First Commonwealth Financial (FCF) Stock Price

First Commonwealth Financial Price

NYSE·CLOSED
20.32
​
Market closed

Revenue has compounded at 4.9% per year over the past 19 years to 522.84 M USD. Earnings per share have grown at 3.8% per year over the last 19 years. First Commonwealth Financial's net margin stands at 29.1%, down from 35.9% several years earlier. First Commonwealth Financial currently offers a dividend yield of about 2.63%. The payout ratio is around 36% of earnings. Analysts set a median price target of 27.00 USD, implying 32.9% above the current price. Of 10 analysts, 7 rate the stock a buy — an overall Buy consensus.

First Commonwealth Financial stock price

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First Commonwealth Financial business model & stock analysis

First Commonwealth Financial Corp is a US bank holding company based in Indiana, Pennsylvania. The company's roots date back to 1880 when the First National Bank of Indiana was established. Over time, the bank acquired additional branches and evolved into a regional bank company, officially renamed First Commonwealth Financial Corporation in 1983. Today, the company is a successful financial institution with a wide range of products and services for personal and business customers. It operates over 140 branches in Pennsylvania and Ohio and has more than 2,700 employees. First Commonwealth Financial Corp's business model is based on providing practical financial solutions to the communities it serves. The company aims to provide financial services that meet the needs and goals of its customers and help improve their lives and businesses. The company serves individual and business customers in multiple sectors, including deposit and lending operations, investments and asset management, as well as insurance services. Deposit and lending operations are the core of the company and include a wide range of financial services, such as checking accounts, savings accounts, loans, and mortgages. First Commonwealth also offers various investment services, including financial advisory and asset management. The company works with clients to create individual investment plans based on their financial goals and risk tolerance. The products and services offered in the investment management field include stocks, bonds, mutual funds, and annuities. Additionally, First Commonwealth offers insurance services such as auto, home, and life insurance. The company collaborates with reputable insurers to provide customers with high-quality insurance products tailored to their specific needs. Innovation is the key to First Commonwealth Financial Corp's success. The company has made significant investments in recent years to provide its customers with high-quality technology-based services. It has expanded the capabilities of its digital platforms to enable the use of online banking, mobile banking, and remote deposit, providing customers with easier and more convenient access to their accounts. Another important focus of First Commonwealth Financial Corp is supporting the communities in which it operates. The company is involved in numerous charitable activities to improve the quality of life and economic prospects of its customers and communities. It has also been involved in the establishment of the First Commonwealth Bank Foundation, which is dedicated to supporting charities and promoting education and culture. In summary, First Commonwealth Financial Corp is a successful financial company that focuses on providing practical and innovative financial solutions to its customers. With a wide range of products and services, a strong focus on technology and innovation, and a high commitment to community support, the company is well-positioned to continue its success in the future.

Frequently asked questions about First Commonwealth Financial

The business model of First Commonwealth Financial Corp focuses on providing a comprehensive range of banking and financial services primarily to individuals and small to mid-sized businesses. With a customer-centric approach, First Commonwealth Financial Corp offers products and services such as personal and business banking, mortgage and consumer loans, investment and wealth management, insurance services, and online banking solutions. Through its network of branches and digital platforms, First Commonwealth Financial Corp aims to cater to the diverse financial needs of its customers and drive sustainable growth by delivering reliable and innovative financial solutions.

First Commonwealth Financial Corp is primarily active in the banking and financial services industry.

The main competitors of First Commonwealth Financial Corp in the market include Huntington Bancshares Incorporated, Fulton Financial Corporation, and WesBanco, Inc.

First Commonwealth Financial Corp is a reputable financial institution with a rich history and strong background. Established in 1983, the company has expanded its operations to provide a wide range of banking and financial services to individuals and businesses. First Commonwealth Financial Corp is headquartered in Indiana, Pennsylvania, and boasts a solid presence throughout western and central Pennsylvania. With a customer-centric approach, the company has consistently focused on delivering innovative solutions and exceptional customer experiences. Over the years, First Commonwealth Financial Corp has earned a strong reputation for its commitment to community development, reliable financial expertise, and reliable services.

First Commonwealth Financial Corp has achieved several significant milestones throughout its history. These milestones include surpassing $10 billion in total assets, demonstrating the company's strong growth and financial stability. The company has also expanded its presence in the market by acquiring additional banks and financial institutions, steadily increasing its customer base and market share. First Commonwealth Financial Corp has consistently ranked as one of the top performing banks in its region, showcasing its strong performance and ability to deliver value to shareholders. With its commitment to providing excellent financial services, the company continues to be a trusted name in the industry.

First Commonwealth Financial Corp primarily operates in the United States.

First Commonwealth Financial Corp is dedicated to upholding strong values and a robust corporate philosophy. They prioritize integrity, transparency, and customer-centricity in all their operations. With a commitment to excellence, they endeavor to provide exceptional financial services and solutions to their clients. First Commonwealth Financial Corp places great importance on fostering meaningful relationships with their customers, employees, and stakeholders. By promoting a culture of inclusivity, innovation, and teamwork, they strive to create a supportive environment where everyone can thrive. By adhering to their core values and corporate philosophy, First Commonwealth Financial Corp stands as a trustworthy and reliable partner in the financial industry.

Analysts currently set an average price target of 31.50 USD for the First Commonwealth Financial stock (median: 27.00 USD), implying +55.0 % versus the latest price. The consensus is based on 10 analyst ratings.

10 analysts currently rate the First Commonwealth Financial stock: 7 recommend buying, 3 holding and 0 selling. For 2026, analysts expect First Commonwealth Financial to generate revenue of 556.86 M USD and earnings per share of 1.73 USD.

Converted at the current exchange rate, the First Commonwealth Financial share trades at 18.11 EUR (20.32 USD).

The First Commonwealth Financial share (FCF) is listed on 2 stock exchanges, including: NYSE (FCF), Frankfurt (FCF.F).

The First Commonwealth Financial Corp is a bank holding company based in Indiana, USA. It offers a variety of financial services for both personal and business customers. Its business model comprises several divisions, including retail banking, commercial banking, wealth management, and insurance. In retail banking, the First Commonwealth Financial Corp provides a wide range of financial products and services for individual customers. This includes checking accounts, savings and term deposits, loans, credit cards, online banking, and mobile banking solutions. The offering is complemented by special products such as student accounts, mortgages, and vehicle financing. In commercial banking, the bank offers specialized financial products and services for business customers. This includes accounts and services for companies, lines of credit, industry financing, leasing and factoring, as well as risk management and financial planning consulting services. The wealth management division of the First Commonwealth Financial Corp focuses on asset management for individual customers. The bank offers a comprehensive range of investment products and services, including investment funds, asset management, retirement planning, and estate planning. Wealth management experts help customers define their investment goals and develop an individual investment strategy. In the insurance industry, the First Commonwealth Financial Corp offers a comprehensive range of insurance products and services, including auto insurance, home and property insurance, life and health insurance, as well as liability insurance. The bank partners with a variety of insurance carriers to provide customers with a wide range of options and tailored solutions. The business model of the First Commonwealth Financial Corp is based on providing high-quality financial products and services tailored to the needs of its customers. The bank operates an omnichannel strategy and offers its services through various channels, including branches, online and mobile banking, and customer service centers. The bank also relies on innovative technologies and partnerships to expand its product offering and support its customers. In summary, the First Commonwealth Financial Corp offers a comprehensive portfolio of financial products and services for personal and business customers, tailored to their individual needs. The company's divisions work closely together to provide customers with the best possible service. The bank's business model is based on an omnichannel strategy and innovative products that meet the needs and desires of customers.

The expected revenue of First Commonwealth Financial is 556.86 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of First Commonwealth Financial is 179.39 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of First Commonwealth Financial is currently 11.74. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the First Commonwealth Financial stock.

The price-to-sales ratio (P/S) of First Commonwealth Financial is currently 3.78. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the First Commonwealth Financial stock.

The Eulerpool Quality Score for First Commonwealth Financial is 8/10.

The ISIN of First Commonwealth Financial is US3198291078. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of First Commonwealth Financial is 919114. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of First Commonwealth Financial is FCF. The ticker symbol is used to trade First Commonwealth Financial shares on the stock exchange.

Fair ValueTerminal
16.66 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
343,521.68 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Jun 10, 1992
ISIN
US3198291078
Cusip
319829107
Sedol
2351546
Market capitalization
2.10 B USDMid Cap
52-Week Range
PEG
2.09
P/E ratio
P/Ee 2026
11.73
P/Ee 2027
10.39
P/Ee 2028
9.68
P/S
P/Se
3.78
EV/EBIT
12.15
P/B Ratio
1.35
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
7.75 %
Dividend
Dividend yield
2.63 %
Est. Dividend Yield
2.72 %
Payout Ratio
36.41 %
Dividend growth Ø5Y
3.29 %
Dividend payments per year
4
Dividend paid since
34 years
Dividend not reduced since
15 years
Dividend increased since
9 years
Dividend withholding tax
30.00 %
Last updated Oct 20, 2026, 10:02 AM

First Commonwealth Financial Ticker

FRANKFURT · FCF.FNEW YORK · FCF

First Commonwealth Financial FIGI

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