PRA Group (PRAA) Stock Price
PRA Group Price
Over the last 19 years PRA Group grew revenue by 10.4% annually, reaching 1.24 B USD. Earnings per share have grown at 3.7% per year over the last 18 years. For PRA Group, the net margin of -24.6% is down versus 16.7% a few years ago. At today's price the dividend yield works out to roughly 1.64%. The payout ratio is around 32% of earnings. The consensus 12-month price target for PRA Group is 25.00 USD, about 23.0% above where the stock trades today. Of 9 analysts, 6 rate the stock a buy — an overall Buy consensus.
PRA Group stock price
PRA Group business model & stock analysis
Frequently asked questions about PRA Group
PRA Group Inc's business model is centered around purchasing and collecting nonperforming loans. As a leading global provider of debt recovery solutions, PRA Group acquires charged-off consumer debts from financial institutions and other creditors. By buying these distressed debts at a discount, the company aims to generate profit through effective collections and recovery processes. PRA Group utilizes its extensive data analytics capabilities, compliance expertise, and customer-focused approach to optimize debt recovery outcomes. With a strong focus on risk management and industry expertise, PRA Group Inc has built a successful business model in the debt acquisition and collection industry.
PRA Group Inc is primarily active in the financial services industry.
The main competitors of PRA Group Inc in the market include Encore Capital Group, Inc., Portfolio Recovery Associates, Arrow Global Group PLC, and SquareTwo Financial.
PRA Group Inc, a leading financial services company, has a rich history and background. Established in 1996, the company specializes in acquiring and collecting nonperforming loans. With its global footprint, PRA Group Inc has expanded its operations to provide global asset recovery and portfolio management services. Over the years, the company has emerged as a trusted name in the industry, deploying innovative technology and data-driven strategies to optimize debt recovery. PRA Group Inc's commitment to client satisfaction and ethical practices has enabled it to build long-term relationships with clients worldwide. With a strong financial performance and a focus on customer-centric solutions, PRA Group Inc continues to solidify its position as a leader in the financial services sector.
PRA Group Inc has achieved significant milestones since its establishment. The company has successfully expanded its global reach, operating in multiple countries and serving clients across diverse sectors. PRA Group Inc has also maintained a strong financial performance, consistently delivering solid revenue growth and profitability. Additionally, the company has continually focused on innovation and technological advancements, enhancing its debt recovery processes and optimizing efficiency. Furthermore, PRA Group Inc has earned a reputable position in the industry through its commitment to ethical practices and exceptional customer service. Overall, PRA Group Inc has exemplified remarkable achievements in building a successful and influential presence in the financial services sector.
PRA Group Inc is primarily present in various countries and regions. The company's operations span across the United States, United Kingdom, Europe, and Latin America. With its headquarters based in Norfolk, Virginia, PRA Group Inc has established a strong presence in these major markets. The company specializes in acquiring and collecting non-performing loans, serving individuals and businesses in need of debt resolution solutions. PRA Group Inc's global reach allows them to effectively address the debt acquisition and collection needs of clients in different geographical locations.
PRA Group Inc represents strong values and a corporate philosophy focused on excellence and integrity in its debt purchasing and collection services. With a commitment to delivering superior financial solutions, PRA Group Inc strives to build trust and provide exceptional customer service to debtors and clients alike. The company's dedication to compliance, ethical business practices, and continuous innovation sets them apart in the industry. By leveraging their extensive resources and expertise, PRA Group Inc aims to tackle financial challenges with professionalism, transparency, and respect for all parties involved.
Analysts currently set an average price target of 25.00 USD for the PRA Group stock (median: 25.00 USD), implying +23.0 % versus the latest price. The consensus is based on 9 analyst ratings.
9 analysts currently rate the PRA Group stock: 6 recommend buying, 3 holding and 0 selling. For 2026, analysts expect PRA Group to generate revenue of 1.30 B USD and earnings per share of 3.38 USD.
Converted at the current exchange rate, the PRA Group share trades at 18.13 EUR (20.32 USD).
The PRA Group share (PRAA) is listed on 2 stock exchanges, including: NASDAQ (PRAA), Frankfurt (POV1.F).
PRA Group Inc is a US-based company specialized in the purchase and collection of distressed credit portfolios. The company operates in North and South America as well as in Europe, with over 5,000 employees. PRA Group Inc is divided into three main business segments: America Core, Europe Core, and Americas Insolvency. America Core is the company's largest business segment, focused on purchasing distressed credit portfolios in the US and Canada. The company works with various creditors to acquire distressed loans and then achieve debt recovery through collection efforts. Europe Core segment involves the purchase of distressed credit portfolios in the UK, France, Spain, Italy, Germany, and the Netherlands. In this segment, the company also offers collection and debt management services. Americas Insolvency segment primarily deals with the purchase of insolvency cases in the US. PRA Group Inc works closely with bankruptcy authorities and affected debtors to recover debts. PRA Group Inc offers a range of products and services tailored to the specific needs of each business segment. These include debt purchasing, debtor management, debt administration, and collection. The company also provides its customers access to innovative technologies for debt recovery and data/process management, utilizing advanced analytical and data management systems. PRA Group Inc is a growth-oriented company seeking expansion into new markets in 2021. It aims to expand into new markets and regions through strategic acquisitions and joint ventures. In the past, PRA Group Inc has experienced significant growth through various acquisitions, solidifying its position as one of the industry leaders. The company continuously strives to provide its customers with the best possible service experience and build long-term partnerships.
The expected revenue of PRA Group is 1.30 B USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of PRA Group is 132.60 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of PRA Group is currently 6.00. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the PRA Group stock.
The price-to-sales ratio (P/S) of PRA Group is currently 0.61. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the PRA Group stock.
The Eulerpool Quality Score for PRA Group is 2/10.
The ISIN of PRA Group is US69354N1063. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of PRA Group is A12ELV. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of PRA Group is PRAA. The ticker symbol is used to trade PRA Group shares on the stock exchange.
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All fundamentals and in-depth analysis of PRA Group
Our stock analysis for PRA Group stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of PRA Group. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.