OceanFirst Financial (OCFC) Stock Price
OceanFirst Financial Price
OceanFirst Financial (OCFC) Stock | ISIN US6752341080 | WKN 919419. The current OceanFirst Financial stock price is 18.03 USD (2026). Revenue is 573.44 M USD. Net income is 107.85 M USD. The P/E ratio is 9.6. Market capitalization is 1.03 B USD. OceanFirst Financial operates in the Finance sector.
Revenue has compounded at 9.1% per year over the past 19 years to 687.16 M USD. Earnings per share have grown at 0.5% per year over the last 19 years. OceanFirst Financial's net margin stands at 9.8%, down from 26.9% several years earlier. OceanFirst Financial currently offers a dividend yield of about 4.44%. The payout ratio is around 44% of earnings.
OceanFirst Financial stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of OceanFirst Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how OceanFirst Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing OceanFirst Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | OceanFirst Financial Price |
|---|
OceanFirst Financial Revenue, EBIT, Net Income
3 Years
5 Years
10 Years
25 Years
Max
Details
OceanFirst Financial Income Statement, Balance Sheet, Cash Flow Statement
| REVENUE (M USD) |
|---|
| REVENUE GROWTH (%) |
| GROSS MARGIN (%) |
| GROSS INCOME (M USD) |
| EBIT (M USD) |
| EBIT MARGIN (%) |
| NET INCOME (M USD) |
| NET INCOME GROWTH (%) |
| DIVIDEND (USD)DIV. (USD) |
| DIVIDEND GROWTH (%)DIV. GROWTH (%) |
| SHARES (M) |
| DOCUMENTS |
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|
| 394 | 490 | 641 | 692 | 687 | 573 | 699 | 778 |
| -13.02 | 24.37 | 30.82 | 7.96 | -0.72 | -16.59 | 21.99 | 11.3 |
| - | - | - | - | - | - | - | - |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 229 | 336 | - |
| – | – | – | – | – | – | – | – |
| 106 | 142 | 100 | 96 | 67 | 107 | 142 | 161 |
| 73.77 | 33.96 | -29.58 | -4 | -30.21 | 59.7 | 32.71 | 13.38 |
| 1.12 | 0.74 | 0.8 | 0.8 | 0.8 | 0.8 | 1.17 | 1.31 |
| 64.71 | -33.93 | 8.11 | – | – | – | 46.25 | 11.97 |
| 59.6 | 58.9 | 58.96 | 58.3 | 57.43 | 57.43 | 57.43 | 57.43 |
| – | – | – | – | – | – | – | – |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales OceanFirst Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue OceanFirst Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare OceanFirst Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares OceanFirst Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against OceanFirst Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
OceanFirst Financial stock margins
3 Years
5 Years
10 Years
25 Years
Max
Details
OceanFirst Financial Stock Revenue, EBIT, Earnings per Share
3 Years
5 Years
10 Years
25 Years
Max
Details
OceanFirst Financial business model & stock analysis
OceanFirst Financial SWOT Analysis
Strengths
OceanFirst Financial Corp has consistently exhibited strong financial results, with steady revenue growth and healthy profit margins. This stability enables the company to weather economic uncertainties effectively.
With a long-standing presence in the financial industry, OceanFirst Financial Corp has established a strong reputation and built a loyal customer base. This brand recognition provides a competitive advantage and supports customer retention.
The company offers a wide range of financial products and services, including personal and commercial banking, lending, insurance, and investment options. This diversification helps to mitigate risks and capture opportunities across multiple segments.
Weaknesses
OceanFirst Financial Corp's operations predominantly serve a specific geographic region, which can make the company vulnerable to local economic downturns. This concentration may limit potential growth opportunities.
Although OceanFirst Financial Corp has a strong presence in its operating markets, it has yet to expand its footprint significantly beyond its current territories. This lack of geographical diversification could restrict future growth prospects.
Opportunities
OceanFirst Financial Corp can explore strategic acquisitions and partnerships to expand its market reach and increase customer base. This approach would allow the company to enter new markets and leverage synergies with complementary businesses.
The financial industry is undergoing rapid technological advancements. OceanFirst Financial Corp can embrace digital innovation to enhance customer experience, improve operational efficiency, and maintain a competitive edge in the evolving digital landscape.
Threats
OceanFirst Financial Corp faces substantial competition from large national banks, regional financial institutions, credit unions, and emerging fintech startups. This intense competition may put pressure on market share and profitability.
The financial industry is subject to numerous regulations and compliance requirements. Non-compliance or failure to keep up with changing regulations can result in legal penalties, reputational damage, and operational disruptions for OceanFirst Financial Corp.
OceanFirst Financial Eulerpool Fair Value
OceanFirst Financial historical P/E ratio, EBIT multiple, and P/S ratio
OceanFirst Financial annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
OceanFirst Financial shares outstanding
3 Years
5 Years
10 Years
25 Years
Max
Details
OceanFirst Financial Dividend History
30 years of dividend payments
OceanFirst Financial dividend history and estimates
3 Years
5 Years
10 Years
25 Years
Max
Details
OceanFirst Financial dividend payout ratio
3 Years
5 Years
10 Years
25 Years
Max
Details
OceanFirst Financial Earnings Estimates
OceanFirst Financial Earnings Estimates
| Date | EPS estimate | Revenue Estimate | Quarterly report |
|---|---|---|---|
| 4/23/2026 | 0.41USD | 101.71 MUSD | 2026 Q1 |
| 1/22/2026 | 0.39USD | 96.27 MUSD | 2025 Q4 |
| 1/21/2026 | 0.4USD | 96.17 MUSD | 2025 Q4 |
| 4/18/2024 | 0.42USD | 91.08 MUSD | 2024 Q1 |
| 1/18/2024 | 0.43USD | 92.12 MUSD | 2023 Q4 |
| 1/17/2024 | 0.71USD | 113.87 MUSD | 2023 Q4 |
| 7/26/2023 | 0.68USD | 107.36 MUSD | 2023 Q2 |
| 4/26/2023 | 0.65USD | 104.21 MUSD | 2023 Q1 |
| 1/25/2023 | 0.63USD | 101.65 MUSD | 2022 Q4 |
| 10/24/2022 | 0.63USD | 102.79 MUSD | 2022 Q3 |
EESG©
Eulerpool ESG Scorecard© for the OceanFirst Financial stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
OceanFirst Financial shareholder structure
| % | Name |
|---|---|
8.76666% | |
5.84466% | |
5.68922% | |
5.62672% | |
3.78278% | |
3.31563% | |
3.16674% | |
2.47464% | |
2.38092% | |
2.35881% |
OceanFirst Financial Executives and Management Board
Mr. Christopher Maher
(58)Chairman of the Board, President, Chief Executive Officer of the Company, Chairman and Chief Executive Officer of the Bank · since 2013
Mr. Joseph Lebel
(62)Chief Operating Officer, Senior Executive Vice President of the Company, President and Chief Operating Officer of the Bank, Director · since 2007
Mr. Patrick Barrett
(62)Chief Financial Officer, Senior Executive Vice President
Ms. Michele Estep
(55)Senior Executive Vice President, Chief Administrative Officer of the Bank
Mr. Steven Tsimbinos
(55)Senior Executive Vice President, General Counsel and Corporate Secretary of the Company and the Bank
OceanFirst Financial Supply Chain
Frequently asked questions about OceanFirst Financial
OceanFirst Financial Corp is primarily active in the banking industry. With its headquarters in Toms River, New Jersey, the company provides a range of financial services to individuals and businesses. As a community-oriented bank, OceanFirst offers various products and solutions, including personal banking, mortgage loans, commercial lending, and wealth management services. With a strong focus on serving its customers and local communities, OceanFirst Financial Corp has established itself as a trusted financial institution in the region.
OceanFirst Financial stock
OceanFirst Financial Peer Group
OceanFirst Financial Ticker
OceanFirst Financial FIGI
All fundamentals and in-depth analysis of OceanFirst Financial
Our stock analysis for OceanFirst Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of OceanFirst Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.