PB Financial

PB Financial Net Debt/Equity

The Net Debt to Equity Ratio of PB Financial (PBNC) as of Nov 13, 2026 is 0.31. In the previous year, Net Debt to Equity Ratio was 0.40 — a change of -21.49% (lower).

Net Debt/Equity

0.31

YoY

-21.49%

Last updated:

Net Debt to Equity Ratio of PB Financial is 2025 0.31 . Net Debt to Equity Ratio of PB Financial was 2024 0.40 . It decreases by -21.49% lower compared to the previous year.

The PB Financial Net Debt/Equity history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Net Debt/Equity
Date
Net Debt/Equity
Jan 1, 2018
8.46 USD
Jan 1, 2019
7.81 USD
Jan 1, 2020
9.03 USD
Jan 1, 2021
0.71 USD
Jan 1, 2022
0.49 USD
Jan 1, 2023
0.84 USD
Jan 1, 2024
0.40 USD
Jan 1, 2025
0.31 USD
The PB Financial Net Debt/Equity history
YEARNet Debt/EquityYoY
0.31-21.49%
0.40-52.14%
0.84+70.42%
0.49-30.67%
0.71-92.16%
9.03+15.70%
7.81-7.72%
8.46+25.98%
6.72-22.24%
8.64+13.83%
7.59+240.16%
2.23—

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PB Financial Stock analysis

What does PB Financial do? PB Financial Corp, trading under the ticker PBNC, is a financial services company based in Orlando, Florida. The company operates as a holding company for Providence Bank, a state-chartered community bank. PB Financial Corp. completed its initial public offering on November 14, 2019. Providence Bank provides general commercial and retail banking services primarily in Nash, Edgecombe, Wake, and Wilson Counties in North Carolina. The bank maintains branches in the cities of Rocky Mount, Tarboro, Nashville, Wilson, and Raleigh. The company's operations are focused on serving local communities within these specific counties, emphasizing community banking principles. PB Financial Corp. does not have any publicly disclosed acquisitions or additional subsidiaries beyond Providence Bank. The company's primary business activities are centered around traditional banking services, including commercial lending, deposit services, and retail banking solutions. The company's headquarters and operational base remain in Orlando, Florida, while its banking services are delivered through its branch network in North Carolina. PB Financial Corp. is listed on the stock market under its ticker symbol PBNC. The company's financial activities are confined to the geographical areas specified, with no indication of broader regional or national expansion plans disclosed in the provided information. PB Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about PB Financial stock

Net Debt to Equity Ratio of PB Financial is 0.31 in 2025.

Net Debt to Equity Ratio of PB Financial changed from 0.40 to 0.31, representing a -21.49% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Net Debt to Equity Ratio PB Financial since 2006 – with annual values, charts, and detailed analysis.

Net Debt/Equity adjusts the debt-to-equity ratio by subtracting cash from total debt. It provides a more accurate picture of actual leverage.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Debt to Equity Ratio's PB Financial with sector peers and the industry average to assess whether it is attractive.

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Leverage — PB Financial

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