OceanFirst Financial

OceanFirst Financial Payout Ratio

The Dividend Payout Ratio of OceanFirst Financial (OCFC) as of Nov 12, 2026 is 64.19 %. In the previous year, Dividend Payout Ratio was 46.41 % — a change of 38.31% (higher).

Payout Ratio

64.19 %

YoY

38.31%

Last updated:

Dividend Payout Ratio of OceanFirst Financial is 2025 64.19 % . Dividend Payout Ratio of OceanFirst Financial was 2024 46.41 % . It decreases by 38.31% higher compared to the previous year.

The payout ratio is around 64% of earnings.

The OceanFirst Financial Payout Ratio history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Payout Ratio
Date
Payout Ratio
Jan 1, 2021
59.93 USD
Jan 1, 2022
29.66 USD
Jan 1, 2023
45.47 USD
Jan 1, 2024
46.41 USD
Jan 1, 2025
64.19 USD
Jan 1, 2026 (e)
44.09 USD
Jan 1, 2027 (e)
35.47 USD
Jan 1, 2028 (e)
32.73 USD
The OceanFirst Financial Payout Ratio history
YEARPayout RatioYoY
est32.73 %-7.70%
est35.47 %-19.57%
est44.09 %-31.31%
64.19 %+38.31%
46.41 %+2.08%
45.47 %+53.32%
29.66 %-50.52%
59.93 %-7.09%
64.51 %+66.41%
38.77 %-7.10%
41.73 %-10.95%
46.86 %-28.90%
65.91 %+50.40%
43.82 %+7.34%
40.83 %-18.52%
50.10 %+19.75%
41.84 %-0.90%
42.22 %-1.55%
42.88 %-47.10%
81.07 %+26.08%
64.30 %-92.82%
894.96 %+1,130.30%
72.74 %—

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OceanFirst Financial Stock analysis

What does OceanFirst Financial do? OceanFirst Financial Corp is an American financial institution headquartered in Toms River, New Jersey. It was established in 1902 as Ocean City Building and Loan Association and has since become a leading provider of financial services in New Jersey and Pennsylvania. The business model of OceanFirst Financial Corp combines traditional banking services with modern financial technologies. The company offers a wide range of products and services for personal and business customers, including deposit, credit, investment, and insurance products, as well as electronic banking services such as mobile and online banking. OceanFirst Financial Corp has various divisions focusing on different areas of banking. The main division is OceanFirst Bank, which provides deposit, credit, and investment products for personal and business customers. OceanFirst Bank currently operates over 70 branches in New Jersey and Pennsylvania and employs over 1,000 staff. Another important division of OceanFirst Financial Corp is OceanFirst Wealth Management, which offers investment advisory and asset management services for personal and business customers. OceanFirst Wealth Management has an experienced group of financial advisors and investment experts who cater to the individual needs of each client. OceanFirst Financial Corp also has a division for insurance products called OceanFirst Insurance Services, Inc. This division offers a wide range of insurance products for personal and business customers, including auto, home, life, and business liability insurance. OceanFirst Insurance Services, Inc. works with various insurance providers to offer the best insurance options to its customers. Additionally, OceanFirst Financial Corp has a division for commercial loans called OceanFirst Business Services. This division focuses on credit and financing services for small and medium-sized businesses. OceanFirst Business Services offers a wide range of credit solutions such as term loans, revolving loans, lines of credit, as well as payment processing services. In summary, OceanFirst Financial Corp is a leading financial institution offering a wide range of products and services for personal and business customers. The company has various divisions focusing on different areas of banking, including deposit, credit, investment, and insurance products, as well as electronic banking services. OceanFirst Financial Corp has a long history and a strong commitment to its customers and the communities it serves. OceanFirst Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about OceanFirst Financial stock

Dividend Payout Ratio of OceanFirst Financial is 64.19 % in 2025.

Dividend Payout Ratio of OceanFirst Financial changed from 46.41 % to 64.19 %, representing a 38.31% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Dividend Payout Ratio OceanFirst Financial since 2006 – with annual values, charts, and detailed analysis.

The payout ratio measures the percentage of net income distributed as dividends. A sustainable payout ratio leaves room for reinvestment and growth.

Dividend Payout Ratio's is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Dividend Payout Ratio's OceanFirst Financial historically and in real time.

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