Regional Management (RM) Stock Price

Regional Management Price

NYSE·CLOSED
30.10
​
Market closed

Over the last 19 years Regional Management grew revenue by 14.5% annually, reaching 645.57 M USD. Earnings per share have grown at 11.5% per year over the last 19 years. For Regional Management, the net margin of 6.9% is down versus 20.7% a few years ago. At today's price the dividend yield works out to roughly 3.99%. The payout ratio is around 27% of earnings. The dividend has grown at 43.1% per year over the past 5 years. The consensus 12-month price target for Regional Management is 51.00 USD, about 69.4% above where the stock trades today. Of 13 analysts, 9 rate the stock a buy — an overall Buy consensus.

Regional Management stock price

Access this data via the Eulerpool API

Regional Management business model & stock analysis

Regional Management Corp (RMC) is a financial services company headquartered in Greer, South Carolina. RMC was founded in 1987 and has offered a wide range of financial products and services over the years. The company is listed on the New York Stock Exchange (NYSE: RM) and has a network of branches in a total of 9 states in the southeastern United States. Business Model: RMC's business model is focused on providing financial products and services to consumers and small businesses in rural and small-town areas that are often overlooked by large national banks. The company focuses on lending to low to moderate-income customers who have difficulty accessing traditional bank loans. By providing installment loans, lines of credit, auto loans, and insurance, RMC becomes a financial partner for a wide range of customers. History: Regional Management Corp was founded in 1987 by J. William (Bill) Davenport. Initially, the company specialized in lending for the automotive market. In the following years, the company expanded and also offered other financial products and services. In 2012, RMC became a publicly traded company and in the same year, it opened its 200th branch. Since then, the company has continued to expand through acquisitions and organic growth. Products and Services: Regional Management Corp offers a wide range of financial products and services for consumers and small businesses. Products include installment loans, lines of credit, auto loans, collections services, and insurance. Installment loans are unsecured installment loans that can be used to purchase consumer goods such as furniture, appliances, and electronics. Customers can choose flexible payment plans, and RMC offers fast approvals and loan disbursement processes. Lines of credit are a flexible financing option that gives customers access to money as needed. Customers can choose flexible credit amounts and use the money for various purposes such as purchasing inventory or making repairs. Auto loans are a financing option for purchasing or leasing cars. Customers can choose from various payment options, and the loan approval process is quick and prompt. Collections services help customers who have difficulty settling their debts. RMC works with collection and law firms to provide assistance and advice for debt settlement. Insurance is also offered by RMC, and the offerings include various policies for different needs. Segments: RMC is divided into three main segments: Regional Finance, RMC Financial Services, and RMC Insurance Services. Regional Finance mainly offers installment loans and lines of credit for retail customers. RMC Financial Services is responsible for auto and other loans for small businesses. RMC Insurance Services offers various insurance options for retail customers and small businesses. Overall, RMC has provided financial services for customers with low to moderate incomes through the offering of financial products and services. The company has steadily expanded through organic growth and acquisitions and has played an important role in the financial sector overall.

Frequently asked questions about Regional Management

Regional Management Corp is a financial services company that specializes in providing a variety of loan products primarily to individuals with limited access to traditional banking services. Its business model revolves around offering installment loans, retail financing, and small business loans through its branch network. Regional Management Corp aims to serve the needs of underserved and credit-challenged customers by assessing their creditworthiness and providing them with personalized loan solutions. By focusing on customer service and maintaining a local presence, Regional Management Corp aims to fulfill the financial needs of individuals and small businesses, thus promoting financial inclusion and stability within its target markets.

Regional Management Corp is primarily active in the financial services industry.

The main competitors of Regional Management Corp in the market include OneMain Financial, Springleaf Financial, and World Acceptance Corporation.

Regional Management Corp is a reputable financial services company operating in the United States. Established in 1987, Regional Management Corp has a strong history and background in providing lending solutions and personal installment loans to individuals and families. With a focus on serving underserved communities, the company has developed a solid reputation for its commitment to helping customers achieve their financial goals. Regional Management Corp has grown significantly over the years and expanded its operations to numerous states, offering personalized financial solutions with exceptional customer service. It has become a trusted name in the industry, providing reliable financial services to its diverse clientele.

Regional Management Corp has achieved several significant milestones throughout its history. These include expanding its market presence and establishing itself as a leader in the consumer finance industry. Regional Management Corp has also successfully navigated changing market conditions and consistently delivered strong financial results. Furthermore, the company has demonstrated its commitment to responsible lending and community engagement, gaining recognition for its contributions. With a track record of innovation and a dedicated team, Regional Management Corp continues to drive growth and provide valuable financial services to individuals and families across the country.

Regional Management Corp is primarily present in the United States of America.

Regional Management Corp represents a strong commitment to its core values and corporate philosophy. The company focuses on delivering exceptional customer service, integrity, teamwork, and accountability. As a leading provider of consumer finance services, Regional Management Corp values professionalism and transparency in its interactions with both customers and stakeholders. With a customer-centric approach, the company strives to build lasting relationships and help individuals achieve their financial goals. Regional Management Corp's dedication to high ethical standards and responsible lending practices ensures that it remains a trusted name in the industry.

Analysts currently set an average price target of 51.00 USD for the Regional Management stock (median: 51.00 USD), implying +69.4 % versus the latest price. The consensus is based on 13 analyst ratings.

12 analysts currently rate the Regional Management stock: 10 recommend buying, 2 holding and 0 selling. For 2026, analysts expect Regional Management to generate revenue of 689.69 M USD and earnings per share of 4.97 USD.

Converted at the current exchange rate, the Regional Management share trades at 26.54 EUR (30.10 USD).

The Regional Management share (RM) is listed on 2 stock exchanges, including: NYSE (RM), Frankfurt (46F.F).

The Regional Management Corp is a financial services company operating in the USA, specializing in providing financial services for small and medium-sized businesses. The company acts as an intermediary between lenders and borrowers, offering a variety of financial services to meet the needs of businesses. The company is divided into three main business areas: lending, insurance, and brokerage. In the lending area, Regional Management Corp offers various financial products, including traditional business loans, retail loans, auto loans, and real estate financing. The company also provides specific financial services for credit restoration and fresh starts to help businesses in difficult economic situations. In the insurance area, Regional Management Corp offers various insurance packages, including liability and settlement packages. The insurance packages are tailored to the specific needs of each business and include both liability and operational coverage to ensure the financial security of companies. Brokerage is another important business of the company. Each year, the company facilitates a variety of transactions between investors and companies to provide financing services for small and medium-sized businesses. Regional Management Corp works with various investors, including private investors, institutional investors, and hedge funds, to ensure that the right capital is provided for each business. Furthermore, Regional Management Corp prides itself on providing personal and individual support to all its clients. A specially trained team of financial experts ensures fast and efficient processing of loan applications and provides comprehensive customer service. Through personalized advice and tailored financing offers, the company is able to find the best solutions for each business. Another advantage for customers is the digital processing of loan applications and approvals. Thanks to digital processes, the company is able to approve loans within hours instead of days, helping businesses to quickly and flexibly respond to changing market conditions. Overall, Regional Management Corp offers various financial services for small and medium-sized businesses and strives to provide professional and individual support to its customers. Customers benefit not only from efficient processing of loan applications but also from fast and efficient decision-making, digital processing of applications, and comprehensive personal advice and support.

The expected revenue of Regional Management is 689.69 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Regional Management is 49.35 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Regional Management is currently 6.06. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Regional Management stock.

The price-to-sales ratio (P/S) of Regional Management is currently 0.43. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Regional Management stock.

The Eulerpool Quality Score for Regional Management is 6/10.

The ISIN of Regional Management is US75902K1060. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Regional Management is A1JXWY. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Regional Management is RM. The ticker symbol is used to trade Regional Management shares on the stock exchange.

Fair ValueTerminal
27.99 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Consumer Finance
Number of shares
Employees
Revenue per Employee
305,669.03 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Mar 28, 2012
ISIN
US75902K1060
Cusip
75902K106
Sedol
B719DK5
Market capitalization
300.52 M USDSmall Cap
52-Week Range
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
1.09
P/E ratio
P/Ee 2026
6.09
P/Ee 2027
4.81
P/Ee 2028
5.08
P/S
P/Se
0.43
EV/EBIT
22.96
P/B Ratio
0.81
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
2.20 %
Gross Margin
52.35 %
EBIT Margin
12.45 %
Net Margin
6.88 %
EPS (Earnings Per Share)
4.47 USD
Net Debt / EBIT
19.22
Debt/Equity
4.40
Dividend
Dividend yield
3.99 %
Est. Dividend Yield
3.99 %
Payout Ratio
26.83 %
Dividend growth Ø5Y
4.78 %
Dividend payments per year
4
Dividend paid since
6 years
Dividend not reduced since
6 years
Dividend increased since
0 years
Dividend withholding tax
30.00 %
Last updated Oct 1, 2026, 2:18 PM

Regional Management Ticker

FRANKFURT · 46F.FNEW YORK · RM

Regional Management FIGI

RM:US · BBG001PJFM76RM:UA · BBG001PJFM85RM:UC · BBG001PJFM94RM:UN · BBG001PJFMC0RM:UP · BBG001PJFMD9RM:UB · BBG001PJFMG6RM:UT · BBG001PJFMH5RM:UM · BBG001PJFMJ3RM:UX · BBG001PJFMK1RM:UD · BBG001PJFMR4RM:UF · BBG001PJFMW8RM:VY · BBG001PJFMX7