First Financial (THFF) Stock Price

First Financial Price

NASDAQ·CLOSED
78.16USD+2.34 (+3.04 %)
Market closed

Over the last 19 years First Financial grew revenue by 5.1% annually, reaching 261.84 M USD. Earnings per share have grown at 7.3% per year over the last 19 years. For First Financial, the net margin of 30.3% is up versus 28.6% a few years ago. At today's price the dividend yield works out to roughly 2.61%. The payout ratio is around 31% of earnings. The dividend has grown at 4.7% per year over the past 19 years. The consensus 12-month price target for First Financial is 63.24 USD, about 19.1% below where the stock trades today. Of 7 analysts, 0 rate the stock a buy — an overall Sell consensus. The stock trades about 52% above its 52-week low.

First Financial stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of First Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how First Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing First Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

First Financial Stock Price History
DateFirst Financial Price
7/16/202678.16 USD
7/15/202675.82 USD
7/14/202674.86 USD
7/13/202674.92 USD
7/10/202675.22 USD
7/9/202675.45 USD
7/8/202674.65 USD
7/7/202675.69 USD
7/6/202677.23 USD
7/2/202677.02 USD
7/1/202678.18 USD
6/30/202677.44 USD
6/29/202676.40 USD
6/26/202677.66 USD
6/25/202676.13 USD
6/24/202676.12 USD
6/23/202675.12 USD
6/22/202674.44 USD
6/18/202673.11 USD
6/17/202673.39 USD
6/16/202673.42 USD
6/15/202674.61 USD
6/12/202674.88 USD
6/11/202673.30 USD
6/10/202674.26 USD
6/9/202672.78 USD
6/8/202671.68 USD
6/5/202671.39 USD
6/4/202669.80 USD
6/3/202668.06 USD
6/2/202668.90 USD
6/1/202667.94 USD
5/29/202669.35 USD
5/28/202668.23 USD
5/27/202669.12 USD
5/26/202669.29 USD
5/22/202668.96 USD
5/21/202668.16 USD
5/20/202667.79 USD
5/19/202666.27 USD
5/18/202666.81 USD
5/15/202665.24 USD
5/14/202666.13 USD
5/13/202665.86 USD
5/12/202666.42 USD
5/11/202666.66 USD
5/8/202667.85 USD
5/7/202667.68 USD
5/6/202667.39 USD
5/5/202667.21 USD
5/4/202665.48 USD
5/1/202666.09 USD
4/30/202665.67 USD
4/29/202664.94 USD
4/28/202667.46 USD
4/27/202666.95 USD
4/24/202666.32 USD
4/23/202666.21 USD
4/22/202665.59 USD
4/21/202665.75 USD
4/20/202667.41 USD
4/17/202667.51 USD
4/16/202665.88 USD
4/15/202666.42 USD
4/14/202666.74 USD
4/13/202666.74 USD
4/10/202666.85 USD
4/9/202667.49 USD
4/8/202666.42 USD
4/7/202664.36 USD
4/6/202664.07 USD
4/2/202663.94 USD
4/1/202663.45 USD
3/31/202663.20 USD
3/30/202662.64 USD
3/27/202661.93 USD
3/26/202662.85 USD
3/25/202662.52 USD
3/24/202662.37 USD
3/23/202662.61 USD
3/20/202660.49 USD
3/19/202660.97 USD
3/18/202660.97 USD
3/17/202661.58 USD
3/16/202661.46 USD
3/13/202660.98 USD
3/12/202661.49 USD
3/11/202661.03 USD
3/10/202661.86 USD
3/9/202661.90 USD
3/6/202661.78 USD
3/5/202662.88 USD
3/4/202664.45 USD
3/3/202664.22 USD
3/2/202664.80 USD
2/27/202663.36 USD
2/26/202665.69 USD
2/25/202665.99 USD
2/24/202664.74 USD
2/23/202664.23 USD
2/20/202667.03 USD
2/19/202665.93 USD
2/18/202666.63 USD
2/17/202667.86 USD
2/13/202666.96 USD
2/12/202666.33 USD
2/11/202665.91 USD
2/10/202666.57 USD
2/9/202667.36 USD
2/6/202667.83 USD
2/5/202668.07 USD
2/4/202667.69 USD
2/3/202666.69 USD
2/2/202665.89 USD
1/30/202665.16 USD
1/29/202663.70 USD
1/28/202662.48 USD
1/27/202663.40 USD
1/26/202662.74 USD
1/23/202662.62 USD
1/22/202665.36 USD
1/21/202665.63 USD
1/20/202661.80 USD
1/16/202662.75 USD
1/15/202663.20 USD
1/14/202661.91 USD
1/13/202660.75 USD
1/12/202661.05 USD
1/9/202661.68 USD
1/8/202662.64 USD
1/7/202660.40 USD
1/6/202660.91 USD
1/5/202660.88 USD
1/2/202659.52 USD
12/31/202560.42 USD
12/30/202560.87 USD
12/29/202561.61 USD
12/26/202562.02 USD
12/24/202562.56 USD
12/23/202562.39 USD
12/22/202563.28 USD
12/19/202564.02 USD
12/18/202565.57 USD
12/17/202564.34 USD
12/16/202564.70 USD
12/15/202565.01 USD
12/12/202564.14 USD
12/11/202564.18 USD
12/10/202564.15 USD
12/9/202561.83 USD
12/8/202561.16 USD
12/5/202560.42 USD
12/4/202561.19 USD
12/3/202560.51 USD
12/2/202559.17 USD
12/1/202559.47 USD
11/28/202558.37 USD
11/26/202558.98 USD
11/25/202559.19 USD
11/24/202557.69 USD
11/21/202557.42 USD
11/20/202555.47 USD
11/19/202555.85 USD
11/18/202555.28 USD
11/17/202554.96 USD
11/14/202556.76 USD
11/13/202556.76 USD
11/12/202557.30 USD
11/11/202556.59 USD
11/10/202556.94 USD
11/7/202556.12 USD
11/6/202555.49 USD
11/5/202555.62 USD
11/4/202553.71 USD
11/3/202553.59 USD
10/31/202553.32 USD
10/30/202554.19 USD
10/29/202553.45 USD
10/28/202556.22 USD
10/27/202554.52 USD
10/24/202555.88 USD
10/23/202554.44 USD
10/22/202554.85 USD
10/21/202554.29 USD
10/20/202554.18 USD
10/17/202551.42 USD
10/16/202551.69 USD
10/15/202553.66 USD
10/14/202554.69 USD
10/13/202553.11 USD
10/10/202552.05 USD
10/9/202553.58 USD
10/8/202553.66 USD
10/7/202553.86 USD
10/6/202554.55 USD
10/3/202554.40 USD
10/2/202554.53 USD
10/1/202555.19 USD
9/30/202556.44 USD
9/29/202556.93 USD
9/28/202556.93 USD
9/25/202557.81 USD
9/24/202557.62 USD
9/23/202558.50 USD
9/22/202558.35 USD
9/19/202558.47 USD
9/18/202559.72 USD
9/17/202557.96 USD
9/16/202557.20 USD
9/15/202557.94 USD
9/12/202558.31 USD
9/11/202558.80 USD
9/10/202558.48 USD
9/9/202558.32 USD
9/8/202558.68 USD
9/5/202558.64 USD
9/4/202559.93 USD
9/3/202559.38 USD
9/2/202559.24 USD
8/29/202559.01 USD
8/28/202559.33 USD
8/27/202559.27 USD
8/26/202558.57 USD
8/25/202557.96 USD
8/22/202558.36 USD
8/21/202555.46 USD
8/20/202555.54 USD
8/19/202555.27 USD
8/18/202555.51 USD
8/15/202555.07 USD
8/14/202556.23 USD
8/13/202556.56 USD
8/12/202555.86 USD
8/11/202553.41 USD
8/8/202553.31 USD
8/7/202552.57 USD
8/6/202553.25 USD
8/5/202553.32 USD
8/4/202553.23 USD
7/31/202552.44 USD
7/30/202553.55 USD
7/29/202554.18 USD
7/28/202555.21 USD
7/27/202555.78 USD
7/25/202555.08 USD
7/24/202555.41 USD
7/23/202556.48 USD
7/22/202556.55 USD
7/21/202555.81 USD
Access this data via the Eulerpool API

First Financial Revenue, Pre-Provision Profit, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2020
188.80 M USD
76.00 M USD
53.80 M USD
Jan 1, 2021
185.50 M USD
68.10 M USD
53.00 M USD
Jan 1, 2022
211.70 M USD
85.70 M USD
71.10 M USD
Jan 1, 2023
209.96 M USD
79.79 M USD
60.67 M USD
Jan 1, 2024
217.76 M USD
73.32 M USD
47.28 M USD
Jan 1, 2025
261.84 M USD
106.91 M USD
79.21 M USD
Jan 1, 2026 (e)
298.93 M USD
0.00 USD
83.94 M USD
Jan 1, 2027 (e)
309.54 M USD
0.00 USD
86.34 M USD

First Financial Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jul 19, 2026, 8:01 AM
 
REVENUEM USD
REVENUE GROWTH%
Net Interest IncomeM USD
Non-Interest IncomeM USD
Loan Loss ProvisionsM USD
Pre-Provision Profit (PPOP)M USD
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
201220132014201520162017201820192020202120222023202420252026e2027e
161.00156.00154.00147.00156.00150.00164.00187.00203.00194.00230.00271.00307.00347.00298.00309.00
8.05-3.11-1.28-4.556.12-3.859.3314.028.56-4.4318.5617.8313.2813.03-14.123.69
108.90107.30107.80104.50105.00107.90116.60131.70146.30143.40165.00167.26174.99219.87
39.5040.5040.8039.2046.9035.9038.2038.5042.5042.1046.7042.7042.7741.97
8.807.905.104.703.305.305.804.7010.502.50-2.007.3016.178.20
55.3053.2053.0045.3061.6055.1063.5065.8076.0068.1085.7079.7973.32106.91
32.0031.0033.0030.0038.0029.0046.0048.0053.0053.0071.0060.0047.0079.0083.0086.00
-13.51-3.136.45-9.0926.67-23.6858.624.3510.4233.96-15.49-21.6768.095.063.61
0.950.480.970.980.992.501.021.031.041.061.071.981.352.041.121.13
1.06-49.47102.081.031.02152.53-59.200.980.971.920.9485.05-31.8251.11-45.100.89
13.2013.3013.2012.8012.3012.2012.3012.9013.7013.2012.2011.9411.8111.8511.8511.85
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales First Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue First Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare First Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares First Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against First Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

First Financial stock margins

The First Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of First Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for First Financial.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2020
59.75 %
28.50 %
Jan 1, 2021
63.29 %
28.57 %
Jan 1, 2022
59.52 %
33.59 %
Jan 1, 2023
62.00 %
28.90 %
Jan 1, 2024
66.33 %
21.71 %
Jan 1, 2025
59.17 %
30.25 %
Jan 1, 2026 (e)
0.00 %
28.08 %
Jan 1, 2027 (e)
0.00 %
27.89 %

First Financial Revenue per Share, Earnings per Share

The First Financial earnings per share therefore indicates how much revenue First Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2020
13.78 USD
3.93 USD
Jan 1, 2021
14.05 USD
4.02 USD
Jan 1, 2022
17.35 USD
5.83 USD
Jan 1, 2023
17.59 USD
5.08 USD
Jan 1, 2024
18.44 USD
4.00 USD
Jan 1, 2025
22.09 USD
6.68 USD
Jan 1, 2026 (e)
25.16 USD
7.07 USD
Jan 1, 2027 (e)
26.06 USD
7.27 USD

First Financial business model & stock analysis

First Financial Corp is an American financial company that has been in existence for over 150 years. It was founded in 1834 in Indiana and is currently headquartered in Terre Haute, Indiana. The company has over 150 branches in Indiana and Illinois. First Financial Corp's business model combines retail banking, wealth management, and insurance services. The company offers a wide range of financial products and services to its customers, including personal and business accounts, credit cards, mortgages, auto loans, personal loans, wealth management and advisory services, and insurance. The retail banking division of First Financial Corp offers a wide range of financial products and services to meet the diverse needs and requirements of customers. The company offers various types of accounts, such as checking, savings, and fixed deposit accounts. Additionally, there are various credit card offers tailored to the different needs of customers, such as those specifically designed for students, business travelers, or individuals with limited creditworthiness. First Financial Corp also offers various types of loans to meet the specific needs of customers. This includes real estate loans, auto loans, personal loans, and business loans. The mortgages offered by First Financial Corp help customers finance their dream homes and keep their monthly payments as low as possible. An important part of First Financial Corp's business model is wealth management. The company offers a wide range of services to help customers securely and profitably manage their wealth. This includes account management, portfolio management, and financial advisory. In addition, the company offers various types of insurance, including liability, life, accident, and health insurance. The company also advises customers on selecting the right insurance to achieve optimal risk coverage. First Financial Corp operates in various sectors to provide comprehensive support to its customers. The retail and business banking, wealth management, and insurance divisions are all significant in the company's business model. The company also has a strong online presence and allows customers to carry out their financial transactions and insurance matters online. In summary, First Financial Corp is an established American company that offers a wide range of financial products and services. The company provides retail banking, wealth management, and insurance services. The goal of First Financial Corp is to provide its customers with a comprehensive and high-quality experience in all financial areas.

First Financial SWOT Analysis

Strengths

First Financial Corp has a strong market presence and brand reputation, which has been built over several years of operation. It has successfully established a loyal customer base and has earned the trust of its clients.

The company's extensive product and service offerings cater to a wide range of financial needs. This diversified portfolio helps First Financial Corp attract and retain customers by offering them a comprehensive suite of financial solutions.

First Financial Corp benefits from a well-experienced and knowledgeable management team, equipped with expertise in various areas of banking and finance. Their leadership skills and strategic decision-making have contributed to the company's growth and profitability.

Weaknesses

Despite its strong market presence, First Financial Corp faces intense competition from both traditional banks and emerging fintech companies. This competitive landscape puts pressure on the company to continuously innovate and stay ahead of the curve.

First Financial Corp may be vulnerable to changes in interest rates and economic conditions, which could impact its profitability and loan portfolios. Fluctuations in the market and economic downturns pose risks to the company's performance.

The company's geographical concentration in specific regions exposes it to local economic factors. Any adverse developments in the local economy could significantly impact First Financial Corp's operations and financial performance.

Opportunities

First Financial Corp has the opportunity to expand its market reach by leveraging technology and investing in digital banking solutions. This enables the company to reach a wider customer base and provide convenient and efficient banking services.

The increasing demand for sustainable and socially responsible investment options presents an opportunity for First Financial Corp to develop and offer innovative green financial products. This aligns with the growing trend of conscious consumerism and enhances the company's brand image.

Collaborating with fintech startups or acquiring disruptive technology companies can help First Financial Corp stay competitive and foster innovation in its product and service offerings.

Threats

Regulatory changes and compliance requirements pose a significant threat to First Financial Corp. Adapting to new regulations and ensuring compliance can be time-consuming and costly for the company.

Cybersecurity threats and data breaches pose a risk to the security and privacy of First Financial Corp's customers. The company needs to continuously invest in robust cybersecurity measures to protect its systems and customer data from potential attacks.

Macroeconomic factors, such as economic recessions or financial crises, could adversely affect the banking industry as a whole. First Financial Corp needs to be prepared to navigate such challenges and mitigate potential negative impacts on its operations.

First Financial Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

First Financial historical P/E ratio, EBIT multiple, and P/S ratio

First Financial annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

First Financial shares outstanding

The number of shares of First Financial was 11.85 M in 2025. This indicates how many shares First Financial is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2020
13.70 M Stocks
Jan 1, 2021
13.20 M Stocks
Jan 1, 2022
12.20 M Stocks
Jan 1, 2023
11.94 M Stocks
Jan 1, 2024
11.81 M Stocks
Jan 1, 2025
11.85 M Stocks
Jan 1, 2026 (e)
11.85 M Stocks
Jan 1, 2027 (e)
11.85 M Stocks

First Financial stock splits

In First Financial's history, there have been no stock splits.

First Financial Dividend History

35 years of dividend payments

YearAnnual DividendYoY ChangePayments
20261.68USDYTD
Jan 2, 20260.56USD 9.8%1/3
Apr 1, 20260.56USD 0.0%2/3
Jul 1, 20260.56USD 0.0%3/3
20252.04USD 51.1%
Jan 3, 20250.51USD 13.3%1/4
Apr 1, 20250.51USD 0.0%2/4
Jul 1, 20250.51USD 0.0%3/4
Oct 1, 20250.51USD 0.0%4/4
20241.35USD 11.8%
20231.53USD 43.0%
20221.07USD 0.9%
20211.06USD 1.9%
20201.04USD 1.0%
20191.03USD 1.0%
20181.02USD 59.2%
20172.50USD 152.5%

First Financial dividend history and estimates

In 2025, First Financial paid a dividend amounting to 2.04 USD. Dividend means that First Financial distributes a portion of its profits to its owners.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2020
1.04 USD
0.00 USD
0.00 USD
Jan 1, 2021
1.06 USD
0.00 USD
0.00 USD
Jan 1, 2022
1.07 USD
0.00 USD
0.00 USD
Jan 1, 2023 (e)
1.53 USD
0.45 USD
0.00 USD
Jan 1, 2024
1.35 USD
0.00 USD
0.00 USD
Jan 1, 2025
2.04 USD
0.00 USD
0.00 USD
Jan 1, 2026
1.12 USD
0.00 USD
0.00 USD
Jan 1, 2027 (e)
0.00 USD
1.13 USD
0.00 USD

First Financial dividend payout ratio

In 2025, First Financial had a payout ratio of 30.52%. The payout ratio indicates the percentage of the company's profits that First Financial distributes as dividends.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
26.46 %
Jan 1, 2021
26.37 %
Jan 1, 2022
18.38 %
Jan 1, 2023
30.10 %
Jan 1, 2024
33.73 %
Jan 1, 2025
30.52 %
Jan 1, 2026 (e)
15.85 %
Jan 1, 2027 (e)
15.61 %

Current First Financial forecasts and price targets in July 2026

Analyst Price Targets 2026
Δ MOM Price Target
1.59 %
Buy0.00 % (0)
Hold57.14 % (4)
Sell42.86 % (3)
12M Price Target
63.24
Last Price
76.45
Currency
USD
12M Return Potential
-17.28 %
LTM Return
0 %

First Financial Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
7/28/20261.84USD74.13 MUSD2026 Q2
4/28/20261.67USD70.96 MUSD2026 Q1
4/20/20261.67USD70.96 MUSD2026 Q1
2/10/20261.75USD69.45 MUSD2025 Q4
2/2/20261.76USD69.45 MUSD2025 Q4
4/17/20241.06USD52.21 MUSD2024 Q1
1/17/20241.16USD53.16 MUSD2023 Q4
7/24/20231.37USD56.49 MUSD2023 Q2
4/24/20231.31USD55.86 MUSD2023 Q1
1/30/20231.39USD56.39 MUSD2022 Q4
...

EESG©

Eulerpool ESG Scorecard© for the First Financial stock

20/100
6
Environment
36
Social
17
Governance
E

Environment

20
Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees75.285
Percentage of women in management
Percentage of Asian employees1.25
Share of Asian management
Percentage of Hispanic/Latino employees1.6
Hispano/Latino Management share
Percentage of Black employees2.85
Black Management Share
Percentage of white employees93.5
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

First Financial shareholder structure

% Name
8.96512%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
6.33972%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
6.08104%
Dimensional Fund Advisors, L.P.
Dimensional Fund Advisors, L.P.
5.21141%
First Financial Corp
First Financial Corp
3.76662%
State Street Investment Management (US)
State Street Investment Management (US)
3.52358%
Charles Schwab Investment Management, Inc.
Charles Schwab Investment Management, Inc.
...

First Financial Executives and Management Board

NL

Mr. Norman Lowery

(78)

Non-Executive Chairman of the Board · since 2025

Compensation1.41 M USD
NL

Mr. Norman Lowery

(57)

President, Chief Executive Officer, Director · since 2010

Compensation1.35 M USD
MF

Mr. Mark Franklin

(46)

Chief Lending Officer

Compensation861,026.00 USD
RM

Mr. Rodger Mchargue

(63)

Chief Financial Officer, Treasurer, Secretary

Compensation755,186.00 USD
SP

Mr. Stephen Panagouleas

(52)

Senior Vice President, Chief Lending Officer, Chief Credit Officer

Compensation324,044.00 USD

First Financial Supply Chain

First Financial Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
1 companies
#Name1M3M6M1Y2YTrend
1
BlackRock
Supplier
-0.25
0.19
0.19
-0.30
0.69

Frequently asked questions about First Financial

The business model of First Financial Corp revolves around providing financial services to individuals and businesses. As a leading financial institution, First Financial Corp offers a wide range of services including banking, lending, investment, and insurance products. Through its personalized approach and customer-centric focus, the company aims to meet the diverse needs of its clients, helping them achieve their financial goals and aspirations. With its extensive experience and expertise in the industry, First Financial Corp strives to deliver comprehensive and innovative solutions, ensuring a strong foundation for financial success.