Western Union (WU) Stock Price

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Western Union Price

🇺🇸NYSE·CLOSED

9.55USD

Market closed

Today +/-

+0.01 USD

Today %

+0.11 %

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Western Union (WU) — ISIN US9598021098. The Western Union stock price was 9.55 USD in 2026. Revenue was 4.24 B USD. Earnings were 626.47 M USD. P/E ratio was 5.2. Western Union operates in the Information technology sector.

Western Union stock price

Ex-Dividend

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Stock Price

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How to Read This Chart

This chart tracks the historical stock price of Western Union over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Western Union stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Western Union's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Western Union Stock Price History

Date	Western Union Price
2/27/2026	9.55 USD
2/26/2026	9.54 USD
2/25/2026	9.55 USD
2/23/2026	9.16 USD
2/20/2026	9.26 USD
2/19/2026	9.48 USD
2/18/2026	9.66 USD
2/17/2026	9.50 USD
2/13/2026	9.62 USD
2/12/2026	9.82 USD
2/11/2026	9.95 USD
2/10/2026	10.06 USD
2/9/2026	9.98 USD
2/6/2026	10.15 USD
2/5/2026	9.97 USD
2/4/2026	9.81 USD
2/3/2026	9.43 USD
2/2/2026	9.52 USD

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Western Union Revenue, EBIT, Net Income

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Revenue

EBIT

Net Income

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Western Union Income Statement, Balance Sheet, Cash Flow Statement

Last updated Mar 4, 2026, 6:50 PM

REVENUE (B USD)

REVENUE GROWTH (%)

GROSS MARGIN (%)

GROSS INCOME (B USD)

NET INCOME (B USD)

NET INCOME GROWTH (%)

DIVIDEND (USD)DIV. (USD)

DIVIDEND GROWTH (%)DIV. GROWTH (%)

SHARES (M)

DOCUMENTS

2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025e	2026e	2027e	2028e	2029e
3.15	3.55	3.99	4.47	4.9	5.28	5.08	5.19	5.49	5.66	5.54	5.61	5.48	5.42	5.52	5.59	5.29	4.84	5.07	4.48	4.36	4.21	4.21	4.24	4.28	4.44	4.53
–	12.57	12.40	12.11	9.62	7.80	-3.77	2.14	5.76	3.15	-2.15	1.17	-2.21	-1.11	1.88	1.18	-5.31	-8.64	4.86	-11.74	-2.64	-3.40	0.05	0.78	0.80	3.76	2.00
48.65	47.59	46.88	45.62	42.67	41.44	43.44	42.93	43.71	43.77	41.63	41.18	41.67	39.75	39.90	40.31	40.91	41.63	42.88	41.32	38.67	38.23	38.21	37.91	37.61	36.25	35.53
1.53	1.69	1.87	2.04	2.09	2.19	2.21	2.23	2.4	2.48	2.31	2.31	2.29	2.16	2.2	2.25	2.17	2.01	2.17	1.85	1.69	1.61	1.61	1.61	1.61	1.61	1.61
0.63	0.75	0.93	0.91	0.86	0.92	0.85	0.91	1.17	1.03	0.8	0.85	0.84	0.25	-0.56	0.85	1.06	0.74	0.81	0.91	0.63	0.93	0.61	0.63	0.66	0.61	0.63
–	18.64	23.44	-1.40	-6.24	7.23	-7.73	7.19	28.16	-12.02	-22.15	6.77	-1.76	-69.77	-320.16	-252.78	24.32	-29.68	8.20	13.04	-31.21	49.20	-34.80	2.79	5.75	-7.70	3.44
-	-	-	0.04	0.04	0.04	0.24	0.25	0.31	0.43	0.50	0.50	0.62	0.64	0.70	0.76	0.80	0.90	0.94	0.94	0.94	0.94	0.94	0.82	0.86	-	-
–	–	–	–	–	–	500.00	4.17	24.00	38.71	16.28	–	24.00	3.23	9.37	8.57	5.26	12.50	4.44	–	–	–	–	-12.77	4.88	–	–
763.9	763.9	763.9	768.6	772.9	738.2	701	668.9	634.2	607.4	559.7	536.8	516.7	493.5	467.9	454.4	430.9	415.2	408.9	388.4	371.8	341.1	341.1	341.1	341.1	341.1	341.1
–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–

Details

Income Statement Key Figures

ⓘ

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Western Union generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Western Union retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Western Union's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Western Union has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Western Union's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

ASSETS

CASH BALANCE (B USD)

RECEIVABLES (M USD)

OTHER RECEIVABLES (M USD)OTHER REC. (M USD)

INVENTORIES (M USD)

OTHER CURRENT ASSETS (M USD)OTHER CURRENT LIAB. (M USD)

CURRENT ASSETS (B USD)

TANGIBLE ASSETS (M USD)

LONG-TERM INVESTMENTS (M USD)LONG-T. INVEST. (M USD)

LONG-TERM RECEIVABLES (M USD)LONG-T. REC. (M USD)

INTANGIBLE ASSETS (M USD)INTANGIBLE ASSETS (M USD)

GOODWILL (B USD)

OTHER NON-CURRENT ASSETS (B USD)OTHER NON-CURRENT ASSETS (B USD)

NON-CURRENT ASSETS (B USD)

TOTAL ASSETS (B USD)

LIABILITIES

COMMON STOCK (M USD)

ADDITIONAL PAID-IN CAPITAL (B USD)

RETAINED EARNINGS (M USD)

OTHER EQUITY (B USD)OTHER EQUITY (B USD)

UNREALIZED GAINS/LOSSES (M USD)UNREAL. GAINS/LOSSES (M USD)

EQUITY (B USD)

LIABILITIES (B USD)

PROVISIONS (M USD)

OTHER SHORT-TERM LIABILITIES (B USD)OTHER SHORT-TERM LIAB. (B USD)

SHORT-TERM DEBTS (M USD)SHORT-TERM DEBTS (M USD)

SHORT-TERM PORTION OF LONG-TERM DEBTS (M USD)LONG-TERM DEBT PORTION (M USD)

SHORT-TERM RECEIVABLES (B USD)SHORT-TERM REC. (B USD)

LONG-TERM LIABILITIES (B USD)LONG-T. LIAB. (B USD)

DEFERRED TAXES (M USD)

OTHER LIABILITIES (B USD)OTHER LIAB. (B USD)

LONG-TERM LIABILITIES (B USD)LONG-T. LIABILITIES (B USD)

DEBT (B USD)

TOTAL CAPITAL (B USD)

2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024

0.47	0.51	1.42	1.79	1.3	1.69	2.16	1.37	1.78	2.07	1.78	1.32	0.88	0.84	0.97	1.45	1.43	1.21	1.29	1.27	1.47
343	969	42	32	46	37	38	18	16	0	0	0	0	0	0	0	0	0	0	0	0
0	0	0	0	331	94	26	38	21	0	0	0	0	0	0	0	0	0	0	0	0
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
6	9	54	42	24	27	50	55	57	69	63	83	127	121	101	102	81	85.5	94.7	91.9	98.5
0.82	1.49	1.52	1.87	1.7	1.84	2.27	1.48	1.87	2.14	1.85	1.4	1.01	0.96	1.07	1.55	1.51	1.29	1.38	1.36	1.57
71	82	176	200	192	204	197	198	196	210	206	232	221	214	270	387	340	293.9	232	218	245.3
156	150	165	211	213	87	86	41	41	141	42	43	40	29	31	33	35	204.7	210.9	210.4	212.9
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
120	180	288	334	351	489	438	847	879	834	748	705	664	586	598	495	505	417.1	457.9	380.2	315.4
1.34	1.62	1.65	1.64	1.67	2.14	2.15	3.2	3.18	3.17	3.17	3.16	3.16	2.73	2.73	2.57	2.57	2.03	2.03	2.03	2.06
0.09	0.1	0.12	0.06	0.05	0.04	0.03	0.03	0.03	0	0	0	0	0	0	0	0	1.48	0.3	0.02	0.27
1.78	2.13	2.4	2.44	2.48	2.96	2.91	4.32	4.33	4.36	4.17	4.14	4.09	3.56	3.62	3.48	3.45	4.43	3.24	2.86	3.1
2.6	3.62	3.92	4.31	4.18	4.8	5.18	5.8	6.2	6.5	6.01	5.54	5.09	4.52	4.7	5.04	4.96	5.73	4.62	4.23	4.67

0	0	8	8	7	7	7	6	6	6	5	5	5	5	4	4	4	3.9	3.7	3.5	3.4
0	0	-0.44	-0.34	-0.01	0.04	0.12	0.25	0.33	0.39	0.45	0.57	0.64	0.7	0.76	0.84	0.89	0.94	1	1.03	1.07
0	0	208	453	29	433	592	760	755	877	969	977	419	-966	-839	-676	-543	-537.2	-353.9	-389.1	35.2
1.94	2.81	-0.07	-0.07	-0.03	-0.13	-0.13	-0.12	-0.15	-0.17	-0.13	-0.15	-0.16	-0.23	-0.23	-0.23	-0.22	-0.08	-0.1	-0.13	-0.11
0	0	0	0	0	0	0	0	0	4	9	8	-4	3	-1	25	58	30.4	-69.4	-33	-33.4
1.94	2.81	-0.3	0.05	-0.01	0.35	0.58	0.89	0.94	1.11	1.3	1.41	0.9	-0.49	-0.31	-0.04	0.19	0.36	0.48	0.48	0.97
0.22	0.24	0.31	0.35	0.39	0.5	0.52	0.54	0.56	0.64	0.6	0.61	1.13	0.72	0.57	0.6	0.5	0.45	0.46	0.45	0.41
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	242	235	208.4	198.7	164.6	191.2
0	0	0.24	0.28	0.38	0.52	0.36	0.3	0.22	0.22	0.17	0.21	0.41	1.25	1.05	1.02	0.93	0.87	0.73	0.66	0.27
10	164	328	338	583	0	0	0	0	0	0	0	0	0	125	245	80	275	180	364.9	0
0	0	0	500	0	0	0	0	0	0	0	0	0	0	0	0	48	0	300	0	0
0.23	0.4	0.88	1.47	1.35	1.02	0.88	0.84	0.77	0.86	0.77	0.82	1.54	1.97	1.74	2.11	1.79	1.8	1.87	1.64	0.87
0	0	3	2.5	2.56	3.05	3.29	3.58	4.03	4.21	3.72	3.22	2.79	3.03	3.31	2.98	2.94	2.73	2.14	2.14	2.94
253	304	335	264	270	269	290	390	352	319	305	273	86	173	161	152	189	203.8	158.5	147.6	155.6
0.94	1.11	1.48	1.5	1.41	2.66	2.89	3.37	3.37	3.63	3.8	3.74	4.11	4.55	4.09	3.55	4.39	3.73	3.86	3.79	3.43
1.19	1.41	4.81	4.27	4.24	5.98	6.47	7.34	7.75	8.16	7.82	7.23	6.98	7.75	7.56	6.69	7.52	6.66	6.15	6.08	6.53
1.42	1.81	5.7	5.73	5.59	7	7.35	8.18	8.52	9.02	8.59	8.05	8.52	9.72	9.31	8.8	9.31	8.47	8.02	7.72	7.4
3.36	4.63	5.4	5.79	5.58	7.35	7.93	9.07	9.47	10.12	9.89	9.45	9.42	9.23	9	8.76	9.5	8.82	8.5	8.2	8.37

Details

Balance Sheet

ⓘ

What Is the Balance Sheet?

The balance sheet is a financial snapshot of Western Union at a specific point in time. It follows the fundamental equation: Assets = Liabilities + Shareholders' Equity. Unlike the income statement (which covers a period), the balance sheet tells you what the company owns, what it owes, and what belongs to shareholders at a given date.

Assets

Current assets (cash, receivables, inventory) can be converted to cash within 12 months and indicate short-term liquidity. Non-current assets (property, equipment, intangible assets, goodwill) represent long-term investments. A high proportion of cash and short-term investments gives Western Union financial flexibility to weather downturns, fund acquisitions, or return capital to shareholders.

Liabilities

Current liabilities (accounts payable, short-term debt) are obligations due within one year. Non-current liabilities (long-term debt, pension obligations) are due further out. Key ratio to watch: the debt-to-equity ratio (Total Debt ÷ Shareholders' Equity). A ratio below 1.0 is generally healthy, meaning the company is funded more by equity than debt. Highly leveraged companies amplify both gains and losses.

Shareholders' Equity

Equity is the residual value belonging to shareholders after all debts are paid. It includes retained earnings (accumulated profits not paid out as dividends) and paid-in capital. Rising equity year over year is a positive sign — it means Western Union is building book value. Declining equity, especially when driven by losses or heavy share buybacks funded by debt, warrants closer scrutiny.

Key Ratios to Derive

From the balance sheet, you can calculate the current ratio (current assets ÷ current liabilities; above 1.5 is comfortable), book value per share (equity ÷ shares outstanding), and return on equity (net income ÷ equity; above 15 % is strong). Tracking these ratios over time reveals whether Western Union is strengthening or weakening its financial position.

NET INCOME (B USD)

DEPRECIATION AND AMORTIZATION M USDDEPRECIATION (M USD)

DEFERRED TAXES (M USD)

CHANGES IN WORKING CAPITAL (M USD)CHANGES IN WORKING CAPITAL (M USD)

NON-CASH ITEM (M USD)

PAID INTEREST (M USD)

PAID TAXES (M USD)

Net Cash Flow from Operating Activities (B USD)NET CASH FLOW FROM OPERATING ACTIVITIES (B USD)

CAPITAL EXPENDITURES (M USD)

CASH FLOW FROM INVESTING ACTIVITIES (M USD)CASH FLOW FROM INVESTING ACTIVITIES (M USD)

CASH FLOW FROM OTHER INVESTING ACTIVITIES (M USD)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M USD)

INTEREST INCOME AND EXPENSES (M USD)

NET DEBT CHANGE (B USD)NET DEBT CHANGE (B USD)

Net change in equity (M USD)NET CHANGE IN EQUITY (M USD)

CASH FLOW FROM FINANCING ACTIVITIES (M USD)CASH FLOW FROM FINANCING ACTIVITIES (M USD)

OTHER ITEMS OF FINANCING CASH FLOWS (M USD)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M USD)

TOTAL DIVIDENDS PAID (M USD)

NET CHANGE IN CASH FLOW (M USD)

FREE CASH FLOW (M USD)

SHARE-BASED COMPENSATION (M USD)

2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
0.63	0.75	0.93	0.91	0.86	0.92	0.85	0.91	1.17	1.03	0.8	0.85	0.84	0.25	-0.56	0.85	1.06	0.74	0.81	0.91	0.63	0.93
78	79	79	103	123	144	154	175	192	246	262	271	270	263	262	264	257	225	208	183	183	179
63	47	24	12	4	15	-20	28	21	-35	-39	-26	-39	-174	69	-15	-24	13	-2	-26	-11	-248
-32	14	-55	35	53	105	159	-157	-184	-128	13	-101	-60	601	378	-346	36	-252	-177	-346	-111	-581
49	37	26	73	115	95	107	73	11	111	87	89	105	140	632	66	-413	145	255	-93	131	162
0	5	3	26	185	171	150	175	191	181	193	170	161	159	128	142	151	109	101	97	102	114
265	299	391	271	340	230	162	365	144	257	158	179	92	68	-11	339	318	187	185	279	197	324
0.79	0.93	1	1.11	1.1	1.25	1.22	0.99	1.17	1.19	1.09	1.05	1.07	1.04	0.74	0.82	0.91	0.88	1.05	0.58	0.78	0.41
-42	-42	-42	-78	-111	-70	-71	-78	-65	-93	-122	-105	-143	-122	-102	-188	-81	-87	-107	-136	-111	-118
-174	-143	-428	-384	-202	-453	-324	-64	-1,360	-258	-341	-89	-286	-271	-204	-328	632	-113	192	525	-140	-16
-132	-101	-385	-306	-90	-382	-252	14	-1,294	-164	-219	16	-142	-148	-102	-140	713	-25	299	661	-29	102
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
0.05	0.03	0.54	2.94	0.01	-0.26	-0.09	0.25	0.3	0.45	0.2	-0.5	-0.5	-0.43	0.25	0.4	-0.21	-0.17	-0.06	-0.4	-0.12	0.43
0	0	0	60	-510	-1,014	-377	-539	-703	-713	-370	-481	-435	-466	-489	-402	-515	-237	-398	-360	-308	-186
-629	-651	-533	187	-530	-1,297	-504	-457	-601	-521	-450	-1,246	-1,252	-1,209	-570	-357	-1,069	-773	-1,269	-1,177	-896	-69
-683	-680	-1,075	152	0	0	0	0	0	0	0	0	0	0	-1	-9	-4	0	-426	-57	-124	5
0	0	0	-2,961	-30	-28	-41	-165	-194	-254	-277	-265	-316	-312	-325	-341	-340	-370	-381	-364	-349	-321
-10	135	40	911	371	-497	389	472	-786	405	296	-289	-467	-438	-33	135	477	-9	-32	-70	-254	320
750.7	888	960.3	1,030.7	992.3	1,183	1,146.5	915.7	1,109.1	1,092	966.6	940	927.4	919.4	639.7	632.6	833.5	789.8	938.2	445.3	671.7	287.5
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

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Western Union Stock Quarterly Figures

REVENUE (B USD)

REVENUE GROWTH (%)

GROSS MARGIN (%)

GROSS INCOME (M USD)

NET INCOME (M USD)

NET INCOME GROWTH (%)

DIVIDEND (USD)DIV. (USD)

DIVIDEND GROWTH (%)DIV. GROWTH (%)

SHARES (M)

2005 Q1	2005 Q2	2005 Q3	2005 Q4	2006 Q1	2006 Q2	2006 Q3	2006 Q4	2007 Q1	2007 Q2	2007 Q3	2007 Q4	2008 Q1	2008 Q2	2008 Q3	2008 Q4	2009 Q1	2009 Q2	2009 Q3	2009 Q4	2010 Q1	2010 Q2	2010 Q3	2010 Q4	2011 Q1	2011 Q2	2011 Q3	2011 Q4	2012 Q1	2012 Q2	2012 Q3	2012 Q4	2013 Q1	2013 Q2	2013 Q3	2013 Q4	2014 Q1	2014 Q2	2014 Q3	2014 Q4	2015 Q1	2015 Q2	2015 Q3	2015 Q4	2016 Q1	2016 Q2	2016 Q3	2016 Q4	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4e	2026 Q1e	2026 Q2e	2026 Q3e	2026 Q4e	2027 Q1e	2027 Q2e	2027 Q3e	2027 Q4e
0.92	0.98	1.02	1.07	1.04	1.11	1.14	1.17	1.13	1.2	1.26	1.31	1.27	1.35	1.38	1.29	1.2	1.25	1.31	1.31	1.23	1.27	1.33	1.36	1.28	1.37	1.41	1.43	1.39	1.43	1.42	1.42	1.33	1.39	1.41	1.42	1.35	1.41	1.44	1.41	1.32	1.38	1.4	1.38	1.3	1.38	1.38	1.37	1.3	1.38	1.4	1.44	1.39	1.41	1.39	1.4	1.34	1.34	1.31	1.31	1.19	1.11	1.26	1.27	1.21	1.29	1.29	1.28	1.16	1.14	1.09	1.09	1.04	1.17	1.1	1.05	1.05	1.07	1.04	1.06	0.98	1.03	1.03	1.08	1.02	1.06	1.07	1.09	1.03	1.07	1.08	1.1
–	6.64	3.98	4.81	-2.34	6.71	2.43	2.89	-3.58	6.28	4.58	4.14	-3.36	6.48	2.23	-6.25	-6.97	4.41	4.78	–	-6.24	3.33	4.40	2.11	-5.45	6.47	3.22	1.49	-2.66	2.30	-0.28	0.21	-6.95	4.53	1.66	0.92	-5.00	4.07	2.49	-2.15	-6.32	4.77	1.16	-1.36	-6.01	6.01	0.15	-0.44	-5.03	5.84	1.89	2.42	-3.41	1.58	-1.70	1.01	-4.57	0.22	-2.54	0.08	-8.95	-6.39	12.93	1.03	-4.80	6.53	-0.23	-0.16	-10.05	-1.47	-4.31	0.18	-5.04	12.93	-6.24	-4.10	-0.29	1.62	-2.81	2.12	-7.09	4.37	0.58	4.26	-5.48	4.52	0.85	1.87	-5.40	3.29	0.84	1.86
47.44	47.86	48.09	44.29	46.50	46.54	45.09	44.50	42.88	42.85	42.56	42.48	40.08	40.61	42.92	41.98	44.30	44.18	43.46	41.93	42.05	42.81	43.42	42.23	42.40	44.07	43.48	44.65	43.79	44.28	44.12	42.84	42.72	41.44	41.90	40.53	40.96	41.07	41.67	41.02	41.59	42.23	41.60	41.23	39.94	40.22	40.23	38.29	38.48	38.90	40.10	39.43	40.24	39.83	41.17	39.90	41.29	42.09	41.19	42.16	42.61	40.66	42.69	40.44	41.65	41.43	44.01	44.31	43.29	42.62	41.51	37.58	39.29	40.26	37.37	37.64	39.47	38.18	37.74	37.43	37.03	37.33	37.69	36.15	38.25	36.59	36.29	35.62	37.66	36.46	36.15	35.49
436	469	490	473	485	518	514	522	485	515	535	556	507	547	591	542	532	554	571	551	518	545	577	573	544	602	613	639	610	631	627	610	566	574	590	576	553	577	600	578	549	584	582	569	518	553	554	525	501	536	563	567	559	562	571	559	552	564	538	551	507	453	537	514	504	534	566	569	500	485	452	410	407	471	410	396	414	407	391	396	364	383	389	389	389	389	389	389	389	389	389	389
217	233	241	233	219	218	258	217	193	204	216	243	207	231	240	239	223	220	181	223	207	221	238	242	210	263	239	452	247	271	269	237	212	198	214	173	203	193	234	221	203	189	232	212	185	205	216	-355	161	166	235	-1,120	213	217	208	212	173	614	135	135	176	161	228	177	181	222	232	168	293	194	173	249	151	176	171	127	142	141	264	385	123	122	139	151	144	156	162	163	156	167	172	173
–	7.37	3.43	-3.32	-6.01	-0.46	18.35	-15.89	-11.06	5.70	5.88	12.50	-14.81	11.59	3.90	-0.42	-6.69	-1.35	-17.73	23.20	-7.17	6.76	7.69	1.68	-13.22	25.24	-9.13	89.12	-45.35	9.72	-0.74	-11.90	-10.55	-6.60	8.08	-19.16	17.34	-4.93	21.24	-5.56	-8.14	-6.90	22.75	-8.62	-12.74	10.81	5.37	-264.35	-145.35	3.11	41.57	-576.60	-119.02	1.88	-4.15	1.92	-18.40	254.91	-78.01	–	30.37	-8.52	41.61	-22.37	2.26	22.65	4.50	-27.59	74.40	-33.79	-10.82	43.93	-39.36	16.56	-2.84	-25.73	11.81	-0.70	87.23	45.83	-68.05	-0.81	13.93	8.63	-4.64	8.33	3.85	0.62	-4.29	7.05	2.99	0.58
-	-	-	-	-	-	-	0.01	-	-	-	0.04	-	-	-	0.04	-	-	-	0.06	0.06	0.06	0.06	0.07	0.07	0.08	0.08	0.08	0.10	0.10	0.10	0.13	0.13	0.13	0.13	0.13	0.13	0.13	0.13	0.13	0.16	0.16	0.16	0.16	0.16	0.16	0.16	0.16	0.18	0.18	0.18	0.18	0.19	0.19	0.19	0.19	0.20	0.20	0.20	0.20	0.23	0.23	0.23	0.23	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	-	-	-	-	-	-	-	-
–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	16.67	–	14.29	–	–	25.00	–	–	30.00	–	–	–	–	–	–	–	–	15.38	–	–	–	6.67	–	–	–	6.25	–	–	–	11.76	–	–	–	5.26	–	–	–	15.00	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
751	754.2	763.9	763.9	763.9	763.9	764	782.3	783.3	779	767.4	761.7	756.8	747.5	737.2	713.8	708	702.7	701.6	693.2	684.2	671.6	661.3	658.4	652.1	635.8	627.1	621.7	621.9	613.1	604.2	590.2	569.7	558.3	555.8	555	549.2	539.9	531.2	526.9	525.2	519.8	513.2	508.6	503.2	493	490.3	483.6	483.4	472	465.4	459.8	463.6	459.6	449	445.4	439.9	432.3	426.8	424.6	418.3	413.6	414.6	414.3	414.3	411.5	408	401.7	394.5	387.6	387.6	383.9	375.5	375.6	375	361	345.7	339.6	339.5	339.6	339.2	329.6	322.8	322.8	322.8	322.8	322.8	322.8	322.8	322.8	322.8	322.8

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Income Statement Key Figures

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Revenue and Revenue Growth

Gross Margin

EBIT and EBIT Margin

Net Income and Earnings Per Share (EPS)

Shares Outstanding

Analyst Estimates

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Western Union stock margins

The Western Union margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Western Union. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Western Union.

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Gross margin

EBIT margin

Profit margin

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Western Union Stock Sales Revenue, EBIT, Earnings per Share

The Western Union earnings per share therefore indicates how much revenue Western Union has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share

EBIT per share

Earnings per Share

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Western Union business model

Western Union Co is an American financial services company based in Denver, Colorado. The company was founded in 1851 by Hiram Sibley, who advocated for the construction of a telegraph system in the United States. In the following years, the company expanded to offer international telegraph services. Since the 1980s, Western Union has transformed into a provider of money transfer services and has since diversified its offerings. Today, Western Union is a global leader in financial services available in over 200 countries and territories. The core business of Western Union is money transfer, allowing individuals and businesses to send money quickly and securely. In recent years, Western Union has expanded its offerings to include additional services such as payment processing, billing, e-commerce payment processing, prepaid cards, and currency conversion services. In addition to the traditional cash transfer service, Western Union also offers the option to send and receive money online or through mobile devices. Customers can send money through a Western Union branch, website, or mobile app, and the recipient can receive the funds in cash or via bank transfer. The fees for the money transfer depend on factors such as the amount, destination country, and transfer speed. Another division of Western Union is Payment Services, which enables businesses to accept payments from customers quickly and easily. The services offered include traditional payment methods such as credit card and debit card payments, as well as more modern methods such as digital transfers and mobile payments. Western Union also provides prepaid cards that customers can use as a form of payment. Western Union prepaid cards offer features such as free direct deposits, fee-free transfers to other Western Union cards, and a mobile app for transaction and account management. In addition to these offerings, Western Union also provides currency conversion services, assisting customers and business partners in resolving currency-related issues. Western Union offers currency conversion services for both retail and business customers. In recent years, Western Union has been actively adapting to the advancing digitization of the global financial industry. The company has formed various partnerships to offer digital payment services and continually improves its existing products to meet the needs of online and mobile trends. Overall, Western Union is an expanding company specializing in financial services. With its headquarters in Denver, Colorado, the company has established a worldwide network of branches and offers a wide range of products and services. Despite facing some business challenges in recent years, it remains strongly positioned and is successfully moving towards a digital and global financial system.

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Western Union SWOT Analysis

Strengths

1. Global presence: Western Union has a strong international network, allowing it to provide its services to customers worldwide.

2. Brand recognition: The company is a well-known and trusted brand in the money transfer industry.

3. Diverse product offerings: Western Union offers various money transfer services, including online transfers, in-person transactions, and mobile transfers, catering to different customer preferences.

Weaknesses

1. High fees: Western Union's fees for money transfers are often higher compared to its competitors, which may deter price-sensitive customers.

2. Dependence on agent network: The company heavily relies on its extensive network of agents for cash pick-ups and transfers, which could potentially lead to operational challenges or service disruptions.

3. Limited digital reach: While the company has made efforts to expand its digital capabilities, Western Union still faces strong competition from digital-only money transfer platforms and may struggle to attract tech-savvy customers.

Opportunities

1. Growing global remittance market: Increasing migration and cross-border transactions present an opportunity for Western Union to expand its customer base and capture a larger share of the remittance market.

2. Digital innovation: Investing in technology and enhancing its digital platforms can help Western Union improve customer experience, reduce costs, and compete more effectively in the digital money transfer space.

3. Partnerships and acquisitions: Collaborating with fintech companies or acquiring innovative startups can enable Western Union to access new markets and leverage emerging technologies.

Threats

1. Intense competition: Western Union faces competition from traditional banks, other money transfer companies, and digital-only platforms, which can potentially erode its market share.

2. Regulatory challenges: Compliance with evolving anti-money laundering and anti-fraud regulations in different countries poses risks and may increase operating costs for Western Union.

3. Currency exchange volatility: Fluctuations in currency exchange rates can impact the profitability of Western Union's international money transfer operations.

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Western Union Eulerpool Fair Value

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Fair Value Estimate

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What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

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Western Union historical P/E ratio, EBIT multiple, and P/S ratio

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Historical Valuation Multiples

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Price-to-Earnings Ratio (P/E)

The P/E ratio divides Western Union's share price by its earnings per share. It tells you how many years of current earnings you are "paying for" when you buy the stock. A P/E of 20 means you pay $20 for every $1 of annual earnings. The S&P 500 historically trades at an average P/E of roughly 15–17. A P/E significantly above that may signal high growth expectations; one below may indicate undervaluation — or declining business quality.

Price-to-Sales Ratio (P/S)

The P/S ratio divides market capitalization by total revenue. Unlike the P/E ratio, it works even for companies that are not yet profitable, making it essential for evaluating high-growth firms. A P/S below 1.0 may indicate undervaluation, while ratios above 10 are typically reserved for fast-growing tech or SaaS companies with high expected future margins.

Price-to-EBIT Ratio

This ratio relates Western Union's market price to its operating earnings, excluding the effects of debt structure and tax jurisdiction. It is particularly useful for comparing companies across different countries or with different levels of leverage, because it focuses purely on operational profitability. Lower values suggest cheaper operational earnings.

How to Use This Chart

This chart plots Western Union's valuation multiples over time. Compare the current P/E, P/S, and P/EBIT to their own historical averages — if the current ratio is well below the multi-year average, the stock may be relatively cheap compared to its own track record. Combine this with industry comparisons: a P/E that looks high in absolute terms may be justified if Western Union grows earnings faster than its peers.

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Western Union annual returns

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Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

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Western Union shares outstanding

The number of shares was Western Union in 2025 — This indicates how many shares 341.1 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Western Union Dividend History

20 years of dividend payments

YearAnnual DividendYoY ChangePayments

20250.94USD 0.0%4×

Mar 17, 20250.24USD 0.0%1/4

Jun 16, 20250.24USD 0.0%2/4

Sep 16, 20250.24USD 0.0%3/4

Dec 22, 20250.24USD 0.0%4/4

20240.94USD 0.0%4×

20230.94USD 0.0%4×

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Western Union dividend history and estimates

In 2025, Western Union paid a dividend amounting to 0.94 USD. Dividend means that Western Union distributes a portion of its profits to its owners.

Dividend

Dividend (Estimate)

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Western Union dividend payout ratio

In 2025, Western Union had a payout ratio of 43.57%. The payout ratio indicates the percentage of the company's profits that Western Union distributes as dividends.

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Payout ratio

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Current Western Union forecasts and price targets in March 2026

Δ MOM Price Target	null %
Buy	3.85 % (1)
Hold	50.00 % (13)
Sell	46.15 % (12)
12M Price Target	10.20
Last Price	9.57
Currency	USD
12M Return Potential	6.58 %
LTM Return	0 %

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Western Union Earnings Estimates

Date	EPS estimate	Revenue Estimate	Quarterly report
2/20/2026	0.44USD	1.08 BUSD	2025 Q4
2/10/2026	0.45USD	1.08 BUSD	2025 Q4
4/30/2024	0.41USD	1.05 BUSD	2024 Q1
2/5/2024	0.38USD	1.05 BUSD	2023 Q4
8/1/2023	0.43USD	1.06 BUSD	2023 Q2
4/26/2023	0.4USD	1.02 BUSD	2023 Q1
2/8/2023	0.36USD	1.09 BUSD	2022 Q4
11/1/2022	0.44USD	1.11 BUSD	2022 Q3
8/3/2022	0.42USD	1.15 BUSD	2022 Q2
4/28/2022	0.45USD	1.18 BUSD	2022 Q1
2/10/2022	0.54USD	1.31 BUSD	2021 Q4
11/2/2021	0.59USD	1.34 BUSD	2021 Q3
8/4/2021	0.49USD	1.27 BUSD	2021 Q2
5/4/2021	0.46USD	1.21 BUSD	2021 Q1
2/10/2021	0.43USD	1.27 BUSD	2020 Q4
10/29/2020	0.48USD	1.26 BUSD	2020 Q3
8/4/2020	0.36USD	1.1 BUSD	2020 Q2
5/5/2020	0.42USD	1.24 BUSD	2020 Q1
2/11/2020	0.44USD	1.34 BUSD	2019 Q4
10/31/2019	0.47USD	1.33 BUSD	2019 Q3
8/1/2019	0.62USD	1.36 BUSD	2019 Q2
5/7/2019	0.44USD	1.38 BUSD	2019 Q1
2/7/2019	0.51USD	1.46 BUSD	2018 Q4
11/1/2018	0.49USD	1.45 BUSD	2018 Q3
8/2/2018	0.48USD	1.45 BUSD	2018 Q2
5/1/2018	0.44USD	1.38 BUSD	2018 Q1
2/13/2018	0.46USD	1.42 BUSD	2017 Q4
11/2/2017	0.46USD	1.41 BUSD	2017 Q3
8/3/2017	0.43USD	1.39 BUSD	2017 Q2
5/2/2017	0.41USD	1.31 BUSD	2017 Q1
2/9/2017	0.44USD	1.39 BUSD	2016 Q4
11/1/2016	0.46USD	1.42 BUSD	2016 Q3
8/3/2016	0.41USD	1.4 BUSD	2016 Q2
5/3/2016	0.39USD	1.33 BUSD	2016 Q1
2/9/2016	0.43USD	1.42 BUSD	2015 Q4
10/29/2015	0.45USD	1.43 BUSD	2015 Q3
7/30/2015	0.4USD	1.38 BUSD	2015 Q2
4/30/2015	0.39USD	1.33 BUSD	2015 Q1
2/10/2015	0.35USD	1.46 BUSD	2014 Q4
10/30/2014	0.39USD	1.45 BUSD	2014 Q3
7/31/2014	0.37USD	1.44 BUSD	2014 Q2
5/1/2014	0.36USD	1.38 BUSD	2014 Q1
2/11/2014	0.33USD	1.45 BUSD	2013 Q4
10/29/2013	0.36USD	1.42 BUSD	2013 Q3
7/30/2013	0.35USD	1.39 BUSD	2013 Q2
4/30/2013	0.33USD	1.37 BUSD	2013 Q1
2/12/2013	0.36USD	1.42 BUSD	2012 Q4
10/30/2012	0.46USD	1.49 BUSD	2012 Q3
7/24/2012	0.44USD	1.47 BUSD	2012 Q2
4/24/2012	0.41USD	1.39 BUSD	2012 Q1
2/7/2012	0.41USD	1.47 BUSD	2011 Q4
10/25/2011	0.41USD	1.43 BUSD	2011 Q3
7/26/2011	0.39USD	1.35 BUSD	2011 Q2
4/26/2011	0.35USD	1.3 BUSD	2011 Q1
2/1/2011	0.36USD	1.35 BUSD	2010 Q4
10/26/2010	0.36USD	1.33 BUSD	2010 Q3
7/27/2010	0.33USD	1.3 BUSD	2010 Q2
4/27/2010	0.31USD	1.23 BUSD	2010 Q1
2/3/2010	0.33USD	1.33 BUSD	2009 Q4
10/20/2009	0.33USD	1.3 BUSD	2009 Q3
7/21/2009	0.31USD	1.27 BUSD	2009 Q2
4/21/2009	0.28USD	1.2 BUSD	2009 Q1
2/5/2009	0.35USD	1.39 BUSD	2008 Q4
10/21/2008	0.35USD	1.41 BUSD	2008 Q3
7/22/2008	0.31USD	1.35 BUSD	2008 Q2
4/22/2008	0.29USD	1.26 BUSD	2008 Q1
1/31/2008	0.32USD	1.32 BUSD	2007 Q4
10/23/2007	0.29USD	1.27 BUSD	2007 Q3
7/24/2007	0.27USD	1.24 BUSD	2007 Q2
4/24/2007	0.25USD	1.17 BUSD	2007 Q1
1/31/2007	0.27USD	1.19 BUSD	2006 Q4
10/23/2006	0.29USD	1.14 BUSD	2006 Q3

...

EESG©

Eulerpool ESG Scorecard© for the Western Union stock

66/100

Environment

Social

Governance

Environment

Scope 1 - Direct Emissions3,901

Scope 2 - Indirect emissions from purchased energy9,612

Scope 3 - Indirect emissions within the value chain—

Total CO₂ emissions13,513

CO₂ reduction strategy

Coal energy

Nuclear power

Animal experiments

Fur & Leather—

Pesticides—

Palm Oil—

Tobacco

Genetically modified organisms

Climate concept—

Sustainable forestry—

Recycling regulations

Environmentally friendly packaging

Hazardous substances

Fuel consumption and efficiency

Water consumption and efficiency

Social

Percentage of female employees51

Percentage of women in management—

Percentage of Asian employees24

Share of Asian management22.34

Percentage of Hispanic/Latino employees21

Hispano/Latino Management share12.34

Percentage of Black employees3

Black Management Share2.5

Percentage of white employees47

White Management Share61.72

Adult content

Alcohol

Weapons—

Firearms

Gambling

Military contracts

Human rights concept

Privacy concept—

Occupational health and safety

Catholic

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Western Union shareholders

%	Name	Stocks	Change	Date
10.46566%	The Vanguard Group, Inc.	35,698,360	-1,684,536	6/30/2025
8.51407%	BlackRock Institutional Trust Company, N.A.	29,041,503	-2,037,713	6/30/2025
3.97562%	State Street Investment Management (US)	13,560,849	-384,441	6/30/2025
3.89190%	Charles Schwab Investment Management, Inc.	13,275,287	+58,070	6/30/2025
3.86185%	Schroder Investment Management Ltd. (SIM)	13,172,770	+4,321,604	6/30/2025
3.18866%	AQR Capital Management, LLC	10,876,503	-2,164,990	6/30/2025
3.03916%	Discerene Group LP	10,366,558	+3,684,366	6/30/2025
2.90698%	LSV Asset Management	9,915,708	-246,000	6/30/2025
2.25151%	Capital Research Global Investors	7,679,907	+9,331	6/30/2025
1.81301%	Dimensional Fund Advisors, L.P.	6,184,190	+631,326	6/30/2025
1.80642%	Geode Capital Management, L.L.C.	6,161,714	-424,782	6/30/2025
1.50406%	First Trust Advisors L.P.	5,130,352	-229,875	6/30/2025
1.48707%	Invesco Capital Management LLC	5,072,399	-315,417	6/30/2025
1.47588%	Mellon Investments Corporation	5,034,220	-66,064	6/30/2025
1.22262%	Qube Research & Technologies Ltd	4,170,343	+3,717,589	6/30/2025
1.21007%	Columbia Threadneedle Investments (US)	4,127,557	+1,380,615	6/30/2025
1.16199%	Northern Trust Investments, Inc.	3,963,549	-199,945	6/30/2025
1.02287%	Millennium Management LLC	3,489,019	+2,147,221	6/30/2025
0.98320%	Brickwood Asset Management LLP	3,353,696	+412,467	6/30/2025
0.96545%	Two Sigma Investments, LP	3,293,144	-190,071	6/30/2025
0.91828%	Macquarie Investment Management	3,132,261	+196,256	6/30/2025
0.91498%	Parametric Portfolio Associates LLC	3,120,986	-966,445	6/30/2025
0.86929%	PIMCO (US)	2,965,146	+934,319	6/30/2025
0.82050%	Lazard Asset Management, L.L.C.	2,798,728	+1,800,319	6/30/2025
0.80956%	Macquarie Investment Management Global Ltd.	2,761,404	-12,328	7/31/2025
0.79395%	Squarepoint Capital LLP	2,708,167	+139,300	6/30/2025
0.77172%	BofA Global Research (US)	2,632,352	+873,028	6/30/2025
0.71337%	State Street Investment Management (UK)	2,433,301	+52,089	9/30/2025
0.66311%	Arrowstreet Capital, Limited Partnership	2,261,861	-517,721	6/30/2025
0.64771%	Citadel Advisors LLC	2,209,334	+1,121,117	6/30/2025
0.63407%	Research Affiliates, LLC	2,162,823	+688,652	6/30/2025
0.63117%	Goldman Sachs & Company, Inc.	2,152,925	+1,575,592	6/30/2025
0.59553%	UBS Financial Services, Inc.	2,031,345	-392,873	6/30/2025
0.55949%	Mitsubishi UFJ Trust and Banking Corporation	1,908,435	-391,539	9/30/2025
0.48505%	Storebrand Kapitalforvaltning AS	1,654,510		9/30/2025
0.46660%	Mirae Asset Global Investments (USA) LLC	1,591,572	-141,762	6/30/2025
0.46308%	Goldman Sachs Asset Management, L.P.	1,579,552	+191,913	6/30/2025
0.45845%	Meridiem Capital Partners LP	1,563,783	+431,296	6/30/2025
0.44816%	Alps Advisors, Inc.	1,528,662	-10,885	6/30/2025
0.43628%	Trexquant Investment LP	1,488,167	+1,145,738	6/30/2025
0.38909%	Morgan Stanley & Co. LLC	1,327,197	+352,073	6/30/2025
0.38208%	Franklin Advisers, Inc.	1,303,283	+121,780	6/30/2025
0.38155%	Norges Bank Investment Management (NBIM)	1,301,464	-866,804	6/30/2025
0.35876%	California Public Employees' Retirement System	1,223,742	-539,994	6/30/2025
0.35522%	Allianz Global Investors GmbH	1,211,667	-389,512	6/30/2025
0.35363%	Hotchkis and Wiley Capital Management, LLC	1,206,242	+27,454	6/30/2025
0.34889%	Janney Montgomery Scott LLC	1,190,054	+9,628	9/30/2025
0.30050%	Schwartz Investment Counsel, Inc.	1,025,000	-250,000	9/30/2025
0.27677%	Victory Capital Management Inc.	944,049	+430,353	6/30/2025
0.26918%	Old National Wealth Management	918,166	-6,972	9/30/2025
0.26374%	Schonfeld Strategic Advisors LLC	899,627	+633,095	6/30/2025
0.25910%	Continental Advisors LLC	883,795	-151,100	6/30/2025
0.25532%	Rhumbline Advisers Ltd. Partnership	870,881	-106,515	6/30/2025
0.25363%	UBS Asset Management (Switzerland)	865,122	+346,610	6/30/2025
0.24527%	Brevan Howard Capital Management LP	836,633	+714,484	6/30/2025
0.22646%	Gilman Hill Asset Management, LLC.	772,454	+904	9/30/2025
0.21957%	Principal Global Investors (Equity)	748,937	-30,833	6/30/2025
0.21830%	BlackRock Financial Management, Inc.	744,605	-34,404	6/30/2025
0.21271%	Cambria Investment Management, L.P.	725,544	-84,071	6/30/2025
0.21066%	AllianceBernstein L.P.	718,553	+95,099	6/30/2025
0.20859%	BNY Mellon Asset Management	711,495	-106,564	6/30/2025
0.20737%	Jane Street Capital, L.L.C.	707,334	+687,501	6/30/2025
0.19232%	Legal & General Investment Management Ltd.	655,991	+40,628	6/30/2025
0.18754%	Schweizerische Nationalbank	639,700	-14,800	6/30/2025
0.18478%	Northern Trust Global Investments	630,293	-93,683	6/30/2025
0.18394%	Susquehanna International Group, LLP	627,415	+521,202	6/30/2025
0.18311%	Gotham Asset Management, LLC	624,602	+193,338	6/30/2025
0.17946%	Federated MDTA LLC	612,130	+307,093	6/30/2025
0.17903%	Wellington Management Company, LLP	610,684	+465,171	6/30/2025
0.17324%	SEI Investments Management Corporation	590,913	+77,114	6/30/2025
0.17253%	Robeco Institutional Asset Management B.V.	588,485	-57,201	9/30/2025
0.17234%	McGranahan (Devin B)	587,867	+176,470	8/21/2025
0.16202%	1834 Investment Advisors Co.	552,660	-21,991	9/30/2025
0.16020%	Voloridge Investment Management, LLC	546,458	-979,694	6/30/2025
0.15161%	UBS Fund Management (Switzerland) AG	517,151	-86,423	6/30/2025
0.14998%	Nuveen LLC	511,581	-147,814	6/30/2025
0.14246%	Franklin Advisory Services, LLC	485,929	+65,488	6/30/2025
0.14034%	BlackRock Investment Management, LLC	478,706	-36,770	6/30/2025
0.13676%	Insight Folios, Inc.	466,494	+46,087	9/30/2024
0.13555%	Dimensional Fund Advisors, Ltd.	462,367		9/30/2025
0.13521%	TSP Capital Management Group, LLC	461,197	+20,854	9/30/2025
0.13495%	State Street Investment Management Ireland	460,331	+5,426	9/30/2025
0.13485%	Thrivent Asset Management, LLC	459,980	+2,667	6/30/2025
0.12809%	Penserra Capital Management LLC	436,927	-27,080	6/30/2025
0.12443%	JP Morgan Asset Management	424,439	-11,932	6/30/2025
0.12220%	Bridgewater Associates, LP	416,834	-72,153	6/30/2025
0.12152%	Citi Investment Research (US)	414,491	-47,440	6/30/2025
0.12065%	Quantbot Technologies, LP	411,540	-34,656	6/30/2025
0.11780%	Fidelity Management & Research Company LLC	401,803	-170,681	6/30/2025
0.11542%	Wells Fargo Advisors	393,689	-51,919	6/30/2025
0.11508%	New York State Teachers' Retirement System	392,525	-4,255	9/30/2025
0.11448%	The Retirement Systems of Alabama	390,487	-13,492	9/30/2025
0.11447%	Barclays Bank PLC	390,467	-125,398	6/30/2025
0.11341%	UBS Asset Management (UK) Ltd.	386,841	-25,200	6/30/2025
0.10961%	Corebridge Financial Inc.	373,881	-9,036	3/31/2025
0.10951%	Northern Trust Global Investments Limited	373,542	+19,171	6/30/2025
0.10723%	Universal-Investment-Gesellschaft mbH	365,753	-12,206	9/30/2025
0.10715%	Brandywine Global Investment Management, LLC	365,490	+365,490	6/30/2025
0.10701%	Invesco Advisers, Inc.	365,004	+3,980	6/30/2025
0.10641%	Aquatic Capital Management LLC	362,972	+77,155	6/30/2025

...

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Western Union Executives and Management Board

Mr. Devin Mcgranahan

(55)

President, Chief Executive Officer, Director · since 2021

Compensation13.27 MUSD

Compensation13.27 M USD

Mr. Matthew Cagwin

(50)

Chief Financial Officer, Executive Vice President

3.33 MUSD

Compensation3.33 M USD

Mr. Giovanni Angelini

(55)

President, Europe, Africa, MEPA

2.19 MUSD

Compensation2.19 M USD

Mr. Benjamin Adams

(53)

Executive Vice President, Chief Legal Officer

1.99 MUSD

Compensation1.99 M USD

Mr. Jeffrey Joerres

(65)

Non-Executive Independent Chairman of the Board

485,000USD

Compensation485,000 USD

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Western Union Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite

30 companies

#	Name	1M	3M	6M	1Y	2Y
1	Network International Holdings Supplier	0,34	0,61	0,24	0,76	0,73
2	Blackhawk Network Holdings, Inc.	—	0,03	0,00	0,72	0,71
3	Zoom Video Communications A Supplier	0,54	0,67	0,12	0,83	0,64
4	ACI Worldwide, Inc. Supplier	0,55	0,29	0,34	0,50	0,52
5	Alteryx, Inc. Supplier	0,52	0,84	0,19	0,72	0,43

#	Name	1M	3M	6M	1Y	2Y
1	Talend S.A. Supplier	-0,11	-0,21	0,18	-0,64	—
2	iFresh	0,05	0,04	-0,21	0,67	—
3	Densan System Co., Ltd. Supplier	-0,25	0,21	-0,04	0,80	—
4	Elixirr International plc Supplier	0,53	0,36	0,20	-0,77	—
5	Grupo Famsa, S.A.B. de C.V. Supplier	—	—	—	—	—

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Western Union Research

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Deep-dive analyses, investment theses, and proprietary research — curated by Eulerpool.

Research reports are coming soon

We're building institutional-grade equity research for Western Union and thousands of other companies.

Most common questions regarding Western Union

The business model of Western Union Co revolves around its global money transfer services. As a renowned financial services company, Western Union enables individuals and businesses to send and receive money across borders. With a vast network of agent locations and digital platforms, Western Union facilitates secure and convenient transactions for millions of customers worldwide. By charging fees for its services, Western Union generates revenue and holds a strong position in the remittance industry. With its extensive reach, innovative technology, and trusted brand, Western Union Co continues to connect individuals and businesses globally through its reliable money transfer solutions.

The Western Union Company is a company specialized in global money transfers. Founded in 1851, it is headquartered in Denver, Colorado, USA. Western Union has become one of the leading companies in this field and is active in over 200 countries and territories. The business model of Western Union is based on the principle of money transfer. The company offers its customers various options to send and receive money worldwide. This includes not only cash transfers, but also money transfers to bank accounts and money order deliveries. Western Union works closely with banks, post offices, and other partners to provide customers with a wide range of transfer options. Another important sector for Western Union is the "business transactions" sector. Here, the company offers special solutions for companies and organizations. For example, businesses can use it to pay salaries to their employees and business partners or receive payments for goods and services. In recent years, Western Union has also expanded its "digital transactions" sector. This includes the ability to make money transfers through the Western Union app. Customers can easily and quickly send and receive money worldwide using this service. Payment of bills and mobile phone top-ups are also possible. In addition to the various transfer options, Western Union also offers insurance products. This includes a "Send Money for Insurance" program, which offers customers a free insurance for their transaction after the money transfer. This provides them with protection against certain risks. Western Union sees itself as a company that supports its customers in sending and receiving money quickly and easily worldwide. The security and reliability of the transactions are of utmost importance. Western Union works closely with various regulatory authorities and banks to protect its customers from fraud and other risks. Overall, Western Union offers its customers a wide range of products and services to transfer money worldwide. Through close collaboration with partners and the use of state-of-the-art technology, the company is able to facilitate fast and reliable transfers. Western Union emphasizes high security and transparency to gain and maintain the trust of its customers.

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Fair ValuePRO

8.24 USD

Over-/UndervaluationPRO

26.0% undervalued

Expected Return

18.8 %

Sector

Information technology

Industry

Data Processing & Outsourced Services

Number of shares

341,100,000

Employees

11,500

Revenue per Employee

366,060.87 USD

Revenue growth Ø5 years

-2.73 %

EBIT growth Ø5 years

-5.24 %

Net Income growth Ø5 years

4.65 %

Website corporate.westernunion.com

Country

United States 🇺🇸

Currency

USD

Initial public offering

Sep 20, 2006

ISIN

US9598021098

Cusip

959802109

Sedol

B1F76F9

Market capitalization

3.17 B USDMid Cap

52-Week Range

9.16–10.28USD

Western Union Directors Dealings

Quality Investing

Details

4 / 10

Sales growth (10Y) > 5%

Revenue growth (3Y) > 5 %

EBIT growth (10Y) > 5%

EBIT growth (3Y) > 5 %

Net debt < 4x EBIT

Profitable since 10Y+

EBIT Drawdown (10Y) < 50%

Return on Equity (ROE) > 15%

ROCE > 15%

Return Expectation > 10%

PEG

4.42

P/E ratio

3.34

P/Ee 2025

5.13

P/Ee 2026

4.98

P/Ee 2027

4.72

P/Ee 2028

5.11

P/Ee 2029

4.94

P/S

0.74

P/Se

0.74

EV/EBIT

6.05

P/B Ratio

3.27

ROE (Return on Equity)

96.42 %

ROA (Return on Assets)

11.16 %

ROCE (Return on Capital Employed)

79.18 %

ROIC (Return on Invested Capital)

31.5 %

PROUnlock all valuation metrics

Gross Margin

38.23 %

EBIT Margin

18.22 %

Net Margin

22.19 %

EPS (Earnings Per Share)

2.74 USD

Net Debt / EBIT

1.91

Debt/Equity

3.04

Dividend

0.94 USD

Dividend yield

10.27 %

Est. Dividend Yield

8.97 %

Payout Ratio

44.61 %

Dividend growth Ø5Y

—

Dividend payments per year

Dividend paid since

16 years+

Dividend not reduced since

15 years+

Dividend increased since

0 years

Dividend withholding tax

30 %

Last updated Mar 4, 2026, 6:50 PM

Western Union Peer Group

Automatic Data Processing Inc

PayPal Holdings Inc

Fidelity National Information Services IncPRO

Visa IncPRO

Mastercard IncPRO

Western Union Ticker

DÜSSELDORF · W3U.DUFRANKFURT · W3U.FLONDON · 0LVJ.LLONDON STOCK EXCHANGE · 0LVJ.LMUNICH · W3U.MUNEW YORK · WUSIX · W3U.SWXETRA · W3U.DE

Western Union FIGI

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All fundamentals about Western Union

Our stock analysis for Western Union Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Western Union Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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Western Union Net Income→

Western Union P/E→

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