OceanFirst Financial

OceanFirst Financial Rule of 40

The Rule of 40 of OceanFirst Financial (OCFC) as of Oct 20, 2026 is 9.41 %. In the previous year, Rule of 40 was 27.00 % — a change of -65.15% (lower).

Rule of 40

9.41 %

YoY

-65.15%

Last updated:

Rule of 40 of OceanFirst Financial is 2025 9.41 % . Rule of 40 of OceanFirst Financial was 2024 27.00 % . It decreases by -65.15% lower compared to the previous year.

The OceanFirst Financial Rule of 40 history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Rule of 40
Date
Rule of 40
Jan 1, 2018
72.53 USD
Jan 1, 2019
43.40 USD
Jan 1, 2020
44.42 USD
Jan 1, 2021
26.21 USD
Jan 1, 2022
64.77 USD
Jan 1, 2023
52.72 USD
Jan 1, 2024
27.00 USD
Jan 1, 2025
9.41 USD
The OceanFirst Financial Rule of 40 history
YEARRule of 40YoY
9.41 %-65.15%
27.00 %-48.79%
52.72 %-18.59%
64.77 %+147.08%
26.21 %-40.99%
44.42 %+2.37%
43.40 %-40.17%
72.53 %+2.26%
70.93 %-4.16%
74.01 %+107.77%
35.62 %—

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OceanFirst Financial Stock analysis

What does OceanFirst Financial do? OceanFirst Financial Corp is an American financial institution headquartered in Toms River, New Jersey. It was established in 1902 as Ocean City Building and Loan Association and has since become a leading provider of financial services in New Jersey and Pennsylvania. The business model of OceanFirst Financial Corp combines traditional banking services with modern financial technologies. The company offers a wide range of products and services for personal and business customers, including deposit, credit, investment, and insurance products, as well as electronic banking services such as mobile and online banking. OceanFirst Financial Corp has various divisions focusing on different areas of banking. The main division is OceanFirst Bank, which provides deposit, credit, and investment products for personal and business customers. OceanFirst Bank currently operates over 70 branches in New Jersey and Pennsylvania and employs over 1,000 staff. Another important division of OceanFirst Financial Corp is OceanFirst Wealth Management, which offers investment advisory and asset management services for personal and business customers. OceanFirst Wealth Management has an experienced group of financial advisors and investment experts who cater to the individual needs of each client. OceanFirst Financial Corp also has a division for insurance products called OceanFirst Insurance Services, Inc. This division offers a wide range of insurance products for personal and business customers, including auto, home, life, and business liability insurance. OceanFirst Insurance Services, Inc. works with various insurance providers to offer the best insurance options to its customers. Additionally, OceanFirst Financial Corp has a division for commercial loans called OceanFirst Business Services. This division focuses on credit and financing services for small and medium-sized businesses. OceanFirst Business Services offers a wide range of credit solutions such as term loans, revolving loans, lines of credit, as well as payment processing services. In summary, OceanFirst Financial Corp is a leading financial institution offering a wide range of products and services for personal and business customers. The company has various divisions focusing on different areas of banking, including deposit, credit, investment, and insurance products, as well as electronic banking services. OceanFirst Financial Corp has a long history and a strong commitment to its customers and the communities it serves. OceanFirst Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about OceanFirst Financial stock

Rule of 40 of OceanFirst Financial is 9.41 % in 2025.

On Eulerpool you can find the complete historical development of Rule of 40 OceanFirst Financial since 2006 – with annual values, charts, and detailed analysis.

The Rule of 40 states that a company's revenue growth rate plus profit margin should exceed 40%. It is widely used to evaluate SaaS and high-growth companies.

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Quality — OceanFirst Financial

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