SLM (SLM) Stock Price

SLM Price

NASDAQ·CLOSED
24.25
-0.94 (-3.80 %)
Market closed

Revenue at SLM has contracted by 3.1% per year over the past 19 years to 1.98 B USD. Earnings per share have grown at 1.8% per year over the last 19 years. SLM's net margin stands at 36.7%, down from 57.0% several years earlier. SLM currently offers a dividend yield of about 2.14%. The payout ratio is around 15% of earnings. Analysts set a median price target of 28.50 USD, implying 17.5% above the current price. Of 15 analysts, 9 rate the stock a buy — an overall Buy consensus. Over the past year SLM shares have lost 13.3%. The stock trades about 29% above its 52-week low.

SLM stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of SLM over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how SLM stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing SLM's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

SLM Stock Price History
DateSLM Price
9/22/202624.25 USD
9/21/202625.19 USD
9/18/202625.15 USD
9/17/202624.99 USD
9/16/202625.93 USD
9/15/202626.05 USD
9/14/202626.17 USD
9/11/202626.02 USD
9/10/202625.58 USD
9/9/202626.09 USD
9/8/202626.40 USD
9/4/202627.08 USD
9/3/202626.49 USD
9/2/202626.51 USD
9/1/202625.77 USD
8/31/202625.97 USD
8/30/202626.31 USD
8/28/202626.59 USD
8/27/202626.94 USD
8/26/202626.78 USD
8/25/202626.47 USD
8/24/202626.58 USD
8/21/202626.46 USD
8/20/202625.85 USD
8/19/202627.07 USD
8/18/202627.05 USD
8/14/202628.03 USD
8/13/202627.74 USD
8/12/202627.97 USD
8/11/202627.16 USD
Access this data via the Eulerpool API

SLM Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2021
2.03 B USD
0.00 USD
1.16 B USD
Jan 1, 2022
1.82 B USD
633.33 M USD
459.99 M USD
Jan 1, 2023
1.81 B USD
0.00 USD
563.69 M USD
Jan 1, 2024
1.85 B USD
0.00 USD
590.03 M USD
Jan 1, 2025
1.98 B USD
0.00 USD
729.12 M USD
Jan 1, 2026 (e)
1.42 B USD
861.37 M USD
657.74 M USD
Jan 1, 2027 (e)
1.44 B USD
922.87 M USD
709.24 M USD
Jan 1, 2028 (e)
2.17 B USD
1.04 B USD
798.40 M USD

SLM Income Statement, Balance Sheet, Cash Flow Statement

Last updated Sep 23, 2026, 5:15 AM
 
REVENUEB USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB USD
EBITB USD
EBIT MARGIN%
NET INCOMEB USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESB
20132014201520162017201820192020202120222023202420252026e2027e2028e
0.850.831.011.151.431.882.382.352.412.372.842.993.111.911.972.17
11.27-2.1221.9013.1325.1331.3126.34-1.092.38-1.7819.995.214.08-38.533.309.78
140.05143.08117.37103.7582.9163.1449.9850.5349.3650.2541.8839.8138.2450.2550.2550.25
1.191.191.191.191.191.191.191.191.191.191.191.191.190.960.991.09
0.630.860.921.04
26.7545.0546.7147.85
0.260.180.250.230.270.470.560.871.160.460.560.590.730.660.710.80
18.89-29.8440.33-9.8419.2172.5319.1155.2632.61-60.2622.664.8023.56-9.887.6112.87
0.600.600.120.120.200.440.440.460.520.520.620.75
20.0066.67120.004.5513.0419.2320.97
0.450.430.430.430.440.440.430.390.320.260.230.220.210.210.210.21
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales SLM generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue SLM retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare SLM's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares SLM has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against SLM's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

SLM stock margins

The SLM margin analysis displays the gross margin, EBIT margin, as well as the profit margin of SLM. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for SLM.
  • 3 Years

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  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2021
65.26 %
0.00 %
57.01 %
Jan 1, 2022
65.26 %
34.73 %
25.23 %
Jan 1, 2023
65.26 %
0.00 %
31.15 %
Jan 1, 2024
65.26 %
0.00 %
31.91 %
Jan 1, 2025
65.26 %
0.00 %
36.74 %
Jan 1, 2026 (e)
65.26 %
60.80 %
46.43 %
Jan 1, 2027 (e)
65.26 %
64.01 %
49.19 %
Jan 1, 2028 (e)
65.26 %
47.85 %
36.84 %

SLM Stock Revenue, EBIT, Earnings per Share

The SLM earnings per share therefore indicates how much revenue SLM has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2021
6.34 USD
0.00 USD
3.61 USD
Jan 1, 2022
6.97 USD
2.42 USD
1.76 USD
Jan 1, 2023
7.73 USD
0.00 USD
2.41 USD
Jan 1, 2024
8.41 USD
0.00 USD
2.68 USD
Jan 1, 2025
9.41 USD
0.00 USD
3.46 USD
Jan 1, 2026 (e)
6.72 USD
4.08 USD
3.12 USD
Jan 1, 2027 (e)
6.84 USD
4.38 USD
3.36 USD
Jan 1, 2028 (e)
10.28 USD
4.92 USD
3.79 USD

SLM business model & stock analysis

The company SLM Corp, also known as Sallie Mae, is one of the largest providers of student loans in the US. It was founded in 1972 as a government agency before being converted into a private company in 2004. It is currently listed on the NASDAQ stock exchange and employs several thousand employees. SLM Corp's business model is focused on supporting students in financing their education. The company acts as a lender and offers various types of student loans, ranging from loans for bachelor's and master's degrees to private loans for student living expenses. The offerings of SLM Corp can be divided into four main areas: 1. Private student loans: These are loans directly provided by the company to students. Sallie Mae offers various disbursement options, allowing students to receive the money in monthly installments or as a lump sum, depending on their needs. The loan amounts can be up to a total of $200,000. 2. Federal student loans: These are government-guaranteed loans financed by the federal government. Sallie Mae acts as a service provider and handles the loan processing. 3. Consolidation of student loans: Repaying student loans after graduation can be a financial burden for many students. Sallie Mae offers the option to consolidate multiple loans into a single loan, reducing the monthly repayment rate. 4. Education savings: SLM Corp also offers various investment products to help parents or other individuals save money for their children's future tuition fees. These products include 529 plans or education savings accounts. In recent years, SLM Corp has expanded into other areas. In 2014, the company founded Navient Corporation, a service company specializing in loan management. With Navient, SLM Corp aims to attract customers in other credit areas and position itself as a comprehensive financial services provider. In addition to lending, SLM Corp also operates its own foundation, the "Sallie Mae Fund". This foundation primarily supports education initiatives in the US and has provided millions of dollars in funding for scholarships and support programs for students over the years.

SLM SWOT Analysis

Strengths

SLM Corp, also known as Sallie Mae, has several strengths to leverage:

SLM Corp holds a dominant position in the student loan industry. Its extensive experience and vast customer base provide significant competitive advantage.

The company offers a wide range of financial products and services, including private education loans, personal banking, and college savings programs. This diversification reduces dependence on a single revenue stream.

SLM Corp has invested heavily in cutting-edge technology, enabling efficient online platforms for loan applications, servicing, and repayment management. This enhances customer experience and reduces operational costs.

Weaknesses

Despite its strengths, SLM Corp also faces certain weaknesses:

The company operates in a highly regulated industry, requiring strict adherence to changing laws and regulations. Failure to comply adequately can lead to legal complications and reputational damage.

The financial performance of SLM Corp is influenced by economic factors like interest rates, unemployment rates, and consumer confidence. A downturn in the economy may increase loan defaults and negatively impact profitability.

Negative publicity or public perception surrounding student loan practices can harm SLM Corp's reputation. This could lead to decreased demand for its products and services.

Opportunities

SLM Corp can capitalize on the following opportunities:

The increasing importance of higher education fuels the demand for student loans. SLM Corp can leverage this trend by expanding its market presence and offering tailored products to meet diverse educational needs.

SLM Corp can explore untapped markets or expand internationally to reduce reliance on the domestic student loan market. This diversification would mitigate risks associated with any single geographical region.

Forming strategic alliances with educational institutions, financial institutions, and employers can create mutually beneficial opportunities for SLM Corp. Such partnerships can enhance customer reach and improve product offerings.

Threats

SLM Corp should be mindful of the following threats:

The student loan industry is highly competitive, with banks, credit unions, and other financial institutions vying for market share. SLM Corp must continuously innovate and differentiate itself to maintain a competitive edge.

Government regulations and policies related to student loans can significantly impact SLM Corp's business operations and profitability. The company must closely monitor and adapt to any changes in the legislative framework.

Economic downturns, rising interest rates, or high unemployment rates can increase the likelihood of loan defaults. SLM Corp should develop risk management strategies and provisions to mitigate the impact of adverse economic conditions.

SLM Employees

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  • Max

SLM Employees
Details
Date
SLM Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

SLM Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

SLM historical P/E ratio, EBIT multiple, and P/S ratio

SLM annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down SLM's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in SLM's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare SLM's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

SLM shares outstanding

The number of shares of SLM was 210.91 M in 2025. This indicates how many shares SLM is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
319.90 M Stocks
Jan 1, 2022
261.50 M Stocks
Jan 1, 2023
234.06 M Stocks
Jan 1, 2024
219.93 M Stocks
Jan 1, 2025
210.91 M Stocks
Jan 1, 2026 (e)
210.91 M Stocks
Jan 1, 2027 (e)
210.91 M Stocks
Jan 1, 2028 (e)
210.91 M Stocks

SLM stock splits

Since 1989, a total of 26.25 shares have been converted from one SLM share.

DateRatioType
6/23/20031 : 3Stock Split
1/5/19981 : 3.5Stock Split
7/3/19891 : 2.5Stock Split

SLM Dividend History

30 years of dividend payments · 2 consecutive increases

YearAnnual DividendYoY ChangePayments
20260.39USDYTD
Mar 5, 20260.13USD 0.0%1/3
Jun 4, 20260.13USD 0.0%2/3
Sep 4, 20260.13USD 0.0%3/3
20250.52USD 13.0%
Mar 5, 20250.13USD 0.0%1/4
Jun 5, 20250.13USD 0.0%2/4
Sep 4, 20250.13USD 0.0%3/4
Dec 4, 20250.13USD 0.0%4/4
20240.46USD 4.5%
20230.44USD 0.0%
20220.44USD 120.0%
20210.20USD 66.7%
20200.12USD 0.0%
20190.12USD 20.0%
20140.15USD 75.0%
20130.60USD 20.0%

SLM dividend history and estimates

In 2025, SLM paid a dividend amounting to 0.52 USD. Dividend means that SLM distributes a portion of its profits to its owners.
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  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2021
0.20 USD
0.00 USD
Jan 1, 2022
0.44 USD
0.00 USD
Jan 1, 2023
0.44 USD
0.00 USD
Jan 1, 2024
0.46 USD
0.00 USD
Jan 1, 2025
0.52 USD
0.00 USD
Jan 1, 2026 (e)
0.39 USD
0.13 USD
Jan 1, 2027 (e)
0.00 USD
0.62 USD
Jan 1, 2028 (e)
0.00 USD
0.75 USD

SLM dividend payout ratio

In 2025, SLM had a payout ratio of 15.04%. The payout ratio indicates the percentage of the company's profits that SLM distributes as dividends.
  • 3 Years

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  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
5.54 %
Jan 1, 2022
25.01 %
Jan 1, 2023
18.27 %
Jan 1, 2024
17.15 %
Jan 1, 2025
15.04 %
Jan 1, 2026 (e)
16.67 %
Jan 1, 2027 (e)
18.56 %
Jan 1, 2028 (e)
19.78 %

Current SLM forecasts and price targets in September 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
60.00 % (9)
Hold
26.67 % (4)
Sell
13.33 % (2)
12M Price Target
28.50
Last Price
24.25
Currency
USD
12M Return Potential
17.53 %
LTM Return
-13.33 %

SLM Analyst Rating Actions

DateFirmActionRatingReliability
7/20/2026
Morgan Stanley
Morgan Stanley
MaintainedEqual Weight46
7/13/2026
JP Morgan
JP Morgan
MaintainedUnderweight53
7/10/2026
RBC Capital
RBC Capital
MaintainedOutperform48
7/7/2026
Barclays
Barclays
DowngradeOverweightEqual Weight62
4/24/2026
Barclays
Barclays
MaintainedOverweight62
4/16/2026
Morgan Stanley
Morgan Stanley
MaintainedEqual Weight46
4/9/2026
Wells Fargo
Wells Fargo
MaintainedOverweight58
4/9/2026
JP Morgan
JP Morgan
MaintainedUnderweight53
4/6/2026
Barclays
Barclays
MaintainedOverweight62
3/30/2026
Compass Point
Compass Point
UpgradeSellNeutral76

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

SLM Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
10/22/20260.40USD-489.40 MUSD-2026 Q3
7/23/20260.44USD0.29USD409.22 MUSD-2026 Q2
4/23/20261.14USD1.54USD530.46 MUSD-2026 Q1
1/22/20260.95USD1.12USD442.40 MUSD-2025 Q4
10/23/20250.80USD0.63USD545.18 MUSD-2025 Q3
7/24/20250.49USD0.32USD386.66 MUSD-2025 Q2
4/24/20251.19USD1.40USD560.31 MUSD-2025 Q1
1/23/20250.56USD0.50USD368.09 MUSD-2024 Q4
10/23/20240.06USD-0.23USD391.71 MUSD-2024 Q3
7/24/20240.84USD1.11USD362.83 MUSD-2024 Q2
...

EESG©

Eulerpool ESG Scorecard© for the SLM stock

46/100
11
Environment
67
Social
60
Governance
E

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions298
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

SLM shareholder structure

% Name
10.59627%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
8.95190%
BLACKROCK, INC.
BLACKROCK, INC.
8.49468%
FMR LLC
FMR LLC
7.94709%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
6.89852%
Fidelity Management & Research Company LLC
Fidelity Management & Research Company LLC
6.88710%
Barrow Hanley Global Investors
Barrow Hanley Global Investors
...

SLM Beneficial Ownership Filings (SEC 13D/G)

Free Float
98.8%
Float Shares
185.75 M
Shares Outstanding
188.00 M
StakeHolderFiling
14.17%
Barclays PLC
Barclays PLC
SEC ↗
14.17%
Barclays Bank PLC
Barclays Bank PLC
SEC ↗
12.00%
752403190
752403190
SEC ↗
11.55%
The Vanguard Group - 23-1945930
The Vanguard Group - 23-1945930
SEC ↗
11.00%
Identification #52-2069785 (formerly 13-2631108)
Identification #52-2069785 (formerly 13-2631108)
SEC ↗
11.00%
13-3434400
13-3434400
SEC ↗
8.90%
FMR LLC
FMR LLC
SEC ↗
8.80%
(1) BlackRock, Inc.
(1) BlackRock, Inc.
SEC ↗
8.60%
Jonathon S. Jacobson
Jonathon S. Jacobson
SEC ↗
8.60%
Highfields GP LLC
Highfields GP LLC
SEC ↗

SLM Executives and Management Board

19 members · avg. age 59 · 37 % women

JW

Mr. Jonathan Witter (56)

Chief Executive Officer, Director · since 2020

11.80 M USD

Management

PG

Mr. Peter Graham (59)

Chief Financial Officer, Executive Vice President, Treasurer

3.33 M USD
KP

Ms. Kerri Palmer (53)

Chief Operational Officer, Executive Vice President, President, Sallie Mae Bank

3.23 M USD
DV

Ms. Donna Vieira (60)

Executive Vice President, Chief Commercial Officer

2.82 M USD
NJ

Mr. Nicolas Jafarieh (50)

Executive Vice President, Chief Legal, Government Affairs and Communications Officer

2.54 M USD
MP

Mr. Munish Pahwa (55)

Executive Vice President, Chief Risk Officer

Board of Directors

MF

Ms. Mary Carter Franke (68)

Independent Chairman of the Board

362,505.00 USD
ML

Mr. Mark Lavelle (59)

Independent Director

249,940.00 USD
RB

Mr. R. Scott Blackley (56)

Independent Director

247,471.00 USD
JM

Mr. Jim Matheson (65)

Independent Director

245,005.00 USD
VS

Ms. Vivian Schneck-Last (64)

Independent Director

245,005.00 USD
TM

Mr. Ted Manvitz (53)

Independent Director

242,478.00 USD

SLM Supply Chain

Frequently asked questions about SLM

SLM Corp, commonly known as Sallie Mae, operates as a financial services company specializing in education. The business model of SLM Corp revolves around providing educational loans and related services to students and families. Sallie Mae's primary focus is on helping students achieve their higher education goals by offering competitive loan options, loan servicing, and college savings plans. As a leading provider of student loans, SLM Corp plays a vital role in enabling access to higher education for countless individuals. With a strong emphasis on financial literacy and support, Sallie Mae is dedicated to empowering students to pursue their educational dreams.

SLM Corp, also known as Sallie Mae, primarily operates in the financial services industry. As a leader in education finance, Sallie Mae focuses on providing student loans, college savings plans, and other related financial products and services. With its strong presence in the education sector, SLM Corp aims to support students and families in achieving higher education goals. As a reputable and well-established company, Sallie Mae continues to play a significant role in the financial empowerment of individuals seeking educational opportunities.

The main competitors of SLM Corp in the market are Navient Corporation, Wells Fargo & Company, and Discover Financial Services.

SLM Corp, commonly known as Sallie Mae, is a leading consumer bank that specializes in education finance. Founded in 1972, Sallie Mae was initially established as a government-sponsored entity to originate federally guaranteed student loans. Over time, it evolved into a private company, providing a range of financial products and services to students and families, including private education loans, banking services, and college savings plans. SLM Corp has played a significant role in the expansion of access to higher education in the United States. Today, it remains a prominent player in the student loan industry, helping millions of students achieve their educational goals through innovative loan solutions and support services.

SLM Corp, commonly known as Sallie Mae, has achieved several significant milestones throughout its history. As the leading provider of student loans in the United States, the company has made notable accomplishments. Sallie Mae successfully transitioned from a government-sponsored entity to a fully private entity in 2004. Additionally, the company has consistently enhanced its product offerings and expanded its services, catering to the evolving needs of students and families. Sallie Mae's commitment to innovation and customer satisfaction has resulted in various recognitions and awards over the years. With a strong track record and dedication to the education financing sector, SLM Corp continues to serve as a trusted partner for students pursuing their educational goals.

SLM Corp, also known as Sallie Mae, operates primarily in the United States. As a leading consumer banking company, SLM Corp provides educational loans, insurance, and banking services to millions of students and families across America. With a strong focus on helping individuals achieve their educational goals, SLM Corp has established a prominent presence in various states and regions throughout the United States.

SLM Corp, commonly known as Sallie Mae, represents strong values and a sound corporate philosophy. As a leading education finance company, SLM Corp is dedicated to helping students and families achieve their educational goals. They prioritize providing competitive student loans, loan servicing, and college planning services. Sallie Mae firmly believes in the power of education to transform lives and aims to create opportunities for all through affordable and accessible financing options. With their commitment to innovation, integrity, and customer-centric approach, SLM Corp continues to make a positive impact in the field of education finance.

Analysts currently set an average price target of 28.75 USD for the SLM stock (median: 28.50 USD), implying +14.1 % versus the latest price. The consensus is based on 15 analyst ratings.

15 analysts currently rate the SLM stock: 9 recommend buying, 4 holding and 2 selling. For 2026, analysts expect SLM to generate revenue of 1.42 B USD and earnings per share of 3.12 USD.

Converted at the current exchange rate, the SLM share trades at 21.18 EUR (24.25 USD).

The SLM share (SLM) is listed on 5 stock exchanges, including: NASDAQ (SLM), SIX (Zürich) (SM1.SW), Frankfurt (SM1.F), München (SM1.MU), Düsseldorf (SM1.DU).

The company SLM Corp is a leading provider of financial services specializing in providing education loans. The company's business model is based on helping students and their families finance their education costs. The company is divided into various business segments. One is Education Loan Management Services (ELMS), which acts as a servicer for federal and private student and education loans. The company also offers Life Insurance & Wealth Management (LIWM), focusing on insurance and investment products for its customers. SLM Corp offers various products for financing educational projects, including private and government education loans as well as refinancing options for existing loans. The company also provides educational planning services and offers training and education in financial literacy. The company also serves as a lender for students qualifying for education loans. SLM Corp. also offers solutions for students facing difficulties in repaying their loans. The company works with its clients to create flexible repayment plans tailored to their individual needs. The company has also integrated new technologies into its business strategy to provide its customers with a better user experience. The company has improved its mobile app to make it easier for customers to access their account information and manage loan repayments. Another important business area for SLM Corp is life insurance and wealth management. The company offers its customers life insurance as well as various investment products such as mutual funds and annuities to help them achieve long-term financial goals. It is also actively involved in asset management and provides comprehensive advisory services to its clients. The company is headquartered in Newark, Delaware and has been operating since 1972. The company has a market presence of 30 years and has served over 10 million customers in the United States. It is listed on the NASDAQ stock exchange and has a market value of approximately $3.7 billion. Overall, SLM Corp is a leading provider of financial services with a clear focus on education loans. The company's business model focuses on providing financing solutions tailored to the specific needs of students and their families. SLM Corp has also focused on continuously expanding its range of products and services to offer its customers a comprehensive range of solutions that contribute to improving their financial situation. As an innovative company that uses new technologies to provide its customers with an enhanced user experience, it is well positioned to continue to be successful in the future.

The expected revenue of SLM is 1.42 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of SLM is 657.74 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of SLM is currently 7.78. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the SLM stock.

The price-to-sales ratio (P/S) of SLM is currently 3.61. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the SLM stock.

The Eulerpool Quality Score for SLM is 4/10.

The ISIN of SLM is US78442P1066. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of SLM is 932543. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of SLM is SLM. The ticker symbol is used to trade SLM shares on the stock exchange.

Over the past 12 months, SLM paid a dividend of 0.52 USD . This corresponds to a dividend yield of about 2.14 %. For the coming 12 months, SLM is expected to pay a dividend of 0.62 USD.

The current dividend yield of SLM is 2.14 %.

SLM pays a dividend, distributed in the months of December, March, June, September.

SLM paid dividends every year for the past 7 years.

For the upcoming 12 months, dividends amounting to 0.62 USD are expected. This corresponds to a dividend yield of 2.48 %.

SLM is assigned to the 'Finance' sector.

To receive the latest dividend of SLM from 9/15/2026 amounting to 0.13 USD, you needed to have the stock in your portfolio before the ex-date on 9/4/2026.

The last dividend was paid out on 9/15/2026.

In the year 2025, SLM distributed 0.52 USD as dividends.

The dividends of SLM are distributed in USD.

Fair ValuePRO
23.72 USD
Over-/UndervaluationPRO
Fairly valued
Sector
Industry
Consumer Finance
Number of shares
Employees
Revenue per Employee
1.11 M USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Dec 12, 2011
ISIN
US78442P1066
Cusip
78442P106
Sedol
2101967
Market capitalization
5.16 B USDMid Cap
52-Week Range
18.7430.85USD
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
1.06
P/E ratio
P/Ee 2026
7.84
P/Ee 2027
7.27
P/Ee 2028
6.46
P/S
P/Se
3.64
EV/EBIT
P/B Ratio
2.10
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
8.77 %
Gross Margin
EBIT Margin
Net Margin
36.74 %
EPS (Earnings Per Share)
3.46 USD
Net Debt / EBIT
Debt/Equity
2.39
Dividend
Dividend yield
2.13 %
Est. Dividend Yield
2.13 %
Payout Ratio
15.04 %
Dividend growth Ø5Y
21.06 %
Dividend payments per year
4
Dividend paid since
7 years
Dividend not reduced since
7 years
Dividend increased since
2 years
Dividend withholding tax
30.00 %
Last updated Sep 23, 2026, 5:15 AM

SLM Ticker

DÜSSELDORF · SM1.DUFRANKFURT · SM1.FMUNICH · SM1.MUNASDAQ · SLMSIX · SM1.SW

SLM FIGI

SLM:US · BBG000BBCQD7SLM:UA · BBG000BBCQR2SLM:UC · BBG000BBCR54SLM:UN · BBG000BBCS98SLM:UP · BBG000BBCSN2SLM:UB · BBG000BBCVF4SLM:UM · BBG000BBCWH0SLM:UX · BBG000BBCXF0SLM:UD · BBG000BBD0Z9SLM:UW · BBG000BBD2K1SLM:UF · BBG000BBD2X7SLM:VY · BBG000BBD3C8

All fundamentals and in-depth analysis of SLM

Our stock analysis for SLM stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of SLM. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.