, checking accounts, credit cards, and loans. The company also specializes in working in the areas of healthcare, municipal, and corporate finance. In investment management, UMB Wealth Management offers a broad range of asset management services, including investment management, investment advice, and brokerage services. In the asset management area, UMB Vault Trust offers a wide range of trust services, including trusts, estate planning, and registry services. The company also has specialized teams that focus on various industries such as healthcare and energy. For retail customers, UMB Financial Corp is a trusted partner that develops individual solutions for each customer. The company prides itself on offering personal advice and comprehensive financial solutions tailored to the needs of each customer. UMB Financial Corp also has an online banking platform called UMB Direct, where customers can manage their accounts online, make transactions, and more. The history of UMB Financial Corp is characterized by continuous growth and innovation. In the 1980s, the company expanded through the acquisition of smaller banks, thus reaching a larger customer base. In the early 2000s, UMB Financial Corp expanded its offering of investment and asset management services to provide its customers with a broader range of financial solutions. The company has been listed on the stock exchange since 1998 and has received numerous awards over the years for its services and commitment to the community. UMB Financial Corp strives to be a leading provider of financial services in the US and strengthen its customer relationships through high-quality personal and digital interactions. In summary, UMB Financial Corp is a diversified financial institution with a comprehensive range of banking and financial services. The company has developed a wide range of services over the years to meet the needs of its customers. The four main business segments – banking, investment management, asset management, and retail customers – offer a wide range of products and services tailored to the specific needs of each customer.

Frequently asked questions about UMB Financial

UMB Financial Corp is a diversified financial holding company headquartered in Kansas City, Missouri. The business model of UMB Financial Corp revolves around providing a comprehensive range of banking, asset management, and payment solutions to individuals, businesses, institutions, and municipalities. The company offers a wide variety of financial services, including commercial banking, investment banking, treasury management, trust and custody, healthcare banking, and asset servicing. UMB Financial Corp strives to deliver customized financial solutions tailored to the unique needs and goals of its diverse client base. With a strong focus on customer satisfaction and innovation, UMB Financial Corp continues to drive growth and create value for its stakeholders.

UMB Financial Corp is primarily active in the financial services industry.

The main competitors of UMB Financial Corp in the market are Wells Fargo & Company, Bank of America Corporation, and JPMorgan Chase & Co.

UMB Financial Corp is a leading financial services company with a rich history and solid background. Founded in 1913, UMB Financial Corp has been serving individuals, businesses, and institutional clients with innovative financial solutions for over a century. Headquartered in Kansas City, Missouri, the company has grown and expanded its operations, now offering a wide range of banking, asset management, and payment solutions. Committed to community development and customer satisfaction, UMB Financial Corp has established itself as a trusted financial partner, combining traditional values with modern techniques to meet the evolving needs of its clients.

UMB Financial Corp has achieved several significant milestones. One noteworthy achievement is its consistent growth in assets and deposits over the years. Additionally, the company has successfully expanded its presence in various markets, providing a wide range of financial services such as commercial banking, wealth management, and investment banking. UMB Financial Corp has also received notable recognition, including being named one of the Best Banks in America by Forbes and securing a spot on the prestigious Fortune 1000 list. These achievements highlight UMB Financial Corp's commitment to delivering exceptional financial solutions and solidifying its position as a reliable and reputable company in the industry.

UMB Financial Corp is primarily present in the United States.

UMB Financial Corp represents values of integrity, collaboration, and excellence. With a strong corporate philosophy focused on delivering customer satisfaction, UMB Financial Corp strives to provide innovative financial solutions and exceptional service. As a leading financial institution, UMB Financial Corp is committed to building long-term relationships based on trust and transparency. By combining its expertise in banking, asset management, and healthcare services, UMB Financial Corp empowers individuals and businesses to achieve their financial goals. Emphasizing ethical practices and responsible banking, UMB Financial Corp continues to drive growth and support the communities it serves.

Analysts currently set an average price target of 166.75 USD for the UMB Financial stock (median: 168.50 USD), implying +28.5 % versus the latest price. The consensus is based on 21 analyst ratings.

21 analysts currently rate the UMB Financial stock: 18 recommend buying, 3 holding and 0 selling. For 2026, analysts expect UMB Financial to generate revenue of 2.99 B USD and earnings per share of 13.16 USD.

Converted at the current exchange rate, the UMB Financial share trades at 115.80 EUR (129.73 USD).

The UMB Financial share (UMBF) is listed on 3 stock exchanges, including: NASDAQ (UMBF), Frankfurt (UMB.F), München (UMB.MU).

The UMB Financial Corporation is a financial services company based in Kansas City, USA. It was founded in 1913 and offers a variety of financial products and services for retail customers, middle-market businesses, and institutional investors. UMB's business model is diverse and includes multiple segments. The most important segment is commercial banking, where the company provides loans and credit to small and medium-sized businesses. UMB offers a range of financing solutions, such as working capital loans, investment loans, and real estate financing. Additionally, UMB provides its customers with cash management tools, such as treasury management systems, to efficiently manage their liquidity. The wealth management segment of UMB is another important part of its business model. The company offers personalized investment and financial advice, as well as asset management services for clients. This includes a variety of investment options such as stocks, bonds, funds, or alternative investments. UMB's wealth management segment is tailored to the individual needs of its clients and emphasizes providing customized solutions. Another significant segment is UMB's payment solutions business. The company offers various payment processing and payment solutions for businesses and retailers. This includes electronic payments, credit card processing, gift card processing, and more. Finally, UMB also has a specialized segment for institutional investors. This is the institutional asset management segment, which focuses on managing assets for pension funds, foundations, and other institutions. Here as well, the company provides customized solutions to meet the specific requirements of this group. In summary, UMB offers a wide range of financial products and services for retail and business customers. The company's business model is distributed across various segments and focuses on providing tailored solutions to meet the individual needs of its customers. With a strong focus on technological innovations and digitized processes, UMB also offers its customers a modern and efficient banking experience.

The expected revenue of UMB Financial is 2.99 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of UMB Financial is 1.01 B USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of UMB Financial is currently 9.86. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the UMB Financial stock.

The price-to-sales ratio (P/S) of UMB Financial is currently 3.31. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the UMB Financial stock.

The Eulerpool Quality Score for UMB Financial is 8/10.

The ISIN of UMB Financial is US9027881088. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of UMB Financial is 900421. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of UMB Financial is UMBF. The ticker symbol is used to trade UMB Financial shares on the stock exchange.

Fair ValueTerminal
112.87 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
850,965.72 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Mar 17, 1980
ISIN
US9027881088
Cusip
902788108
Sedol
2918510
Market capitalization
9.85 B USDMid Cap
52-Week Range
PEG
2.70
P/E ratio
P/Ee 2026
9.79
P/Ee 2027
9.29
P/Ee 2028
8.40
P/S
P/Se
3.31
EV/EBIT
14.11
P/B Ratio
1.28
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
6.11 %
Dividend
Dividend yield
1.26 %
Est. Dividend Yield
1.40 %
Payout Ratio
17.75 %
Dividend growth Ø5Y
3.39 %
Dividend payments per year
4
Dividend paid since
37 years
Dividend not reduced since
30 years
Dividend increased since
30 years
Dividend withholding tax
30.00 %
Last updated Oct 12, 2026, 7:46 AM

UMB Financial Ticker

FRANKFURT · UMB.FMUNICH · UMB.MUNASDAQ · UMBF

UMB Financial FIGI

UMBF:US · BBG000DD8WX1UMBF:UA · BBG000DD8X50UMBF:UC · BBG000DD8XK3UMBF:UN · BBG000DD8Y94UMBF:UP · BBG000DD8YL0UMBF:UB · BBG000DD8ZR1UMBF:UM · BBG000DD90S6UMBF:UX · BBG000DD9140UMBF:UD · BBG000DD94P1UMBF:UW · BBG000DD95N0UMBF:UF · BBG000DD9603UMBF:VY · BBG000DD96P6

All fundamentals and in-depth analysis of UMB Financial

Our stock analysis for UMB Financial stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of UMB Financial. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.