First Financial Bankshares (FFIN) Stock Price

First Financial Bankshares Price

NASDAQ·CLOSED
31.14
​
Market closed

Revenue has compounded at 7.8% per year over the past 19 years to 624.21 M USD. Earnings per share have grown at 8.6% per year over the last 19 years. First Financial Bankshares's net margin stands at 40.6%, down from 45.6% several years earlier. First Financial Bankshares currently offers a dividend yield of about 2.41%. The payout ratio is around 42% of earnings. The dividend has grown at 7.3% per year over the past 19 years. Analysts set a median price target of 35.00 USD, implying 12.4% above the current price. Of 12 analysts, 6 rate the stock a buy — an overall Buy consensus.

First Financial Bankshares stock price

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First Financial Bankshares business model & stock analysis

First Financial Bankshares Inc is one of the leading financial institutions in Texas, offering a wide range of financial services to its customers. The bank was founded in 1957 and has since experienced an impressive history of growth and expansion through organic development and acquisitions. The bank is headquartered in Abilene, Texas and currently operates more than 70 branches in Texas and New Mexico. First Financial Bankshares Inc has a market capitalization of over $4.5 billion and is one of the fastest growing banks in the state of Texas. The business model of First Financial Bankshares Inc is based on providing financial services to businesses and individual customers. The bank offers a wide range of banking services, including deposits, loans, mortgage loans, small business loans, and wealth management services. In addition, First Financial Bankshares Inc has its own investment and asset management department, offering services such as investment advisory, wealth planning, and retirement planning for clients. The bank also provides various types of credit cards, including cards for personal and business customers, as well as cards with rewards, discounts, and other benefits. Another important area for First Financial Bankshares Inc is indoor and outdoor lending. The bank offers a wide range of credit products, including auto loans, RV lines of credit, and agricultural loans. The bank also has its own insurance department, offering liability insurance and other insurance products to personal and business customers. The bank's insurance department also provides risk management and consulting services. In addition to the banking business, First Financial Bankshares Inc also operates an investment fund and asset management company, as well as a leasing company. The investment fund and asset management company offers various types of investment funds, including equity, bond, and money market funds. The bank's leasing company provides equipment leasing for businesses. As a key player in the financial sector, First Financial Bankshares Inc has made several acquisitions in the past to expand its presence and accelerate growth. Some of these acquisitions include the acquisition of First Bankshares of Texas, Texas State Bank, and Commercial State Bank. Overall, in recent years, First Financial Bankshares Inc has achieved impressive growth rates through its diversification strategy and expansion plans. With a wide range of financial services for personal and business customers, a strong presence in Texas and New Mexico, and a strong management team, the bank is well positioned to work towards future growth and success.

Frequently asked questions about First Financial Bankshares

The business model of First Financial Bankshares Inc is focused on providing a comprehensive range of financial services to individuals and businesses. As a bank holding company, First Financial Bankshares Inc operates through its subsidiary banks, offering various products and services such as commercial banking, trust and wealth management, loan services, and insurance services. The company aims to meet the diverse needs of its customers by maintaining a strong local presence and leveraging its extensive expertise in the financial industry. Through its customer-centric approach and commitment to innovation, First Financial Bankshares Inc strives to create long-term value for its shareholders and contribute to the economic growth of the communities it serves.

First Financial Bankshares Inc primarily operates in the financial services industry. As a leading bank holding company, it offers a wide range of commercial banking, trust, and securities services. With its subsidiaries, First Financial Bankshares serves customers in various sectors such as agriculture, energy, real estate, healthcare, manufacturing, and retail. The company's commitment to providing tailored financial solutions has made it a trusted partner for businesses and individuals alike. With its strong presence in the financial services industry, First Financial Bankshares Inc continues to play a significant role in supporting economic growth and prosperity.

The main competitors of First Financial Bankshares Inc in the market include major financial institutions such as JPMorgan Chase & Co., Bank of America Corporation, Wells Fargo & Company, and Citigroup Inc. These competitors also offer a range of banking and financial services, competing with First Financial Bankshares Inc in areas such as commercial banking, mortgage lending, wealth management, and retail banking.

First Financial Bankshares Inc is a renowned financial institution with a rich history and a strong background. Established in 1956, the company has grown to become a leading provider of banking and financial services. With its headquarters in Texas, First Financial Bankshares Inc operates through its numerous subsidiaries, delivering a comprehensive range of services such as commercial banking, trust services, and mortgage loans. The company's commitment to client satisfaction, efficient operations, and strategic growth has enabled it to gain a solid reputation in the industry. First Financial Bankshares Inc continues to serve its customers with integrity, innovation, and excellence, solidifying its position as a trusted financial partner.

First Financial Bankshares Inc, a leading financial institution, has achieved numerous significant milestones throughout its history. The company has consistently delivered strong financial performance, establishing itself as a reliable and trusted entity in the banking sector. First Financial Bankshares Inc has successfully expanded its operations, diversified its product and service offerings, and consistently provided exceptional customer service. The company's commitment to innovation and strategic growth has resulted in it becoming one of the top-performing banks in the industry. With a steadfast focus on customer satisfaction and financial excellence, First Financial Bankshares Inc continues to achieve remarkable milestones in its pursuit of success.

First Financial Bankshares Inc is primarily present in the United States.

First Financial Bankshares Inc represents a set of core values and corporate philosophy that guides its operations. The company emphasizes integrity, trust, and ethical practices in all aspects of its business. With a customer-centric approach, First Financial Bankshares Inc strives to provide exceptional financial services, ensuring transparency and responsiveness to clients' needs. The company also focuses on creating long-term value for shareholders while maintaining a strong commitment to community development and corporate social responsibility. First Financial Bankshares Inc's dedication to these values positions it as a reliable and responsible financial institution, providing customers with the utmost quality and service.

Analysts currently set an average price target of 35.00 USD for the First Financial Bankshares stock (median: 35.00 USD), implying +12.4 % versus the latest price. The consensus is based on 12 analyst ratings.

12 analysts currently rate the First Financial Bankshares stock: 6 recommend buying, 6 holding and 0 selling. For 2026, analysts expect First Financial Bankshares to generate revenue of 705.72 M USD and earnings per share of 2.04 USD.

Converted at the current exchange rate, the First Financial Bankshares share trades at 27.78 EUR (31.14 USD).

The First Financial Bankshares share (FFIN) is listed on 4 stock exchanges, including: NASDAQ (FFIN), Frankfurt (FI6.F), München (FI6.MU), Düsseldorf (FI6.DU).

First Financial Bankshares Inc is a holding company for various banks and financial institutions in Texas and New Mexico. Its business model is based on offering traditional banking products and services to retail customers and businesses. One of the core divisions of the company is retail banking, which focuses on the needs of retail customers. First Financial Bankshares Inc offers various account models, including traditional checking accounts, savings accounts, and accounts with higher interest rates for customers who want to make larger deposits. Customers also have access to various credit products, such as personal loans or mortgages, to meet their financial needs. Online banking and mobile banking are also available to make it easier for customers to access their accounts and financial information. The bank also has a division for asset management and planning. Here, customers can diversify their wealth across a broad range of asset classes, with the company partnering with a number of external asset managers to offer customers individual solutions. First Financial Bankshares Inc also operates a business banking division focused on the needs of small and medium-sized enterprises. The bank offers various types of accounts and loans to help businesses expand. Additionally, the company offers an extended range of cash management services to help businesses manage funds more effectively. The bank also has a division for the agriculture sector. In Texas and New Mexico, agriculture is a significant industry, and First Financial Bankshares Inc has a specialized team that provides financial support to agricultural businesses. The company offers various types of loans and financing programs, such as agricultural mortgages, to help agricultural businesses effectively operate their operations. The company also has an insurance products brokerage division. Various types of insurance, such as life insurance or auto insurance, are brokered across different insurance providers. This segment is intended to help customers round out their overall financial strategy and consider all aspects of their financial lives. Overall, the business model of First Financial Bankshares Inc is based on offering customers a comprehensive range of financial products and services, ranging from traditional banking services to insurance and asset management. The bank serves a broad range of customers, from retail customers to various types of businesses, and strives to offer individual solutions to each customer.

The expected revenue of First Financial Bankshares is 705.72 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of First Financial Bankshares is 292.97 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of First Financial Bankshares is currently 15.25. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the First Financial Bankshares stock.

The price-to-sales ratio (P/S) of First Financial Bankshares is currently 6.33. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the First Financial Bankshares stock.

The Eulerpool Quality Score for First Financial Bankshares is 6/10.

The ISIN of First Financial Bankshares is US32020R1095. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of First Financial Bankshares is 923774. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of First Financial Bankshares is FFIN. The ticker symbol is used to trade First Financial Bankshares shares on the stock exchange.

Fair ValueTerminal
30.21 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
390,128.75 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website ffin.com
Currency
USD
Initial public offering
Nov 1, 1993
ISIN
US32020R1095
Cusip
32020R109
Sedol
2266026
Market capitalization
4.46 B USDMid Cap
52-Week Range
PEG
4.26
P/E ratio
P/Ee 2026
15.22
P/Ee 2027
14.45
P/Ee 2028
13.48
P/S
P/Se
6.33
EV/EBIT
11.20
P/B Ratio
2.33
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
12.67 %
Dividend
Dividend yield
2.41 %
Est. Dividend Yield
2.70 %
Payout Ratio
42.43 %
Dividend growth Ø5Y
5.28 %
Dividend payments per year
4
Dividend paid since
33 years
Dividend not reduced since
8 years
Dividend increased since
8 years
Dividend withholding tax
30.00 %
Last updated Oct 9, 2026, 11:29 PM

First Financial Bankshares Ticker

DÜSSELDORF · FI6.DUFRANKFURT · FI6.FMUNICH · FI6.MUNASDAQ · FFIN

First Financial Bankshares FIGI

FFIN:US · BBG000BL8476FFIN:UA · BBG000BL84D9FFIN:UC · BBG000BL84V9FFIN:UN · BBG000BL8644FFIN:UP · BBG000BL86M4FFIN:UB · BBG000BL87L3FFIN:UM · BBG000BL8840FFIN:UX · BBG000BL88D0FFIN:UD · BBG000BL89Y5FFIN:UW · BBG000BL8CY8FFIN:UF · BBG000BL8D30FFIN:VY · BBG000BL8DB1

All fundamentals and in-depth analysis of First Financial Bankshares

Our stock analysis for First Financial Bankshares stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First Financial Bankshares. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.