First Community Bankshares (FCBC) Stock Price

First Community Bankshares Price

NASDAQ·CLOSED
47.40
​
Market closed

Over the last 19 years First Community Bankshares grew revenue by 3.2% annually, reaching 167.50 M USD. Earnings per share have grown at 0.1% per year over the last 19 years. For First Community Bankshares, the net margin of 29.1% is down versus 39.2% a few years ago. At today's price the dividend yield works out to roughly 6.33%. The payout ratio is around 113% of earnings. The dividend has grown at 5.7% per year over the past 19 years. The consensus 12-month price target for First Community Bankshares is 38.00 USD, about 19.8% below where the stock trades today. Of 7 analysts, 0 rate the stock a buy — an overall Sell consensus.

First Community Bankshares stock price

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First Community Bankshares business model & stock analysis

First Community Bankshares Inc is an American financial institution based in Bluefield, Virginia. The bank was founded in 1874 under the name Tazewell National Bank and has since had a long history and experience in banking. In 1992, the company was renamed and has been known as First Community Bankshares Inc. The bank primarily operates in Virginia, West Virginia, and North Carolina and currently has over 50 branches. The company places great importance on personal relationships with its customers and offers a variety of financial products and services to meet their needs. The bank strives to provide financial solutions tailored to the individual needs and goals of its customers. First Community Bankshares Inc operates various business segments, including: retail banking, small and medium-sized enterprises, commercial real estate, lending, deposits, cards, and e-services. The retail banking segment includes checking accounts, savings accounts, loans, mortgages, investment portfolios, and financial advisory services. The company also offers loans tailored to the requirements of medical students. A wide range of financial products is offered to small and medium-sized enterprises, including credit lines, leasing, advisory services, and working capital financing. The bank also has extensive experience in providing financing solutions for commercial real estate and offers a wide range of services for commercial real estate, including construction loans, commercial mortgage financing, refinancing, and credit extensions. First Community Bankshares Inc aims to provide its customers with a convenient and secure way to manage their financial affairs. The company offers an extensive range of deposit products, such as checking accounts, savings accounts, and money market deposits. In addition, customers have access to various card services, including debit cards and credit cards with different features. The bank is also involved in online banking and offers various e-services such as online and mobile banking, payment processing, and interactive telephone banking. Customers can access their accounts anytime and anywhere and conveniently manage banking transactions such as transfers and statements. First Community Bankshares Inc strives to maximize the success of its customers by offering them high-quality financial services and products. The bank has a long history in banking, is well diversified, and has a wide range of financial products to meet customers' individual needs and goals.

Frequently asked questions about First Community Bankshares

First Community Bankshares Inc represents strong values and a robust corporate philosophy focused on serving its community and customers with integrity and dedication. The company prioritizes providing exceptional financial services while maintaining a commitment to honesty, trust, and personalized customer care. First Community Bankshares Inc believes in building long-term relationships and delivering innovative solutions tailored to the specific needs of its clients. With a customer-centric approach and a focus on local economies, First Community Bankshares Inc strives to contribute positively to the growth and prosperity of the communities it serves.

The business model of First Community Bankshares Inc. revolves around providing banking and financial services to individuals and businesses. As a community bank, First Community Bankshares Inc. focuses on establishing long-term relationships with its customers by offering a wide range of products and services, including personal and business bank accounts, loans, mortgages, wealth management, and investment services. With a strong emphasis on personalized customer service and community involvement, First Community Bankshares Inc. aims to meet the financial needs of its local communities and create value for its shareholders.

First Community Bankshares Inc is primarily active in the banking and financial services industry.

The main competitors of First Community Bankshares Inc in the market include Wells Fargo & Company, BB&T Corporation, and SunTrust Banks, Inc.

First Community Bankshares Inc is a reputable financial institution with a rich history and strong background. Founded in 1874, the company has grown to become a trusted provider of banking services across various communities. Over the years, the bank has continuously adapted to the changing financial landscape, expanding its offerings and embracing innovative technology to better serve its customers. First Community Bankshares Inc has demonstrated a commitment to fostering relationships, providing personalized solutions, and contributing to local economies. With a solid foundation built on experience and customer-centric approach, First Community Bankshares Inc remains an influential player in the banking sector.

First Community Bankshares Inc has achieved several significant milestones throughout its existence. Since its establishment, the company has successfully expanded its reach and diversified its operations. Notable achievements include consistent growth in assets and deposits, expansion into new markets, successful acquisitions of other financial institutions, and maintaining a strong financial position. The company's commitment to excellent customer service and community involvement has also contributed to its success. Increasing its market presence and delivering value to its shareholders remains a priority for First Community Bankshares Inc.

First Community Bankshares Inc primarily operates in the United States. With headquarters in Bluefield, Virginia, the company's subsidiary, First Community Bank, offers a wide range of financial services to individuals and businesses throughout its network of branches in various regions. Serving customers in Virginia, North Carolina, West Virginia, and the surrounding areas, First Community Bankshares Inc maintains a strong presence in these states. As a community-oriented bank, the company strives to meet the needs of the local communities it serves by providing personalized banking solutions and fostering economic growth within its regions of operation.

Analysts currently set an average price target of 38.00 USD for the First Community Bankshares stock (median: 38.00 USD), implying -19.8 % versus the latest price. The consensus is based on 7 analyst ratings.

7 analysts currently rate the First Community Bankshares stock: 0 recommend buying, 4 holding and 3 selling. For 2026, analysts expect First Community Bankshares to generate revenue of 191.40 M USD and earnings per share of 3.14 USD.

Converted at the current exchange rate, the First Community Bankshares share trades at 42.31 EUR (47.40 USD).

The First Community Bankshares share (FCBC) is listed on 1 stock exchanges, including: NASDAQ (FCBC).

The First Community Bankshares Inc is a financial holding company that owns various banks and financial institutions in Virginia, West Virginia, North Carolina, and Tennessee. Its business model is based on a broad portfolio of financial products and services such as deposits, loans, mortgages, investment funds, asset management, insurance products, and many more. The First Community Bankshares Inc offers a wide range of financial products and services that meet the needs of private and business customers. The business model is based on the idea that the banks and financial institutions of the First Community Bankshares Inc provide expert advice to their customers and offer them tailored solutions for their financial needs. The company places great importance on personal care and advice to ensure long-term customer loyalty. The main division of the First Community Bankshares Inc is traditional banking. This includes deposit products such as checking accounts, savings accounts, and investment accounts, as well as credit products such as personal loans, mortgages, and business loans. Another important area is wealth accumulation, where the First Community Bankshares Inc offers its customers customized investment products and asset management strategies. The First Community Bankshares Inc also has an extensive range of insurance products, including life and health insurance, tailored to the needs of its customers. In addition, the company also offers retirement and pension planning, as well as real estate and tax advisory services. As part of its business model, the First Community Bankshares Inc also utilizes modern technologies and digital tools to enable its customers to easily and seamlessly use its products and services. This includes online and mobile banking, electronic payment systems, ATMs, and electronic transfers. In summary, the First Community Bankshares Inc offers a broad portfolio of financial products and services for individual customers, small businesses, and medium-sized companies. The business model is based on personal and expert advice as well as state-of-the-art technology. The First Community Bankshares Inc has a robust infrastructure that allows it to quickly and effectively respond to the needs of its customers and help them achieve their financial goals and plans.

The expected revenue of First Community Bankshares is 191.40 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of First Community Bankshares is 57.69 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of First Community Bankshares is currently 15.11. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the First Community Bankshares stock.

The price-to-sales ratio (P/S) of First Community Bankshares is currently 4.55. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the First Community Bankshares stock.

The Eulerpool Quality Score for First Community Bankshares is 5/10.

The ISIN of First Community Bankshares is US31983A1034. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of First Community Bankshares is 634813. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of First Community Bankshares is FCBC. The ticker symbol is used to trade First Community Bankshares shares on the stock exchange.

Fair ValueTerminal
38.87 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
269,292.60 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Mar 10, 1994
ISIN
US31983A1034
Cusip
31983A103
Sedol
2648710
Market capitalization
904.49 M USDSmall Cap
52-Week Range
PEG
—
P/E ratio
P/Ee 2026
15.68
P/Ee 2027
15.43
P/S
P/Se
4.55
EV/EBIT
6.23
P/B Ratio
1.81
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
9.72 %
Dividend
Dividend yield
6.33 %
Est. Dividend Yield
2.67 %
Payout Ratio
113.07 %
Dividend growth Ø5Y
23.60 %
Dividend payments per year
4
Dividend paid since
31 years
Dividend not reduced since
6 years
Dividend increased since
6 years
Dividend withholding tax
30.00 %
Last updated Oct 11, 2026, 10:56 AM

First Community Bankshares Peer Group

First Community Bankshares Ticker

NASDAQ · FCBC

First Community Bankshares FIGI

FCBC:US · BBG000BNCR58FCBC:UA · BBG000BNCRJ3FCBC:UC · BBG000BNCRY6FCBC:UN · BBG000BNCT27FCBC:UP · BBG000BNCVF8FCBC:UB · BBG000BNCW84FCBC:UM · BBG000BNCXC7FCBC:UX · BBG000BNCXJ0FCBC:UD · BBG000BND0F5FCBC:UW · BBG000BND1Y2FCBC:UF · BBG000BND270FCBC:VY · BBG000BND3F9

All fundamentals and in-depth analysis of First Community Bankshares

Our stock analysis for First Community Bankshares stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First Community Bankshares. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.