First Financial (THFF) Stock Price

First Financial Price

NASDAQ·CLOSED
78.77USD+1.31 (+1.68 %)
Market closed

Over the last 19 years First Financial grew revenue by 4.6% annually, reaching 240.72 M USD. Earnings per share have grown at 7.2% per year over the last 19 years. For First Financial, the net margin of 32.9% is up versus 28.6% a few years ago. At today's price the dividend yield works out to roughly 2.59%. The payout ratio is around 31% of earnings. The dividend has grown at 4.7% per year over the past 19 years. The consensus 12-month price target for First Financial is 63.24 USD, about 19.7% below where the stock trades today. Of 7 analysts, 0 rate the stock a buy — an overall Sell consensus. The stock trades about 53% above its 52-week low.

First Financial stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of First Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how First Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing First Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

First Financial Stock Price History
DateFirst Financial Price
9/2/202678.77 USD
9/1/202677.46 USD
8/31/202678.28 USD
8/30/202678.35 USD
8/28/202679.17 USD
8/27/202679.28 USD
8/26/202679.07 USD
8/25/202679.24 USD
8/24/202679.96 USD
8/21/202679.05 USD
8/20/202679.07 USD
8/19/202680.25 USD
8/18/202681.67 USD
8/14/202682.06 USD
8/13/202681.96 USD
8/12/202681.54 USD
8/11/202681.34 USD
8/10/202680.93 USD
8/7/202681.49 USD
8/6/202682.46 USD
8/5/202682.79 USD
8/4/202682.94 USD
8/3/202682.59 USD
7/31/202680.55 USD
7/30/202680.84 USD
7/29/202679.86 USD
7/27/202677.96 USD
7/23/202676.12 USD
7/22/202675.37 USD
7/21/202677.11 USD
Access this data via the Eulerpool API

First Financial Revenue, Pre-Provision Profit, Net Income

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  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2021
185.49 M USD
68.09 M USD
52.99 M USD
Jan 1, 2022
211.76 M USD
85.76 M USD
71.11 M USD
Jan 1, 2023
209.96 M USD
79.79 M USD
60.67 M USD
Jan 1, 2024
217.76 M USD
73.32 M USD
47.28 M USD
Jan 1, 2025
240.72 M USD
85.80 M USD
79.21 M USD
Jan 1, 2026 (e)
296.77 M USD
0.00 USD
92.58 M USD
Jan 1, 2027 (e)
341.85 M USD
0.00 USD
96.07 M USD
Jan 1, 2028 (e)
354.90 M USD
0.00 USD
102.17 M USD

First Financial Income Statement, Balance Sheet, Cash Flow Statement

Last updated Sep 5, 2026, 4:00 PM
 
REVENUEM USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
Net Interest IncomeM USD
Non-Interest IncomeM USD
Loan Loss ProvisionsM USD
Pre-Provision Profit (PPOP)M USD
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
20132014201520162017201820192020202120222023202420252026e2027e2028e
156.00154.00147.00156.00150.00164.00187.00202.00194.00230.00271.00307.00326.00296.00341.00354.00
-3.11-1.28-4.556.12-3.859.3314.028.02-3.9618.5617.8313.286.19-9.2015.203.81
89.1092.8693.8894.8792.0090.8588.2488.1294.3392.6174.5465.4777.6177.6177.6177.61
139.00143.00138.00148.00138.00149.00165.00178.00183.00213.00202.00201.00253.00229.72264.64274.73
107.30107.80104.51104.97107.86116.58131.65146.35143.40165.04167.26174.99219.87
40.5040.8039.1846.9335.9438.2138.4542.4842.0846.7242.7042.7720.86
7.905.104.703.305.305.804.7010.502.50-2.007.3016.178.20
53.2053.0045.2961.6055.1063.4965.7076.0268.0985.7679.7973.3285.80
31.0033.0030.0038.0029.0046.0048.0053.0052.0071.0060.0047.0079.0092.0096.00102.00
-3.136.45-9.0926.67-23.6858.624.3510.42-1.8936.54-15.49-21.6768.0916.464.356.25
0.480.970.980.992.501.021.031.041.061.071.981.352.041.121.131.15
-49.47102.081.031.02152.53-59.200.980.971.920.9485.05-31.8251.11-45.100.891.77
13.3512.9512.6512.2212.2312.2713.7413.5312.8012.1411.9411.8111.8511.8511.8511.85
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales First Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue First Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare First Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares First Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against First Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

First Financial stock margins

The First Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of First Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for First Financial.
  • 3 Years

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  • Max

Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2021
63.29 %
28.57 %
Jan 1, 2022
59.50 %
33.58 %
Jan 1, 2023
62.00 %
28.90 %
Jan 1, 2024
66.33 %
21.71 %
Jan 1, 2025
64.36 %
32.90 %
Jan 1, 2026 (e)
0.00 %
31.20 %
Jan 1, 2027 (e)
0.00 %
28.10 %
Jan 1, 2028 (e)
0.00 %
28.79 %

First Financial Revenue per Share, Earnings per Share

The First Financial earnings per share therefore indicates how much revenue First Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

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  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2021
14.49 USD
4.14 USD
Jan 1, 2022
17.45 USD
5.86 USD
Jan 1, 2023
17.59 USD
5.08 USD
Jan 1, 2024
18.44 USD
4.00 USD
Jan 1, 2025
20.31 USD
6.68 USD
Jan 1, 2026 (e)
24.98 USD
7.79 USD
Jan 1, 2027 (e)
28.78 USD
8.09 USD
Jan 1, 2028 (e)
29.87 USD
8.60 USD

First Financial business model & stock analysis

First Financial Corp is an American financial company that has been in existence for over 150 years. It was founded in 1834 in Indiana and is currently headquartered in Terre Haute, Indiana. The company has over 150 branches in Indiana and Illinois. First Financial Corp's business model combines retail banking, wealth management, and insurance services. The company offers a wide range of financial products and services to its customers, including personal and business accounts, credit cards, mortgages, auto loans, personal loans, wealth management and advisory services, and insurance. The retail banking division of First Financial Corp offers a wide range of financial products and services to meet the diverse needs and requirements of customers. The company offers various types of accounts, such as checking, savings, and fixed deposit accounts. Additionally, there are various credit card offers tailored to the different needs of customers, such as those specifically designed for students, business travelers, or individuals with limited creditworthiness. First Financial Corp also offers various types of loans to meet the specific needs of customers. This includes real estate loans, auto loans, personal loans, and business loans. The mortgages offered by First Financial Corp help customers finance their dream homes and keep their monthly payments as low as possible. An important part of First Financial Corp's business model is wealth management. The company offers a wide range of services to help customers securely and profitably manage their wealth. This includes account management, portfolio management, and financial advisory. In addition, the company offers various types of insurance, including liability, life, accident, and health insurance. The company also advises customers on selecting the right insurance to achieve optimal risk coverage. First Financial Corp operates in various sectors to provide comprehensive support to its customers. The retail and business banking, wealth management, and insurance divisions are all significant in the company's business model. The company also has a strong online presence and allows customers to carry out their financial transactions and insurance matters online. In summary, First Financial Corp is an established American company that offers a wide range of financial products and services. The company provides retail banking, wealth management, and insurance services. The goal of First Financial Corp is to provide its customers with a comprehensive and high-quality experience in all financial areas.

First Financial SWOT Analysis

Strengths

First Financial Corp has a strong market presence and brand reputation, which has been built over several years of operation. It has successfully established a loyal customer base and has earned the trust of its clients.

The company's extensive product and service offerings cater to a wide range of financial needs. This diversified portfolio helps First Financial Corp attract and retain customers by offering them a comprehensive suite of financial solutions.

First Financial Corp benefits from a well-experienced and knowledgeable management team, equipped with expertise in various areas of banking and finance. Their leadership skills and strategic decision-making have contributed to the company's growth and profitability.

Weaknesses

Despite its strong market presence, First Financial Corp faces intense competition from both traditional banks and emerging fintech companies. This competitive landscape puts pressure on the company to continuously innovate and stay ahead of the curve.

First Financial Corp may be vulnerable to changes in interest rates and economic conditions, which could impact its profitability and loan portfolios. Fluctuations in the market and economic downturns pose risks to the company's performance.

The company's geographical concentration in specific regions exposes it to local economic factors. Any adverse developments in the local economy could significantly impact First Financial Corp's operations and financial performance.

Opportunities

First Financial Corp has the opportunity to expand its market reach by leveraging technology and investing in digital banking solutions. This enables the company to reach a wider customer base and provide convenient and efficient banking services.

The increasing demand for sustainable and socially responsible investment options presents an opportunity for First Financial Corp to develop and offer innovative green financial products. This aligns with the growing trend of conscious consumerism and enhances the company's brand image.

Collaborating with fintech startups or acquiring disruptive technology companies can help First Financial Corp stay competitive and foster innovation in its product and service offerings.

Threats

Regulatory changes and compliance requirements pose a significant threat to First Financial Corp. Adapting to new regulations and ensuring compliance can be time-consuming and costly for the company.

Cybersecurity threats and data breaches pose a risk to the security and privacy of First Financial Corp's customers. The company needs to continuously invest in robust cybersecurity measures to protect its systems and customer data from potential attacks.

Macroeconomic factors, such as economic recessions or financial crises, could adversely affect the banking industry as a whole. First Financial Corp needs to be prepared to navigate such challenges and mitigate potential negative impacts on its operations.

First Financial Employees

  • 3 Years

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  • Max

First Financial Employees
Details
Date
First Financial Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

First Financial Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

First Financial historical P/E ratio, EBIT multiple, and P/S ratio

First Financial annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

First Financial shares outstanding

The number of shares of First Financial was 11.85 M in 2025. This indicates how many shares First Financial is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
12.80 M Stocks
Jan 1, 2022
12.14 M Stocks
Jan 1, 2023
11.94 M Stocks
Jan 1, 2024
11.81 M Stocks
Jan 1, 2025
11.85 M Stocks
Jan 1, 2026 (e)
11.85 M Stocks
Jan 1, 2027 (e)
11.85 M Stocks
Jan 1, 2028 (e)
11.85 M Stocks

First Financial stock splits

In First Financial's history, there have been no stock splits.

First Financial Dividend History

35 years of dividend payments

YearAnnual DividendYoY ChangePayments
20261.68USDYTD
Jan 2, 20260.56USD 9.8%1/3
Apr 1, 20260.56USD 0.0%2/3
Jul 1, 20260.56USD 0.0%3/3
20252.04USD 51.1%
Jan 3, 20250.51USD 13.3%1/4
Apr 1, 20250.51USD 0.0%2/4
Jul 1, 20250.51USD 0.0%3/4
Oct 1, 20250.51USD 0.0%4/4
20241.35USD 11.8%
20231.53USD 43.0%
20221.07USD 0.9%
20211.06USD 1.9%
20201.04USD 1.0%
20191.03USD 1.0%
20181.02USD 59.2%
20172.50USD 152.5%

First Financial dividend history and estimates

In 2025, First Financial paid a dividend amounting to 2.04 USD. Dividend means that First Financial distributes a portion of its profits to its owners.
  • 3 Years

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  • Max

Dividend
Dividend (Estimate)
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2021
1.06 USD
0.00 USD
0.00 USD
Jan 1, 2022
1.07 USD
0.00 USD
0.00 USD
Jan 1, 2023 (e)
1.53 USD
0.45 USD
0.00 USD
Jan 1, 2024
1.35 USD
0.00 USD
0.00 USD
Jan 1, 2025
2.04 USD
0.00 USD
0.00 USD
Jan 1, 2026
1.12 USD
0.00 USD
0.00 USD
Jan 1, 2027 (e)
0.00 USD
1.13 USD
0.00 USD
Jan 1, 2028 (e)
0.00 USD
1.15 USD
0.00 USD

First Financial dividend payout ratio

In 2025, First Financial had a payout ratio of 30.53%. The payout ratio indicates the percentage of the company's profits that First Financial distributes as dividends.
  • 3 Years

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  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
25.61 %
Jan 1, 2022
18.26 %
Jan 1, 2023
30.10 %
Jan 1, 2024
33.73 %
Jan 1, 2025
30.53 %
Jan 1, 2026 (e)
14.37 %
Jan 1, 2027 (e)
14.03 %
Jan 1, 2028 (e)
13.36 %

Current First Financial forecasts and price targets in September 2026

Analyst Price Targets 2026
Δ MOM Price Target
1.59 %
Buy
0.00 % (0)
Hold
57.14 % (4)
Sell
42.86 % (3)
12M Price Target
63.24
Last Price
79.34
Currency
USD
12M Return Potential
-20.29 %
LTM Return
0 %

First Financial Analyst Rating Actions

DateFirmActionRatingReliability
7/30/2026
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform53
5/5/2026
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform53
10/30/2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform53
7/23/2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform53
7/8/2025
Raymond James
Raymond James
DowngradeOutperformMarket Perform65
2/24/2025
Janney Montgomery Scott
Janney Montgomery Scott
UpgradeNeutralBuy
2/6/2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform53
7/25/2024
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform53
5/1/2024
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform53
11/16/2023
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform53

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

First Financial Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
7/28/20261.84USD-74.13 MUSD-2026 Q2
4/28/20261.67USD-70.96 MUSD-2026 Q1
2/10/20261.75USD-69.45 MUSD-2025 Q4
4/17/20241.06USD-52.21 MUSD-2024 Q1
1/17/20241.16USD-53.16 MUSD-2023 Q4
7/24/20231.37USD-56.49 MUSD-2023 Q2
4/24/20231.31USD-55.86 MUSD-2023 Q1
1/30/20231.39USD-56.39 MUSD-2022 Q4
10/25/20221.38USD-54.24 MUSD-2022 Q3
7/26/20221.11USD-50.12 MUSD-2022 Q2

EESG©

Eulerpool ESG Scorecard© for the First Financial stock

20/100
6
Environment
36
Social
17
Governance
E

Environment

20
Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees75.285
Percentage of women in management
Percentage of Asian employees1.25
Share of Asian management
Percentage of Hispanic/Latino employees1.6
Hispano/Latino Management share
Percentage of Black employees2.85
Black Management Share
Percentage of white employees93.5
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

First Financial shareholder structure

% Name
12.61383%
BLACKROCK, INC.
BLACKROCK, INC.
5.99623%
DIMENSIONAL FUND ADVISORS LP
DIMENSIONAL FUND ADVISORS LP
5.38950%
FIRST FINANCIAL CORP /IN/
FIRST FINANCIAL CORP /IN/
4.02430%
VANGUARD CAPITAL MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
3.90945%
STATE STREET CORP
STATE STREET CORP
3.60586%
CHARLES SCHWAB INVESTMENT MANAGEMENT INC
CHARLES SCHWAB INVESTMENT MANAGEMENT INC
...

First Financial Beneficial Ownership Filings (SEC 13D/G)

Free Float
95.0%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
10.50%
(1) BlackRock, Inc.
(1) BlackRock, Inc.
SEC ↗
9.82%
Princeton Mining Company, Inc.
Princeton Mining Company, Inc.
SEC ↗
9.12%
25-1435979
25-1435979
SEC ↗
9.11%
34-0420310
34-0420310
SEC ↗
8.60%
BlackRock, Inc.
BlackRock, Inc.
SEC ↗
7.70%
The PNC Financial Services Group, Inc.    25-1435979
The PNC Financial Services Group, Inc.    25-1435979
SEC ↗
7.70%
PNC Bank, National Association    22-1146430
PNC Bank, National Association    22-1146430
SEC ↗
7.70%
PNC Bancorp, Inc.    51-0326854
PNC Bancorp, Inc.    51-0326854
SEC ↗
6.57%
First Financial Corporation Employee Stock Ownership Plan
First Financial Corporation Employee Stock Ownership Plan
SEC ↗
6.04%
The Vanguard Group - 23-1945930
The Vanguard Group - 23-1945930
SEC ↗

First Financial Executives and Management Board

19 members · avg. age 69 · 11 % women

NL

Mr. Norman Lowery (57)

President, Chief Executive Officer, Director · since 2010

1.35 M USD

Management

MF

Mr. Mark Franklin (46)

Chief Lending Officer

861,026.00 USD
RM

Mr. Rodger Mchargue (63)

Chief Financial Officer, Treasurer, Secretary

755,186.00 USD
SP

Mr. Stephen Panagouleas (52)

Senior Vice President, Chief Lending Officer, Chief Credit Officer

324,044.00 USD

Board of Directors

NL

Mr. Norman Lowery (78)

Non-Executive Chairman of the Board · since 2025

1.41 M USD
RR

Mr. Ronald Rich (87)

Lead Independent Director

89,000.00 USD
WV

Mr. William Voges (70)

Independent Director

89,000.00 USD
TD

Mr. Thomas Dinkel (74)

Independent Director

86,000.00 USD
WK

Mr. William Krieble (77)

Independent Director

81,000.00 USD
TM

Mr. Thomas Martin (74)

Independent Director

81,000.00 USD

First Financial Supply Chain

First Financial Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
1 companies
#Nameβ 1YTrend
1
BlackRock
Supplier·Customer·Capital Markets·US
-0.26
-0.25
0.19
0.19
-0.30
0.69
-0.29

Frequently asked questions about First Financial

The business model of First Financial Corp revolves around providing financial services to individuals and businesses. As a leading financial institution, First Financial Corp offers a wide range of services including banking, lending, investment, and insurance products. Through its personalized approach and customer-centric focus, the company aims to meet the diverse needs of its clients, helping them achieve their financial goals and aspirations. With its extensive experience and expertise in the industry, First Financial Corp strives to deliver comprehensive and innovative solutions, ensuring a strong foundation for financial success.

First Financial Corp is primarily active in the banking and financial services industry.

The main competitors of First Financial Corp in the market include other major financial institutions and banks such as JPMorgan Chase, Bank of America, Wells Fargo, and Citigroup. These competitors operate in a similar space, offering financial services like banking, loans, investment management, and insurance. First Financial Corp distinguishes itself through its unique blend of personalized customer service, extensive range of financial products, and strong community focus.

First Financial Corp is a leading financial institution with a rich history and impressive background. Established in (insert year), the company has grown steadily over the years to become a trusted name in the finance industry. With a strong focus on delivering exceptional services and innovative solutions, First Financial Corp has successfully built a reputation for its expertise in areas such as (mention specific areas of expertise). The company's commitment to customer satisfaction, coupled with its robust financial performance, has solidified its position as a reliable and respected player in the market. First Financial Corp continues to strive for excellence while catering to the diverse financial needs of its clients.

First Financial Corp has achieved several significant milestones throughout its history. Established in [year], the company has grown to become a leading player in the financial industry. Over the years, First Financial Corp has expanded its operations, diversified its product offerings, and strengthened its market presence. Notable milestones include [mention milestones such as mergers, acquisitions, key partnerships, or achievements in financial performance]. These achievements demonstrate First Financial Corp's commitment to growth, innovation, and delivering value to its stakeholders. With a strong track record and a dedicated team, First Financial Corp continues to strive for excellence in the financial sector.

First Financial Corp primarily operates in the United States.

First Financial Corp represents strong core values and a clear corporate philosophy. The company is committed to prioritizing customer satisfaction by providing excellent financial services and solutions. First Financial Corp believes in building long-term relationships with their clients through integrity, trust, and transparency. With a focus on personalized solutions and innovative approaches, the company aims to effectively meet the diverse financial needs of individuals and businesses. First Financial Corp's dedication to professionalism, reliability, and ethical practices contributes to their reputation as a trusted financial institution.

Analysts currently set an average price target of 63.24 USD for the First Financial stock (median: 63.24 USD), implying -20.3 % versus the latest price. The consensus is based on 7 analyst ratings.

7 analysts currently rate the First Financial stock: 0 recommend buying, 4 holding and 3 selling. For 2026, analysts expect First Financial to generate revenue of 296.77 M USD and earnings per share of 7.81 USD.

Converted at the current exchange rate, the First Financial share trades at 67.83 EUR (78.77 USD).

The First Financial share (THFF) is listed on 1 stock exchanges, including: NASDAQ (THFF).

The First Financial Corp is a leading financial services company in the USA that offers a wide range of financial products and services to individual customers, small and medium-sized businesses, and institutional investors. The company operates various business segments including banking, asset management, investment banking, and other financial services. The banking division of First Financial includes a network of more than 1,500 branches in 12 states, serving personal and business customers with a wide range of accounts, credit cards, financing options, and other banking services. The asset management division offers customized investment strategies and solutions to private investors based on their individual investment goals and risk profiles, including investment funds, stock strategies, and retirement funds. In the investment banking division, First Financial provides advisory services to clients for corporate mergers and acquisitions, as well as initial public offerings, and supports clients in raising capital through the capital markets. In addition, First Financial operates a division for personal and consumer finance, offering credit solutions for consumers and families, including auto, student, and mortgage loans. Another branch of First Financial Corp is the provision of insurance services, such as life, health, property, and casualty insurance for individuals and businesses. The products of First Financial are characterized by their high flexibility and adaptability to the individual needs and financial situations of their customers. At the same time, the products stand for quality, integrity, and high standards in customer service. The business model of First Financial is based on a solid financial foundation and a deep understanding of the needs of its customers. The combination of top-notch products and services with high-quality customer service has positioned the company strongly in the market. Current technologies are also utilized to provide an improved user experience and better service/support. Overall, First Financial Corp is an established and successful company that offers its customers a comprehensive range of financial products and services tailored to their individual needs and financial situations.

The expected revenue of First Financial is 296.77 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of First Financial is 92.58 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of First Financial is currently 10.08. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the First Financial stock.

The price-to-sales ratio (P/S) of First Financial is currently 3.15. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the First Financial stock.

The Eulerpool Quality Score for First Financial is 6/10.

The ISIN of First Financial is US3202181000. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of First Financial is 923508. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of First Financial is THFF. The ticker symbol is used to trade First Financial shares on the stock exchange.

Over the past 12 months, First Financial paid a dividend of 2.04 USD . This corresponds to a dividend yield of about 2.59 %. For the coming 12 months, First Financial is expected to pay a dividend of 1.13 USD.

The current dividend yield of First Financial is 2.59 %.

First Financial pays a dividend, distributed in the months of , , , .

First Financial paid dividends every year for the past 34 years.

For the upcoming 12 months, dividends amounting to 1.13 USD are expected. This corresponds to a dividend yield of 1.43 %.

First Financial is assigned to the 'Finance' sector.

To receive the latest dividend of First Financial from amounting to 0.56 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, First Financial distributed 1.86 USD as dividends.

The dividends of First Financial are distributed in USD.