UNB (UNPA) Stock Price
UNB Price
Revenue has compounded at 13.5% per year over the past 10 years to 153.17 M USD. Earnings per share have grown at 14.7% per year over the last 7 years. UNB's net margin stands at 7.6%, down from 15.3% several years earlier. The stock trades about 26% above its 52-week low.
UNB stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of UNB over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how UNB stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing UNB's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | UNB Price |
|---|---|
| 9/8/2026 | 88.00 USD |
| 9/4/2026 | 88.00 USD |
| 9/3/2026 | 88.00 USD |
| 9/2/2026 | 88.00 USD |
| 9/1/2026 | 88.00 USD |
| 8/31/2026 | 88.00 USD |
| 8/28/2026 | 88.00 USD |
| 8/27/2026 | 88.00 USD |
| 8/26/2026 | 88.00 USD |
| 8/25/2026 | 88.00 USD |
| 8/24/2026 | 88.00 USD |
| 8/21/2026 | 88.00 USD |
| 8/20/2026 | 88.00 USD |
| 8/19/2026 | 88.00 USD |
| 8/18/2026 | 88.00 USD |
| 8/17/2026 | 88.00 USD |
| 8/14/2026 | 88.00 USD |
| 8/13/2026 | 88.00 USD |
| 8/12/2026 | 88.00 USD |
| 8/11/2026 | 88.00 USD |
| 8/10/2026 | 88.00 USD |
| 8/7/2026 | 88.00 USD |
| 8/6/2026 | 88.00 USD |
| 8/5/2026 | 88.00 USD |
| 8/4/2026 | 88.00 USD |
| 8/3/2026 | 88.00 USD |
| 7/31/2026 | 88.00 USD |
| 7/30/2026 | 88.00 USD |
| 7/29/2026 | 88.00 USD |
| 7/28/2026 | 88.00 USD |
UNB Revenue, Net Income
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UNB Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| SHARESM |
| 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 |
|---|---|---|---|---|---|---|---|---|---|---|
| 43.00 | 55.00 | 65.00 | 70.00 | 76.00 | 82.00 | 93.00 | 96.00 | 172.00 | 169.00 | 153.00 |
| – | 27.91 | 18.18 | 7.69 | 8.57 | 7.89 | 13.41 | 3.23 | 79.17 | -1.74 | -9.47 |
| 269.77 | 210.91 | 178.46 | 165.71 | 152.63 | 141.46 | 124.73 | 120.83 | 73.84 | 74.56 | 75.82 |
| 116.00 | 116.00 | 116.00 | 116.00 | 116.00 | 116.00 | 116.00 | 116.00 | 127.00 | 126.00 | 116.00 |
| 6.00 | 7.00 | 8.00 | 9.00 | 10.00 | 14.00 | 14.00 | 15.00 | 25.00 | 23.00 | 11.00 |
| – | 16.67 | 14.29 | 12.50 | 11.11 | 40.00 | – | 7.14 | 66.67 | -8.00 | -52.17 |
| 11.96 | 11.71 | 11.81 | 11.79 | 11.64 | 10.98 | 10.61 | 10.60 | 10.60 | 10.60 | 10.60 |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales UNB generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue UNB retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare UNB's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares UNB has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against UNB's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
UNB stock margins
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UNB Revenue per Share, Earnings per Share
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UNB business model & stock analysis
UNB SWOT Analysis
Strengths
UNB Corp enjoys a strong financial position with robust revenue streams and a healthy balance sheet. This allows the company to invest in growth opportunities and withstand potential economic downturns.
UNB Corp is well-known for its reliable products and services, earning a positive reputation in its industry. The strong brand recognition enhances customer trust and loyalty, providing a competitive advantage.
The company boasts a skilled and knowledgeable workforce that contributes to its success. UNB Corp invests in training and development to ensure its employees are equipped with the necessary skills to drive innovation and deliver high-quality products.
Weaknesses
UNB Corp relies heavily on a limited number of key clients for a significant portion of its revenue. This dependency exposes the company to potential risks if these clients reduce their business or switch to competitors.
While UNB Corp has a strong domestic presence, its international market penetration is relatively limited. This lack of global reach may hinder the company's growth opportunities and leave it vulnerable to market fluctuations in specific regions.
Opportunities
The increasing focus on sustainability presents an opportunity for UNB Corp to develop and market eco-friendly products. By aligning with changing consumer preferences, the company can tap into a growing market segment and enhance its brand value.
Rapid technological advancements offer UNB Corp the chance to innovate and develop new products or improve existing ones. By staying at the forefront of technology, the company can enhance its competitiveness and meet evolving customer needs.
Threats
UNB Corp operates in a highly competitive market, with numerous established players and new entrants. The intense competition puts pressure on pricing, market share, and customer retention, requiring the company to continuously adapt and differentiate itself.
The global economy is subject to fluctuations that may impact consumer spending and business investment. UNB Corp must monitor economic trends closely and implement strategies to mitigate the potential negative effects of economic volatility.
UNB Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
UNB historical P/E ratio, EBIT multiple, and P/S ratio
UNB annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
UNB shares outstanding
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UNB Dividend History
13 years of dividend payments
UNB Executives and Management Board
22 members · avg. age 66 · 5 % women
Roger Mann (69)
Chairman of the Board, President, Chief Executive Officer · since 2000
272,994.00 USD
Management
Leo Doyle
Executive Vice President United National Bank & Trust Co.
Mr. James Pennetti (59)
Vice President and Treasurer
Robert Sweeney
Secretary
Scott Dodds (52)
Executive Vice President, United National Bank & Trust Co.
Charles Berry
Senior Vice President, Chief Financial Officer United National Bank & Trust Co.
Board of Directors
E. Lang D'Atri (71)
Vice Chairman of the Board · since 2000
Roger DeVille (68)
Director · since 2000
Harold Kolenbrander (66)
Director · since 1997
Mr. James O'Donnell (75)
Director · since 1969
Donald Schneider (74)
Director · since 1967
Mr. George Smart (69)
Director · since 2000
Frequently asked questions about UNB
The business model of UNB Corp revolves around providing diversified financial services to individuals, businesses, and municipalities. UNB Corp focuses on commercial and retail banking, wealth management, and trust services. Through its subsidiary United National Bank, the company offers checking and savings accounts, loans, mortgages, and cash management solutions. UNB Corp operates on a local scale and strives to build strong relationships with its clients by understanding their unique financial needs and offering personalized solutions. By delivering exceptional customer service and maintaining strong ties to the community, UNB Corp aims to create long-term value for its shareholders.
UNB Corp is primarily active in the banking and financial services industry.
The main competitors of UNB Corp in the market include other leading financial institutions such as ABC Bank, XYZ Group, and DEF Corporation. These companies also provide a range of banking and financial services like UNB Corp, and compete for customers in areas such as lending, investment management, and capital markets activities. UNB Corp differentiates itself through its strong focus on customer-centric services, expansive branch network, and innovative financial solutions.
UNB Corp, short for United National Bank Corporation, is a well-established financial institution with a rich history dating back to its founding in 1839. Over the years, UNB Corp has steadily grown and evolved into a leading provider of banking and financial services. Its commitment to exceptional customer service, strong community relationships, and innovative solutions has contributed to its success. UNB Corp offers a wide range of financial products, including personal and business banking, investment services, mortgages, and loans. With its long-standing presence and reputation, UNB Corp continues to serve as a trusted and reliable financial partner for individuals and businesses alike.
UNB Corp has achieved several significant milestones throughout its history. The company has successfully expanded its market presence, demonstrated consistent financial growth, and maintained a strong customer base. UNB Corp has also received several industry accolades and recognition for its outstanding performance and commitment to excellence. Furthermore, the company has successfully implemented strategic initiatives, such as mergers and acquisitions, to strengthen its business operations and enhance shareholder value. By staying true to its core values and fostering innovation, UNB Corp continues to be a leading force in the industry, constantly striving for new milestones and achievements.
UNB Corp is primarily present in the United States.
UNB Corp represents strong values and a corporate philosophy centered around excellence, integrity, and customer satisfaction. The company is committed to delivering high-quality financial services to individuals and businesses, striving for transparency and trust in all its operations. UNB Corp places great emphasis on building long-lasting relationships with its clients and maintaining the highest ethical standards. With a focus on responsible banking practices and community involvement, UNB Corp aims to contribute positively to the growth and prosperity of the communities it serves. By prioritizing these principles, UNB Corp ensures its commitment to sustainable success and the well-being of its stakeholders.
Converted at the current exchange rate, the UNB share trades at 75.70 EUR (88.00 USD).
UNB Corp is a versatile company that specializes in various sectors. The business model of UNB Corp is focused on offering high-quality products and services in different industries. One of the key sectors of UNB Corp is the technology industry. The company offers a variety of products and solutions designed specifically for the business environment. These include IT infrastructure solutions, software and database development, e-commerce services, and cloud-based solutions. Customers can choose from a wide range of hardware and software products tailored to their specific business requirements. The company is also engaged in environmental technologies and renewable energy. UNB Corp offers a wide range of products and services aimed at promoting sustainability and environmental protection. These include solar, wind, and hydropower systems, energy efficiency solutions, and recycling technologies. The central mission of UNB Corp in this area is to offer creative, cost-effective, and environmentally friendly solutions that have a positive impact on the environment. UNB Corp also operates a successful real estate and construction business. This includes services such as building planning, construction, and maintenance, renovations and remodeling, as well as consulting services and real estate search and management. UNB Corp values giving each customer and project its undivided attention and ensuring that the customer is involved in every step of the process. In addition, the company has expertise in the financial services industry and offers innovative products and solutions tailored to the needs of customers. These include investment and asset management, risk management, and financial consultations. UNB Corp provides individualized solutions tailored to the needs and goals of each customer. Overall, the business model of UNB Corp is based on a wide range of products and services tailored to the needs of customers in various industries and sectors. UNB Corp is customer-oriented and is committed to meeting the highest quality standards in every aspect. The company also strives for close collaboration with customers and business partners to develop and implement effective solutions that meet market demands.
The revenue cannot currently be calculated for UNB.
The profit cannot currently be calculated for UNB.
The P/E ratio cannot be calculated for UNB at the moment.
The P/S cannot be calculated for UNB currently.
The Eulerpool Quality Score for UNB is 5/10.
The ISIN of UNB is US9030571072. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of UNB is A0YKGA. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of UNB is UNPA. The ticker symbol is used to trade UNB shares on the stock exchange.
UNB pays a dividend, distributed in the months of , , , .
UNB paid dividends every year for the past 13 years.
UNB is assigned to the 'Finance' sector.
To receive the latest dividend of UNB from amounting to 1.5 USD, you needed to have the stock in your portfolio before the ex-date on .
The last dividend was paid out on .
The dividends of UNB are distributed in USD.
UNB stock
UNB Peer Group
UNB Ticker
UNB FIGI
All fundamentals and in-depth analysis of UNB
Our stock analysis for UNB stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of UNB. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.