PB Financial

PB Financial FCF Conversion

The FCF Conversion Rate (FCF/EBITDA) of PB Financial (PBNC) as of Nov 13, 2026 is 104.69 %. In the previous year, FCF Conversion Rate (FCF/EBITDA) was 96.73 % — a change of 8.23% (higher).

FCF Conversion

104.69 %

YoY

8.23%

Last updated:

FCF Conversion Rate (FCF/EBITDA) of PB Financial is 2025 104.69 % . FCF Conversion Rate (FCF/EBITDA) of PB Financial was 2024 96.73 % . It decreases by 8.23% higher compared to the previous year.

The PB Financial FCF Conversion history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF Conversion
Date
FCF Conversion
Jan 1, 2018
92.96 USD
Jan 1, 2019
100.56 USD
Jan 1, 2020
105.03 USD
Jan 1, 2021
109.40 USD
Jan 1, 2022
105.24 USD
Jan 1, 2023
106.14 USD
Jan 1, 2024
96.73 USD
Jan 1, 2025
104.69 USD
The PB Financial FCF Conversion history
YEARFCF ConversionYoY
104.69 %+8.23%
96.73 %-8.87%
106.14 %+0.86%
105.24 %-3.80%
109.40 %+4.16%
105.03 %+4.45%
100.56 %+8.17%
92.96 %-34.29%
141.47 %+31.88%
107.27 %-6.69%
114.97 %+338.44%
26.22 %—

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PB Financial Stock analysis

What does PB Financial do? PB Financial Corp, trading under the ticker PBNC, is a financial services company based in Orlando, Florida. The company operates as a holding company for Providence Bank, a state-chartered community bank. PB Financial Corp. completed its initial public offering on November 14, 2019. Providence Bank provides general commercial and retail banking services primarily in Nash, Edgecombe, Wake, and Wilson Counties in North Carolina. The bank maintains branches in the cities of Rocky Mount, Tarboro, Nashville, Wilson, and Raleigh. The company's operations are focused on serving local communities within these specific counties, emphasizing community banking principles. PB Financial Corp. does not have any publicly disclosed acquisitions or additional subsidiaries beyond Providence Bank. The company's primary business activities are centered around traditional banking services, including commercial lending, deposit services, and retail banking solutions. The company's headquarters and operational base remain in Orlando, Florida, while its banking services are delivered through its branch network in North Carolina. PB Financial Corp. is listed on the stock market under its ticker symbol PBNC. The company's financial activities are confined to the geographical areas specified, with no indication of broader regional or national expansion plans disclosed in the provided information. PB Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about PB Financial stock

FCF Conversion Rate (FCF/EBITDA) of PB Financial is 104.69 % in 2025.

FCF Conversion Rate (FCF/EBITDA) of PB Financial changed from 96.73 % to 104.69 %, representing a 8.23% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of FCF Conversion Rate (FCF/EBITDA) PB Financial since 2006 – with annual values, charts, and detailed analysis.

FCF conversion measures how effectively EBITDA converts to free cash flow. Higher conversion indicates efficient capital allocation and low maintenance costs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare FCF Conversion Rate (FCF/EBITDA)'s PB Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate FCF Conversion Rate (FCF/EBITDA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for FCF Conversion Rate (FCF/EBITDA).

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Cash Flow — PB Financial

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