PB Financial

PB Financial Cash Conversion

The Cash Conversion Rate (OCF/Net Income) of PB Financial (PBNC) as of Nov 13, 2026 is 105.05 %. In the previous year, Cash Conversion Rate (OCF/Net Income) was 100.53 % — a change of 4.50% (higher).

Cash Conversion

105.05 %

YoY

4.50%

Last updated:

Cash Conversion Rate (OCF/Net Income) of PB Financial is 2025 105.05 % . Cash Conversion Rate (OCF/Net Income) of PB Financial was 2024 100.53 % . It decreases by 4.50% higher compared to the previous year.

The PB Financial Cash Conversion history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Cash Conversion
Date
Cash Conversion
Jan 1, 2018
102.97 USD
Jan 1, 2019
102.02 USD
Jan 1, 2020
107.59 USD
Jan 1, 2021
110.11 USD
Jan 1, 2022
105.57 USD
Jan 1, 2023
107.92 USD
Jan 1, 2024
100.53 USD
Jan 1, 2025
105.05 USD
The PB Financial Cash Conversion history
YEARCash ConversionYoY
105.05 %+4.50%
100.53 %-6.85%
107.92 %+2.22%
105.57 %-4.13%
110.11 %+2.34%
107.59 %+5.46%
102.02 %-0.92%
102.97 %-29.53%
146.13 %+32.38%
110.39 %-7.18%
118.93 %+90.18%
62.53 %—

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PB Financial Stock analysis

What does PB Financial do? PB Financial Corp, trading under the ticker PBNC, is a financial services company based in Orlando, Florida. The company operates as a holding company for Providence Bank, a state-chartered community bank. PB Financial Corp. completed its initial public offering on November 14, 2019. Providence Bank provides general commercial and retail banking services primarily in Nash, Edgecombe, Wake, and Wilson Counties in North Carolina. The bank maintains branches in the cities of Rocky Mount, Tarboro, Nashville, Wilson, and Raleigh. The company's operations are focused on serving local communities within these specific counties, emphasizing community banking principles. PB Financial Corp. does not have any publicly disclosed acquisitions or additional subsidiaries beyond Providence Bank. The company's primary business activities are centered around traditional banking services, including commercial lending, deposit services, and retail banking solutions. The company's headquarters and operational base remain in Orlando, Florida, while its banking services are delivered through its branch network in North Carolina. PB Financial Corp. is listed on the stock market under its ticker symbol PBNC. The company's financial activities are confined to the geographical areas specified, with no indication of broader regional or national expansion plans disclosed in the provided information. PB Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about PB Financial stock

Cash Conversion Rate (OCF/Net Income) of PB Financial is 105.05 % in 2025.

Cash Conversion Rate (OCF/Net Income) of PB Financial changed from 100.53 % to 105.05 %, representing a 4.50% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Cash Conversion Rate (OCF/Net Income) PB Financial since 2006 – with annual values, charts, and detailed analysis.

Cash conversion measures how effectively net income converts to operating cash flow. Ratios above 100% indicate high-quality, cash-backed earnings.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Cash Conversion Rate (OCF/Net Income)'s PB Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate Cash Conversion Rate (OCF/Net Income)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Cash Conversion Rate (OCF/Net Income).

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Cash Flow — PB Financial

All Key Metrics — PB Financial