First Financial Stock

First Financial P/S

The (Price-Sales Ratio) is an important metric for stock valuation. It is calculated by dividing the current share price by the revenue per share. The P/S indicates how many years a company needs to generate the revenue per share as profit. A low P/S suggests that a stock may be undervalued, while a high P/S could indicate overvaluation. However, it is important to always consider the P/S in the context of the industry and the company. of First Financial (THFF) as of Jun 21, 2026 is 2.28.In the previous year, (Price-Sales Ratio) is an important metric for stock valuation. It is calculated by dividing the current share price by the revenue per share. The P/S indicates how many years a company needs to generate the revenue per share as profit. A low P/S suggests that a stock may be undervalued, while a high P/S could indicate overvaluation. However, it is important to always consider the P/S in the context of the industry and the company. was 2.58 — a change of -11.52% (lower).

P/S

2.28

YoY

-11.52%

Last updated:

As of Jun 21, 2026, First Financial's P/S ratio stood at 2.28, a -11.52% change from the 2.58 P/S ratio recorded in the previous year.

The First Financial P/S history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

P/S
Date
P/S
Jan 1, 2006
295 base
Jan 1, 2007
221 base
Jan 1, 2008
337 base
Jan 1, 2009
258 base
Jan 1, 2010
300 base
Jan 1, 2011
294 base
Jan 1, 2012
247 base
Jan 1, 2013
310 base
Jan 1, 2014
305 base
Jan 1, 2015
294 base
Jan 1, 2016
416 base
Jan 1, 2017
369 base
Jan 1, 2018
300 base
Jan 1, 2019
314 base
Jan 1, 2020
262 base
YEARP/S
2026 est 2,90
2025 2,06
2024 1,77
2023 1,89
2022 2,44
2021 3,08
2020 2,62
2019 3,14
2018 3,00
2017 3,69
2016 4,16
2015 2,94
2014 3,05
2013 3,10
2012 2,47
2011 2,94
2010 3,00
2009 2,58
2008 3,37
2007 2,21
2006 2,95
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First Financial Valuation

Details

Historical Valuation Multiples

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Price-to-Earnings Ratio (P/E)

The P/E ratio divides First Financial's share price by its earnings per share. It tells you how many years of current earnings you are "paying for" when you buy the stock. A P/E of 20 means you pay $20 for every $1 of annual earnings. The S&P 500 historically trades at an average P/E of roughly 15–17. A P/E significantly above that may signal high growth expectations; one below may indicate undervaluation — or declining business quality.

Price-to-Sales Ratio (P/S)

The P/S ratio divides market capitalization by total revenue. Unlike the P/E ratio, it works even for companies that are not yet profitable, making it essential for evaluating high-growth firms. A P/S below 1.0 may indicate undervaluation, while ratios above 10 are typically reserved for fast-growing tech or SaaS companies with high expected future margins.

Price-to-EBIT Ratio

This ratio relates First Financial's market price to its operating earnings, excluding the effects of debt structure and tax jurisdiction. It is particularly useful for comparing companies across different countries or with different levels of leverage, because it focuses purely on operational profitability. Lower values suggest cheaper operational earnings.

How to Use This Chart

This chart plots First Financial's valuation multiples over time. Compare the current P/E, P/S, and P/EBIT to their own historical averages — if the current ratio is well below the multi-year average, the stock may be relatively cheap compared to its own track record. Combine this with industry comparisons: a P/E that looks high in absolute terms may be justified if First Financial grows earnings faster than its peers.

First Financial Stock analysis

What does First Financial do? First Financial Corp is an American financial company that has been in existence for over 150 years. It was founded in 1834 in Indiana and is currently headquartered in Terre Haute, Indiana. The company has over 150 branches in Indiana and Illinois. First Financial Corp's business model combines retail banking, wealth management, and insurance services. The company offers a wide range of financial products and services to its customers, including personal and business accounts, credit cards, mortgages, auto loans, personal loans, wealth management and advisory services, and insurance. The retail banking division of First Financial Corp offers a wide range of financial products and services to meet the diverse needs and requirements of customers. The company offers various types of accounts, such as checking, savings, and fixed deposit accounts. Additionally, there are various credit card offers tailored to the different needs of customers, such as those specifically designed for students, business travelers, or individuals with limited creditworthiness. First Financial Corp also offers various types of loans to meet the specific needs of customers. This includes real estate loans, auto loans, personal loans, and business loans. The mortgages offered by First Financial Corp help customers finance their dream homes and keep their monthly payments as low as possible. An important part of First Financial Corp's business model is wealth management. The company offers a wide range of services to help customers securely and profitably manage their wealth. This includes account management, portfolio management, and financial advisory. In addition, the company offers various types of insurance, including liability, life, accident, and health insurance. The company also advises customers on selecting the right insurance to achieve optimal risk coverage. First Financial Corp operates in various sectors to provide comprehensive support to its customers. The retail and business banking, wealth management, and insurance divisions are all significant in the company's business model. The company also has a strong online presence and allows customers to carry out their financial transactions and insurance matters online. In summary, First Financial Corp is an established American company that offers a wide range of financial products and services. The company provides retail banking, wealth management, and insurance services. The goal of First Financial Corp is to provide its customers with a comprehensive and high-quality experience in all financial areas. First Financial is one of the most popular companies on Eulerpool.

P/S Details

Decoding First Financial's P/S Ratio

First Financial's Price to Sales (P/S) Ratio is a crucial financial metric that measures the company's market valuation relative to its total sales revenue. It's calculated by dividing the company's market capitalization by its total sales over a specific period. A lower P/S ratio can indicate that the company is undervalued, while a higher ratio may suggest overvaluation.

Year-to-Year Comparison

Comparing First Financial's P/S ratio yearly provides insights into how the market perceives the company’s value relative to its sales. An increasing ratio over time can indicate growing investor confidence, while a decreasing trend might reflect concerns about the company’s revenue generation capabilities or market conditions.

Impact on Investments

The P/S ratio is instrumental for investors evaluating First Financial's stock. It offers insights into the company’s efficiency in generating sales and its market valuation. Investors use this ratio to compare similar companies within the same industry, aiding in selecting stocks that offer the best value for investment.

Interpreting P/S Ratio Fluctuations

Variations in First Financial’s P/S ratio can result from changes in the stock price, sales revenue, or both. Understanding these fluctuations is crucial for investors to evaluate the company’s current valuation and future growth potential, aligning their investment strategies accordingly.

Frequently Asked Questions about First Financial stock

(Price-Sales Ratio) is an important metric for stock valuation. It is calculated by dividing the current share price by the revenue per share. The P/S indicates how many years a company needs to generate the revenue per share as profit. A low P/S suggests that a stock may be undervalued, while a high P/S could indicate overvaluation. However, it is important to always consider the P/S in the context of the industry and the company. of First Financial amounted to 2.58 2.28

The P/S ratio when valuing a stock.

The price-to-sales ratio (P/S ratio) is an important tool of technical analysis that assists investors in evaluating stocks. It refers to the earnings per share of a company and its price movements. This indicator can be used to determine a stock's fair value, relative to the company's earnings.

History of the Price-to-Sales Ratio

The price-to-sales ratio is a relatively new indicator. It was first used in the 1980s by John Price when he developed the Price-to-Sales Index (PSI). Price wanted to find a way to value stocks taking into account their earnings. He noticed that many stock prices were not in line with their earnings situation. The PSI has since become an important analytical tool and is often referred to as the P/S ratio.

Calculation of the price-to-sales ratio

The price-to-sales ratio is easy to calculate. It is determined by dividing the current stock price by the company's earnings per share. P/S ratio = Stock price / Earnings per share. For example, if a company's stock price is $10 and the earnings per share is $2, then the P/S ratio is 5.

Application of the Price-to-Sales Ratio

The Price-to-Sales ratio is a useful tool for determining a fairly valued stock price. A low P/S ratio may indicate that a stock price is undervalued, which could be a good entry opportunity. However, a high Price-to-Sales ratio may indicate that a stock price is overvalued and investors should exercise caution.

An example: A company has a stock price of 20 USD and an earnings per share of 2 USD. The P/E ratio is 10. This could indicate that the stock price is overvalued and investors should be cautious before buying.

Investors and the price-to-sales ratio

Investors use the price-to-sales ratio to determine whether a company's stock price is fairly valued or not. They can compare the P/S ratio to see how the stock price relates to the company's earnings. Investors can also observe the P/S ratio over a longer period of time to see if the stock price changes in relation to the company's earnings.

Advantages and Disadvantages of the Price-to-Sales Ratio

The greatest advantage of the price-to-sales ratio is that it is a simple and understandable tool to determine the fair value of a stock price. It can also help investors identify stocks that are undervalued. One disadvantage is that the P/S ratio does not provide information about the company's profits. Therefore, investors should also consider other financial ratios before investing.

In today's time, the price-to-sales ratio is an important tool for investors to evaluate stocks and identify potential investment opportunities. It can help find a fairly valued stock price and identify stocks that are undervalued. However, investors should also consider other financial indicators before making an investment decision.

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Valuation — First Financial

P/EP/SEV/EBITP/BP/CFP/FCFPEGEV/RevenueEV/EBITDAEV/FCFEarnings YieldFCF YieldMarket capitalizationEnterprise ValueEV/EBITForward P/EP/TBVShareholder YieldBuyback YieldDiv.-Adj. PEGEV/OCF

All Key Metrics — First Financial