PB Financial

PB Financial EV/EBIT

The EV/EBIT (Enterprise Value to EBIT) of PB Financial (PBNC) as of Oct 15, 2026 is 15.16. In the previous year, EV/EBIT (Enterprise Value to EBIT) was 17.58 — a change of -13.78% (lower).

EV/EBIT

15.16

YoY

-13.78%

Last updated:

EV/EBIT (Enterprise Value to EBIT) of PB Financial is 2019 15.16 . EV/EBIT (Enterprise Value to EBIT) of PB Financial was 2018 17.58 . It decreases by -13.78% lower compared to the previous year.

The PB Financial EV/EBIT history

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EV/EBIT
Date
EV/EBIT
Jan 1, 2014
7.55 USD
Jan 1, 2015
38.34 USD
Jan 1, 2016
36.80 USD
Jan 1, 2017
26.62 USD
Jan 1, 2018
17.58 USD
Jan 1, 2019
15.16 USD
The PB Financial EV/EBIT history
YEAREV/EBITYoY
15.16-13.78%
17.58-33.95%
26.62-27.66%
36.80-4.04%
38.34+408.20%
7.55—

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PB Financial Valuation

Details

Historical Valuation Multiples

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Price-to-Earnings Ratio (P/E)

The P/E ratio divides PB Financial's share price by its earnings per share. It tells you how many years of current earnings you are "paying for" when you buy the stock. A P/E of 20 means you pay $20 for every $1 of annual earnings. The S&P 500 historically trades at an average P/E of roughly 15–17. A P/E significantly above that may signal high growth expectations; one below may indicate undervaluation — or declining business quality.

Price-to-Sales Ratio (P/S)

The P/S ratio divides market capitalization by total revenue. Unlike the P/E ratio, it works even for companies that are not yet profitable, making it essential for evaluating high-growth firms. A P/S below 1.0 may indicate undervaluation, while ratios above 10 are typically reserved for fast-growing tech or SaaS companies with high expected future margins.

Price-to-EBIT Ratio

This ratio relates PB Financial's market price to its operating earnings, excluding the effects of debt structure and tax jurisdiction. It is particularly useful for comparing companies across different countries or with different levels of leverage, because it focuses purely on operational profitability. Lower values suggest cheaper operational earnings.

How to Use This Chart

This chart plots PB Financial's valuation multiples over time. Compare the current P/E, P/S, and P/EBIT to their own historical averages — if the current ratio is well below the multi-year average, the stock may be relatively cheap compared to its own track record. Combine this with industry comparisons: a P/E that looks high in absolute terms may be justified if PB Financial grows earnings faster than its peers.

PB Financial Stock analysis

What does PB Financial do? PB Financial Corp, trading under the ticker PBNC, is a financial services company based in Orlando, Florida. The company operates as a holding company for Providence Bank, a state-chartered community bank. PB Financial Corp. completed its initial public offering on November 14, 2019. Providence Bank provides general commercial and retail banking services primarily in Nash, Edgecombe, Wake, and Wilson Counties in North Carolina. The bank maintains branches in the cities of Rocky Mount, Tarboro, Nashville, Wilson, and Raleigh. The company's operations are focused on serving local communities within these specific counties, emphasizing community banking principles. PB Financial Corp. does not have any publicly disclosed acquisitions or additional subsidiaries beyond Providence Bank. The company's primary business activities are centered around traditional banking services, including commercial lending, deposit services, and retail banking solutions. The company's headquarters and operational base remain in Orlando, Florida, while its banking services are delivered through its branch network in North Carolina. PB Financial Corp. is listed on the stock market under its ticker symbol PBNC. The company's financial activities are confined to the geographical areas specified, with no indication of broader regional or national expansion plans disclosed in the provided information. PB Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about PB Financial stock

EV/EBIT (Enterprise Value to EBIT) of PB Financial is 15.16 in 2019.

EV/EBIT (Enterprise Value to EBIT) of PB Financial changed from 17.58 to 15.16, representing a -13.78% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of EV/EBIT (Enterprise Value to EBIT) PB Financial since 2006 – with annual values, charts, and detailed analysis.

The EV/EBIT ratio measures a company's enterprise value relative to its operating earnings. It accounts for debt, making it useful for comparing companies with different capital structures.

EV/EBIT = Enterprise Value / Earnings Before Interest and Taxes

To evaluate EV/EBIT (Enterprise Value to EBIT)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for EV/EBIT (Enterprise Value to EBIT).

A 'good' varies by industry and company stage. On Eulerpool, you can compare EV/EBIT (Enterprise Value to EBIT)'s PB Financial with sector peers and the industry average to assess whether it is attractive.

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Valuation — PB Financial

P/EP/SEV/EBITP/BP/CFP/FCFPEGEV/RevenueEV/EBITDAEV/FCFEarnings YieldFCF YieldMarket capitalizationEnterprise ValueForward P/EP/TBVShareholder YieldBuyback YieldDiv.-Adj. PEGEV/OCF

All Key Metrics — PB Financial